Home > SouthTrust Bank of Baldwin County > Income and Expense
SouthTrust Bank of Baldwin County, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $15,249,000 | 2,039 |
Total interest expense | $6,763,000 | 1,856 |
Net interest income | $8,486,000 | 2,121 |
Provision for loan and lease losses | $220,000 | 2,852 |
Total noninterest income | $1,111,000 | 2,886 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $964,000 | 1,392 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $147,000 | 6,264 |
Total noninterest expense | $5,490,000 | 2,544 |
Salaries and employee benefits | $2,284,000 | 2,899 |
Premises and equipment expense | $642,000 | 3,071 |
Additional noninterest expense | $2,564,000 | 2,097 |
Pre-tax net operating income | $3,887,000 | 1,831 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $1,345,000 | 1,712 |
Income before extraordinary items | $2,542,000 | 1,915 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,542,000 | 1,914 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-44,000 | 11,809 |
Cash dividends | $1,348,000 | 1,528 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $2,542,000 | 1,910 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $13,107,000 | 2,361 |
Total interest expense | $5,403,000 | 2,392 |
Net interest income | $7,704,000 | 2,327 |
Provision for loan and lease losses | $240,000 | 3,470 |
Total noninterest income | $1,120,000 | 3,072 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $903,000 | 1,504 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $217,000 | 5,419 |
Total noninterest expense | $4,787,000 | 2,961 |
Salaries and employee benefits | $2,004,000 | 3,280 |
Premises and equipment expense | $626,000 | 3,193 |
Additional noninterest expense | $2,157,000 | 2,561 |
Pre-tax net operating income | $3,797,000 | 1,816 |
Securities gains (losses) | $8,000 | 5,699 |
Applicable income taxes | $1,281,000 | 1,827 |
Income before extraordinary items | $2,524,000 | 1,979 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $2,524,000 | 2,049 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $93,000 | 4,711 |
Cash dividends | $1,307,000 | 1,421 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,518,720 | 1,872 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $12,755,000 | 2,761 |
Total interest expense | $5,556,000 | 2,996 |
Net interest income | $7,199,000 | 2,526 |
Provision for loan and lease losses | $189,000 | 5,383 |
Total noninterest income | $1,034,000 | 3,226 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $840,000 | 1,620 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $194,000 | 5,772 |
Total noninterest expense | $4,577,000 | 3,111 |
Salaries and employee benefits | $1,843,000 | 3,470 |
Premises and equipment expense | $589,000 | 3,416 |
Additional noninterest expense | $2,145,000 | 2,640 |
Pre-tax net operating income | $3,467,000 | 1,784 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $1,170,000 | 1,802 |
Income before extraordinary items | $2,297,000 | 1,995 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $2,297,000 | 2,025 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-39,000 | 13,392 |
Cash dividends | $918,000 | 1,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $2,297,000 | 1,836 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.