Home > SouthTrust Bank > Net charge- offs to loans
SouthTrust Bank, Net charge- offs to loans
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3357% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 7,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1895% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1005% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6079% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2120% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7602% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0841% | 1,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2843% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 7,813 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1473% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0932% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0503% | 1,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4578% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4130% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9075% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 1,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3063% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0924% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2199% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1082% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4116% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8480% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7611% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0870% | 1,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3040% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0002% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2491% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0704% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3590% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8586% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7288% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1131% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3465% | 2,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 2,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0024% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1293% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0692% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1835% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6249% | 2,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5896% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1274% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2760% | 1,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3321% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0599% | 2,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0316% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1511% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0836% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2092% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5864% | 2,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5647% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1772% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3232% | 1,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3306% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1521% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0605% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2269% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5970% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5992% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1665% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1735% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3215% | 1,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1569% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0636% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2304% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5420% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7382% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1247% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2100% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3315% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 2,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0009% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0364% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1153% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0883% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1312% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6902% | 2,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2670% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6540% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1396% | 1,533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3384% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 8,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 1,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1306% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7998% | 2,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8117% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3950% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1005% | 1,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2899% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0783% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1326% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6459% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7325% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4074% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1178% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2892% | 2,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0352% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6145% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7294% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9494% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0898% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2281% | 3,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0376% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0667% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2259% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6408% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7904% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0934% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2449% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0044% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0149% | 1,290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2283% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3643% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2395% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9714% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1159% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2066% | 20 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 3,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0493% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 1,289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4091% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3727% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1204% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0685% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2574% | 3,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0199% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0778% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 1,302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 1,268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2213% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1723% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8681% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0242% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0131% | 45 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2492% | 3,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1407% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0388% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0538% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2871% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8198% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0438% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0160% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3587% | 3,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4903% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4587% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0430% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0135% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.7287% | 526 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6240% | 3,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8480% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4284% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8490% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0720% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0240% | 141 |