Home > SouthTrust Bank of North Carolina > Income and Expense
SouthTrust Bank of North Carolina, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,281,000 | 3,212 |
| Total interest expense | $5,828,000 | 2,633 |
| Net interest income | $4,453,000 | 3,944 |
| Provision for loan and lease losses | $759,000 | 1,154 |
| Total noninterest income | $555,000 | 4,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,373 |
| Total noninterest expense | $3,815,000 | 3,468 |
| Salaries and employee benefits | $1,805,000 | 3,630 |
| Premises and equipment expense | $396,000 | 4,583 |
| Additional noninterest expense | $1,614,000 | 2,892 |
| Pre-tax net operating income | $434,000 | 8,847 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $156,000 | 8,168 |
| Income before extraordinary items | $278,000 | 9,158 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $278,000 | 9,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,292 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $278,000 | 9,126 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,399,000 | 4,586 |
| Total interest expense | $2,978,000 | 3,989 |
| Net interest income | $3,421,000 | 5,042 |
| Provision for loan and lease losses | $296,000 | 2,317 |
| Total noninterest income | $431,000 | 5,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,933 |
| Total noninterest expense | $3,103,000 | 4,288 |
| Salaries and employee benefits | $1,343,000 | 4,745 |
| Premises and equipment expense | $450,000 | 4,151 |
| Additional noninterest expense | $1,310,000 | 3,750 |
| Pre-tax net operating income | $453,000 | 8,980 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $180,000 | 7,704 |
| Income before extraordinary items | $272,000 | 9,466 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $272,000 | 9,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $272,640 | 9,511 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 5,212 |
| Total interest expense | $2,812,000 | 4,354 |
| Net interest income | $2,839,000 | 5,907 |
| Provision for loan and lease losses | $273,000 | 3,211 |
| Total noninterest income | $954,000 | 3,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $646,000 | 2,749 |
| Total noninterest expense | $3,262,000 | 4,184 |
| Salaries and employee benefits | $1,468,000 | 4,359 |
| Premises and equipment expense | $414,000 | 4,588 |
| Additional noninterest expense | $1,380,000 | 3,758 |
| Pre-tax net operating income | $258,000 | 10,568 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $48,000 | 10,991 |
| Income before extraordinary items | $210,000 | 10,530 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $210,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,924 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $210,000 | 10,298 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 6,112 |
| Total interest expense | $2,498,000 | 5,995 |
| Net interest income | $2,776,000 | 6,083 |
| Provision for loan and lease losses | $421,000 | 3,338 |
| Total noninterest income | $334,000 | 7,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $2,910,000 | 4,658 |
| Salaries and employee benefits | $1,388,000 | 4,532 |
| Premises and equipment expense | $362,000 | 5,215 |
| Additional noninterest expense | $1,160,000 | 4,476 |
| Pre-tax net operating income | $-221,000 | 13,115 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $-26,000 | 13,446 |
| Income before extraordinary items | $-178,000 | 13,152 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-178,000 | 13,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-192,790 | 13,053 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.