Home > SouthTrust Bank of Georgia > Net charge- offs to loans
SouthTrust Bank of Georgia, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3218% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0124% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0864% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0418% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7857% | 92 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0200% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2505% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1237% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 7,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0441% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 1,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2982% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7542% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0845% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 5,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 631 |
| Percentage Net Loans Charged-off:Construction & development | -0.0496% | 1,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1497% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0649% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0074% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1930% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1256% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6055% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0477% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2381% | 4,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1712% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.2643% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0733% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2069% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5492% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1589% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3333% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6199% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4475% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0970% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3095% | 5,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1428% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.7647% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0723% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0780% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5602% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7670% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6253% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0043% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |