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Southwest Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$1,973,0009,409
Total interest expense$1,228,0008,302
Net interest income$745,00010,265
Provision for loan and lease losses$421,0002,002
Total noninterest income$848,0003,539
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$52,0008,785
Trading account gains and feesNANA
Additional Noninterest Income$796,0002,116
Total noninterest expense$1,946,0006,046
Salaries and employee benefits$815,0006,907
Premises and equipment expense$230,0006,529
Additional noninterest expense$901,0004,747
Pre-tax net operating income$-774,00011,307
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-774,00011,333
Extraordinary gains, net$053
Net income$-774,00011,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,0001,352
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$961,000395
Net operating income$-774,00011,309
1995-12-31 (YTD Data)Rank
Total interest income$2,733,0008,590
Total interest expense$1,394,0007,995
Net interest income$1,338,0008,961
Provision for loan and lease losses$1,965,000589
Total noninterest income$1,120,0002,851
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0009,404
Trading account gains and feesNANA
Additional Noninterest Income$1,075,0001,714
Total noninterest expense$2,547,0004,920
Salaries and employee benefits$1,107,0005,572
Premises and equipment expense$291,0005,771
Additional noninterest expense$1,149,0003,894
Pre-tax net operating income$-2,054,00011,923
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$-2,054,00011,904
Extraordinary gains, net$065
Net income$-2,054,00011,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,601,000657
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-2,054,00011,903
1994-12-31 (YTD Data)Rank
Total interest income$2,449,0008,996
Total interest expense$987,0008,750
Net interest income$1,462,0008,981
Provision for loan and lease losses$360,0001,966
Total noninterest income$1,645,0002,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$46,0009,835
Trading account gains and feesNANA
Additional Noninterest Income$1,599,0001,313
Total noninterest expense$2,091,0005,985
Salaries and employee benefits$1,007,0006,051
Premises and equipment expense$217,0007,104
Additional noninterest expense$867,0005,348
Pre-tax net operating income$656,0007,669
Securities gains (losses)$03,600
Applicable income taxes$7,00011,444
Income before extraordinary items$649,0006,228
Extraordinary gains, net$0249
Net income$649,0006,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,928
Cash dividends$180,0005,708
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$649,0006,298
1993-12-31 (YTD Data)Rank
Total interest income$1,997,00010,188
Total interest expense$828,0009,890
Net interest income$1,169,00010,170
Provision for loan and lease losses$220,0003,693
Total noninterest income$1,014,0003,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,00010,111
Trading account gains and feesNANA
Additional Noninterest Income$965,0002,079
Total noninterest expense$1,540,0007,695
Salaries and employee benefits$678,0008,149
Premises and equipment expense$222,0007,249
Additional noninterest expense$640,0007,014
Pre-tax net operating income$423,0009,233
Securities gains (losses)$07,477
Applicable income taxes$85,00010,101
Income before extraordinary items$338,0009,055
Extraordinary gains, net$85,0001,727
Net income$423,0008,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0003,282
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$338,0008,797
1992-12-31 (YTD Data)Rank
Total interest income$1,926,00011,042
Total interest expense$763,00011,509
Net interest income$1,163,00010,458
Provision for loan and lease losses$410,0003,402
Total noninterest income$913,0003,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$149,0007,134
Trading account gains and feesNANA
Additional Noninterest Income$764,0002,369
Total noninterest expense$1,776,0007,027
Salaries and employee benefits$664,0008,268
Premises and equipment expense$148,0009,172
Additional noninterest expense$964,0005,207
Pre-tax net operating income$-110,00012,960
Securities gains (losses)$1,0007,986
Applicable income taxes$012,680
Income before extraordinary items$-109,00013,076
Extraordinary gains, net$01,422
Net income$-109,00013,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$561,0002,276
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-110,00012,932

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.