Home > Southwest Bank > Income and Expense
Southwest Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $28,463,000 | 1,009 |
| Total interest expense | $4,156,000 | 815 |
| Net interest income | $24,307,000 | 1,033 |
| Provision for loan and lease losses | $2,091,000 | 500 |
| Total noninterest income | $3,290,000 | 1,481 |
| Gross Fiduciary activities income | $1,543,000 | 384 |
| Service charges on deposit accounts | $305,000 | 2,841 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,442,000 | 1,865 |
| Total noninterest expense | $9,721,000 | 1,953 |
| Salaries and employee benefits | $6,963,000 | 1,589 |
| Premises and equipment expense | $906,000 | 2,251 |
| Additional noninterest expense | $1,852,000 | 2,800 |
| Pre-tax net operating income | $15,785,000 | 665 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $10,063,000 | 404 |
| Income before extraordinary items | $5,722,000 | 1,213 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,722,000 | 1,214 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,722,000 | 1,213 |
| Net charge-offs | $1,000 | 4,064 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,722,000 | 1,194 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $75,091,000 | 329 |
| Total interest expense | $12,622,000 | 240 |
| Net interest income | $62,469,000 | 345 |
| Provision for loan and lease losses | $3,817,000 | 242 |
| Total noninterest income | $10,249,000 | 563 |
| Gross Fiduciary activities income | $3,779,000 | 207 |
| Service charges on deposit accounts | $1,310,000 | 726 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,160,000 | 677 |
| Total noninterest expense | $40,746,000 | 422 |
| Salaries and employee benefits | $27,420,000 | 356 |
| Premises and equipment expense | $4,448,000 | 442 |
| Additional noninterest expense | $8,878,000 | 573 |
| Pre-tax net operating income | $28,155,000 | 354 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $9,980,000 | 309 |
| Income before extraordinary items | $18,175,000 | 385 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $18,175,000 | 385 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $18,175,000 | 385 |
| Net charge-offs | $98,000 | 1,960 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,031,000 | 188 |
| Net operating income | $18,175,000 | 381 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $46,901,000 | 349 |
| Total interest expense | $7,538,000 | 252 |
| Net interest income | $39,363,000 | 361 |
| Provision for loan and lease losses | $2,463,000 | 237 |
| Total noninterest income | $6,592,000 | 568 |
| Gross Fiduciary activities income | $2,417,000 | 216 |
| Service charges on deposit accounts | $871,000 | 722 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $3,304,000 | 692 |
| Total noninterest expense | $27,242,000 | 430 |
| Salaries and employee benefits | $18,301,000 | 361 |
| Premises and equipment expense | $2,938,000 | 446 |
| Additional noninterest expense | $6,003,000 | 564 |
| Pre-tax net operating income | $16,250,000 | 389 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $5,661,000 | 339 |
| Income before extraordinary items | $10,589,000 | 426 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $10,589,000 | 425 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $10,589,000 | 426 |
| Net charge-offs | $23,000 | 2,514 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $681,000 | 176 |
| Net operating income | $10,589,000 | 424 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $21,973,000 | 362 |
| Total interest expense | $3,248,000 | 279 |
| Net interest income | $18,725,000 | 371 |
| Provision for loan and lease losses | $1,111,000 | 248 |
| Total noninterest income | $3,085,000 | 585 |
| Gross Fiduciary activities income | $1,198,000 | 215 |
| Service charges on deposit accounts | $428,000 | 733 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,459,000 | 737 |
| Total noninterest expense | $13,983,000 | 423 |
| Salaries and employee benefits | $9,394,000 | 360 |
| Premises and equipment expense | $1,490,000 | 450 |
| Additional noninterest expense | $3,099,000 | 556 |
| Pre-tax net operating income | $6,716,000 | 434 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $2,317,000 | 386 |
| Income before extraordinary items | $4,399,000 | 478 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,399,000 | 477 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,399,000 | 478 |
| Net charge-offs | $-38,000 | 5,423 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $341,000 | 150 |
| Net operating income | $4,399,000 | 464 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $79,687,000 | 368 |
| Total interest expense | $10,036,000 | 309 |
| Net interest income | $69,651,000 | 373 |
| Provision for loan and lease losses | $2,160,000 | 489 |
| Total noninterest income | $14,074,000 | 540 |
| Gross Fiduciary activities income | $4,925,000 | 199 |
| Service charges on deposit accounts | $1,688,000 | 758 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $7,461,000 | 636 |
| Total noninterest expense | $50,459,000 | 445 |
| Salaries and employee benefits | $33,536,000 | 380 |
| Premises and equipment expense | $5,873,000 | 443 |
| Additional noninterest expense | $11,050,000 | 626 |
| Pre-tax net operating income | $31,106,000 | 363 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $10,878,000 | 321 |
| Income before extraordinary items | $20,228,000 | 403 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $20,228,000 | 402 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $20,228,000 | 402 |
| Net charge-offs | $27,000 | 3,503 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $1,306,000 | 177 |
| Net operating income | $20,228,000 | 401 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $58,295,000 | 374 |
| Total interest expense | $7,200,000 | 314 |
| Net interest income | $51,095,000 | 377 |
| Provision for loan and lease losses | $1,999,000 | 413 |
| Total noninterest income | $10,390,000 | 551 |
| Gross Fiduciary activities income | $3,605,000 | 202 |
| Service charges on deposit accounts | $1,245,000 | 768 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $5,540,000 | 634 |
| Total noninterest expense | $37,464,000 | 450 |
| Salaries and employee benefits | $25,037,000 | 384 |
| Premises and equipment expense | $4,357,000 | 447 |
| Additional noninterest expense | $8,070,000 | 647 |
| Pre-tax net operating income | $22,022,000 | 375 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $7,646,000 | 339 |
| Income before extraordinary items | $14,376,000 | 421 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $14,376,000 | 419 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $14,376,000 | 421 |
| Net charge-offs | $19,000 | 3,183 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $972,000 | 158 |
| Net operating income | $14,376,000 | 418 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $37,321,000 | 387 |
| Total interest expense | $4,564,000 | 328 |
| Net interest income | $32,757,000 | 391 |
| Provision for loan and lease losses | $1,382,000 | 392 |
| Total noninterest income | $6,575,000 | 559 |
| Gross Fiduciary activities income | $2,382,000 | 205 |
| Service charges on deposit accounts | $816,000 | 766 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,377,000 | 672 |
| Total noninterest expense | $24,601,000 | 459 |
| Salaries and employee benefits | $16,434,000 | 389 |
| Premises and equipment expense | $2,882,000 | 451 |
| Additional noninterest expense | $5,285,000 | 650 |
| Pre-tax net operating income | $13,349,000 | 401 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $4,618,000 | 363 |
| Income before extraordinary items | $8,731,000 | 455 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,731,000 | 452 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,731,000 | 454 |
| Net charge-offs | $59,000 | 2,027 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $637,000 | 152 |
| Net operating income | $8,731,000 | 442 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $17,995,000 | 392 |
| Total interest expense | $2,184,000 | 343 |
| Net interest income | $15,811,000 | 395 |
| Provision for loan and lease losses | $296,000 | 722 |
| Total noninterest income | $3,072,000 | 570 |
| Gross Fiduciary activities income | $1,160,000 | 205 |
| Service charges on deposit accounts | $395,000 | 787 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,517,000 | 706 |
| Total noninterest expense | $12,314,000 | 448 |
| Salaries and employee benefits | $8,244,000 | 387 |
| Premises and equipment expense | $1,444,000 | 455 |
| Additional noninterest expense | $2,626,000 | 656 |
| Pre-tax net operating income | $6,273,000 | 410 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,151,000 | 371 |
| Income before extraordinary items | $4,122,000 | 451 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $4,122,000 | 450 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $4,122,000 | 451 |
| Net charge-offs | $-79,000 | 5,839 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $306,000 | 138 |
| Net operating income | $4,122,000 | 442 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $69,463,000 | 387 |
| Total interest expense | $8,295,000 | 334 |
| Net interest income | $61,168,000 | 391 |
| Provision for loan and lease losses | $1,634,000 | 540 |
| Total noninterest income | $13,146,000 | 550 |
| Gross Fiduciary activities income | $4,799,000 | 207 |
| Service charges on deposit accounts | $1,563,000 | 823 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $6,784,000 | 649 |
