Home > SouthTrust Bank of Tuscaloosa County > Income and Expense
SouthTrust Bank of Tuscaloosa County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,371,000 | 2,932 |
| Total interest expense | $4,408,000 | 2,779 |
| Net interest income | $5,963,000 | 3,013 |
| Provision for loan and lease losses | $426,000 | 1,735 |
| Total noninterest income | $1,198,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,039,000 | 1,294 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $159,000 | 6,034 |
| Total noninterest expense | $4,350,000 | 3,166 |
| Salaries and employee benefits | $1,904,000 | 3,439 |
| Premises and equipment expense | $521,000 | 3,670 |
| Additional noninterest expense | $1,925,000 | 2,654 |
| Pre-tax net operating income | $2,385,000 | 2,953 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $865,000 | 2,591 |
| Income before extraordinary items | $1,520,000 | 3,139 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,520,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,055 |
| Cash dividends | $340,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,520,000 | 3,158 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,264,000 | 3,697 |
| Total interest expense | $3,456,000 | 3,630 |
| Net interest income | $4,808,000 | 3,697 |
| Provision for loan and lease losses | $282,000 | 3,141 |
| Total noninterest income | $1,134,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $977,000 | 1,373 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $157,000 | 6,409 |
| Total noninterest expense | $3,656,000 | 3,770 |
| Salaries and employee benefits | $1,564,000 | 4,121 |
| Premises and equipment expense | $475,000 | 4,053 |
| Additional noninterest expense | $1,617,000 | 3,285 |
| Pre-tax net operating income | $2,004,000 | 3,304 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $681,000 | 3,194 |
| Income before extraordinary items | $1,323,000 | 3,651 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,323,000 | 3,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,582 |
| Cash dividends | $688,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,323,000 | 3,455 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,802,000 | 3,940 |
| Total interest expense | $4,043,000 | 4,039 |
| Net interest income | $4,759,000 | 3,815 |
| Provision for loan and lease losses | $625,000 | 2,561 |
| Total noninterest income | $987,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $880,000 | 1,535 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $3,521,000 | 3,918 |
| Salaries and employee benefits | $1,479,000 | 4,290 |
| Premises and equipment expense | $478,000 | 4,132 |
| Additional noninterest expense | $1,564,000 | 3,469 |
| Pre-tax net operating income | $1,600,000 | 3,800 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $533,000 | 3,779 |
| Income before extraordinary items | $1,067,000 | 4,257 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,067,000 | 4,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 3,389 |
| Cash dividends | $114,000 | 6,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,067,000 | 3,939 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.