Home > SouthTrust Bank of Talladega County > Income and Expense
SouthTrust Bank of Talladega County, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,094,000 | 7,894 |
Total interest expense | $1,214,000 | 7,842 |
Net interest income | $1,880,000 | 7,859 |
Provision for loan and lease losses | $144,000 | 3,703 |
Total noninterest income | $512,000 | 5,205 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $461,000 | 2,992 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $51,000 | 9,565 |
Total noninterest expense | $1,372,000 | 7,998 |
Salaries and employee benefits | $611,000 | 8,539 |
Premises and equipment expense | $103,000 | 9,932 |
Additional noninterest expense | $658,000 | 6,619 |
Pre-tax net operating income | $876,000 | 6,509 |
Securities gains (losses) | $13,000 | 2,050 |
Applicable income taxes | $239,000 | 6,699 |
Income before extraordinary items | $650,000 | 6,222 |
Extraordinary gains, net | $0 | 249 |
Net income | $650,000 | 6,235 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 6,486 |
Cash dividends | $355,000 | 4,042 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $640,510 | 6,347 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,984,000 | 8,364 |
Total interest expense | $1,053,000 | 8,871 |
Net interest income | $1,931,000 | 7,893 |
Provision for loan and lease losses | $120,000 | 5,200 |
Total noninterest income | $420,000 | 6,269 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $373,000 | 3,675 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $47,000 | 10,262 |
Total noninterest expense | $1,166,000 | 9,030 |
Salaries and employee benefits | $492,000 | 9,750 |
Premises and equipment expense | $123,000 | 9,690 |
Additional noninterest expense | $551,000 | 7,760 |
Pre-tax net operating income | $1,065,000 | 5,634 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $294,000 | 6,154 |
Income before extraordinary items | $771,000 | 5,721 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $771,000 | 5,860 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $42,000 | 6,409 |
Cash dividends | $421,000 | 3,519 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $771,000 | 5,480 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,984,000 | 9,016 |
Total interest expense | $1,204,000 | 9,592 |
Net interest income | $1,780,000 | 8,401 |
Provision for loan and lease losses | $149,000 | 6,143 |
Total noninterest income | $426,000 | 6,303 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $378,000 | 3,675 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $48,000 | 10,527 |
Total noninterest expense | $1,147,000 | 9,293 |
Salaries and employee benefits | $500,000 | 9,787 |
Premises and equipment expense | $109,000 | 10,409 |
Additional noninterest expense | $538,000 | 8,106 |
Pre-tax net operating income | $910,000 | 6,043 |
Securities gains (losses) | $5,000 | 7,049 |
Applicable income taxes | $236,000 | 6,895 |
Income before extraordinary items | $679,000 | 6,043 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $679,000 | 6,116 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $82,000 | 6,392 |
Cash dividends | $254,000 | 4,424 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $675,300 | 5,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.