| Total noninterest expense | $46,583,000 | 468 |
| Salaries and employee benefits | $30,519,000 | 398 |
| Premises and equipment expense | $5,830,000 | 448 |
| Additional noninterest expense | $10,234,000 | 665 |
| Pre-tax net operating income | $26,097,000 | 391 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $9,278,000 | 333 |
| Income before extraordinary items | $16,819,000 | 445 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $16,819,000 | 445 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $16,819,000 | 446 |
| Net charge-offs | $310,000 | 1,568 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $1,108,000 | 210 |
| Net operating income | $16,819,000 | 438 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $51,568,000 | 394 |
| Total interest expense | $6,145,000 | 339 |
| Net interest income | $45,423,000 | 396 |
| Provision for loan and lease losses | $981,000 | 610 |
| Total noninterest income | $9,686,000 | 568 |
| Gross Fiduciary activities income | $3,503,000 | 213 |
| Service charges on deposit accounts | $1,161,000 | 835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,022,000 | 655 |
| Total noninterest expense | $35,139,000 | 470 |
| Salaries and employee benefits | $23,022,000 | 398 |
| Premises and equipment expense | $4,367,000 | 457 |
| Additional noninterest expense | $7,750,000 | 656 |
| Pre-tax net operating income | $18,989,000 | 405 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $6,713,000 | 359 |
| Income before extraordinary items | $12,276,000 | 462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,276,000 | 461 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $12,276,000 | 462 |
| Net charge-offs | $268,000 | 1,287 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $816,000 | 196 |
| Net operating income | $12,276,000 | 449 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $34,036,000 | 396 |
| Total interest expense | $4,048,000 | 337 |
| Net interest income | $29,988,000 | 399 |
| Provision for loan and lease losses | $718,000 | 564 |
| Total noninterest income | $6,547,000 | 568 |
| Gross Fiduciary activities income | $2,313,000 | 218 |
| Service charges on deposit accounts | $757,000 | 841 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,477,000 | 652 |
| Total noninterest expense | $23,344,000 | 471 |
| Salaries and employee benefits | $15,269,000 | 403 |
| Premises and equipment expense | $2,918,000 | 458 |
| Additional noninterest expense | $5,157,000 | 658 |
| Pre-tax net operating income | $12,473,000 | 405 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $4,316,000 | 367 |
| Income before extraordinary items | $8,157,000 | 460 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,157,000 | 459 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $8,157,000 | 460 |
| Net charge-offs | $304,000 | 900 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $528,000 | 191 |
| Net operating income | $8,157,000 | 450 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $16,861,000 | 396 |
| Total interest expense | $1,996,000 | 345 |
| Net interest income | $14,865,000 | 403 |
| Provision for loan and lease losses | $375,000 | 519 |
| Total noninterest income | $3,203,000 | 554 |
| Gross Fiduciary activities income | $1,151,000 | 220 |
| Service charges on deposit accounts | $366,000 | 844 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,686,000 | 640 |
| Total noninterest expense | $11,571,000 | 475 |
| Salaries and employee benefits | $7,573,000 | 405 |
| Premises and equipment expense | $1,485,000 | 452 |
| Additional noninterest expense | $2,513,000 | 661 |
| Pre-tax net operating income | $6,122,000 | 411 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $2,105,000 | 366 |
| Income before extraordinary items | $4,017,000 | 471 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $4,017,000 | 471 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $4,017,000 | 471 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 169 |
| Net operating income | $4,017,000 | 449 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $63,109,000 | 407 |
| Total interest expense | $7,161,000 | 389 |
| Net interest income | $55,948,000 | 409 |
| Provision for loan and lease losses | $2,205,000 | 437 |
| Total noninterest income | $10,404,000 | 621 |
| Gross Fiduciary activities income | $3,694,000 | 236 |
| Service charges on deposit accounts | $1,459,000 | 911 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,251,000 | 724 |
| Total noninterest expense | $44,326,000 | 477 |
| Salaries and employee benefits | $27,881,000 | 419 |
| Premises and equipment expense | $5,890,000 | 442 |
| Additional noninterest expense | $10,555,000 | 634 |
| Pre-tax net operating income | $19,821,000 | 452 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $7,083,000 | 386 |
| Income before extraordinary items | $12,738,000 | 532 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $12,738,000 | 530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $12,738,000 | 532 |
| Net charge-offs | $63,000 | 3,584 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $574,000 | 284 |
| Net operating income | $12,738,000 | 523 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $46,240,000 | 417 |
| Total interest expense | $5,281,000 | 397 |
| Net interest income | $40,959,000 | 414 |
| Provision for loan and lease losses | $1,768,000 | 389 |
| Total noninterest income | $7,367,000 | 649 |
| Gross Fiduciary activities income | $2,396,000 | 264 |
| Service charges on deposit accounts | $1,092,000 | 915 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,879,000 | 735 |
| Total noninterest expense | $33,180,000 | 472 |
| Salaries and employee benefits | $20,737,000 | 417 |
| Premises and equipment expense | $4,404,000 | 445 |
| Additional noninterest expense | $8,039,000 | 618 |
| Pre-tax net operating income | $13,378,000 | 509 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $4,667,000 | 427 |
| Income before extraordinary items | $8,711,000 | 589 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,711,000 | 586 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,711,000 | 588 |
| Net charge-offs | $60,000 | 3,115 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $329,000 | 287 |
| Net operating income | $8,711,000 | 578 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $29,930,000 | 426 |
| Total interest expense | $3,446,000 | 410 |
| Net interest income | $26,484,000 | 426 |
| Provision for loan and lease losses | $1,311,000 | 366 |
| Total noninterest income | $4,323,000 | 708 |
| Gross Fiduciary activities income | $1,327,000 | 289 |
| Service charges on deposit accounts | $703,000 | 931 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,293,000 | 791 |
| Total noninterest expense | $22,024,000 | 473 |
| Salaries and employee benefits | $13,893,000 | 413 |
| Premises and equipment expense | $2,859,000 | 455 |
| Additional noninterest expense | $5,272,000 | 627 |
| Pre-tax net operating income | $7,472,000 | 573 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,599,000 | 473 |
| Income before extraordinary items | $4,873,000 | 672 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,873,000 | 671 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,873,000 | 672 |
| Net charge-offs | $47,000 | 2,837 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 328 |
| Net operating income | $4,873,000 | 655 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $14,514,000 | 432 |
| Total interest expense | $1,660,000 | 426 |
| Net interest income | $12,854,000 | 430 |
| Provision for loan and lease losses | $603,000 | 379 |
| Total noninterest income | $2,015,000 | 721 |
| Gross Fiduciary activities income | $630,000 | 298 |
| Service charges on deposit accounts | $347,000 | 930 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,038,000 | 817 |
| Total noninterest expense | $10,978,000 | 485 |
| Salaries and employee benefits | $6,907,000 | 420 |
| Premises and equipment expense | $1,427,000 | 462 |
| Additional noninterest expense | $2,644,000 | 620 |
| Pre-tax net operating income | $3,288,000 | 609 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,145,000 | 506 |
| Income before extraordinary items | $2,143,000 | 727 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,143,000 | 728 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,143,000 | 728 |
| Net charge-offs | $56,000 | 1,774 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 293 |
| Net operating income | $2,143,000 | 715 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $53,059,000 | 462 |
| Total interest expense | $6,057,000 | 522 |
| Net interest income | $47,002,000 | 461 |
| Provision for loan and lease losses | $2,280,000 | 558 |
| Total noninterest income | $11,500,000 | 597 |
| Gross Fiduciary activities income | $2,568,000 | 283 |
| Service charges on deposit accounts | $1,378,000 | 1,002 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,554,000 | 591 |
| Total noninterest expense | $43,858,000 | 473 |
| Salaries and employee benefits | $28,314,000 | 397 |
| Premises and equipment expense | $5,329,000 | 466 |
| Additional noninterest expense | $10,215,000 | 679 |
| Pre-tax net operating income | $12,364,000 | 632 |
| Securities gains (losses) | $2,219,000 | 116 |
| Applicable income taxes | $5,053,000 | 453 |
| Income before extraordinary items | $9,530,000 | 673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,530,000 | 674 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,530,000 | 674 |
