SouthTrust Bank of Southwest Florida, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$20,705,0001,490
Total interest expense$8,656,0001,497
Net interest income$12,049,0001,496
Provision for loan and lease losses$900,000996
Total noninterest income$1,672,0002,103
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,262,0001,049
Trading account gains and fees$0475
Additional Noninterest Income$410,0003,357
Total noninterest expense$11,468,0001,293
Salaries and employee benefits$4,400,0001,525
Premises and equipment expense$1,830,0001,155
Additional noninterest expense$5,238,0001,130
Pre-tax net operating income$1,353,0004,787
Securities gains (losses)$03,600
Applicable income taxes$681,0003,154
Income before extraordinary items$672,0006,080
Extraordinary gains, net$0249
Net income$672,0006,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$735,0001,056
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$672,0006,154
1993-12-31 (YTD Data)Rank
Total interest income$11,466,0002,703
Total interest expense$4,489,0002,862
Net interest income$6,977,0002,585
Provision for loan and lease losses$407,0002,432
Total noninterest income$1,740,0002,176
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$791,0001,734
Trading account gains and fees$0532
Additional Noninterest Income$949,0002,103
Total noninterest expense$6,601,0002,203
Salaries and employee benefits$2,500,0002,648
Premises and equipment expense$1,178,0001,788
Additional noninterest expense$2,923,0001,953
Pre-tax net operating income$1,709,0003,863
Securities gains (losses)$07,477
Applicable income taxes$706,0003,092
Income before extraordinary items$1,003,0004,694
Extraordinary gains, net$03,149
Net income$1,003,0004,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,863
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,003,0004,453
1992-12-31 (YTD Data)Rank
Total interest income$5,798,0005,649
Total interest expense$2,728,0005,592
Net interest income$3,070,0005,615
Provision for loan and lease losses$309,0004,047
Total noninterest income$669,0004,564
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$366,0003,761
Trading account gains and feesNANA
Additional Noninterest Income$303,0004,397
Total noninterest expense$3,791,0003,669
Salaries and employee benefits$1,674,0003,831
Premises and equipment expense$633,0003,194
Additional noninterest expense$1,484,0003,637
Pre-tax net operating income$-361,00013,210
Securities gains (losses)$93,0003,119
Applicable income taxes$-180,00013,634
Income before extraordinary items$-88,00013,055
Extraordinary gains, net$01,422
Net income$-88,00013,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0002,884
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-147,52012,979

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.