Home > SouthTrust Bank of Covington County > Income and Expense
SouthTrust Bank of Covington County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,595,000 | 1,852 |
| Total interest expense | $7,194,000 | 1,756 |
| Net interest income | $9,401,000 | 1,923 |
| Provision for loan and lease losses | $181,000 | 3,194 |
| Total noninterest income | $1,459,000 | 2,348 |
| Gross Fiduciary activities income | $25,000 | 1,400 |
| Service charges on deposit accounts | $1,094,000 | 1,219 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $340,000 | 3,784 |
| Total noninterest expense | $5,071,000 | 2,742 |
| Salaries and employee benefits | $2,288,000 | 2,889 |
| Premises and equipment expense | $387,000 | 4,716 |
| Additional noninterest expense | $2,396,000 | 2,211 |
| Pre-tax net operating income | $5,608,000 | 1,332 |
| Securities gains (losses) | $52,000 | 1,128 |
| Applicable income taxes | $1,804,000 | 1,319 |
| Income before extraordinary items | $3,856,000 | 1,306 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,856,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $3,095,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,820,640 | 1,329 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,075,000 | 1,953 |
| Total interest expense | $7,073,000 | 1,839 |
| Net interest income | $9,002,000 | 2,009 |
| Provision for loan and lease losses | $201,000 | 3,891 |
| Total noninterest income | $1,186,000 | 2,927 |
| Gross Fiduciary activities income | $45,000 | 1,362 |
| Service charges on deposit accounts | $918,000 | 1,475 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $223,000 | 5,343 |
| Total noninterest expense | $4,843,000 | 2,936 |
| Salaries and employee benefits | $2,130,000 | 3,078 |
| Premises and equipment expense | $404,000 | 4,673 |
| Additional noninterest expense | $2,309,000 | 2,409 |
| Pre-tax net operating income | $5,144,000 | 1,362 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $1,574,000 | 1,512 |
| Income before extraordinary items | $3,598,000 | 1,418 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,598,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,917 |
| Cash dividends | $1,988,000 | 1,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,578,400 | 1,336 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,844,000 | 2,103 |
| Total interest expense | $8,303,000 | 2,055 |
| Net interest income | $8,541,000 | 2,128 |
| Provision for loan and lease losses | $424,000 | 3,329 |
| Total noninterest income | $1,078,000 | 3,115 |
| Gross Fiduciary activities income | $77,000 | 1,300 |
| Service charges on deposit accounts | $822,000 | 1,664 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $179,000 | 6,053 |
| Total noninterest expense | $4,766,000 | 2,998 |
| Salaries and employee benefits | $2,064,000 | 3,128 |
| Premises and equipment expense | $444,000 | 4,399 |
| Additional noninterest expense | $2,258,000 | 2,538 |
| Pre-tax net operating income | $4,429,000 | 1,436 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $1,237,000 | 1,702 |
| Income before extraordinary items | $3,209,000 | 1,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,209,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $2,034,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,196,760 | 1,348 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.