Home > SouthTrust Bank of Georgia > Income and Expense

SouthTrust Bank of Georgia, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$363,177,000169
Total interest expense$191,542,000159
Net interest income$171,635,000183
Provision for loan and lease losses$17,540,000150
Total noninterest income$41,100,000262
Gross Fiduciary activities income$3,028,000284
Service charges on deposit accounts$28,146,000104
Trading account gains and fees$0262
Additional Noninterest Income$9,926,000429
Total noninterest expense$133,443,000205
Salaries and employee benefits$45,138,000211
Premises and equipment expense$15,977,000195
Additional noninterest expense$72,328,000186
Pre-tax net operating income$61,752,000215
Securities gains (losses)$-20,00010,629
Applicable income taxes$17,282,000252
Income before extraordinary items$44,450,000209
Extraordinary gains, net$053
Net income$44,450,000209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,851,000179
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$44,464,400206
1995-12-31 (YTD Data)Rank
Total interest income$266,570,000223
Total interest expense$148,667,000204
Net interest income$117,903,000242
Provision for loan and lease losses$12,450,000166
Total noninterest income$30,703,000314
Gross Fiduciary activities income$2,571,000325
Service charges on deposit accounts$20,987,000135
Trading account gains and fees$0522
Additional Noninterest Income$7,145,000533
Total noninterest expense$93,802,000256
Salaries and employee benefits$33,009,000277
Premises and equipment expense$11,488,000258
Additional noninterest expense$49,305,000237
Pre-tax net operating income$42,354,000292
Securities gains (losses)$03,831
Applicable income taxes$15,233,000278
Income before extraordinary items$27,121,000291
Extraordinary gains, net$065
Net income$27,121,000290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,144,000809
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$300,000432
Net operating income$27,121,000285
1994-12-31 (YTD Data)Rank
Total interest income$189,035,000261
Total interest expense$92,492,000233
Net interest income$96,543,000272
Provision for loan and lease losses$4,508,000309
Total noninterest income$28,981,000312
Gross Fiduciary activities income$2,145,000359
Service charges on deposit accounts$19,397,000134
Trading account gains and fees$0475
Additional Noninterest Income$7,439,000498
Total noninterest expense$91,276,000264
Salaries and employee benefits$35,748,000257
Premises and equipment expense$12,033,000254
Additional noninterest expense$43,495,000260
Pre-tax net operating income$29,740,000334
Securities gains (losses)$-6,0009,509
Applicable income taxes$11,272,000309
Income before extraordinary items$18,462,000341
Extraordinary gains, net$0249
Net income$18,462,000342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,867,000582
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$975,000442
Net operating income$18,465,840346
1993-12-31 (YTD Data)Rank
Total interest income$158,800,000285
Total interest expense$76,786,000249
Net interest income$82,014,000296
Provision for loan and lease losses$4,970,000435
Total noninterest income$28,016,000307
Gross Fiduciary activities income$2,162,000360
Service charges on deposit accounts$17,913,000141
Trading account gains and fees$0532
Additional Noninterest Income$7,941,000494
Total noninterest expense$81,800,000283
Salaries and employee benefits$33,537,000262
Premises and equipment expense$12,456,000241
Additional noninterest expense$35,807,000308
Pre-tax net operating income$23,260,000364
Securities gains (losses)$07,477
Applicable income taxes$8,617,000347
Income before extraordinary items$14,643,000395
Extraordinary gains, net$03,149
Net income$14,643,000405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,838,000584
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$140,000833
Net operating income$14,643,000375
1992-12-31 (YTD Data)Rank
Total interest income$106,192,000418
Total interest expense$57,135,000392
Net interest income$49,057,000457
Provision for loan and lease losses$3,516,000759
Total noninterest income$14,368,000471
Gross Fiduciary activities income$1,185,000504
Service charges on deposit accounts$11,468,000184
Trading account gains and fees$0504
Additional Noninterest Income$1,715,0001,386
Total noninterest expense$52,007,000396
Salaries and employee benefits$19,948,000388
Premises and equipment expense$7,720,000367
Additional noninterest expense$24,339,000402
Pre-tax net operating income$7,902,000814
Securities gains (losses)$170,0002,252
Applicable income taxes$3,192,000728
Income before extraordinary items$4,880,000978
Extraordinary gains, net$01,422
Net income$4,880,000985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,363,0001,280
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,771,200902

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.