Home > Southtrust Bank of Decatur > Assets and Liabilities
Southtrust Bank of Decatur, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $53,789,000 | 7,375 |
| Cash and due from depository institutions | $2,504,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,736,000 | 10,433 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $41,592,000 | 5,546 |
| Loan loss allowance | $622,000 | 5,441 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,018,000 | 3,598 |
| Other real estate owned | $77,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $862,000 | 6,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,789,000 | 7,375 |
| Total liabilities | $49,759,000 | 7,262 |
| Total deposits | $44,923,000 | 7,597 |
| Interest-bearing deposits | $39,770,000 | 7,422 |
| Deposits held in domestic offices | $44,923,000 | 7,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,123,000 | 1,635 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $479,000 | 3,423 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $234,000 | 8,618 |
| Total equity capital | $4,030,000 | 8,353 |
| Total bank equity capital | $4,030,000 | 8,353 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $10,000 | 11,648 |
| Surplus | $2,933,000 | 4,215 |
| Undivided profits | $1,087,000 | 9,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 10,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $293,000 | 6,211 |
| Earning assets | $48,328,000 | 7,463 |
| Long-term assets (5+ years) | $12,269,000 | 3,826 |
| Average Assets, year-to-date | $53,479,200 | 7,243 |
| Average Assets, quarterly | $54,618,500 | 7,242 |
| Volatile liabilities | $13,181,000 | 3,326 |
| Insider loans | $931,000 | 3,923 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,027,000 | 4,379 |
| Tier 1 (core) risk-based capital | $3,972,000 | 8,329 |
| Tier 2 risk-based capital | $525,370 | 5,064 |
| Total risk weighted assets | $41,932,770 | 5,689 |
| Total unused commitments | $6,027,000 | 4,404 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $49,913,000 | 7,866 |
| Cash and due from depository institutions | $1,757,000 | 6,705 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,408,000 | 9,836 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $37,094,000 | 6,081 |
| Loan loss allowance | $548,000 | 6,048 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,004,000 | 3,604 |
| Other real estate owned | $33,000 | 6,705 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $617,000 | 8,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,913,000 | 7,866 |
| Total liabilities | $46,105,000 | 7,795 |
| Total deposits | $44,597,000 | 7,800 |
| Interest-bearing deposits | $39,922,000 | 7,635 |
| Deposits held in domestic offices | $44,597,000 | 7,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $792,000 | 2,730 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $480,000 | 3,214 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $236,000 | 9,292 |
| Total equity capital | $3,808,000 | 8,509 |
| Total bank equity capital | $3,808,000 | 8,509 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $10,000 | 12,191 |
| Surplus | $2,933,000 | 4,116 |
| Undivided profits | $865,000 | 9,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 7,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $322,000 | 6,165 |
| Earning assets | $45,502,000 | 7,857 |
| Long-term assets (5+ years) | $3,953,000 | 7,217 |
| Average Assets, year-to-date | $47,898,400 | 7,912 |
| Average Assets, quarterly | $48,960,000 | 7,899 |
| Volatile liabilities | $15,228,000 | 2,927 |
| Insider loans | $83,000 | 6,180 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,681,000 | 3,849 |
| Tier 1 (core) risk-based capital | $3,808,000 | 8,443 |
| Tier 2 risk-based capital | $479,920 | 5,406 |
| Total risk weighted assets | $38,325,620 | 6,114 |
| Total unused commitments | $6,681,000 | 3,869 |
| Derivatives | $0 | 651 |