Home > Southwest Bank > Income and Expense
Southwest Bank, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $640,000 | 7,153 |
| Total interest expense | $243,000 | 6,571 |
| Net interest income | $397,000 | 7,312 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $460,000 | 6,275 |
| Salaries and employee benefits | $212,000 | 6,799 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $180,000 | 5,349 |
| Pre-tax net operating income | $-8,000 | 8,756 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-11,000 | 9,081 |
| Income before extraordinary items | $3,000 | 8,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,000 | 8,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,000 | 8,616 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 6,832 |
| Total interest expense | $1,263,000 | 6,278 |
| Net interest income | $1,766,000 | 7,015 |
| Provision for loan and lease losses | $1,043,000 | 1,298 |
| Total noninterest income | $363,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $204,000 | 5,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 5,480 |
| Total noninterest expense | $1,911,000 | 6,034 |
| Salaries and employee benefits | $895,000 | 6,540 |
| Premises and equipment expense | $272,000 | 5,871 |
| Additional noninterest expense | $744,000 | 5,185 |
| Pre-tax net operating income | $-825,000 | 9,084 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-302,000 | 9,189 |
| Income before extraordinary items | $-523,000 | 9,042 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-523,000 | 9,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,236,000 | 797 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-523,000 | 9,000 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 6,558 |
| Total interest expense | $1,937,000 | 6,197 |
| Net interest income | $1,793,000 | 6,797 |
| Provision for loan and lease losses | $560,000 | 2,011 |
| Total noninterest income | $293,000 | 6,495 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $199,000 | 5,184 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $1,811,000 | 6,109 |
| Salaries and employee benefits | $825,000 | 6,675 |
| Premises and equipment expense | $254,000 | 6,043 |
| Additional noninterest expense | $732,000 | 5,105 |
| Pre-tax net operating income | $-285,000 | 9,011 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-122,000 | 9,296 |
| Income before extraordinary items | $-163,000 | 9,011 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-163,000 | 9,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,982 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-163,000 | 8,954 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 6,484 |
| Total interest expense | $2,140,000 | 6,073 |
| Net interest income | $1,871,000 | 6,778 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $255,000 | 6,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 7,934 |
| Total noninterest expense | $1,794,000 | 6,066 |
| Salaries and employee benefits | $799,000 | 6,732 |
| Premises and equipment expense | $265,000 | 5,842 |
| Additional noninterest expense | $730,000 | 5,032 |
| Pre-tax net operating income | $282,000 | 7,978 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $110,000 | 6,390 |
| Income before extraordinary items | $172,000 | 8,262 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $172,000 | 8,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,718 |
| Cash dividends | $75,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $172,000 | 8,265 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 6,502 |
| Total interest expense | $1,972,000 | 6,051 |
| Net interest income | $1,855,000 | 6,900 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $263,000 | 6,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,482 |
| Total noninterest expense | $1,736,000 | 6,219 |
| Salaries and employee benefits | $834,000 | 6,601 |
| Premises and equipment expense | $136,000 | 7,908 |
| Additional noninterest expense | $766,000 | 4,946 |
| Pre-tax net operating income | $382,000 | 7,680 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $125,000 | 6,576 |
| Income before extraordinary items | $257,000 | 7,886 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $257,000 | 7,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $251,000 | 4,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $257,000 | 7,859 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 6,567 |
| Total interest expense | $2,029,000 | 6,143 |
| Net interest income | $1,866,000 | 6,912 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $284,000 | 6,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,565 |
| Total noninterest expense | $1,770,000 | 6,064 |
| Salaries and employee benefits | $811,000 | 6,641 |
| Premises and equipment expense | $166,000 | 7,324 |
| Additional noninterest expense | $793,000 | 4,708 |
| Pre-tax net operating income | $172,000 | 9,052 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $65,000 | 8,075 |
| Income before extraordinary items | $118,000 | 9,206 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $118,000 | 9,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,465 |