| Net charge-offs | $867,000 | 1,408 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,159,000 | 199 |
| Net operating income | $8,087,650 | 766 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $38,916,000 | 475 |
| Total interest expense | $4,469,000 | 547 |
| Net interest income | $34,447,000 | 474 |
| Provision for loan and lease losses | $1,220,000 | 765 |
| Total noninterest income | $8,953,000 | 596 |
| Gross Fiduciary activities income | $1,843,000 | 284 |
| Service charges on deposit accounts | $1,020,000 | 1,015 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,090,000 | 574 |
| Total noninterest expense | $32,947,000 | 478 |
| Salaries and employee benefits | $21,200,000 | 402 |
| Premises and equipment expense | $3,969,000 | 471 |
| Additional noninterest expense | $7,778,000 | 666 |
| Pre-tax net operating income | $9,233,000 | 653 |
| Securities gains (losses) | $2,219,000 | 104 |
| Applicable income taxes | $3,912,000 | 458 |
| Income before extraordinary items | $7,540,000 | 652 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $7,540,000 | 654 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,540,000 | 655 |
| Net charge-offs | $495,000 | 1,598 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,075,460 | 769 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $25,368,000 | 484 |
| Total interest expense | $2,938,000 | 571 |
| Net interest income | $22,430,000 | 481 |
| Provision for loan and lease losses | $848,000 | 766 |
| Total noninterest income | $6,482,000 | 581 |
| Gross Fiduciary activities income | $1,261,000 | 283 |
| Service charges on deposit accounts | $654,000 | 1,032 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,567,000 | 536 |
| Total noninterest expense | $22,133,000 | 480 |
| Salaries and employee benefits | $14,178,000 | 402 |
| Premises and equipment expense | $2,624,000 | 472 |
| Additional noninterest expense | $5,331,000 | 640 |
| Pre-tax net operating income | $5,931,000 | 662 |
| Securities gains (losses) | $2,219,000 | 93 |
| Applicable income taxes | $2,791,000 | 433 |
| Income before extraordinary items | $5,359,000 | 621 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,359,000 | 621 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,359,000 | 623 |
| Net charge-offs | $497,000 | 1,260 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,894,460 | 772 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $12,526,000 | 497 |
| Total interest expense | $1,440,000 | 605 |
| Net interest income | $11,086,000 | 485 |
| Provision for loan and lease losses | $310,000 | 961 |
| Total noninterest income | $3,176,000 | 583 |
| Gross Fiduciary activities income | $553,000 | 301 |
| Service charges on deposit accounts | $317,000 | 1,055 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,306,000 | 532 |
| Total noninterest expense | $10,731,000 | 499 |
| Salaries and employee benefits | $7,051,000 | 410 |
| Premises and equipment expense | $1,296,000 | 484 |
| Additional noninterest expense | $2,384,000 | 723 |
| Pre-tax net operating income | $3,221,000 | 609 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,077,000 | 516 |
| Income before extraordinary items | $2,144,000 | 731 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,144,000 | 731 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,144,000 | 732 |
| Net charge-offs | $414,000 | 866 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,144,000 | 700 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $45,661,000 | 578 |
| Total interest expense | $6,148,000 | 703 |
| Net interest income | $39,513,000 | 552 |
| Provision for loan and lease losses | $1,673,000 | 1,228 |
| Total noninterest income | $12,145,000 | 589 |
| Gross Fiduciary activities income | $1,880,000 | 321 |
| Service charges on deposit accounts | $1,446,000 | 987 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,819,000 | 537 |
| Total noninterest expense | $42,252,000 | 505 |
| Salaries and employee benefits | $26,564,000 | 413 |
| Premises and equipment expense | $4,864,000 | 493 |
| Additional noninterest expense | $10,824,000 | 660 |
| Pre-tax net operating income | $7,733,000 | 916 |
| Securities gains (losses) | $646,000 | 779 |
| Applicable income taxes | $2,585,000 | 702 |
| Income before extraordinary items | $5,794,000 | 1,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,794,000 | 1,032 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,794,000 | 1,032 |
| Net charge-offs | $1,091,000 | 1,735 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,348,260 | 1,052 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $33,417,000 | 592 |
| Total interest expense | $4,701,000 | 724 |
| Net interest income | $28,716,000 | 575 |
| Provision for loan and lease losses | $1,343,000 | 1,180 |
| Total noninterest income | $8,701,000 | 604 |
| Gross Fiduciary activities income | $1,296,000 | 334 |
| Service charges on deposit accounts | $1,096,000 | 986 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,309,000 | 549 |
| Total noninterest expense | $31,606,000 | 509 |
| Salaries and employee benefits | $19,589,000 | 414 |
| Premises and equipment expense | $3,573,000 | 505 |
| Additional noninterest expense | $8,444,000 | 636 |
| Pre-tax net operating income | $4,468,000 | 1,200 |
| Securities gains (losses) | $366,000 | 954 |
| Applicable income taxes | $1,630,000 | 840 |
| Income before extraordinary items | $3,204,000 | 1,401 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,204,000 | 1,402 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,204,000 | 1,402 |
| Net charge-offs | $891,000 | 1,581 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,962,440 | 1,415 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $22,003,000 | 600 |
| Total interest expense | $3,221,000 | 735 |
| Net interest income | $18,782,000 | 581 |
| Provision for loan and lease losses | $793,000 | 1,308 |
| Total noninterest income | $5,511,000 | 626 |
| Gross Fiduciary activities income | $886,000 | 329 |
| Service charges on deposit accounts | $719,000 | 993 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,906,000 | 567 |
| Total noninterest expense | $20,940,000 | 514 |
| Salaries and employee benefits | $12,932,000 | 416 |
| Premises and equipment expense | $2,297,000 | 523 |
| Additional noninterest expense | $5,711,000 | 624 |
| Pre-tax net operating income | $2,560,000 | 1,368 |
| Securities gains (losses) | $366,000 | 734 |
| Applicable income taxes | $1,002,000 | 888 |
| Income before extraordinary items | $1,924,000 | 1,536 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,924,000 | 1,536 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,924,000 | 1,536 |
| Net charge-offs | $814,000 | 1,315 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,682,440 | 1,636 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $11,119,000 | 601 |
| Total interest expense | $1,689,000 | 718 |
| Net interest income | $9,430,000 | 585 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $2,191,000 | 742 |
| Gross Fiduciary activities income | $442,000 | 329 |
| Service charges on deposit accounts | $359,000 | 981 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,390,000 | 710 |
| Total noninterest expense | $10,551,000 | 501 |
| Salaries and employee benefits | $6,465,000 | 413 |
| Premises and equipment expense | $1,160,000 | 524 |
| Additional noninterest expense | $2,926,000 | 596 |
| Pre-tax net operating income | $845,000 | 1,946 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $279,000 | 1,363 |
| Income before extraordinary items | $566,000 | 2,361 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $566,000 | 2,363 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $566,000 | 2,364 |
| Net charge-offs | $74,000 | 2,709 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $566,000 | 2,250 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $42,811,000 | 645 |
| Total interest expense | $7,070,000 | 848 |
| Net interest income | $35,741,000 | 599 |
| Provision for loan and lease losses | $1,014,000 | 2,393 |
| Total noninterest income | $9,343,000 | 651 |
| Gross Fiduciary activities income | $1,604,000 | 310 |
| Service charges on deposit accounts | $1,466,000 | 1,006 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,273,000 | 599 |
| Total noninterest expense | $38,602,000 | 530 |
| Salaries and employee benefits | $22,601,000 | 440 |
| Premises and equipment expense | $4,822,000 | 518 |
| Additional noninterest expense | $11,179,000 | 650 |
| Pre-tax net operating income | $5,468,000 | 1,094 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,111,000 | 1,257 |
| Income before extraordinary items | $4,357,000 | 1,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,357,000 | 1,154 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,357,000 | 1,155 |
| Net charge-offs | $84,000 | 5,114 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,357,000 | 1,094 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $31,679,000 | 670 |
| Total interest expense | $5,350,000 | 880 |
| Net interest income | $26,329,000 | 610 |
| Provision for loan and lease losses | $692,000 | 2,458 |
| Total noninterest income | $6,979,000 | 659 |
| Gross Fiduciary activities income | $1,188,000 | 309 |
| Service charges on deposit accounts | $1,097,000 | 1,008 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,694,000 | 603 |
| Total noninterest expense | $28,835,000 | 530 |
| Salaries and employee benefits | $16,601,000 | 440 |
| Premises and equipment expense | $3,656,000 | 518 |
