Home > SouthTrust Bank of Cullman > Income and Expense
SouthTrust Bank of Cullman, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,376,000 | 3,223 |
| Total interest expense | $4,361,000 | 2,810 |
| Net interest income | $5,015,000 | 3,556 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $849,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $479,000 | 2,889 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $370,000 | 3,575 |
| Total noninterest expense | $3,663,000 | 3,692 |
| Salaries and employee benefits | $1,610,000 | 4,012 |
| Premises and equipment expense | $449,000 | 4,161 |
| Additional noninterest expense | $1,604,000 | 3,120 |
| Pre-tax net operating income | $2,201,000 | 3,178 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $604,000 | 3,503 |
| Income before extraordinary items | $1,625,000 | 2,964 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,625,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $2,886,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,604,560 | 3,024 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,732,000 | 3,526 |
| Total interest expense | $4,031,000 | 3,153 |
| Net interest income | $4,701,000 | 3,781 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $888,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $448,000 | 3,095 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $440,000 | 3,542 |
| Total noninterest expense | $3,537,000 | 3,873 |
| Salaries and employee benefits | $1,532,000 | 4,193 |
| Premises and equipment expense | $419,000 | 4,536 |
| Additional noninterest expense | $1,586,000 | 3,342 |
| Pre-tax net operating income | $2,032,000 | 3,259 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $498,000 | 4,211 |
| Income before extraordinary items | $1,562,000 | 3,121 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,562,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $868,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,540,720 | 2,987 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,781,000 | 3,564 |
| Total interest expense | $4,771,000 | 3,453 |
| Net interest income | $5,010,000 | 3,628 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $732,000 | 4,260 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $455,000 | 3,075 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $277,000 | 4,654 |
| Total noninterest expense | $3,370,000 | 4,068 |
| Salaries and employee benefits | $1,547,000 | 4,105 |
| Premises and equipment expense | $323,000 | 5,681 |
| Additional noninterest expense | $1,500,000 | 3,599 |
| Pre-tax net operating income | $2,252,000 | 2,770 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $529,000 | 3,810 |
| Income before extraordinary items | $1,729,000 | 2,657 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,729,000 | 2,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $744,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,724,380 | 2,466 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.