Home > SouthTrust Bank of Ozark > Income and Expense
SouthTrust Bank of Ozark, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,727,000 | 4,381 |
| Total interest expense | $2,935,000 | 4,044 |
| Net interest income | $3,792,000 | 4,593 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $1,053,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $870,000 | 1,557 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $183,000 | 5,560 |
| Total noninterest expense | $3,002,000 | 4,403 |
| Salaries and employee benefits | $1,303,000 | 4,866 |
| Premises and equipment expense | $255,000 | 6,434 |
| Additional noninterest expense | $1,444,000 | 3,430 |
| Pre-tax net operating income | $1,788,000 | 3,769 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $545,000 | 3,794 |
| Income before extraordinary items | $1,243,000 | 3,736 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,243,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $1,682,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,243,000 | 3,766 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,313,000 | 4,738 |
| Total interest expense | $2,796,000 | 4,376 |
| Net interest income | $3,517,000 | 4,939 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $950,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $786,000 | 1,740 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $164,000 | 6,280 |
| Total noninterest expense | $2,723,000 | 4,893 |
| Salaries and employee benefits | $1,165,000 | 5,370 |
| Premises and equipment expense | $226,000 | 7,166 |
| Additional noninterest expense | $1,332,000 | 3,859 |
| Pre-tax net operating income | $1,714,000 | 3,856 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $542,000 | 3,908 |
| Income before extraordinary items | $1,185,000 | 4,061 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,185,000 | 4,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $646,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,176,030 | 3,892 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 4,748 |
| Total interest expense | $3,556,000 | 4,493 |
| Net interest income | $3,594,000 | 4,895 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $906,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $789,000 | 1,709 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $2,691,000 | 4,977 |
| Salaries and employee benefits | $1,128,000 | 5,468 |
| Premises and equipment expense | $216,000 | 7,482 |
| Additional noninterest expense | $1,347,000 | 3,926 |
| Pre-tax net operating income | $1,809,000 | 3,414 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $605,000 | 3,410 |
| Income before extraordinary items | $1,204,000 | 3,793 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,204,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 5,269 |
| Cash dividends | $710,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,204,000 | 3,515 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.