| Additional noninterest expense | $8,578,000 | 631 |
| Pre-tax net operating income | $3,781,000 | 1,218 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $864,000 | 1,208 |
| Income before extraordinary items | $2,917,000 | 1,326 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,917,000 | 1,326 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,917,000 | 1,326 |
| Net charge-offs | $-138,000 | 7,344 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,917,000 | 1,250 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $20,704,000 | 701 |
| Total interest expense | $3,474,000 | 945 |
| Net interest income | $17,230,000 | 629 |
| Provision for loan and lease losses | $379,000 | 2,663 |
| Total noninterest income | $4,113,000 | 714 |
| Gross Fiduciary activities income | $761,000 | 322 |
| Service charges on deposit accounts | $737,000 | 990 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,615,000 | 691 |
| Total noninterest expense | $19,333,000 | 530 |
| Salaries and employee benefits | $11,066,000 | 442 |
| Premises and equipment expense | $2,430,000 | 520 |
| Additional noninterest expense | $5,837,000 | 630 |
| Pre-tax net operating income | $1,631,000 | 1,745 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $545,000 | 1,243 |
| Income before extraordinary items | $1,086,000 | 2,120 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,086,000 | 2,121 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,086,000 | 2,121 |
| Net charge-offs | $-173,000 | 7,434 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,086,000 | 2,052 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,262,000 | 712 |
| Total interest expense | $1,748,000 | 975 |
| Net interest income | $8,514,000 | 645 |
| Provision for loan and lease losses | $115,000 | 3,204 |
| Total noninterest income | $1,949,000 | 759 |
| Gross Fiduciary activities income | $382,000 | 320 |
| Service charges on deposit accounts | $362,000 | 994 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,205,000 | 726 |
| Total noninterest expense | $9,829,000 | 524 |
| Salaries and employee benefits | $5,683,000 | 435 |
| Premises and equipment expense | $1,191,000 | 547 |
| Additional noninterest expense | $2,955,000 | 607 |
| Pre-tax net operating income | $519,000 | 2,488 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $180,000 | 1,611 |
| Income before extraordinary items | $339,000 | 2,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $339,000 | 2,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $339,000 | 2,990 |
| Net charge-offs | $-339,000 | 7,540 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $339,000 | 2,931 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $42,389,000 | 710 |
| Total interest expense | $7,744,000 | 1,072 |
| Net interest income | $34,645,000 | 624 |
| Provision for loan and lease losses | $2,470,000 | 1,813 |
| Total noninterest income | $7,933,000 | 758 |
| Gross Fiduciary activities income | $1,080,000 | 382 |
| Service charges on deposit accounts | $1,657,000 | 914 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,196,000 | 716 |
| Total noninterest expense | $39,645,000 | 528 |
| Salaries and employee benefits | $22,292,000 | 442 |
| Premises and equipment expense | $5,084,000 | 505 |
| Additional noninterest expense | $12,269,000 | 625 |
| Pre-tax net operating income | $463,000 | 4,455 |
| Securities gains (losses) | $461,000 | 949 |
| Applicable income taxes | $-279,000 | 7,034 |
| Income before extraordinary items | $1,203,000 | 2,909 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,203,000 | 2,905 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,203,000 | 2,909 |
| Net charge-offs | $1,990,000 | 1,870 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $742,000 | 3,615 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $31,792,000 | 717 |
| Total interest expense | $5,892,000 | 1,089 |
| Net interest income | $25,900,000 | 622 |
| Provision for loan and lease losses | $2,309,000 | 1,507 |
| Total noninterest income | $4,985,000 | 848 |
| Gross Fiduciary activities income | $725,000 | 403 |
| Service charges on deposit accounts | $1,245,000 | 943 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,015,000 | 826 |
| Total noninterest expense | $28,696,000 | 537 |
| Salaries and employee benefits | $15,931,000 | 461 |
| Premises and equipment expense | $3,846,000 | 500 |
| Additional noninterest expense | $8,919,000 | 611 |
| Pre-tax net operating income | $-120,000 | 6,185 |
| Securities gains (losses) | $461,000 | 790 |
| Applicable income taxes | $-310,000 | 7,283 |
| Income before extraordinary items | $651,000 | 3,638 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $651,000 | 3,636 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $651,000 | 3,638 |
| Net charge-offs | $1,819,000 | 1,597 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $190,000 | 5,185 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $21,049,000 | 729 |
| Total interest expense | $3,929,000 | 1,144 |
| Net interest income | $17,120,000 | 630 |
| Provision for loan and lease losses | $1,524,000 | 1,502 |
| Total noninterest income | $2,805,000 | 946 |
| Gross Fiduciary activities income | $464,000 | 413 |
| Service charges on deposit accounts | $844,000 | 939 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,497,000 | 977 |
| Total noninterest expense | $18,725,000 | 543 |
| Salaries and employee benefits | $10,327,000 | 471 |
| Premises and equipment expense | $2,529,000 | 512 |
| Additional noninterest expense | $5,869,000 | 616 |
| Pre-tax net operating income | $-324,000 | 6,595 |
| Securities gains (losses) | $461,000 | 510 |
| Applicable income taxes | $-208,000 | 7,336 |
| Income before extraordinary items | $345,000 | 4,044 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $345,000 | 4,042 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $345,000 | 4,043 |
| Net charge-offs | $1,196,000 | 1,559 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-116,000 | 6,371 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,172,000 | 768 |
| Total interest expense | $1,949,000 | 1,201 |
| Net interest income | $8,223,000 | 662 |
| Provision for loan and lease losses | $913,000 | 1,234 |
| Total noninterest income | $1,403,000 | 925 |
| Gross Fiduciary activities income | $245,000 | 411 |
| Service charges on deposit accounts | $429,000 | 914 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $729,000 | 987 |
| Total noninterest expense | $9,065,000 | 559 |
| Salaries and employee benefits | $4,995,000 | 487 |
| Premises and equipment expense | $1,230,000 | 536 |
| Additional noninterest expense | $2,840,000 | 648 |
| Pre-tax net operating income | $-352,000 | 7,044 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-235,000 | 7,591 |
| Income before extraordinary items | $-117,000 | 6,791 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-117,000 | 6,792 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-117,000 | 6,791 |
| Net charge-offs | $627,000 | 1,415 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-117,000 | 6,741 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $39,748,000 | 847 |
| Total interest expense | $8,313,000 | 1,443 |
| Net interest income | $31,435,000 | 678 |
| Provision for loan and lease losses | $5,042,000 | 1,428 |
| Total noninterest income | $4,072,000 | 1,282 |
| Gross Fiduciary activities income | $773,000 | 444 |
| Service charges on deposit accounts | $1,933,000 | 898 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,366,000 | 1,760 |
| Total noninterest expense | $35,113,000 | 604 |
| Salaries and employee benefits | $19,557,000 | 496 |
| Premises and equipment expense | $4,679,000 | 566 |
| Additional noninterest expense | $10,877,000 | 738 |
| Pre-tax net operating income | $-4,648,000 | 7,143 |
| Securities gains (losses) | $3,978,000 | 153 |
| Applicable income taxes | $87,000 | 2,948 |
| Income before extraordinary items | $-757,000 | 6,236 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-757,000 | 6,234 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-757,000 | 6,234 |
| Net charge-offs | $1,841,000 | 2,133 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,735,000 | 7,256 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $29,720,000 | 863 |
| Total interest expense | $6,353,000 | 1,482 |
| Net interest income | $23,367,000 | 686 |
| Provision for loan and lease losses | $2,122,000 | 1,834 |
| Total noninterest income | $2,917,000 | 1,347 |
| Gross Fiduciary activities income | $545,000 | 458 |
| Service charges on deposit accounts | $1,457,000 | 884 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $915,000 | 1,941 |
| Total noninterest expense | $26,262,000 | 607 |
| Salaries and employee benefits | $14,726,000 | 504 |
| Premises and equipment expense | $3,406,000 | 590 |
| Additional noninterest expense | $8,130,000 | 705 |
| Pre-tax net operating income | $-2,100,000 | 7,073 |
| Securities gains (losses) | $2,937,000 | 163 |
| Applicable income taxes | $447,000 | 1,518 |
| Income before extraordinary items | $390,000 | 4,090 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $390,000 | 4,085 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $390,000 | 4,088 |
| Net charge-offs | $250,000 | 3,970 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,489,680 | 6,981 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $19,741,000 | 884 |
| Total interest expense | $4,326,000 | 1,522 |
| Net interest income | $15,415,000 | 699 |