| Cash dividends | $271,000 | 4,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $110,960 | 9,192 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,250,000 | 7,449 |
| Total interest expense | $1,621,000 | 7,075 |
| Net interest income | $1,629,000 | 7,711 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $215,000 | 7,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $1,294,000 | 7,352 |
| Salaries and employee benefits | $630,000 | 7,722 |
| Premises and equipment expense | $132,000 | 8,186 |
| Additional noninterest expense | $532,000 | 6,261 |
| Pre-tax net operating income | $500,000 | 7,913 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $158,000 | 7,483 |
| Income before extraordinary items | $341,000 | 8,071 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $341,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,790 |
| Cash dividends | $85,000 | 6,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $341,680 | 8,021 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 8,573 |
| Total interest expense | $1,289,000 | 8,135 |
| Net interest income | $1,305,000 | 8,762 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $167,000 | 8,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $1,024,000 | 8,587 |
| Salaries and employee benefits | $519,000 | 8,720 |
| Premises and equipment expense | $99,000 | 9,324 |
| Additional noninterest expense | $406,000 | 7,831 |
| Pre-tax net operating income | $448,000 | 8,221 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $140,000 | 8,024 |
| Income before extraordinary items | $307,000 | 8,362 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $307,000 | 8,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,457 |
| Cash dividends | $95,000 | 6,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $307,690 | 8,305 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 8,868 |
| Total interest expense | $1,294,000 | 8,296 |
| Net interest income | $1,271,000 | 9,152 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $150,000 | 9,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,029 |
| Total noninterest expense | $929,000 | 9,259 |
| Salaries and employee benefits | $478,000 | 9,299 |
| Premises and equipment expense | $79,000 | 10,226 |
| Additional noninterest expense | $372,000 | 8,479 |
| Pre-tax net operating income | $492,000 | 8,480 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $135,000 | 8,529 |
| Income before extraordinary items | $354,000 | 8,444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $354,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $140,000 | 6,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $356,160 | 8,403 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 9,419 |
| Total interest expense | $929,000 | 8,999 |
| Net interest income | $1,275,000 | 9,536 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $139,000 | 9,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $873,000 | 9,893 |
| Salaries and employee benefits | $425,000 | 10,054 |
| Premises and equipment expense | $71,000 | 10,948 |
| Additional noninterest expense | $377,000 | 9,069 |
| Pre-tax net operating income | $540,000 | 8,382 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $165,000 | 8,021 |
| Income before extraordinary items | $372,000 | 8,440 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $372,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 12,100 |
| Cash dividends | $135,000 | 6,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $374,070 | 8,466 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 9,754 |
| Total interest expense | $891,000 | 9,592 |
| Net interest income | $1,325,000 | 9,658 |
| Provision for loan and lease losses | $162,000 | 4,451 |
| Total noninterest income | $360,000 | 6,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,419 |
| Total noninterest expense | $886,000 | 10,266 |
| Salaries and employee benefits | $412,000 | 10,509 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $379,000 | 9,492 |
| Pre-tax net operating income | $637,000 | 7,706 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $215,000 | 7,343 |
| Income before extraordinary items | $437,000 | 8,079 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $437,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,696 |
| Cash dividends | $303,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $426,950 | 7,899 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 10,489 |
| Total interest expense | $984,000 | 10,465 |
| Net interest income | $1,210,000 | 10,295 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $147,000 | 10,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $780,000 | 11,106 |
| Salaries and employee benefits | $394,000 | 10,934 |
| Premises and equipment expense | $80,000 | 11,493 |
| Additional noninterest expense | $306,000 | 10,744 |
| Pre-tax net operating income | $544,000 | 8,104 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $185,000 | 7,849 |
| Income before extraordinary items | $385,000 | 8,368 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $385,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $149,000 | 5,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $367,320 | 8,173 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.