Home > Southwest Bank > Income and Expense

Southwest Bank, Income and Expense

2003-09-30 (YTD Data)Rank
Total interest income$3,163,0005,510
Total interest expense$782,0006,134
Net interest income$2,381,0005,149
Provision for loan and lease losses$168,0003,708
Total noninterest income$127,0007,673
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$80,0006,507
Trading account gains and fees$0153
Additional Noninterest Income$47,0007,300
Total noninterest expense$1,606,0005,744
Salaries and employee benefits$441,0007,708
Premises and equipment expense$246,0005,386
Additional noninterest expense$919,0003,650
Pre-tax net operating income$734,0005,395
Securities gains (losses)$04,204
Applicable income taxes$317,0003,811
Income before extraordinary items$417,0006,260
Extraordinary gains, net$040
Net income$417,0006,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,822
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$417,0006,083
2003-06-30 (YTD Data)Rank
Total interest income$2,159,0005,485
Total interest expense$555,0006,079
Net interest income$1,604,0005,108
Provision for loan and lease losses$108,0003,738
Total noninterest income$89,0007,591
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$50,0006,585
Trading account gains and fees$0150
Additional Noninterest Income$39,0006,988
Total noninterest expense$1,069,0005,755
Salaries and employee benefits$302,0007,675
Premises and equipment expense$161,0005,416
Additional noninterest expense$606,0003,672
Pre-tax net operating income$516,0005,243
Securities gains (losses)$03,782
Applicable income taxes$221,0003,773
Income before extraordinary items$295,0006,132
Extraordinary gains, net$030
Net income$295,0006,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$295,0005,936
2003-03-31 (YTD Data)Rank
Total interest income$1,088,0005,486
Total interest expense$289,0006,057
Net interest income$799,0005,100
Provision for loan and lease losses$48,0003,749
Total noninterest income$58,0007,077
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$22,0006,745
Trading account gains and fees$0134
Additional Noninterest Income$36,0005,881
Total noninterest expense$509,0005,944
Salaries and employee benefits$153,0007,669
Premises and equipment expense$89,0005,083
Additional noninterest expense$267,0004,010
Pre-tax net operating income$300,0004,784
Securities gains (losses)$02,891
Applicable income taxes$125,0003,551
Income before extraordinary items$175,0005,666
Extraordinary gains, net$021
Net income$175,0005,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$175,0005,471
2002-12-31 (YTD Data)Rank
Total interest income$1,003,0008,853
Total interest expense$297,0008,895
Net interest income$706,0008,733
Provision for loan and lease losses$151,0004,899
Total noninterest income$57,0008,906
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$30,0007,861
Trading account gains and fees$2,000145
Additional Noninterest Income$25,0008,373
Total noninterest expense$472,0009,037
Salaries and employee benefits$168,0009,206
Premises and equipment expense$78,0008,471
Additional noninterest expense$226,0008,366
Pre-tax net operating income$140,0008,155
Securities gains (losses)$04,537
Applicable income taxes$67,0006,318
Income before extraordinary items$73,0008,453
Extraordinary gains, net$070
Net income$73,0008,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$73,0008,363
2001-12-31 (YTD Data)Rank
Total interest income$6,856,0004,496
Total interest expense$4,043,0003,763
Net interest income$2,813,0005,301
Provision for loan and lease losses$188,0004,278
Total noninterest income$-724,0009,611
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$99,0006,593
Trading account gains and fees$-857,0009,589
Additional Noninterest Income$34,0008,222
Total noninterest expense$1,382,0007,048
Salaries and employee benefits$538,0007,988
Premises and equipment expense$436,0004,331
Additional noninterest expense$408,0007,079
Pre-tax net operating income$519,0006,477
Securities gains (losses)$2,129,000233
Applicable income taxes$929,0002,183
Income before extraordinary items$1,719,0002,904
Extraordinary gains, net$0105
Net income$1,719,0002,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,350
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$335,1506,802
2000-12-31 (YTD Data)Rank
Total interest income$7,069,0004,547
Total interest expense$5,489,0003,043
Net interest income$1,580,0007,332
Provision for loan and lease losses$158,0004,296
Total noninterest income$138,0008,068
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0006,762
Trading account gains and feesNANA
Additional Noninterest Income$48,0007,902
Total noninterest expense$1,538,0006,651
Salaries and employee benefits$557,0007,934
Premises and equipment expense$487,0003,868
Additional noninterest expense$494,0006,468
Pre-tax net operating income$22,0009,049
Securities gains (losses)$01,956
Applicable income taxes$9,0008,091
Income before extraordinary items$13,0009,096
Extraordinary gains, net$038
Net income$13,0009,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$13,0009,085
1999-12-31 (YTD Data)Rank
Total interest income$3,903,0006,450
Total interest expense$3,298,0004,264
Net interest income$605,0009,503
Provision for loan and lease losses$301,0002,616
Total noninterest income$91,0008,967
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0007,732
Trading account gains and feesNANA
Additional Noninterest Income$37,0008,550
Total noninterest expense$1,468,0006,860
Salaries and employee benefits$564,0007,945
Premises and equipment expense$448,0004,143
Additional noninterest expense$456,0006,858
Pre-tax net operating income$-1,073,00010,070
Securities gains (losses)$-1,183,00010,150
Applicable income taxes$-789,00010,159
Income before extraordinary items$-1,467,00010,130
Extraordinary gains, net$035
Net income$-1,467,00010,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-698,0509,989
1998-12-31 (YTD Data)Rank
Total interest income$200,00010,357
Total interest expense$189,00010,198
Net interest income$11,00010,450
Provision for loan and lease losses$50,0006,568
Total noninterest income$5,00010,342
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,0008,977
Trading account gains and feesNANA
Additional Noninterest Income$1,00010,352
Total noninterest expense$563,0009,577
Salaries and employee benefits$149,00010,270
Premises and equipment expense$108,0008,537
Additional noninterest expense$306,0008,065
Pre-tax net operating income$-597,00010,230
Securities gains (losses)$04,449
Applicable income taxes$-209,00010,321
Income before extraordinary items$-388,00010,174
Extraordinary gains, net$032
Net income$-388,00010,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-388,00010,146

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.