Home > SouthTrust Bank of Morgan County > Income and Expense
SouthTrust Bank of Morgan County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,279,000 | 3,251 |
| Total interest expense | $3,702,000 | 3,300 |
| Net interest income | $5,577,000 | 3,215 |
| Provision for loan and lease losses | $266,000 | 2,476 |
| Total noninterest income | $1,071,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $678,000 | 1,990 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $393,000 | 3,445 |
| Total noninterest expense | $3,927,000 | 3,484 |
| Salaries and employee benefits | $1,830,000 | 3,564 |
| Premises and equipment expense | $398,000 | 4,605 |
| Additional noninterest expense | $1,699,000 | 2,976 |
| Pre-tax net operating income | $2,455,000 | 2,878 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $845,000 | 2,640 |
| Income before extraordinary items | $1,610,000 | 2,988 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,610,000 | 2,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $1,852,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $3,972,000 | 206 |
| Net operating income | $1,610,000 | 3,011 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 5,430 |
| Total interest expense | $1,859,000 | 6,183 |
| Net interest income | $3,527,000 | 4,923 |
| Provision for loan and lease losses | $89,000 | 6,111 |
| Total noninterest income | $504,000 | 5,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,544 |
| Total noninterest expense | $2,023,000 | 6,270 |
| Salaries and employee benefits | $1,065,000 | 5,812 |
| Premises and equipment expense | $134,000 | 9,351 |
| Additional noninterest expense | $824,000 | 5,779 |
| Pre-tax net operating income | $1,919,000 | 3,442 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $622,000 | 3,484 |
| Income before extraordinary items | $1,299,000 | 3,710 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,299,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $715,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,297,640 | 3,528 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 5,630 |
| Total interest expense | $2,396,000 | 6,191 |
| Net interest income | $3,424,000 | 5,106 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $417,000 | 6,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 4,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $2,008,000 | 6,365 |
| Salaries and employee benefits | $1,018,000 | 5,934 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $822,000 | 5,938 |
| Pre-tax net operating income | $1,767,000 | 3,493 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $538,000 | 3,754 |
| Income before extraordinary items | $1,232,000 | 3,713 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,232,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $730,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,229,900 | 3,448 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.