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SouthTrust Bank of Central Alabama, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$9,171,0003,283
Total interest expense$3,821,0003,199
Net interest income$5,350,0003,351
Provision for loan and lease losses$96,0004,659
Total noninterest income$1,103,0002,898
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$859,0001,579
Trading account gains and fees$0475
Additional Noninterest Income$244,0004,661
Total noninterest expense$4,163,0003,309
Salaries and employee benefits$1,773,0003,672
Premises and equipment expense$402,0004,567
Additional noninterest expense$1,988,0002,589
Pre-tax net operating income$2,194,0003,184
Securities gains (losses)$8,0002,362
Applicable income taxes$554,0003,745
Income before extraordinary items$1,648,0002,923
Extraordinary gains, net$0249
Net income$1,648,0002,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,836
Cash dividends$2,904,000842
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,642,0002,955
1993-12-31 (YTD Data)Rank
Total interest income$9,256,0003,339
Total interest expense$3,975,0003,190
Net interest income$5,281,0003,394
Provision for loan and lease losses$45,0007,729
Total noninterest income$976,0003,407
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$802,0001,711
Trading account gains and fees$0532
Additional Noninterest Income$174,0006,088
Total noninterest expense$3,776,0003,670
Salaries and employee benefits$1,673,0003,874
Premises and equipment expense$390,0004,813
Additional noninterest expense$1,713,0003,108
Pre-tax net operating income$2,436,0002,775
Securities gains (losses)$2,0006,773
Applicable income taxes$605,0003,574
Income before extraordinary items$1,833,0002,725
Extraordinary gains, net$03,149
Net income$1,833,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0006,769
Cash dividends$1,051,0001,669
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,831,5002,570
1992-12-31 (YTD Data)Rank
Total interest income$10,710,0003,263
Total interest expense$5,255,0003,154
Net interest income$5,455,0003,355
Provision for loan and lease losses$98,0007,351
Total noninterest income$876,0003,699
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$715,0001,890
Trading account gains and fees$0504
Additional Noninterest Income$161,0006,391
Total noninterest expense$3,889,0003,596
Salaries and employee benefits$1,716,0003,732
Premises and equipment expense$414,0004,679
Additional noninterest expense$1,759,0003,119
Pre-tax net operating income$2,344,0002,660
Securities gains (losses)$7,0006,774
Applicable income taxes$555,0003,661
Income before extraordinary items$1,796,0002,558
Extraordinary gains, net$01,422
Net income$1,796,0002,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0004,443
Cash dividends$771,0001,981
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,790,6802,367

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.