Home > SouthTrust Bank of South Mississippi > Income and Expense
SouthTrust Bank of South Mississippi, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,271,000 | 3,515 |
| Total interest expense | $4,259,000 | 3,505 |
| Net interest income | $5,012,000 | 3,524 |
| Provision for loan and lease losses | $270,000 | 2,798 |
| Total noninterest income | $994,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $692,000 | 1,966 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $302,000 | 4,055 |
| Total noninterest expense | $4,710,000 | 2,900 |
| Salaries and employee benefits | $1,831,000 | 3,614 |
| Premises and equipment expense | $533,000 | 3,588 |
| Additional noninterest expense | $2,346,000 | 2,131 |
| Pre-tax net operating income | $1,026,000 | 5,638 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $351,000 | 5,316 |
| Income before extraordinary items | $675,000 | 5,868 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $675,000 | 5,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,082 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $675,000 | 5,808 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,722,000 | 4,719 |
| Total interest expense | $2,662,000 | 5,285 |
| Net interest income | $4,060,000 | 4,254 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $1,319,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $637,000 | 2,135 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $682,000 | 2,330 |
| Total noninterest expense | $4,039,000 | 3,298 |
| Salaries and employee benefits | $1,987,000 | 3,328 |
| Premises and equipment expense | $441,000 | 4,174 |
| Additional noninterest expense | $1,611,000 | 2,899 |
| Pre-tax net operating income | $1,268,000 | 5,058 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $384,000 | 5,087 |
| Income before extraordinary items | $884,000 | 5,064 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $884,000 | 5,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,397 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $884,000 | 5,054 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 7,210 |
| Total interest expense | $893,000 | 9,167 |
| Net interest income | $2,696,000 | 6,109 |
| Provision for loan and lease losses | $39,000 | 6,667 |
| Total noninterest income | $502,000 | 5,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,348 |
| Total noninterest expense | $2,266,000 | 5,600 |
| Salaries and employee benefits | $1,155,000 | 5,433 |
| Premises and equipment expense | $310,000 | 5,563 |
| Additional noninterest expense | $801,000 | 5,700 |
| Pre-tax net operating income | $893,000 | 6,437 |
| Securities gains (losses) | $-83,000 | 11,407 |
| Applicable income taxes | $335,000 | 5,452 |
| Income before extraordinary items | $475,000 | 7,497 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $475,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $66,000 | 7,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $528,120 | 7,135 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 7,807 |
| Total interest expense | $816,000 | 9,958 |
| Net interest income | $2,503,000 | 6,540 |
| Provision for loan and lease losses | $93,000 | 5,955 |
| Total noninterest income | $433,000 | 6,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $2,031,000 | 6,248 |
| Salaries and employee benefits | $975,000 | 6,275 |
| Premises and equipment expense | $203,000 | 7,624 |
| Additional noninterest expense | $853,000 | 5,606 |
| Pre-tax net operating income | $812,000 | 6,750 |
| Securities gains (losses) | $53,000 | 3,314 |
| Applicable income taxes | $260,000 | 6,649 |
| Income before extraordinary items | $605,000 | 6,737 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $605,000 | 6,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $283,000 | 4,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $567,900 | 6,766 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 9,456 |
| Total interest expense | $905,000 | 10,849 |
| Net interest income | $1,836,000 | 8,233 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $360,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $1,616,000 | 7,518 |
| Salaries and employee benefits | $756,000 | 7,572 |
| Premises and equipment expense | $399,000 | 4,802 |
| Additional noninterest expense | $461,000 | 8,858 |
| Pre-tax net operating income | $484,000 | 8,523 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $163,000 | 8,321 |
| Income before extraordinary items | $365,000 | 8,552 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $365,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $270,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $334,640 | 8,519 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.