Home > SouthTrust Bank of South Mississippi > Assets and Liabilities
SouthTrust Bank of South Mississippi, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 62 | 3,056 |
| Assets and Liabilities | ||
| Total Assets: | $140,420,000 | 3,231 |
| Cash and due from depository institutions | $6,225,000 | 3,056 |
| Interest-bearing balances | $3,000 | 6,497 |
| Securities | $35,451,000 | 3,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $87,475,000 | 3,141 |
| Loan loss allowance | $1,023,000 | 3,435 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,318,000 | 2,388 |
| Other real estate owned | $121,000 | 3,056 |
| Goodwill and other intangibles | $3,778,000 | 634 |
| All other assets | $4,052,000 | 1,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,420,000 | 3,231 |
| Total liabilities | $125,996,000 | 3,242 |
| Total deposits | $118,293,000 | 3,218 |
| Interest-bearing deposits | $97,940,000 | 3,341 |
| Deposits held in domestic offices | $118,293,000 | 3,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,094 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,903,000 | 2,363 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,200,000 | 1,132 |
| Total equity capital | $14,424,000 | 3,082 |
| Total bank equity capital | $14,424,000 | 3,082 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $603,000 | 4,659 |
| Surplus | $10,027,000 | 1,581 |
| Undivided profits | $3,794,000 | 5,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $966,000 | 2,752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $583,000 | 3,965 |
| Earning assets | $122,929,000 | 3,374 |
| Long-term assets (5+ years) | $45,532,000 | 1,391 |
| Average Assets, year-to-date | $129,279,600 | 3,348 |
| Average Assets, quarterly | $136,337,500 | 3,277 |
| Volatile liabilities | $38,547,000 | 1,693 |
| Insider loans | $1,816,000 | 2,311 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,213,000 | 3,575 |
| Tier 1 (core) risk-based capital | $10,330,000 | 4,139 |
| Tier 2 risk-based capital | $1,023,000 | 2,908 |
| Total risk weighted assets | $84,248,000 | 3,266 |
| Total unused commitments | $9,213,000 | 3,589 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 61 | 3,203 |
| Assets and Liabilities | ||
| Total Assets: | $116,984,000 | 3,820 |
| Cash and due from depository institutions | $3,816,000 | 3,203 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,027,000 | 3,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $66,413,000 | 3,922 |
| Loan loss allowance | $1,052,000 | 3,366 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,857,000 | 2,663 |
| Other real estate owned | $232,000 | 3,203 |
| Goodwill and other intangibles | $4,074,000 | 586 |
| All other assets | $3,565,000 | 2,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,984,000 | 3,820 |
| Total liabilities | $103,230,000 | 3,886 |
| Total deposits | $96,689,000 | 3,935 |
| Interest-bearing deposits | $72,784,000 | 4,457 |
| Deposits held in domestic offices | $96,689,000 | 3,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,133,000 | 1,999 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,408,000 | 1,383 |
| Total equity capital | $13,754,000 | 3,209 |
| Total bank equity capital | $13,754,000 | 3,209 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $603,000 | 4,905 |
| Surplus | $10,027,000 | 1,578 |
| Undivided profits | $3,124,000 | 6,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 4,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $534,000 | 4,438 |
| Earning assets | $102,440,000 | 3,993 |
| Long-term assets (5+ years) | $23,153,000 | 2,256 |
| Average Assets, year-to-date | $91,088,000 | 4,600 |
| Average Assets, quarterly | $120,625,500 | 3,675 |
| Volatile liabilities | $15,400,000 | 3,253 |
| Insider loans | $2,372,000 | 1,837 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,421,000 | 4,331 |
| Tier 1 (core) risk-based capital | $9,460,000 | 4,418 |
| Tier 2 risk-based capital | $830,020 | 3,469 |
| Total risk weighted assets | $66,179,320 | 3,971 |
| Total unused commitments | $6,421,000 | 4,343 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $45,701,000 | 7,910 |
| Cash and due from depository institutions | $3,291,000 | 4,565 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,519,000 | 8,912 |
| Federal funds sold & reverse repurchase agreements | $4,450,000 | 2,024 |
| Net loans & leases | $21,412,000 | 8,442 |
| Loan loss allowance | $396,000 | 7,211 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,180,000 | 5,481 |
| Other real estate owned | $74,000 | 4,565 |
| Goodwill and other intangibles | $4,356,000 | 512 |
| All other assets | $1,419,000 | 5,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,701,000 | 7,910 |
| Total liabilities | $37,945,000 | 8,312 |
| Total deposits | $37,410,000 | 8,163 |
| Interest-bearing deposits | $27,553,000 | 8,838 |
