Home > SouthState Bank > Net charge- offs to loans
SouthState Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 4,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 4,339 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,223 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0048% | 4,503 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 4,201 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0751% | 4,431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4904% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7732% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7972% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 4,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 4,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 4,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0826% | 4,469 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 4,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4978% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7445% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7668% | 703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 4,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 4,487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 4,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1048% | 4,508 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 4,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1192% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7247% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7453% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0475% | 4,585 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 4,335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0590% | 4,568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6713% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6893% | 717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 4,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.0444% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0769% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2720% | 4,639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 4,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0704% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6656% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6754% | 728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 4,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.0526% | 4,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0999% | 4,539 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3501% | 4,684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0321% | 4,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1103% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6722% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6801% | 669 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 3,998 |
| Percentage Net Loans Charged-off:Construction & development | -0.0564% | 4,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0349% | 4,141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 3,313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0344% | 4,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1844% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6512% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6566% | 661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | -0.0427% | 4,201 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 4,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 3,289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 4,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1129% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8242% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8279% | 539 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 4,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0923% | 4,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 3,889 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 4,242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0964% | 3,435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0333% | 4,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7499% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7499% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 3,986 |
| Percentage Net Loans Charged-off:Construction & development | -0.0753% | 4,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 3,936 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0482% | 4,319 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1084% | 3,513 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0304% | 4,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6521% | 605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6521% | 532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,464 |
| Percentage Net Loans Charged-off:Construction & development | -0.0360% | 4,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 3,956 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0400% | 4,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0747% | 3,503 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 4,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 3,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5826% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5826% | 567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 4,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.0406% | 4,313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 4,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 4,396 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0737% | 3,550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0299% | 4,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 4,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7385% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7385% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 4,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.0733% | 4,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0207% | 4,010 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 4,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 3,406 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0278% | 4,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0266% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6602% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6602% | 867 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 2,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.0825% | 4,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0253% | 4,035 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 4,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 3,304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 4,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6452% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6452% | 853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0966% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0365% | 4,059 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0134% | 4,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0129% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8540% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8540% | 723 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 1,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 739 |
| Percentage Net Loans Charged-off:Construction & development | -0.1163% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0479% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0148% | 4,074 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0275% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3248% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3248% | 529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,992 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 4,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 4,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6687% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1221% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1221% | 639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,248 |
| Percentage Net Loans Charged-off:Construction & development | -0.0353% | 4,451 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 4,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 4,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5274% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1612% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1612% | 584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | -0.0558% | 4,547 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1754% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 4,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3310% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2758% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2759% | 515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 4,000 |
| Percentage Net Loans Charged-off:Construction & development | -0.0661% | 4,656 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1310% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 4,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2010% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8819% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8819% | 767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 3,070 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0795% | 4,591 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0634% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1440% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8096% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8096% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 3,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,533 |
| Percentage Net Loans Charged-off:Construction & development | -0.1041% | 4,674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 4,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0578% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7129% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7129% | 959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 4,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0328% | 4,820 |
| Percentage Net Loans Charged-off:Construction & development | -0.1879% | 4,816 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 4,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 4,603 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 3,726 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5464% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5464% | 1,152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 4,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 4,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.0365% | 4,678 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0337% | 5,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 4,858 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 3,778 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 4,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4210% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4210% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 4,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0504% | 5,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.3277% | 4,988 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0356% | 5,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 5,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 3,729 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 5,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0627% | 2,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7852% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7852% | 1,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 4,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0644% | 5,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.4060% | 5,054 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0486% | 5,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0392% | 5,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0059% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0544% | 5,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1306% | 1,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7785% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7785% | 981 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 4,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0515% | 5,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.2752% | 5,016 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0400% | 5,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 5,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0190% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0602% | 5,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1880% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7945% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7945% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 2,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0406% | 5,226 |
| Percentage Net Loans Charged-off:Construction & development | -0.1135% | 4,985 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0554% | 5,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 4,592 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 3,949 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5499% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7708% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7708% | 944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 4,050 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 4,767 |
| Percentage Net Loans Charged-off:Construction & development | -0.1018% | 4,921 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 1,142 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4263% | 4,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 5,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 4,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 5,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0733% | 4,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8078% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3178% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8136% | 1,060 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0397% | 5,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0235% | 5,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0443% | 5,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.1095% | 4,970 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 4,978 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5686% | 4,745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0327% | 5,255 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0374% | 4,070 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 5,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0608% | 4,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8180% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1127% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8287% | 917 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0472% | 5,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0327% | 5,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0481% | 5,332 |
| Percentage Net Loans Charged-off:Construction & development | -0.5105% | 5,315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 5,147 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0147% | 4,641 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0354% | 5,317 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0252% | 4,060 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0384% | 5,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0900% | 4,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7686% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7790% | 942 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1038% | 5,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0486% | 5,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0579% | 5,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.8474% | 5,416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 5,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 5,140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 4,037 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 5,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1212% | 5,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6607% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6680% | 1,008 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1640% | 5,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 2,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.2553% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 5,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1382% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1202% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1881% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2921% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2500% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2500% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2359% | 5,469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 2,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.0471% | 4,980 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0472% | 5,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1982% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2612% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 1,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3294% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0954% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0954% | 562 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2960% | 5,547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 4,724 |
| Percentage Net Loans Charged-off:Construction & development | -0.0777% | 5,120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 5,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3360% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 2,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1746% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 5,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5198% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0659% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0659% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1915% | 5,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0401% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.2471% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 5,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6588% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3635% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 5,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3178% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1994% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1994% | 566 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3374% | 5,637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 5,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.1062% | 5,291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0945% | 5,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0024% | 414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0524% | 4,507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1652% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3098% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2731% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2731% | 637 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0975% | 5,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 3,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 3,247 |
