SouthTrust Bank of Baldwin County, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$15,249,0002,039
Total interest expense$6,763,0001,856
Net interest income$8,486,0002,121
Provision for loan and lease losses$220,0002,852
Total noninterest income$1,111,0002,886
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$964,0001,392
Trading account gains and fees$0475
Additional Noninterest Income$147,0006,264
Total noninterest expense$5,490,0002,544
Salaries and employee benefits$2,284,0002,899
Premises and equipment expense$642,0003,071
Additional noninterest expense$2,564,0002,097
Pre-tax net operating income$3,887,0001,831
Securities gains (losses)$03,600
Applicable income taxes$1,345,0001,712
Income before extraordinary items$2,542,0001,915
Extraordinary gains, net$0249
Net income$2,542,0001,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,00011,809
Cash dividends$1,348,0001,528
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,542,0001,910
1993-12-31 (YTD Data)Rank
Total interest income$13,107,0002,361
Total interest expense$5,403,0002,392
Net interest income$7,704,0002,327
Provision for loan and lease losses$240,0003,470
Total noninterest income$1,120,0003,072
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$903,0001,504
Trading account gains and fees$0532
Additional Noninterest Income$217,0005,419
Total noninterest expense$4,787,0002,961
Salaries and employee benefits$2,004,0003,280
Premises and equipment expense$626,0003,193
Additional noninterest expense$2,157,0002,561
Pre-tax net operating income$3,797,0001,816
Securities gains (losses)$8,0005,699
Applicable income taxes$1,281,0001,827
Income before extraordinary items$2,524,0001,979
Extraordinary gains, net$03,149
Net income$2,524,0002,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,711
Cash dividends$1,307,0001,421
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,518,7201,872
1992-12-31 (YTD Data)Rank
Total interest income$12,755,0002,761
Total interest expense$5,556,0002,996
Net interest income$7,199,0002,526
Provision for loan and lease losses$189,0005,383
Total noninterest income$1,034,0003,226
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$840,0001,620
Trading account gains and fees$0504
Additional Noninterest Income$194,0005,772
Total noninterest expense$4,577,0003,111
Salaries and employee benefits$1,843,0003,470
Premises and equipment expense$589,0003,416
Additional noninterest expense$2,145,0002,640
Pre-tax net operating income$3,467,0001,784
Securities gains (losses)$08,369
Applicable income taxes$1,170,0001,802
Income before extraordinary items$2,297,0001,995
Extraordinary gains, net$01,422
Net income$2,297,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,00013,392
Cash dividends$918,0001,670
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,297,0001,836

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.