Home > SouthTrust Bank of Walker County > Income and Expense
SouthTrust Bank of Walker County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 8,248 |
| Total interest expense | $1,137,000 | 8,154 |
| Net interest income | $1,753,000 | 8,169 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $436,000 | 5,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $1,278,000 | 8,326 |
| Salaries and employee benefits | $519,000 | 9,219 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $621,000 | 6,882 |
| Pre-tax net operating income | $781,000 | 6,964 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $241,000 | 6,672 |
| Income before extraordinary items | $540,000 | 7,002 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $540,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $303,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $540,000 | 7,053 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 9,346 |
| Total interest expense | $941,000 | 9,375 |
| Net interest income | $1,483,000 | 9,168 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $312,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,153,000 | 9,091 |
| Salaries and employee benefits | $471,000 | 9,946 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $542,000 | 7,844 |
| Pre-tax net operating income | $542,000 | 8,358 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $140,000 | 8,855 |
| Income before extraordinary items | $402,000 | 8,415 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $402,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $402,000 | 8,138 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 10,250 |
| Total interest expense | $1,072,000 | 10,080 |
| Net interest income | $1,251,000 | 10,139 |
| Provision for loan and lease losses | $157,000 | 5,959 |
| Total noninterest income | $270,000 | 8,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $968,000 | 10,126 |
| Salaries and employee benefits | $448,000 | 10,327 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $394,000 | 9,629 |
| Pre-tax net operating income | $396,000 | 9,277 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $89,000 | 10,194 |
| Income before extraordinary items | $315,000 | 9,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $315,000 | 9,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 5,062 |
| Cash dividends | $167,000 | 5,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $308,760 | 8,831 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.