| Provision for loan and lease losses | $1,727,000 | 1,539 |
| Total noninterest income | $2,156,000 | 1,268 |
| Gross Fiduciary activities income | $364,000 | 461 |
| Service charges on deposit accounts | $981,000 | 862 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $811,000 | 1,640 |
| Total noninterest expense | $17,657,000 | 611 |
| Salaries and employee benefits | $10,088,000 | 499 |
| Premises and equipment expense | $2,164,000 | 643 |
| Additional noninterest expense | $5,405,000 | 720 |
| Pre-tax net operating income | $-1,813,000 | 7,337 |
| Securities gains (losses) | $2,937,000 | 128 |
| Applicable income taxes | $427,000 | 1,211 |
| Income before extraordinary items | $697,000 | 2,502 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $697,000 | 2,499 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $697,000 | 2,501 |
| Net charge-offs | $223,000 | 3,299 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,182,680 | 7,223 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,458,000 | 940 |
| Total interest expense | $2,272,000 | 1,514 |
| Net interest income | $7,186,000 | 740 |
| Provision for loan and lease losses | $1,411,000 | 961 |
| Total noninterest income | $1,441,000 | 966 |
| Gross Fiduciary activities income | $181,000 | 468 |
| Service charges on deposit accounts | $528,000 | 756 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $732,000 | 1,085 |
| Total noninterest expense | $8,113,000 | 631 |
| Salaries and employee benefits | $4,632,000 | 547 |
| Premises and equipment expense | $1,036,000 | 687 |
| Additional noninterest expense | $2,445,000 | 695 |
| Pre-tax net operating income | $-897,000 | 7,595 |
| Securities gains (losses) | $1,691,000 | 133 |
| Applicable income taxes | $216,000 | 1,368 |
| Income before extraordinary items | $578,000 | 1,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $578,000 | 1,871 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $578,000 | 1,871 |
| Net charge-offs | $57,000 | 3,422 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-656,430 | 7,544 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $32,321,000 | 1,180 |
| Total interest expense | $9,636,000 | 1,684 |
| Net interest income | $22,685,000 | 943 |
| Provision for loan and lease losses | $3,105,000 | 1,351 |
| Total noninterest income | $4,383,000 | 1,187 |
| Gross Fiduciary activities income | $719,000 | 486 |
| Service charges on deposit accounts | $2,056,000 | 858 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,608,000 | 1,521 |
| Total noninterest expense | $29,283,000 | 680 |
| Salaries and employee benefits | $16,571,000 | 588 |
| Premises and equipment expense | $3,256,000 | 844 |
| Additional noninterest expense | $9,456,000 | 714 |
| Pre-tax net operating income | $-5,320,000 | 7,820 |
| Securities gains (losses) | $300,000 | 548 |
| Applicable income taxes | $-1,591,000 | 7,859 |
| Income before extraordinary items | $-3,429,000 | 7,677 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,429,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $682,000 | 2,397 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,633,000 | 7,765 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $23,198,000 | 1,265 |
| Total interest expense | $7,097,000 | 1,783 |
| Net interest income | $16,101,000 | 1,024 |
| Provision for loan and lease losses | $1,537,000 | 1,401 |
| Total noninterest income | $3,562,000 | 1,142 |
| Gross Fiduciary activities income | $537,000 | 491 |
| Service charges on deposit accounts | $1,302,000 | 1,041 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,723,000 | 1,236 |
| Total noninterest expense | $22,192,000 | 663 |
| Salaries and employee benefits | $12,724,000 | 589 |
| Premises and equipment expense | $2,281,000 | 906 |
| Additional noninterest expense | $7,187,000 | 666 |
| Pre-tax net operating income | $-4,066,000 | 8,086 |
| Securities gains (losses) | $300,000 | 465 |
| Applicable income taxes | $-1,226,000 | 8,100 |
| Income before extraordinary items | $-2,540,000 | 7,953 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,540,000 | 7,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,900 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,741,000 | 8,043 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,621,000 | 1,366 |
| Total interest expense | $4,563,000 | 1,893 |
| Net interest income | $10,058,000 | 1,087 |
| Provision for loan and lease losses | $808,000 | 1,412 |
| Total noninterest income | $2,660,000 | 1,055 |
| Gross Fiduciary activities income | $366,000 | 494 |
| Service charges on deposit accounts | $890,000 | 996 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,404,000 | 1,107 |
| Total noninterest expense | $14,503,000 | 667 |
| Salaries and employee benefits | $8,364,000 | 592 |
| Premises and equipment expense | $1,426,000 | 970 |
| Additional noninterest expense | $4,713,000 | 659 |
| Pre-tax net operating income | $-2,593,000 | 8,216 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-734,000 | 8,224 |
| Income before extraordinary items | $-1,859,000 | 8,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,859,000 | 8,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,593 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,859,000 | 8,182 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,361,000 | 1,399 |
| Total interest expense | $2,330,000 | 1,987 |
| Net interest income | $5,031,000 | 1,082 |
| Provision for loan and lease losses | $362,000 | 1,226 |
| Total noninterest income | $1,570,000 | 939 |
| Gross Fiduciary activities income | $164,000 | 536 |
| Service charges on deposit accounts | $543,000 | 792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $863,000 | 947 |
| Total noninterest expense | $7,131,000 | 669 |
| Salaries and employee benefits | $4,142,000 | 607 |
| Premises and equipment expense | $651,000 | 1,065 |
| Additional noninterest expense | $2,338,000 | 630 |
| Pre-tax net operating income | $-892,000 | 8,250 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-302,000 | 8,314 |
| Income before extraordinary items | $-590,000 | 8,185 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-590,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-590,000 | 8,172 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,165,000 | 3,485 |
| Total interest expense | $3,912,000 | 4,066 |
| Net interest income | $7,253,000 | 3,004 |
| Provision for loan and lease losses | $408,000 | 2,668 |
| Total noninterest income | $2,743,000 | 1,751 |
| Gross Fiduciary activities income | $344,000 | 673 |
| Service charges on deposit accounts | $1,565,000 | 1,141 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $834,000 | 2,506 |
| Total noninterest expense | $11,396,000 | 1,618 |
| Salaries and employee benefits | $5,944,000 | 1,693 |
| Premises and equipment expense | $993,000 | 2,587 |
| Additional noninterest expense | $4,459,000 | 1,261 |
| Pre-tax net operating income | $-1,808,000 | 8,251 |
| Securities gains (losses) | $62,000 | 731 |
| Applicable income taxes | $-347,000 | 8,238 |
| Income before extraordinary items | $-1,399,000 | 8,210 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,399,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,562 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,448,600 | 8,219 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 5,070 |
| Total interest expense | $1,620,000 | 5,681 |
| Net interest income | $3,113,000 | 4,541 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,051,000 | 2,819 |
| Gross Fiduciary activities income | $143,000 | 805 |
| Service charges on deposit accounts | $459,000 | 2,624 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $449,000 | 3,018 |
| Total noninterest expense | $4,783,000 | 2,771 |
| Salaries and employee benefits | $2,459,000 | 2,973 |
| Premises and equipment expense | $425,000 | 3,982 |
| Additional noninterest expense | $1,899,000 | 2,106 |
| Pre-tax net operating income | $-619,000 | 8,141 |
| Securities gains (losses) | $62,000 | 590 |
| Applicable income taxes | $-207,000 | 8,321 |
| Income before extraordinary items | $-350,000 | 8,047 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-350,000 | 8,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,134 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-389,680 | 8,047 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,167,000 | 2,270 |
| Total interest expense | $3,272,000 | 2,785 |
| Net interest income | $5,895,000 | 1,966 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $2,306,000 | 1,195 |
| Gross Fiduciary activities income | $359,000 | 515 |
| Service charges on deposit accounts | $1,060,000 | 835 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $887,000 | 1,517 |
| Total noninterest expense | $6,466,000 | 1,427 |
| Salaries and employee benefits | $4,226,000 | 1,205 |
| Premises and equipment expense | $713,000 | 1,843 |
| Additional noninterest expense | $1,527,000 | 1,777 |
| Pre-tax net operating income | $1,735,000 | 2,411 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,735,000 | 1,983 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,735,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,152 |
| Cash dividends | $800,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,735,000 | 1,964 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 2,324 |
| Total interest expense | $1,598,000 | 2,829 |
| Net interest income | $2,880,000 | 2,024 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,164,000 | 1,166 |
