SouthTrust Bank of Talladega County, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$3,094,0007,894
Total interest expense$1,214,0007,842
Net interest income$1,880,0007,859
Provision for loan and lease losses$144,0003,703
Total noninterest income$512,0005,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$461,0002,992
Trading account gains and feesNANA
Additional Noninterest Income$51,0009,565
Total noninterest expense$1,372,0007,998
Salaries and employee benefits$611,0008,539
Premises and equipment expense$103,0009,932
Additional noninterest expense$658,0006,619
Pre-tax net operating income$876,0006,509
Securities gains (losses)$13,0002,050
Applicable income taxes$239,0006,699
Income before extraordinary items$650,0006,222
Extraordinary gains, net$0249
Net income$650,0006,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,486
Cash dividends$355,0004,042
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$640,5106,347
1993-12-31 (YTD Data)Rank
Total interest income$2,984,0008,364
Total interest expense$1,053,0008,871
Net interest income$1,931,0007,893
Provision for loan and lease losses$120,0005,200
Total noninterest income$420,0006,269
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$373,0003,675
Trading account gains and feesNANA
Additional Noninterest Income$47,00010,262
Total noninterest expense$1,166,0009,030
Salaries and employee benefits$492,0009,750
Premises and equipment expense$123,0009,690
Additional noninterest expense$551,0007,760
Pre-tax net operating income$1,065,0005,634
Securities gains (losses)$07,477
Applicable income taxes$294,0006,154
Income before extraordinary items$771,0005,721
Extraordinary gains, net$03,149
Net income$771,0005,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0006,409
Cash dividends$421,0003,519
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$771,0005,480
1992-12-31 (YTD Data)Rank
Total interest income$2,984,0009,016
Total interest expense$1,204,0009,592
Net interest income$1,780,0008,401
Provision for loan and lease losses$149,0006,143
Total noninterest income$426,0006,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$378,0003,675
Trading account gains and feesNANA
Additional Noninterest Income$48,00010,527
Total noninterest expense$1,147,0009,293
Salaries and employee benefits$500,0009,787
Premises and equipment expense$109,00010,409
Additional noninterest expense$538,0008,106
Pre-tax net operating income$910,0006,043
Securities gains (losses)$5,0007,049
Applicable income taxes$236,0006,895
Income before extraordinary items$679,0006,043
Extraordinary gains, net$01,422
Net income$679,0006,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0006,392
Cash dividends$254,0004,424
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$675,3005,727

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.