SouthTrust Bank of Marshall County, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$15,601,0001,977
Total interest expense$6,598,0001,892
Net interest income$9,003,0002,016
Provision for loan and lease losses$335,0002,089
Total noninterest income$2,123,0001,771
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,262,0001,049
Trading account gains and fees$0475
Additional Noninterest Income$861,0002,040
Total noninterest expense$6,154,0002,288
Salaries and employee benefits$2,716,0002,466
Premises and equipment expense$579,0003,381
Additional noninterest expense$2,859,0001,889
Pre-tax net operating income$4,637,0001,556
Securities gains (losses)$10,0002,219
Applicable income taxes$1,473,0001,583
Income before extraordinary items$3,174,0001,551
Extraordinary gains, net$0249
Net income$3,174,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,108
Cash dividends$2,712,000876
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,167,2001,564
1993-12-31 (YTD Data)Rank
Total interest income$14,002,0002,223
Total interest expense$5,789,0002,244
Net interest income$8,213,0002,192
Provision for loan and lease losses$303,0002,958
Total noninterest income$1,903,0002,046
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,293,0001,021
Trading account gains and fees$0532
Additional Noninterest Income$610,0002,861
Total noninterest expense$5,728,0002,494
Salaries and employee benefits$2,489,0002,658
Premises and equipment expense$605,0003,303
Additional noninterest expense$2,634,0002,115
Pre-tax net operating income$4,085,0001,694
Securities gains (losses)$6,0005,977
Applicable income taxes$1,224,0001,888
Income before extraordinary items$2,867,0001,750
Extraordinary gains, net$03,149
Net income$2,867,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0003,410
Cash dividends$1,626,0001,197
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,862,8001,655
1992-12-31 (YTD Data)Rank
Total interest income$14,117,0002,490
Total interest expense$6,339,0002,656
Net interest income$7,778,0002,322
Provision for loan and lease losses$375,0003,592
Total noninterest income$1,654,0002,220
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,217,0001,075
Trading account gains and fees$0504
Additional Noninterest Income$437,0003,503
Total noninterest expense$5,402,0002,668
Salaries and employee benefits$2,335,0002,779
Premises and equipment expense$640,0003,158
Additional noninterest expense$2,427,0002,380
Pre-tax net operating income$3,655,0001,691
Securities gains (losses)$08,369
Applicable income taxes$1,029,0002,056
Income before extraordinary items$2,626,0001,738
Extraordinary gains, net$01,422
Net income$2,626,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0004,338
Cash dividends$1,056,0001,476
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,626,0001,609

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.