Home > Southtrust Bank of Decatur > Income and Expense
Southtrust Bank of Decatur, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 7,323 |
| Total interest expense | $1,757,000 | 6,460 |
| Net interest income | $1,902,000 | 7,947 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $547,000 | 5,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,513 |
| Total noninterest expense | $1,759,000 | 7,012 |
| Salaries and employee benefits | $877,000 | 6,855 |
| Premises and equipment expense | $189,000 | 7,917 |
| Additional noninterest expense | $693,000 | 6,614 |
| Pre-tax net operating income | $450,000 | 9,029 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $144,000 | 8,778 |
| Income before extraordinary items | $306,000 | 9,407 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $306,000 | 9,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,480 |
| Cash dividends | $142,000 | 6,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $306,000 | 9,152 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 7,847 |
| Total interest expense | $1,833,000 | 7,532 |
| Net interest income | $1,909,000 | 8,009 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $494,000 | 5,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 5,186 |
| Total noninterest expense | $1,722,000 | 7,208 |
| Salaries and employee benefits | $830,000 | 7,062 |
| Premises and equipment expense | $190,000 | 8,078 |
| Additional noninterest expense | $702,000 | 6,732 |
| Pre-tax net operating income | $551,000 | 8,064 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $186,000 | 7,837 |
| Income before extraordinary items | $365,000 | 8,552 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $365,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 5,008 |
| Cash dividends | $201,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $365,000 | 8,197 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.