Home > SouthTrust Bank of Calhoun County > Income and Expense
SouthTrust Bank of Calhoun County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,863,000 | 1,261 |
| Total interest expense | $10,233,000 | 1,289 |
| Net interest income | $14,630,000 | 1,241 |
| Provision for loan and lease losses | $684,000 | 1,224 |
| Total noninterest income | $3,749,000 | 1,143 |
| Gross Fiduciary activities income | $635,000 | 657 |
| Service charges on deposit accounts | $2,467,000 | 563 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $647,000 | 2,464 |
| Total noninterest expense | $9,506,000 | 1,552 |
| Salaries and employee benefits | $4,031,000 | 1,657 |
| Premises and equipment expense | $798,000 | 2,534 |
| Additional noninterest expense | $4,677,000 | 1,243 |
| Pre-tax net operating income | $8,189,000 | 951 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $2,625,000 | 978 |
| Income before extraordinary items | $5,581,000 | 927 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,581,000 | 923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,761 |
| Cash dividends | $10,066,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,569,440 | 934 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $25,620,000 | 1,242 |
| Total interest expense | $10,054,000 | 1,335 |
| Net interest income | $15,566,000 | 1,171 |
| Provision for loan and lease losses | $1,951,000 | 830 |
| Total noninterest income | $3,454,000 | 1,305 |
| Gross Fiduciary activities income | $464,000 | 792 |
| Service charges on deposit accounts | $2,445,000 | 563 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $545,000 | 3,079 |
| Total noninterest expense | $9,137,000 | 1,655 |
| Salaries and employee benefits | $3,888,000 | 1,730 |
| Premises and equipment expense | $813,000 | 2,520 |
| Additional noninterest expense | $4,436,000 | 1,395 |
| Pre-tax net operating income | $7,932,000 | 918 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $2,500,000 | 1,004 |
| Income before extraordinary items | $5,454,000 | 952 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,454,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,610,000 | 829 |
| Cash dividends | $3,007,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,438,820 | 899 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $28,661,000 | 1,274 |
| Total interest expense | $12,491,000 | 1,409 |
| Net interest income | $16,170,000 | 1,156 |
| Provision for loan and lease losses | $1,443,000 | 1,442 |
| Total noninterest income | $3,254,000 | 1,336 |
| Gross Fiduciary activities income | $454,000 | 800 |
| Service charges on deposit accounts | $2,260,000 | 609 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $540,000 | 3,031 |
| Total noninterest expense | $9,439,000 | 1,619 |
| Salaries and employee benefits | $4,014,000 | 1,648 |
| Premises and equipment expense | $857,000 | 2,405 |
| Additional noninterest expense | $4,568,000 | 1,440 |
| Pre-tax net operating income | $8,542,000 | 753 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $2,552,000 | 906 |
| Income before extraordinary items | $6,036,000 | 794 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,036,000 | 793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,397,000 | 1,259 |
| Cash dividends | $2,747,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,003,800 | 725 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.