Home > SouthTrust Bank of Randolph County > Income and Expense
SouthTrust Bank of Randolph County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 7,552 |
| Total interest expense | $1,308,000 | 7,524 |
| Net interest income | $2,041,000 | 7,472 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $367,000 | 6,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,264 |
| Total noninterest expense | $1,568,000 | 7,385 |
| Salaries and employee benefits | $644,000 | 8,314 |
| Premises and equipment expense | $94,000 | 10,216 |
| Additional noninterest expense | $830,000 | 5,532 |
| Pre-tax net operating income | $830,000 | 6,723 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $229,000 | 6,867 |
| Income before extraordinary items | $608,000 | 6,482 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $608,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,238 |
| Cash dividends | $288,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $602,890 | 6,571 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 7,645 |
| Total interest expense | $1,308,000 | 7,845 |
| Net interest income | $2,110,000 | 7,407 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $341,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $1,478,000 | 7,901 |
| Salaries and employee benefits | $682,000 | 8,117 |
| Premises and equipment expense | $201,000 | 7,662 |
| Additional noninterest expense | $595,000 | 7,388 |
| Pre-tax net operating income | $853,000 | 6,556 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $219,000 | 7,275 |
| Income before extraordinary items | $637,000 | 6,515 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $637,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $383,000 | 3,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $634,780 | 6,288 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 7,802 |
| Total interest expense | $1,644,000 | 8,066 |
| Net interest income | $2,135,000 | 7,408 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $306,000 | 7,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,372,000 | 8,401 |
| Salaries and employee benefits | $668,000 | 8,239 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $607,000 | 7,449 |
| Pre-tax net operating income | $769,000 | 6,716 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $164,000 | 8,298 |
| Income before extraordinary items | $609,000 | 6,510 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $609,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 3,572 |
| Cash dividends | $422,000 | 3,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $605,840 | 6,167 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.