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Southport Bank, Income and Expense

2017-12-31 (YTD Data)Rank
Total interest income$12,083,0002,124
Total interest expense$1,542,0001,871
Net interest income$10,541,0002,130
Provision for loan and lease losses$-945,0005,588
Total noninterest income$1,630,0002,296
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$549,0001,897
Trading account gains and feesNANA
Additional Noninterest Income$1,081,0002,198
Total noninterest expense$6,957,0002,522
Salaries and employee benefits$4,628,0002,219
Premises and equipment expense$805,0002,445
Additional noninterest expense$1,524,0003,198
Pre-tax net operating income$6,159,0001,432
Securities gains (losses)$02,243
Applicable income taxes$3,102,000935
Income before extraordinary items$3,057,0002,001
Extraordinary gains, net$09
Net income$3,057,0001,999
Minority interest net income$076
Net income of bank and minority interests.$3,057,0002,001
Net charge-offs$513,0001,070
Cash dividends$1,500,0001,709
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,057,0001,984
2017-09-30 (YTD Data)Rank
Total interest income$8,995,0002,140
Total interest expense$1,110,0001,914
Net interest income$7,885,0002,140
Provision for loan and lease losses$-875,0005,666
Total noninterest income$1,297,0002,238
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$411,0001,915
Trading account gains and feesNANA
Additional Noninterest Income$886,0002,119
Total noninterest expense$5,504,0002,433
Salaries and employee benefits$3,540,0002,178
Premises and equipment expense$594,0002,494
Additional noninterest expense$1,370,0002,822
Pre-tax net operating income$4,553,0001,463
Securities gains (losses)$02,274
Applicable income taxes$1,810,000982
Income before extraordinary items$2,743,0001,870
Extraordinary gains, net$09
Net income$2,743,0001,870
Minority interest net income$071
Net income of bank and minority interests.$2,743,0001,870
Net charge-offs$-227,0005,519
Cash dividends$500,0002,387
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,743,0001,842
2017-06-30 (YTD Data)Rank
Total interest income$5,865,0002,164
Total interest expense$701,0001,967
Net interest income$5,164,0002,166
Provision for loan and lease losses$-375,0005,687
Total noninterest income$957,0002,108
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$270,0001,924
Trading account gains and feesNANA
Additional Noninterest Income$687,0001,954
Total noninterest expense$3,437,0002,551
Salaries and employee benefits$2,077,0002,430
Premises and equipment expense$422,0002,379
Additional noninterest expense$938,0002,789
Pre-tax net operating income$3,059,0001,450
Securities gains (losses)$01,906
Applicable income taxes$1,190,000979
Income before extraordinary items$1,869,0001,801
Extraordinary gains, net$011
Net income$1,869,0001,801
Minority interest net income$071
Net income of bank and minority interests.$1,869,0001,801
Net charge-offs$-164,0005,538
Cash dividends$500,0001,993
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,869,0001,777
2017-03-31 (YTD Data)Rank
Total interest income$2,849,0002,202
Total interest expense$328,0002,035
Net interest income$2,521,0002,207
Provision for loan and lease losses$-250,0005,779
Total noninterest income$561,0001,901
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$136,0001,910
Trading account gains and feesNANA
Additional Noninterest Income$425,0001,694
Total noninterest expense$1,732,0002,564
Salaries and employee benefits$1,023,0002,483
Premises and equipment expense$223,0002,332
Additional noninterest expense$486,0002,723
Pre-tax net operating income$1,600,0001,378
Securities gains (losses)$01,153
Applicable income taxes$640,000912
Income before extraordinary items$960,0001,725
Extraordinary gains, net$08
Net income$960,0001,724
Minority interest net income$055
Net income of bank and minority interests.$960,0001,725
Net charge-offs$-84,0005,583
Cash dividends$250,0001,772
Sale, conversion, retirement of capital stock, net$0632
Net operating income$960,0001,709
2016-12-31 (YTD Data)Rank
Total interest income$11,073,0002,214
Total interest expense$1,331,0001,968
Net interest income$9,742,0002,232
Provision for loan and lease losses$-500,0005,740
Total noninterest income$1,035,0002,996
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$571,0001,866
