Home > SouthTrust Bank of Selma > Income and Expense
SouthTrust Bank of Selma, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 5,490 |
| Total interest expense | $1,980,000 | 5,654 |
| Net interest income | $3,219,000 | 5,295 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $805,000 | 3,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $691,000 | 1,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,101 |
| Total noninterest expense | $2,753,000 | 4,758 |
| Salaries and employee benefits | $1,296,000 | 4,895 |
| Premises and equipment expense | $262,000 | 6,316 |
| Additional noninterest expense | $1,195,000 | 4,066 |
| Pre-tax net operating income | $1,193,000 | 5,260 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $329,000 | 5,526 |
| Income before extraordinary items | $878,000 | 5,011 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $878,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $509,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $867,780 | 5,102 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,337,000 | 5,470 |
| Total interest expense | $1,888,000 | 6,120 |
| Net interest income | $3,449,000 | 5,021 |
| Provision for loan and lease losses | $364,000 | 2,623 |
| Total noninterest income | $765,000 | 4,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $641,000 | 2,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,197 |
| Total noninterest expense | $2,691,000 | 4,943 |
| Salaries and employee benefits | $1,218,000 | 5,167 |
| Premises and equipment expense | $263,000 | 6,446 |
| Additional noninterest expense | $1,210,000 | 4,164 |
| Pre-tax net operating income | $1,159,000 | 5,304 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $295,000 | 6,142 |
| Income before extraordinary items | $882,000 | 5,177 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $882,000 | 5,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 2,179 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $868,500 | 5,012 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 5,644 |
| Total interest expense | $2,287,000 | 6,437 |
| Net interest income | $3,514,000 | 4,991 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $751,000 | 4,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $645,000 | 2,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $2,648,000 | 5,038 |
| Salaries and employee benefits | $1,163,000 | 5,321 |
| Premises and equipment expense | $247,000 | 6,841 |
| Additional noninterest expense | $1,238,000 | 4,229 |
| Pre-tax net operating income | $1,347,000 | 4,481 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $358,000 | 5,245 |
| Income before extraordinary items | $989,000 | 4,557 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $989,000 | 4,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 3,517 |
| Cash dividends | $663,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $989,000 | 4,222 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.