Home > SouthTrust Bank of Georgia > Loan Charge- Offs and Recoveries
SouthTrust Bank of Georgia, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $15,367,000 | 185 |
| Loans secured by real estate, total | $999,000 | 391 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $999,000 | 391 |
| Construction and land development | $38,000 | 375 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $253,000 | 531 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $708,000 | 228 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $10,919,000 | 52 |
| Loans to individuals | $3,282,000 | 315 |
| Credit card loan charge offs | $400,000 | 396 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,882,000 | 205 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $27,000 | 227 |
| Lease financing receivables | $140,000 | 134 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,516,000 | 222 |
| Loans secured by real estate, total | $72,000 | 1,011 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $72,000 | 1,011 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,362 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $56,000 | 626 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $237,000 | 542 |
| Loans to individuals | $3,205,000 | 131 |
| Credit card loan recoveries | $133,000 | 286 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,072,000 | 82 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $2,000 | 256 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $11,851,000 | 179 |
| Loans secured by real estate, total | $927,000 | 298 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $927,000 | 297 |
| Construction and land development | $38,000 | 317 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $237,000 | 462 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $652,000 | 174 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $10,682,000 | 39 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $77,000 | 2,430 |
| Credit card loan net charge offs | $267,000 | 445 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-190,000 | 11,440 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $27,000 | 185 |
| Lease financing receivables | $138,000 | 112 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,293,000 | 663 |
| Loans secured by real estate, total | $407,000 | 804 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $407,000 | 803 |
| Construction and land development | $25,000 | 562 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $147,000 | 832 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $235,000 | 582 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $600,000 | 535 |
| Loans to individuals | $1,189,000 | 496 |
| Credit card loan charge offs | $155,000 | 598 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,034,000 | 381 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $12,000 | 294 |
| Lease financing receivables | $85,000 | 129 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,149,000 | 449 |
| Loans secured by real estate, total | $34,000 | 1,651 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $34,000 | 1,650 |
| Construction and land development | $1,000 | 622 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $32,000 | 896 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,982 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $641,000 | 278 |
| Loans to individuals | $474,000 | 415 |
| Credit card loan recoveries | $28,000 | 562 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $446,000 | 331 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,144,000 | 809 |
| Loans secured by real estate, total | $373,000 | 689 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $373,000 | 688 |
| Construction and land development | $24,000 | 493 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $115,000 | 823 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $234,000 | 481 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-41,000 | 11,208 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $715,000 | 539 |
| Credit card loan net charge offs | $127,000 | 588 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $588,000 | 403 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $12,000 | 236 |
| Lease financing receivables | $85,000 | 99 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,477,000 | 649 |
| Loans secured by real estate, total | $1,029,000 | 535 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,029,000 | 535 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $461,000 | 423 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $568,000 | 411 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $733,000 | 515 |
| Loans to individuals | $668,000 | 637 |
| Credit card loan charge offs | $110,000 | 668 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $558,000 | 527 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $8,000 | 303 |
| Lease financing receivables | $39,000 | 154 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $610,000 | 751 |
| Loans secured by real estate, total | $91,000 | 1,051 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $91,000 | 1,051 |
| Construction and land development | $42,000 | 322 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $48,000 | 754 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,235 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $74,000 | 1,706 |
| Loans to individuals | $445,000 | 437 |
| Credit card loan recoveries | $9,000 | 996 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $436,000 | 340 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,867,000 | 582 |
| Loans secured by real estate, total | $938,000 | 463 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $938,000 | 463 |
| Construction and land development | $-42,000 | 12,422 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $413,000 | 381 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $567,000 | 340 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $659,000 | 372 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $223,000 | 921 |
| Credit card loan net charge offs | $101,000 | 620 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $122,000 | 1,081 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $8,000 | 229 |
| Lease financing receivables | $39,000 | 114 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,374,000 | 639 |
| Loans secured by real estate, total | $1,589,000 | 523 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,589,000 | 521 |
| Construction and land development | $420,000 | 317 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,006,000 | 268 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $163,000 | 1,034 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $850,000 | 647 |
| Loans to individuals | $868,000 | 584 |
| Credit card loan charge offs | $88,000 | 795 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $780,000 | 440 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $67,000 | 202 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $536,000 | 862 |
| Loans secured by real estate, total | $248,000 | 548 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $248,000 | 547 |
| Construction and land development | $209,000 | 161 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 2,052 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $28,000 | 1,092 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $55,000 | 2,445 |
| Loans to individuals | $233,000 | 665 |
| Credit card loan recoveries | $9,000 | 1,044 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $224,000 | 567 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,838,000 | 584 |
| Loans secured by real estate, total | $1,341,000 | 510 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,341,000 | 509 |
| Construction and land development | $211,000 | 392 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $995,000 | 240 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $135,000 | 984 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $795,000 | 521 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $635,000 | 541 |
| Credit card loan net charge offs | $79,000 | 750 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $556,000 | 375 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $67,000 | 158 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,453,000 | 1,403 |
| Loans secured by real estate, total | $366,000 | 1,560 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $366,000 | 1,560 |
| Construction and land development | $242,000 | 572 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $101,000 | 1,613 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $23,000 | 2,801 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $714,000 | 1,034 |
| Loans to individuals | $372,000 | 1,186 |
| Credit card loan charge offs | $86,000 | 896 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $286,000 | 1,170 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $1,000 | 377 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $90,000 | 3,561 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $50,000 | 2,773 |
| Loans to individuals | $40,000 | 2,477 |
| Credit card loan recoveries | $7,000 | 1,183 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $33,000 | 2,583 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,363,000 | 1,280 |
| Loans secured by real estate, total | $366,000 | 1,401 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $366,000 | 1,401 |
| Construction and land development | $242,000 | 530 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $101,000 | 1,411 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $23,000 | 2,581 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $664,000 | 929 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $332,000 | 1,014 |
| Credit card loan net charge offs | $79,000 | 860 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $253,000 | 925 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $1,000 | 318 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.