| Gross Fiduciary activities income | $174,000 | 522 |
| Service charges on deposit accounts | $533,000 | 802 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $457,000 | 1,453 |
| Total noninterest expense | $3,230,000 | 1,438 |
| Salaries and employee benefits | $2,118,000 | 1,208 |
| Premises and equipment expense | $363,000 | 1,832 |
| Additional noninterest expense | $749,000 | 1,783 |
| Pre-tax net operating income | $814,000 | 2,534 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $814,000 | 2,033 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $814,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,431 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $814,000 | 2,023 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,111,000 | 2,282 |
| Total interest expense | $5,427,000 | 2,825 |
| Net interest income | $11,684,000 | 1,989 |
| Provision for loan and lease losses | $175,000 | 3,820 |
| Total noninterest income | $5,304,000 | 1,041 |
| Gross Fiduciary activities income | $723,000 | 493 |
| Service charges on deposit accounts | $2,667,000 | 653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,914,000 | 1,405 |
| Total noninterest expense | $12,682,000 | 1,408 |
| Salaries and employee benefits | $7,775,000 | 1,249 |
| Premises and equipment expense | $1,467,000 | 1,730 |
| Additional noninterest expense | $3,440,000 | 1,534 |
| Pre-tax net operating income | $4,131,000 | 2,206 |
| Securities gains (losses) | $-71,000 | 8,073 |
| Applicable income taxes | $-75,000 | 8,339 |
| Income before extraordinary items | $4,135,000 | 1,735 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,135,000 | 1,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,181 |
| Cash dividends | $2,053,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,206,000 | 1,703 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,557,000 | 2,311 |
| Total interest expense | $3,850,000 | 2,872 |
| Net interest income | $8,707,000 | 2,015 |
| Provision for loan and lease losses | $175,000 | 3,146 |
| Total noninterest income | $4,092,000 | 1,029 |
| Gross Fiduciary activities income | $544,000 | 489 |
| Service charges on deposit accounts | $2,054,000 | 634 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,494,000 | 1,365 |
| Total noninterest expense | $9,496,000 | 1,422 |
| Salaries and employee benefits | $5,805,000 | 1,273 |
| Premises and equipment expense | $1,121,000 | 1,712 |
| Additional noninterest expense | $2,570,000 | 1,539 |
| Pre-tax net operating income | $3,128,000 | 2,262 |
| Securities gains (losses) | $-71,000 | 8,300 |
| Applicable income taxes | $-75,000 | 8,537 |
| Income before extraordinary items | $3,132,000 | 1,771 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,132,000 | 1,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,666 |
| Cash dividends | $1,547,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,203,000 | 1,728 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 2,339 |
| Total interest expense | $2,365,000 | 2,959 |
| Net interest income | $5,758,000 | 2,033 |
| Provision for loan and lease losses | $175,000 | 2,349 |
| Total noninterest income | $2,737,000 | 1,025 |
| Gross Fiduciary activities income | $363,000 | 495 |
| Service charges on deposit accounts | $1,357,000 | 630 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,017,000 | 1,339 |
| Total noninterest expense | $6,317,000 | 1,431 |
| Salaries and employee benefits | $3,852,000 | 1,289 |
| Premises and equipment expense | $747,000 | 1,714 |
| Additional noninterest expense | $1,718,000 | 1,546 |
| Pre-tax net operating income | $2,003,000 | 2,308 |
| Securities gains (losses) | $-71,000 | 8,454 |
| Applicable income taxes | $-75,000 | 8,608 |
| Income before extraordinary items | $2,007,000 | 1,825 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,007,000 | 1,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,063 |
| Cash dividends | $980,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,078,000 | 1,743 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 2,339 |
| Total interest expense | $1,125,000 | 2,962 |
| Net interest income | $2,850,000 | 2,036 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $1,415,000 | 978 |
| Gross Fiduciary activities income | $180,000 | 505 |
| Service charges on deposit accounts | $632,000 | 652 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $603,000 | 1,168 |
| Total noninterest expense | $3,069,000 | 1,475 |
| Salaries and employee benefits | $1,904,000 | 1,302 |
| Premises and equipment expense | $368,000 | 1,738 |
| Additional noninterest expense | $797,000 | 1,638 |
| Pre-tax net operating income | $1,046,000 | 2,203 |
| Securities gains (losses) | $-71,000 | 8,620 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $975,000 | 1,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $975,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $465,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,046,000 | 1,699 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,409,000 | 2,295 |
| Total interest expense | $3,563,000 | 2,898 |
| Net interest income | $10,846,000 | 2,049 |
| Provision for loan and lease losses | $600,000 | 1,622 |
| Total noninterest income | $5,405,000 | 1,025 |
| Gross Fiduciary activities income | $656,000 | 508 |
| Service charges on deposit accounts | $2,286,000 | 759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,463,000 | 1,172 |
| Total noninterest expense | $12,255,000 | 1,398 |
| Salaries and employee benefits | $7,466,000 | 1,232 |
| Premises and equipment expense | $1,389,000 | 1,742 |
| Additional noninterest expense | $3,400,000 | 1,489 |
| Pre-tax net operating income | $3,396,000 | 2,502 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,396,000 | 2,021 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,396,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $731,000 | 856 |
| Cash dividends | $1,914,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,396,000 | 1,995 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,587,000 | 2,294 |
| Total interest expense | $2,491,000 | 2,937 |
| Net interest income | $8,096,000 | 2,038 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $4,233,000 | 1,002 |
| Gross Fiduciary activities income | $483,000 | 507 |
| Service charges on deposit accounts | $1,698,000 | 762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,052,000 | 1,098 |
| Total noninterest expense | $9,253,000 | 1,376 |
| Salaries and employee benefits | $5,658,000 | 1,216 |
| Premises and equipment expense | $1,029,000 | 1,759 |
| Additional noninterest expense | $2,566,000 | 1,461 |
| Pre-tax net operating income | $2,626,000 | 2,474 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,626,000 | 1,981 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,626,000 | 1,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $665,000 | 671 |
| Cash dividends | $1,518,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,626,000 | 1,945 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,918,000 | 2,279 |
| Total interest expense | $1,542,000 | 2,985 |
| Net interest income | $5,376,000 | 2,024 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $2,800,000 | 985 |
| Gross Fiduciary activities income | $315,000 | 521 |
| Service charges on deposit accounts | $1,102,000 | 763 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,383,000 | 1,065 |
| Total noninterest expense | $6,266,000 | 1,355 |
| Salaries and employee benefits | $3,796,000 | 1,207 |
| Premises and equipment expense | $680,000 | 1,761 |
| Additional noninterest expense | $1,790,000 | 1,396 |
| Pre-tax net operating income | $1,610,000 | 2,613 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,610,000 | 2,106 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,610,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 857 |
| Cash dividends | $869,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,610,000 | 2,072 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 2,311 |
| Total interest expense | $715,000 | 3,064 |
| Net interest income | $2,628,000 | 2,050 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $1,540,000 | 883 |
| Gross Fiduciary activities income | $145,000 | 557 |
| Service charges on deposit accounts | $556,000 | 729 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $839,000 | 911 |
| Total noninterest expense | $3,104,000 | 1,366 |
| Salaries and employee benefits | $1,916,000 | 1,201 |
| Premises and equipment expense | $336,000 | 1,793 |
| Additional noninterest expense | $852,000 | 1,471 |
| Pre-tax net operating income | $914,000 | 2,325 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $914,000 | 1,853 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $914,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 512 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $914,000 | 1,810 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,474,000 | 2,307 |
| Total interest expense | $2,395,000 | 3,151 |
| Net interest income | $10,079,000 | 2,013 |
| Provision for loan and lease losses | $350,000 | 2,627 |
| Total noninterest income | $5,453,000 | 1,008 |
| Gross Fiduciary activities income | $607,000 | 506 |
| Service charges on deposit accounts | $2,646,000 | 666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,200,000 | 1,239 |
| Total noninterest expense | $12,714,000 | 1,292 |
| Salaries and employee benefits | $7,882,000 | 1,098 |
| Premises and equipment expense | $1,382,000 | 1,687 |
| Additional noninterest expense | $3,450,000 | 1,440 |
