Home > Southwest Bank > Income and Expense
Southwest Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,304,000 | 2,689 |
| Total interest expense | $5,096,000 | 2,418 |
| Net interest income | $6,208,000 | 2,913 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $658,000 | 4,341 |
| Gross Fiduciary activities income | $16,000 | 1,439 |
| Service charges on deposit accounts | $494,000 | 2,783 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $148,000 | 6,243 |
| Total noninterest expense | $3,214,000 | 4,159 |
| Salaries and employee benefits | $1,468,000 | 4,356 |
| Premises and equipment expense | $469,000 | 4,020 |
| Additional noninterest expense | $1,277,000 | 3,839 |
| Pre-tax net operating income | $3,652,000 | 1,956 |
| Securities gains (losses) | $36,000 | 1,361 |
| Applicable income taxes | $1,192,000 | 1,887 |
| Income before extraordinary items | $2,496,000 | 1,960 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,496,000 | 1,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,471,520 | 1,982 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,033,000 | 3,076 |
| Total interest expense | $4,776,000 | 2,691 |
| Net interest income | $5,257,000 | 3,412 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $658,000 | 4,637 |
| Gross Fiduciary activities income | $16,000 | 1,465 |
| Service charges on deposit accounts | $512,000 | 2,716 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $3,184,000 | 4,281 |
| Salaries and employee benefits | $1,425,000 | 4,477 |
| Premises and equipment expense | $444,000 | 4,310 |
| Additional noninterest expense | $1,315,000 | 3,899 |
| Pre-tax net operating income | $2,731,000 | 2,509 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $937,000 | 2,420 |
| Income before extraordinary items | $1,794,000 | 2,769 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,794,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,794,000 | 2,616 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,377,000 | 3,092 |
| Total interest expense | $6,230,000 | 2,685 |
| Net interest income | $5,147,000 | 3,541 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $621,000 | 4,840 |
| Gross Fiduciary activities income | $4,000 | 1,602 |
| Service charges on deposit accounts | $491,000 | 2,833 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $126,000 | 7,283 |
| Total noninterest expense | $3,287,000 | 4,168 |
| Salaries and employee benefits | $1,507,000 | 4,217 |
| Premises and equipment expense | $391,000 | 4,880 |
| Additional noninterest expense | $1,389,000 | 3,818 |
| Pre-tax net operating income | $2,326,000 | 2,678 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $808,000 | 2,589 |
| Income before extraordinary items | $1,528,000 | 3,025 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,528,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $488,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 746 |
| Net operating income | $1,521,500 | 2,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.