Home > SouthTrust Bank of Etowah County > Income and Expense
SouthTrust Bank of Etowah County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,005,000 | 1,707 |
| Total interest expense | $7,201,000 | 1,751 |
| Net interest income | $10,804,000 | 1,673 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $1,687,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,096,000 | 1,217 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $591,000 | 2,615 |
| Total noninterest expense | $6,009,000 | 2,338 |
| Salaries and employee benefits | $2,756,000 | 2,430 |
| Premises and equipment expense | $459,000 | 4,088 |
| Additional noninterest expense | $2,794,000 | 1,938 |
| Pre-tax net operating income | $6,242,000 | 1,203 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $1,949,000 | 1,236 |
| Income before extraordinary items | $4,304,000 | 1,181 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,304,000 | 1,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 12,053 |
| Cash dividends | $7,266,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,296,410 | 1,192 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,610,000 | 1,883 |
| Total interest expense | $6,714,000 | 1,936 |
| Net interest income | $9,896,000 | 1,818 |
| Provision for loan and lease losses | $108,000 | 5,571 |
| Total noninterest income | $1,569,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $933,000 | 1,447 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $636,000 | 2,780 |
| Total noninterest expense | $5,643,000 | 2,536 |
| Salaries and employee benefits | $2,547,000 | 2,594 |
| Premises and equipment expense | $459,000 | 4,170 |
| Additional noninterest expense | $2,637,000 | 2,112 |
| Pre-tax net operating income | $5,714,000 | 1,216 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $1,663,000 | 1,429 |
| Income before extraordinary items | $4,078,000 | 1,248 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,078,000 | 1,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,735 |
| Cash dividends | $2,178,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,058,830 | 1,164 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,920,000 | 1,986 |
| Total interest expense | $8,162,000 | 2,084 |
| Net interest income | $9,758,000 | 1,875 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $1,216,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $918,000 | 1,464 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $298,000 | 4,448 |
| Total noninterest expense | $5,667,000 | 2,551 |
| Salaries and employee benefits | $2,586,000 | 2,496 |
| Premises and equipment expense | $447,000 | 4,382 |
| Additional noninterest expense | $2,634,000 | 2,232 |
| Pre-tax net operating income | $5,247,000 | 1,222 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $1,335,000 | 1,596 |
| Income before extraordinary items | $3,931,000 | 1,193 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,931,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $1,966,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,916,750 | 1,105 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.