| Pre-tax net operating income | $2,468,000 | 3,042 |
| Securities gains (losses) | $202,000 | 827 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,670,000 | 2,287 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,670,000 | 2,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,394 |
| Cash dividends | $1,654,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,468,000 | 2,394 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,129,000 | 2,332 |
| Total interest expense | $1,724,000 | 3,207 |
| Net interest income | $7,405,000 | 2,036 |
| Provision for loan and lease losses | $262,000 | 2,506 |
| Total noninterest income | $3,901,000 | 1,057 |
| Gross Fiduciary activities income | $460,000 | 499 |
| Service charges on deposit accounts | $1,997,000 | 671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,444,000 | 1,375 |
| Total noninterest expense | $9,385,000 | 1,313 |
| Salaries and employee benefits | $5,961,000 | 1,080 |
| Premises and equipment expense | $1,013,000 | 1,712 |
| Additional noninterest expense | $2,411,000 | 1,516 |
| Pre-tax net operating income | $1,659,000 | 3,351 |
| Securities gains (losses) | $202,000 | 762 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,861,000 | 2,480 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,861,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,637 |
| Cash dividends | $927,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,659,000 | 2,664 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 2,365 |
| Total interest expense | $1,130,000 | 3,227 |
| Net interest income | $4,840,000 | 2,066 |
| Provision for loan and lease losses | $175,000 | 2,464 |
| Total noninterest income | $2,573,000 | 1,062 |
| Gross Fiduciary activities income | $307,000 | 504 |
| Service charges on deposit accounts | $1,339,000 | 651 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $927,000 | 1,407 |
| Total noninterest expense | $6,213,000 | 1,314 |
| Salaries and employee benefits | $3,970,000 | 1,080 |
| Premises and equipment expense | $678,000 | 1,707 |
| Additional noninterest expense | $1,565,000 | 1,545 |
| Pre-tax net operating income | $1,025,000 | 3,474 |
| Securities gains (losses) | $202,000 | 648 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,227,000 | 2,474 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,227,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,646 |
| Cash dividends | $927,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,025,000 | 2,795 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 2,377 |
| Total interest expense | $563,000 | 3,279 |
| Net interest income | $2,416,000 | 2,075 |
| Provision for loan and lease losses | $87,000 | 2,390 |
| Total noninterest income | $1,267,000 | 1,043 |
| Gross Fiduciary activities income | $151,000 | 518 |
| Service charges on deposit accounts | $660,000 | 650 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $456,000 | 1,387 |
| Total noninterest expense | $3,039,000 | 1,353 |
| Salaries and employee benefits | $1,963,000 | 1,106 |
| Premises and equipment expense | $339,000 | 1,714 |
| Additional noninterest expense | $737,000 | 1,620 |
| Pre-tax net operating income | $557,000 | 3,264 |
| Securities gains (losses) | $202,000 | 499 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $759,000 | 2,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $759,000 | 2,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,115 |
| Cash dividends | $483,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $557,000 | 2,592 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,094,000 | 2,367 |
| Total interest expense | $2,587,000 | 3,257 |
| Net interest income | $9,507,000 | 2,057 |
| Provision for loan and lease losses | $350,000 | 2,851 |
| Total noninterest income | $5,206,000 | 1,096 |
| Gross Fiduciary activities income | $606,000 | 498 |
| Service charges on deposit accounts | $2,481,000 | 696 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,119,000 | 1,418 |
| Total noninterest expense | $12,204,000 | 1,327 |
| Salaries and employee benefits | $7,620,000 | 1,110 |
| Premises and equipment expense | $1,244,000 | 1,837 |
| Additional noninterest expense | $3,340,000 | 1,481 |
| Pre-tax net operating income | $2,159,000 | 3,215 |
| Securities gains (losses) | $468,000 | 784 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,627,000 | 2,278 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,627,000 | 2,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,245 |
| Cash dividends | $1,045,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,159,000 | 2,571 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,106,000 | 2,395 |
| Total interest expense | $2,008,000 | 3,279 |
| Net interest income | $7,098,000 | 2,078 |
| Provision for loan and lease losses | $350,000 | 2,253 |
| Total noninterest income | $3,958,000 | 1,116 |
| Gross Fiduciary activities income | $439,000 | 521 |
| Service charges on deposit accounts | $1,818,000 | 716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,701,000 | 1,399 |
| Total noninterest expense | $8,931,000 | 1,364 |
| Salaries and employee benefits | $5,596,000 | 1,144 |
| Premises and equipment expense | $919,000 | 1,868 |
| Additional noninterest expense | $2,416,000 | 1,523 |
| Pre-tax net operating income | $1,775,000 | 3,104 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,775,000 | 2,591 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,775,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,454 |
| Cash dividends | $711,000 | 2,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,775,000 | 2,462 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,157,000 | 2,381 |
| Total interest expense | $1,395,000 | 3,258 |
| Net interest income | $4,762,000 | 2,053 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $2,594,000 | 1,118 |
| Gross Fiduciary activities income | $285,000 | 529 |
| Service charges on deposit accounts | $1,213,000 | 704 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,096,000 | 1,413 |
| Total noninterest expense | $5,863,000 | 1,379 |
| Salaries and employee benefits | $3,619,000 | 1,185 |
| Premises and equipment expense | $619,000 | 1,845 |
| Additional noninterest expense | $1,625,000 | 1,505 |
| Pre-tax net operating income | $1,193,000 | 3,095 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,193,000 | 2,596 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,193,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,186 |
| Cash dividends | $245,000 | 3,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,193,000 | 2,446 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 2,386 |
| Total interest expense | $720,000 | 3,240 |
| Net interest income | $2,367,000 | 2,068 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $1,096,000 | 1,257 |
| Gross Fiduciary activities income | $127,000 | 573 |
| Service charges on deposit accounts | $576,000 | 718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $393,000 | 1,763 |
| Total noninterest expense | $2,901,000 | 1,382 |
| Salaries and employee benefits | $1,798,000 | 1,185 |
| Premises and equipment expense | $326,000 | 1,755 |
| Additional noninterest expense | $777,000 | 1,521 |
| Pre-tax net operating income | $412,000 | 3,966 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $412,000 | 3,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $412,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $412,000 | 3,222 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,141,000 | 2,335 |
| Total interest expense | $3,458,000 | 3,141 |
| Net interest income | $9,683,000 | 1,997 |
| Provision for loan and lease losses | $450,000 | 2,572 |
| Total noninterest income | $4,431,000 | 1,165 |
| Gross Fiduciary activities income | $514,000 | 561 |
| Service charges on deposit accounts | $2,423,000 | 676 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,494,000 | 1,650 |
| Total noninterest expense | $12,138,000 | 1,268 |
| Salaries and employee benefits | $7,041,000 | 1,142 |
| Premises and equipment expense | $1,249,000 | 1,767 |
| Additional noninterest expense | $3,848,000 | 1,257 |
| Pre-tax net operating income | $1,526,000 | 4,066 |
| Securities gains (losses) | $616,000 | 576 |
| Applicable income taxes | $1,289,000 | 1,853 |
| Income before extraordinary items | $853,000 | 5,031 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $853,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 2,304 |
| Cash dividends | $292,000 | 4,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $458,760 | 6,454 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,579,000 | 2,349 |
| Total interest expense | $5,267,000 | 3,018 |
| Net interest income | $9,312,000 | 1,911 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $3,585,000 | 1,283 |
| Gross Fiduciary activities income | $461,000 | 618 |
| Service charges on deposit accounts | $1,902,000 | 769 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,222,000 | 1,772 |
| Total noninterest expense | $10,655,000 | 1,376 |
| Salaries and employee benefits | $6,269,000 | 1,186 |
| Premises and equipment expense | $1,241,000 | 1,744 |
| Additional noninterest expense | $3,145,000 | 1,478 |
| Pre-tax net operating income | $1,992,000 | 3,179 |
| Securities gains (losses) | $792,000 | 462 |
| Applicable income taxes | $618,000 | 2,910 |
| Income before extraordinary items | $2,166,000 | 2,364 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,166,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 1,598 |
