Home > Southview Bank > Income and Expense
Southview Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 5,614 |
| Total interest expense | $1,921,000 | 6,380 |
| Net interest income | $3,256,000 | 4,865 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $333,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,630 |
| Total noninterest expense | $2,823,000 | 4,440 |
| Salaries and employee benefits | $1,434,000 | 4,523 |
| Premises and equipment expense | $371,000 | 4,747 |
| Additional noninterest expense | $1,018,000 | 3,939 |
| Pre-tax net operating income | $696,000 | 6,239 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $316,000 | 4,482 |
| Income before extraordinary items | $380,000 | 6,975 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $380,000 | 6,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 589 |
| Net operating income | $380,000 | 6,981 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 5,933 |
| Total interest expense | $1,485,000 | 7,020 |
| Net interest income | $3,024,000 | 5,134 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $455,000 | 5,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,344 |
| Total noninterest expense | $2,419,000 | 4,992 |
| Salaries and employee benefits | $1,380,000 | 4,636 |
| Premises and equipment expense | $337,000 | 5,101 |
| Additional noninterest expense | $702,000 | 5,234 |
| Pre-tax net operating income | $1,000,000 | 5,312 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $422,000 | 4,019 |
| Income before extraordinary items | $578,000 | 6,003 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $578,000 | 6,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,024 |
| Cash dividends | $650,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $578,000 | 5,974 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 6,589 |
| Total interest expense | $1,272,000 | 7,752 |
| Net interest income | $2,591,000 | 5,703 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $1,035,000 | 2,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $822,000 | 2,131 |
| Total noninterest expense | $2,416,000 | 4,886 |
| Salaries and employee benefits | $1,401,000 | 4,499 |
| Premises and equipment expense | $198,000 | 6,740 |
| Additional noninterest expense | $817,000 | 4,611 |
| Pre-tax net operating income | $1,150,000 | 5,012 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $492,000 | 3,878 |
| Income before extraordinary items | $658,000 | 5,778 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $658,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,965 |
| Cash dividends | $550,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $658,000 | 5,671 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 6,681 |
| Total interest expense | $1,111,000 | 8,374 |
| Net interest income | $2,864,000 | 5,493 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $359,000 | 6,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $2,180,000 | 5,325 |
| Salaries and employee benefits | $1,239,000 | 4,957 |
| Premises and equipment expense | $209,000 | 6,683 |
| Additional noninterest expense | $732,000 | 5,047 |
| Pre-tax net operating income | $989,000 | 5,864 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $424,000 | 4,705 |
| Income before extraordinary items | $561,000 | 6,591 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $561,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,572 |
| Cash dividends | $585,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $563,560 | 6,520 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 7,223 |
| Total interest expense | $944,000 | 9,199 |
| Net interest income | $2,703,000 | 5,872 |
| Provision for loan and lease losses | $88,000 | 5,424 |
| Total noninterest income | $526,000 | 4,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,489 |
| Total noninterest expense | $2,076,000 | 5,779 |
| Salaries and employee benefits | $1,118,000 | 5,527 |
| Premises and equipment expense | $215,000 | 6,774 |
| Additional noninterest expense | $743,000 | 5,493 |
| Pre-tax net operating income | $1,065,000 | 5,524 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $484,000 | 4,251 |
| Income before extraordinary items | $589,000 | 6,335 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $589,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,582 |
| Cash dividends | $673,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $583,880 | 6,300 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 7,397 |
| Total interest expense | $916,000 | 9,564 |
| Net interest income | $2,708,000 | 5,955 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $382,000 | 6,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,303 |
| Total noninterest expense | $1,942,000 | 6,120 |
| Salaries and employee benefits | $1,109,000 | 5,566 |
| Premises and equipment expense | $195,000 | 7,299 |
| Additional noninterest expense | $638,000 | 6,273 |
| Pre-tax net operating income | $1,130,000 | 5,489 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $457,000 | 4,482 |
| Income before extraordinary items | $673,000 | 6,159 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $673,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $501,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 633 |
| Net operating income | $673,000 | 6,138 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 8,054 |
| Total interest expense | $733,000 | 9,910 |
| Net interest income | $2,262,000 | 6,942 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $362,000 | 6,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $1,806,000 | 6,674 |
| Salaries and employee benefits | $1,050,000 | 5,849 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $552,000 | 7,407 |
| Pre-tax net operating income | $818,000 | 6,787 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $501,000 | 7,307 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $501,000 | 7,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 994 |
| Net operating income | $499,080 | 7,355 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 8,339 |
| Total interest expense | $731,000 | 10,402 |
| Net interest income | $2,266,000 | 6,998 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $427,000 | 6,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 4,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $1,816,000 | 6,834 |
| Salaries and employee benefits | $1,037,000 | 5,942 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $596,000 | 7,375 |
| Pre-tax net operating income | $877,000 | 6,442 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $347,000 | 5,537 |
| Income before extraordinary items | $537,000 | 7,254 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $537,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $310,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,125 |
| Net operating income | $532,520 | 7,029 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 8,973 |
| Total interest expense | $875,000 | 10,975 |
| Net interest income | $2,124,000 | 7,435 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $425,000 | 6,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $1,753,000 | 7,096 |
| Salaries and employee benefits | $952,000 | 6,309 |
| Premises and equipment expense | $183,000 | 8,234 |
| Additional noninterest expense | $618,000 | 7,350 |
| Pre-tax net operating income | $796,000 | 6,583 |
| Securities gains (losses) | $84,000 | 3,291 |
| Applicable income taxes | $351,000 | 5,341 |
| Income before extraordinary items | $529,000 | 7,090 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $529,000 | 7,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 5,719 |
| Cash dividends | $290,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $475,240 | 7,165 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.