Home > SouthTrust Bank of Tennessee > Income and Expense
SouthTrust Bank of Tennessee, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,384,000 | 1,645 |
| Total interest expense | $11,901,000 | 1,359 |
| Net interest income | $8,483,000 | 2,111 |
| Provision for loan and lease losses | $842,000 | 1,165 |
| Total noninterest income | $1,387,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $812,000 | 1,642 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $575,000 | 2,639 |
| Total noninterest expense | $8,423,000 | 1,685 |
| Salaries and employee benefits | $3,779,000 | 1,754 |
| Premises and equipment expense | $1,565,000 | 1,310 |
| Additional noninterest expense | $3,079,000 | 1,693 |
| Pre-tax net operating income | $605,000 | 7,395 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $254,000 | 6,401 |
| Income before extraordinary items | $357,000 | 7,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $357,000 | 7,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $353,160 | 7,917 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,700,000 | 2,289 |
| Total interest expense | $8,681,000 | 1,826 |
| Net interest income | $6,019,000 | 2,963 |
| Provision for loan and lease losses | $851,000 | 1,080 |
| Total noninterest income | $1,786,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $718,000 | 1,886 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,068,000 | 1,723 |
| Total noninterest expense | $6,620,000 | 2,080 |
| Salaries and employee benefits | $2,941,000 | 2,244 |
| Premises and equipment expense | $1,229,000 | 1,644 |
| Additional noninterest expense | $2,450,000 | 2,033 |
| Pre-tax net operating income | $334,000 | 9,505 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $137,000 | 8,495 |
| Income before extraordinary items | $197,000 | 9,961 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $197,000 | 9,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,858 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $197,000 | 9,932 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,332,000 | 3,236 |
| Total interest expense | $4,305,000 | 2,846 |
| Net interest income | $5,027,000 | 3,548 |
| Provision for loan and lease losses | $439,000 | 1,704 |
| Total noninterest income | $1,332,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $818,000 | 1,655 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $514,000 | 2,908 |
| Total noninterest expense | $5,025,000 | 2,769 |
| Salaries and employee benefits | $2,064,000 | 3,187 |
| Premises and equipment expense | $907,000 | 2,223 |
| Additional noninterest expense | $2,054,000 | 2,517 |
| Pre-tax net operating income | $895,000 | 6,427 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $352,000 | 5,249 |
| Income before extraordinary items | $544,000 | 6,962 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $544,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,843 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $543,360 | 7,026 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,285,000 | 4,159 |
| Total interest expense | $2,952,000 | 4,164 |
| Net interest income | $4,333,000 | 4,094 |
| Provision for loan and lease losses | $422,000 | 2,356 |
| Total noninterest income | $1,298,000 | 2,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $747,000 | 1,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 3,054 |
| Total noninterest expense | $3,487,000 | 3,918 |
| Salaries and employee benefits | $1,463,000 | 4,372 |
| Premises and equipment expense | $566,000 | 3,498 |
| Additional noninterest expense | $1,458,000 | 3,595 |
| Pre-tax net operating income | $1,722,000 | 3,843 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $667,000 | 3,261 |
| Income before extraordinary items | $1,055,000 | 4,483 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,055,000 | 4,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,377 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,055,000 | 4,249 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,796,000 | 4,957 |
| Total interest expense | $3,042,000 | 5,095 |
| Net interest income | $3,754,000 | 4,724 |
| Provision for loan and lease losses | $752,000 | 2,239 |
| Total noninterest income | $1,211,000 | 2,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $657,000 | 2,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $554,000 | 2,984 |
| Total noninterest expense | $3,075,000 | 4,419 |
| Salaries and employee benefits | $1,330,000 | 4,724 |
| Premises and equipment expense | $525,000 | 3,810 |
| Additional noninterest expense | $1,220,000 | 4,282 |
| Pre-tax net operating income | $1,138,000 | 5,134 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $437,000 | 4,480 |
| Income before extraordinary items | $701,000 | 5,915 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $701,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 2,897 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $701,000 | 5,571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.