Trading account gains and fees$0170
Additional Noninterest Income$464,0003,363
Total noninterest expense$6,405,0002,726
Salaries and employee benefits$3,814,0002,587
Premises and equipment expense$882,0002,346
Additional noninterest expense$1,709,0003,062
Pre-tax net operating income$4,872,0001,658
Securities gains (losses)$40,0001,983
Applicable income taxes$1,097,0001,554
Income before extraordinary items$3,815,0001,706
Extraordinary gains, net$05
Net income$3,815,0001,705
Minority interest net income$082
Net income of bank and minority interests.$3,815,0001,705
Net charge-offs$-282,0005,721
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,783,8001,688
2016-09-30 (YTD Data)Rank
Total interest income$8,228,0002,232
Total interest expense$1,000,0001,969
Net interest income$7,228,0002,260
Provision for loan and lease losses$-150,0005,753
Total noninterest income$988,0002,649
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$429,0001,865
Trading account gains and fees$0169
Additional Noninterest Income$559,0002,746
Total noninterest expense$4,786,0002,724
Salaries and employee benefits$2,916,0002,540
Premises and equipment expense$678,0002,309
Additional noninterest expense$1,192,0003,234
Pre-tax net operating income$3,580,0001,698
Securities gains (losses)$31,0002,082
Applicable income taxes$1,160,0001,279
Income before extraordinary items$2,451,0001,985
Extraordinary gains, net$05
Net income$2,451,0001,985
Minority interest net income$071
Net income of bank and minority interests.$2,451,0001,985
Net charge-offs$-138,0005,653
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,429,9201,936
2016-06-30 (YTD Data)Rank
Total interest income$5,427,0002,258
Total interest expense$661,0001,990
Net interest income$4,766,0002,281
Provision for loan and lease losses$-150,0005,874
Total noninterest income$647,0002,658
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$292,0001,831
Trading account gains and fees$0157
Additional Noninterest Income$355,0002,816
Total noninterest expense$3,658,0002,475
Salaries and employee benefits$1,973,0002,531
Premises and equipment expense$470,0002,245
Additional noninterest expense$1,215,0002,363
Pre-tax net operating income$1,905,0002,020
Securities gains (losses)$31,0001,734
Applicable income taxes$440,0001,788
Income before extraordinary items$1,496,0002,129
Extraordinary gains, net$016
Net income$1,496,0002,129
Minority interest net income$071
Net income of bank and minority interests.$1,496,0002,129
Net charge-offs$-158,0005,810
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,472,1302,093
2016-03-31 (YTD Data)Rank
Total interest income$2,671,0002,278
Total interest expense$319,0002,043
Net interest income$2,352,0002,305
Provision for loan and lease losses$03,656
Total noninterest income$357,0002,494
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$143,0001,859
Trading account gains and fees$0142
Additional Noninterest Income$214,0002,537
Total noninterest expense$1,767,0002,547
Salaries and employee benefits$1,002,0002,510
Premises and equipment expense$229,0002,305
Additional noninterest expense$536,0002,631
Pre-tax net operating income$942,0002,012
Securities gains (losses)$02,077
Applicable income taxes$110,0002,377
Income before extraordinary items$832,0001,922
Extraordinary gains, net$012
Net income$832,0001,922
Minority interest net income$062
Net income of bank and minority interests.$832,0001,922
Net charge-offs$-43,0005,691
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$832,0001,873
2015-12-31 (YTD Data)Rank
Total interest income$10,682,0002,243
Total interest expense$1,300,0001,981
Net interest income$9,382,0002,271
Provision for loan and lease losses$04,380
Total noninterest income$1,387,0002,586
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$513,0002,098
Trading account gains and fees$0159
Additional Noninterest Income$874,0002,545
Total noninterest expense$11,156,0001,702
Salaries and employee benefits$3,729,0002,616
Premises and equipment expense$839,0002,464
Additional noninterest expense$6,588,0001,002
Pre-tax net operating income$-387,0006,016
Securities gains (losses)$03,216
Applicable income taxes$-1,227,0006,110
Income before extraordinary items$840,0004,181
Extraordinary gains, net$023
Net income$840,0004,179
Minority interest net income$081
Net income of bank and minority interests.$840,0004,181