| Deposits held in domestic offices | $37,410,000 | 8,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $535,000 | 4,979 |
| Total equity capital | $7,756,000 | 5,067 |
| Total bank equity capital | $7,756,000 | 5,067 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $603,000 | 5,155 |
| Surplus | $7,153,000 | 2,069 |
| Undivided profits | $0 | 11,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 10,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $142,000 | 9,852 |
| Earning assets | $35,381,000 | 8,692 |
| Long-term assets (5+ years) | $3,742,000 | 6,827 |
| Average Assets, year-to-date | $43,925,200 | 7,983 |
| Average Assets, quarterly | $44,113,000 | 8,038 |
| Volatile liabilities | $6,364,000 | 5,889 |
| Insider loans | $394,000 | 6,383 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $917,000 | 662 |
| Unused loan commitments | $1,638,000 | 8,019 |
| Tier 1 (core) risk-based capital | $3,400,000 | 9,039 |
| Tier 2 risk-based capital | $300,290 | 7,495 |
| Total risk weighted assets | $23,927,590 | 8,219 |
| Total unused commitments | $1,638,000 | 8,029 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $43,183,000 | 8,434 |
| Cash and due from depository institutions | $2,406,000 | 4,957 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $7,748,000 | 9,983 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,276 |
| Net loans & leases | $21,303,000 | 8,571 |
| Loan loss allowance | $373,000 | 7,721 |
| Trading account assets | $2,970,000 | 200 |
| Bank premises and fixed assets | $1,156,000 | 5,591 |
| Other real estate owned | $104,000 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,396,000 | 4,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,183,000 | 8,434 |
| Total liabilities | $40,218,000 | 8,303 |
| Total deposits | $39,721,000 | 8,199 |
| Interest-bearing deposits | $27,124,000 | 9,290 |
| Deposits held in domestic offices | $39,721,000 | 8,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $497,000 | 5,360 |
| Total equity capital | $2,965,000 | 9,839 |
| Total bank equity capital | $2,965,000 | 9,839 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $603,000 | 5,374 |
| Surplus | $2,362,000 | 4,927 |
| Undivided profits | $0 | 12,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 9,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $120,000 | 10,402 |
| Earning assets | $38,121,000 | 8,628 |
| Long-term assets (5+ years) | $3,162,000 | 7,671 |
| Average Assets, year-to-date | $35,971,000 | 9,189 |
| Average Assets, quarterly | $40,014,500 | 8,762 |
| Volatile liabilities | $3,870,000 | 7,446 |
| Insider loans | $575,000 | 5,301 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,448,000 | 726 |
| Unused loan commitments | $1,506,000 | 8,261 |
| Tier 1 (core) risk-based capital | $2,965,000 | 9,780 |
| Tier 2 risk-based capital | $294,430 | 7,677 |
| Total risk weighted assets | $23,475,930 | 8,431 |
| Total unused commitments | $1,506,000 | 8,286 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $32,208,000 | 10,087 |
| Cash and due from depository institutions | $2,048,000 | 6,231 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,304,000 | 11,965 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,807 |
| Net loans & leases | $18,022,000 | 9,392 |
| Loan loss allowance | $274,000 | 9,225 |
| Trading account assets | $1,975,000 | 219 |
| Bank premises and fixed assets | $1,021,000 | 6,117 |
| Other real estate owned | $222,000 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $416,000 | 10,525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,208,000 | 10,087 |
| Total liabilities | $29,565,000 | 10,023 |
| Total deposits | $29,339,000 | 9,909 |
| Interest-bearing deposits | $22,846,000 | 10,359 |
| Deposits held in domestic offices | $29,339,000 | 9,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,000 | 4,898 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $211,000 | 9,791 |
| Total equity capital | $2,643,000 | 10,327 |
| Total bank equity capital | $2,643,000 | 10,327 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $603,000 | 5,650 |
| Surplus | $2,035,000 | 5,340 |
| Undivided profits | $5,000 | 12,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 9,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $126,000 | 10,730 |
| Earning assets | $28,501,000 | 10,196 |
| Long-term assets (5+ years) | $2,516,000 | 8,416 |
| Average Assets, year-to-date | $30,346,400 | 10,227 |
| Average Assets, quarterly | $31,769,000 | 10,102 |
| Volatile liabilities | $3,215,000 | 8,294 |
| Insider loans | $403,000 | 2,268 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $853,000 | 769 |
| Unused loan commitments | $725,000 | 9,874 |
| Tier 1 (core) risk-based capital | $2,643,000 | 10,275 |
| Tier 2 risk-based capital | $241,420 | 8,579 |
| Total risk weighted assets | $19,281,320 | 9,469 |
| Total unused commitments | $725,000 | 9,901 |
| Derivatives | $0 | 651 |