| Percentage Net Loans Charged-off:Construction & development | -0.1231% | 5,366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0732% | 5,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1432% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 4,492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1803% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3548% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3744% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3744% | 537 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0971% | 5,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 2,600 |
| Percentage Net Loans Charged-off:Construction & development | -0.1284% | 5,441 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1005% | 6,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2255% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0601% | 4,569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2839% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2686% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4198% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4198% | 539 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0970% | 5,705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0729% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | -0.2643% | 5,675 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3026% | 6,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3860% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0761% | 4,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4787% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4891% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0350% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0350% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1035% | 5,714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4206% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4197% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.1072% | 1,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0960% | 2,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4584% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5942% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3877% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6309% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 2,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4784% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4784% | 647 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1250% | 5,842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4663% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4843% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.2013% | 1,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2077% | 1,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8582% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7134% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4394% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7614% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0692% | 2,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0843% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0843% | 863 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1445% | 5,908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5314% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5567% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0586% | 1,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3280% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3275% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7077% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5416% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7366% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0494% | 2,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1555% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1555% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1144% | 5,869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2996% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3076% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.1397% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2829% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2226% | 5,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3854% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9014% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2967% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6103% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1715% | 5,952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7247% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7676% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 5.0764% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4037% | 1,748 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1037% | 5,508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5516% | 1,645 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1735% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4464% | 1,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1866% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4041% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4041% | 864 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4567% | 6,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7970% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8512% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 6.7279% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2238% | 1,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2543% | 580 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6171% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4756% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4724% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0772% | 2,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7125% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7125% | 659 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4639% | 6,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0240% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1042% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 9.4068% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4177% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3883% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4712% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0773% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3696% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 2,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7769% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7769% | 656 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2335% | 6,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4154% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5550% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 10.4069% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9347% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6732% | 271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6917% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6134% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5352% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1391% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9069% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9478% | 557 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0819% | 6,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4451% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4680% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 6.4199% | 761 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1625% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5974% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7610% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1345% | 772 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8910% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5118% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8182% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7827% | 775 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7415% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3416% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4272% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 7.5813% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9878% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4158% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5616% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3284% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6139% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7677% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3082% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2531% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9741% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8255% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9775% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 8.4102% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5733% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2159% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9215% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1286% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1025% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3053% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6348% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5809% | 766 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8147% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2474% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3855% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 8.3622% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1026% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.8395% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0468% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9478% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3034% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7177% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2014% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1088% | 528 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9855% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3556% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4215% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 3.5103% | 1,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9436% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3885% | 482 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2515% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8358% | 986 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3639% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8517% | 2,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4659% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | 325.3425% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0134% | 6,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7304% | 2,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7127% | 2,224 |
| Percentage Net Loans Charged-off:Construction & development | 2.1902% | 1,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 3,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9632% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2007% | 1,443 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2081% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9123% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7751% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 347.0137% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8483% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7807% | 1,911 |
| Percentage Net Loans Charged-off:Construction & development | 1.6260% | 1,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2483% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0150% | 5,528 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7177% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5320% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7419% | 2,357 |
| Percentage Net Loans Charged-off: Credit card loans | 299.9795% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6494% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3126% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 1.7672% | 1,263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2364% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3234% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8898% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0131% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | 400.0000% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7876% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9637% | 1,968 |
| Percentage Net Loans Charged-off:Construction & development | 2.9969% | 1,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6545% | 1,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7424% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0608% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6365% | 1,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 5,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2747% | 4,886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7596% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9356% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 4.2917% | 1,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2204% | 1,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6569% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2910% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4508% | 1,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2121% | 4,814 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4801% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5981% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 1.0308% | 1,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1090% | 1,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7940% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9773% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4212% | 1,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1026% | 4,833 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2913% | 2,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3447% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5951% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0536% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1421% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1938% | 3,737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4270% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3185% | 2,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0676% | 1,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5185% | 1,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6726% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4787% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9431% | 1,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8146% | 2,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3664% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3467% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0862% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5577% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5546% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5584% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1767% | 2,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5944% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2707% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2135% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3682% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8733% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2493% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2755% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6102% | 2,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1047% | 8,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1498% | 8,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2571% | 8,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3150% | 8,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0829% | 3,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 2,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1429% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2499% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3063% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6457% | 2,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 7,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 7,804 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 7,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5883% | 2,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 4,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 7,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 7,816 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 5,972 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 7,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2803% | 3,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 3,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 7,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 7,876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 7,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1309% | 3,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 5,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 7,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 7,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 3,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1273% | 4,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 4,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 7,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 7,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1530% | 4,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0150% | 7,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 8,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0499% | 8,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0644% | 8,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0254% | 4,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1666% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0392% | 6,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 4,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6110% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0273% | 7,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 7,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0383% | 7,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 7,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0609% | 7,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 6,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0425% | 7,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 8,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0350% | 8,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 7,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0154% | 8,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 7,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0227% | 7,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 8,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 8,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 8,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 8,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0229% | 8,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 7,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1105% | 9,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1658% | 9,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1682% | 9,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9512% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1095% | 9,531 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2844% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 7,596 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 5,568 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0392% | 10,408 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4587% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 10,259 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 4,536 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |