Home > SouthTrust Bank of North Carolina > Income and Expense

SouthTrust Bank of North Carolina, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$78,123,000520
Total interest expense$45,341,000457
Net interest income$32,782,000615
Provision for loan and lease losses$3,915,000393
Total noninterest income$5,639,000879
Gross Fiduciary activities income$147,0001,042
Service charges on deposit accounts$3,684,000405
Trading account gains and fees$0262
Additional Noninterest Income$1,808,0001,238
Total noninterest expense$29,783,000567
Salaries and employee benefits$11,209,000627
Premises and equipment expense$3,742,000594
Additional noninterest expense$14,832,000501
Pre-tax net operating income$4,723,0001,538
Securities gains (losses)$16,0002,154
Applicable income taxes$1,641,0001,469
Income before extraordinary items$3,098,0001,611
Extraordinary gains, net$053
Net income$3,098,0001,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,339,000746
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,087,6001,580
1995-12-31 (YTD Data)Rank
Total interest income$49,244,000767
Total interest expense$30,168,000643
Net interest income$19,076,000967
Provision for loan and lease losses$2,766,000470
Total noninterest income$4,381,0001,044
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,223,000615
Trading account gains and fees$0522
Additional Noninterest Income$2,158,0001,082
Total noninterest expense$18,660,000834
Salaries and employee benefits$8,448,000825
Premises and equipment expense$2,252,000955
Additional noninterest expense$7,960,000801
Pre-tax net operating income$2,031,0003,448
Securities gains (losses)$03,831
Applicable income taxes$770,0002,981
Income before extraordinary items$1,261,0003,787
Extraordinary gains, net$065
Net income$1,261,0003,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$930,000920
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,261,0003,762
1994-12-31 (YTD Data)Rank
Total interest income$35,897,000894
Total interest expense$20,588,000701
Net interest income$15,309,0001,191
Provision for loan and lease losses$701,0001,199
Total noninterest income$3,836,0001,119
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,457,000897
Trading account gains and fees$0475
Additional Noninterest Income$2,379,0001,020
Total noninterest expense$16,333,000941
Salaries and employee benefits$7,231,000945
Premises and equipment expense$1,942,0001,095
Additional noninterest expense$7,160,000893
Pre-tax net operating income$2,111,0003,281
Securities gains (losses)$03,600
Applicable income taxes$902,0002,473
Income before extraordinary items$1,209,0003,827
Extraordinary gains, net$0249
Net income$1,209,0003,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0001,767
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,209,0003,857
1993-12-31 (YTD Data)Rank
Total interest income$31,198,0001,027
Total interest expense$18,262,000774
Net interest income$12,936,0001,401
Provision for loan and lease losses$357,0002,673
Total noninterest income$4,922,000995
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,029,0001,314
Trading account gains and fees$0532
Additional Noninterest Income$3,893,000818
Total noninterest expense$15,022,0001,055
Salaries and employee benefits$6,169,0001,105
Premises and equipment expense$1,476,0001,440
Additional noninterest expense$7,377,000951
Pre-tax net operating income$2,479,0002,726
Securities gains (losses)$07,477
Applicable income taxes$1,013,0002,229
Income before extraordinary items$1,466,0003,308
Extraordinary gains, net$03,149
Net income$1,466,0003,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,762
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,466,0003,135
1992-12-31 (YTD Data)Rank
Total interest income$1,591,00011,747
Total interest expense$1,022,00010,303
Net interest income$569,00012,848
Provision for loan and lease losses$011,756
Total noninterest income$174,0009,943
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$174,0006,145
Total noninterest expense$461,00012,851
Salaries and employee benefits$200,00013,163
Premises and equipment expense$134,0009,571
Additional noninterest expense$127,00013,245
Pre-tax net operating income$282,00010,311
Securities gains (losses)$08,369
Applicable income taxes$117,0009,465
Income before extraordinary items$165,00011,060
Extraordinary gains, net$01,422
Net income$165,00011,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$1,473,000361
Net operating income$165,00010,727

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.