| Cash dividends | $1,640,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,548,240 | 3,052 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,078,000 | 2,184 |
| Total interest expense | $6,090,000 | 2,751 |
| Net interest income | $9,988,000 | 1,758 |
| Provision for loan and lease losses | $600,000 | 1,605 |
| Total noninterest income | $3,156,000 | 1,295 |
| Gross Fiduciary activities income | $314,000 | 711 |
| Service charges on deposit accounts | $1,820,000 | 747 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,022,000 | 1,828 |
| Total noninterest expense | $10,039,000 | 1,378 |
| Salaries and employee benefits | $5,760,000 | 1,234 |
| Premises and equipment expense | $1,186,000 | 1,758 |
| Additional noninterest expense | $3,093,000 | 1,451 |
| Pre-tax net operating income | $2,505,000 | 2,761 |
| Securities gains (losses) | $20,000 | 951 |
| Applicable income taxes | $517,000 | 3,415 |
| Income before extraordinary items | $2,008,000 | 2,550 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,008,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,683 |
| Cash dividends | $1,270,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,992,000 | 2,579 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,155,000 | 2,303 |
| Total interest expense | $4,915,000 | 2,975 |
| Net interest income | $9,240,000 | 1,899 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $2,832,000 | 1,425 |
| Gross Fiduciary activities income | $258,000 | 805 |
| Service charges on deposit accounts | $1,738,000 | 768 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $836,000 | 2,096 |
| Total noninterest expense | $9,384,000 | 1,482 |
| Salaries and employee benefits | $5,397,000 | 1,289 |
| Premises and equipment expense | $1,146,000 | 1,780 |
| Additional noninterest expense | $2,841,000 | 1,571 |
| Pre-tax net operating income | $2,328,000 | 2,960 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $452,000 | 3,857 |
| Income before extraordinary items | $1,875,000 | 2,723 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,875,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,445 |
| Cash dividends | $830,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,875,810 | 2,690 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,690,000 | 2,381 |
| Total interest expense | $5,413,000 | 2,779 |
| Net interest income | $8,277,000 | 2,057 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $2,676,000 | 1,468 |
| Gross Fiduciary activities income | $89,000 | 1,030 |
| Service charges on deposit accounts | $1,739,000 | 709 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $848,000 | 2,081 |
| Total noninterest expense | $8,551,000 | 1,557 |
| Salaries and employee benefits | $5,057,000 | 1,294 |
| Premises and equipment expense | $1,032,000 | 1,917 |
| Additional noninterest expense | $2,462,000 | 1,731 |
| Pre-tax net operating income | $2,042,000 | 3,293 |
| Securities gains (losses) | $135,000 | 1,105 |
| Applicable income taxes | $413,000 | 4,334 |
| Income before extraordinary items | $1,764,000 | 2,836 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,764,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,352 |
| Cash dividends | $1,540,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,654,650 | 2,918 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,552,000 | 2,404 |
| Total interest expense | $5,405,000 | 2,771 |
| Net interest income | $8,147,000 | 2,140 |
| Provision for loan and lease losses | $475,000 | 1,852 |
| Total noninterest income | $2,451,000 | 1,501 |
| Gross Fiduciary activities income | $23,000 | 1,264 |
| Service charges on deposit accounts | $1,765,000 | 726 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $663,000 | 2,304 |
| Total noninterest expense | $7,751,000 | 1,687 |
| Salaries and employee benefits | $4,695,000 | 1,395 |
| Premises and equipment expense | $851,000 | 2,302 |
| Additional noninterest expense | $2,205,000 | 1,929 |
| Pre-tax net operating income | $2,372,000 | 3,048 |
| Securities gains (losses) | $156,000 | 814 |
| Applicable income taxes | $668,000 | 3,379 |
| Income before extraordinary items | $1,860,000 | 2,752 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,860,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,766 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,744,560 | 2,865 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,579,000 | 2,856 |
| Total interest expense | $4,266,000 | 3,495 |
| Net interest income | $7,313,000 | 2,449 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $2,350,000 | 1,615 |
| Gross Fiduciary activities income | $14,000 | 1,378 |
| Service charges on deposit accounts | $1,707,000 | 774 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $629,000 | 2,484 |
| Total noninterest expense | $7,320,000 | 1,925 |
| Salaries and employee benefits | $4,332,000 | 1,536 |
| Premises and equipment expense | $894,000 | 2,231 |
| Additional noninterest expense | $2,094,000 | 2,354 |
| Pre-tax net operating income | $2,163,000 | 3,206 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $606,000 | 3,555 |
| Income before extraordinary items | $1,569,000 | 3,052 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,569,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,285 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,560,360 | 3,041 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,000,000 | 3,282 |
| Total interest expense | $3,365,000 | 4,307 |
| Net interest income | $6,635,000 | 2,685 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $2,118,000 | 1,746 |
| Gross Fiduciary activities income | $11,000 | 1,466 |
| Service charges on deposit accounts | $1,671,000 | 788 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $436,000 | 3,146 |
| Total noninterest expense | $6,863,000 | 2,016 |
| Salaries and employee benefits | $3,979,000 | 1,666 |
| Premises and equipment expense | $887,000 | 2,260 |
| Additional noninterest expense | $1,997,000 | 2,398 |
| Pre-tax net operating income | $1,815,000 | 3,816 |
| Securities gains (losses) | $-55,000 | 11,225 |
| Applicable income taxes | $545,000 | 3,939 |
| Income before extraordinary items | $1,215,000 | 3,921 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,215,000 | 3,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,252,950 | 3,792 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,478,000 | 3,534 |
| Total interest expense | $2,365,000 | 4,870 |
| Net interest income | $6,113,000 | 2,951 |
| Provision for loan and lease losses | $144,000 | 3,703 |
| Total noninterest income | $2,599,000 | 1,522 |
| Gross Fiduciary activities income | $1,000 | 1,574 |
| Service charges on deposit accounts | $1,773,000 | 756 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $825,000 | 2,097 |
| Total noninterest expense | $6,730,000 | 2,109 |
| Salaries and employee benefits | $3,653,000 | 1,832 |
| Premises and equipment expense | $884,000 | 2,281 |
| Additional noninterest expense | $2,193,000 | 2,396 |
| Pre-tax net operating income | $1,838,000 | 3,671 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $612,000 | 3,458 |
| Income before extraordinary items | $1,237,000 | 3,748 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,237,000 | 3,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,709 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,229,630 | 3,799 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,546,000 | 3,598 |
| Total interest expense | $2,621,000 | 4,621 |
| Net interest income | $5,925,000 | 3,062 |
| Provision for loan and lease losses | $-115,000 | 12,931 |
| Total noninterest income | $2,261,000 | 1,808 |
| Gross Fiduciary activities income | $2,000 | 1,590 |
| Service charges on deposit accounts | $1,945,000 | 700 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $314,000 | 4,341 |
| Total noninterest expense | $7,096,000 | 2,068 |
| Salaries and employee benefits | $3,368,000 | 1,970 |
| Premises and equipment expense | $978,000 | 2,095 |
| Additional noninterest expense | $2,750,000 | 2,047 |
| Pre-tax net operating income | $1,205,000 | 5,165 |
| Securities gains (losses) | $103,000 | 2,469 |
| Applicable income taxes | $465,000 | 4,452 |
| Income before extraordinary items | $843,000 | 5,344 |
| Extraordinary gains, net | $234,000 | 891 |
| Net income | $1,077,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $777,080 | 5,455 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,823,000 | 3,555 |
| Total interest expense | $3,873,000 | 4,189 |
| Net interest income | $5,950,000 | 3,076 |
| Provision for loan and lease losses | $706,000 | 2,357 |
| Total noninterest income | $2,281,000 | 1,770 |
| Gross Fiduciary activities income | $2,000 | 1,625 |
| Service charges on deposit accounts | $1,885,000 | 705 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $394,000 | 3,746 |
| Total noninterest expense | $7,274,000 | 2,023 |
| Salaries and employee benefits | $3,477,000 | 1,893 |
| Premises and equipment expense | $1,102,000 | 1,913 |
| Additional noninterest expense | $2,695,000 | 2,185 |
| Pre-tax net operating income | $251,000 | 10,593 |
| Securities gains (losses) | $93,000 | 3,119 |
| Applicable income taxes | $117,000 | 9,465 |
| Income before extraordinary items | $227,000 | 10,217 |
| Extraordinary gains, net | $110,000 | 703 |
| Net income | $337,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $910,000 | 1,657 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $165,620 | 10,722 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.