Net charge-offs$700,000894
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$840,0004,131
2015-09-30 (YTD Data)Rank
Total interest income$8,030,0002,247
Total interest expense$974,0002,009
Net interest income$7,056,0002,289
Provision for loan and lease losses$04,232
Total noninterest income$1,050,0002,599
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$372,0002,164
Trading account gains and fees$0153
Additional Noninterest Income$678,0002,515
Total noninterest expense$8,304,0001,718
Salaries and employee benefits$2,779,0002,638
Premises and equipment expense$666,0002,397
Additional noninterest expense$4,859,0001,018
Pre-tax net operating income$-198,0006,092
Securities gains (losses)$03,031
Applicable income taxes$500,0002,017
Income before extraordinary items$-698,0006,180
Extraordinary gains, net$021
Net income$-698,0006,180
Minority interest net income$078
Net income of bank and minority interests.$-698,0006,180
Net charge-offs$353,0001,092
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-698,0006,175
2015-06-30 (YTD Data)Rank
Total interest income$5,380,0002,245
Total interest expense$648,0002,018
Net interest income$4,732,0002,269
Provision for loan and lease losses$04,069
Total noninterest income$702,0002,615
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$233,0002,231
Trading account gains and fees$0157
Additional Noninterest Income$469,0002,479
Total noninterest expense$6,549,0001,498
Salaries and employee benefits$1,871,0002,638
Premises and equipment expense$428,0002,466
Additional noninterest expense$4,250,000778
Pre-tax net operating income$-1,115,0006,291
Securities gains (losses)$02,636
Applicable income taxes$500,0001,631
Income before extraordinary items$-1,615,0006,313
Extraordinary gains, net$022
Net income$-1,615,0006,313
Minority interest net income$075
Net income of bank and minority interests.$-1,615,0006,313
Net charge-offs$319,000868
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-1,615,0006,310
2015-03-31 (YTD Data)Rank
Total interest income$2,621,0002,289
Total interest expense$331,0002,001
Net interest income$2,290,0002,328
Provision for loan and lease losses$03,703
Total noninterest income$359,0002,551
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$114,0002,259
Trading account gains and fees$0152
Additional Noninterest Income$245,0002,379
Total noninterest expense$1,884,0002,438
Salaries and employee benefits$960,0002,609
Premises and equipment expense$215,0002,503
Additional noninterest expense$709,0002,082
Pre-tax net operating income$765,0002,276
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$765,0001,988
Extraordinary gains, net$013
Net income$765,0001,990
Minority interest net income$064
Net income of bank and minority interests.$765,0001,990
Net charge-offs$200,000730
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$765,0001,932
2014-12-31 (YTD Data)Rank
Total interest income$10,798,0002,226
Total interest expense$1,713,0001,687
Net interest income$9,085,0002,347
Provision for loan and lease losses$04,603
Total noninterest income$1,101,0002,963
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$555,0002,104
Trading account gains and fees$0180
Additional Noninterest Income$546,0003,146
Total noninterest expense$8,505,0002,206
Salaries and employee benefits$4,229,0002,372
Premises and equipment expense$877,0002,492
Additional noninterest expense$3,399,0001,819
Pre-tax net operating income$1,681,0003,282
Securities gains (losses)$104,0001,225
Applicable income taxes$-276,0006,333
Income before extraordinary items$2,061,0002,646
Extraordinary gains, net$017
Net income$2,061,0002,644
Minority interest net income$084
Net income of bank and minority interests.$2,061,0002,646
Net charge-offs$979,000915
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,957,0002,702
2014-09-30 (YTD Data)Rank
Total interest income$7,999,0002,270
Total interest expense$1,222,0001,789
Net interest income$6,777,0002,360
Provision for loan and lease losses$04,401
Total noninterest income$955,0002,764
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$421,0002,080
Trading account gains and fees$0174
Additional Noninterest Income$534,0002,821
Total noninterest expense$6,435,0002,195
Salaries and employee benefits$3,306,0002,300
Premises and equipment expense$689,0002,428
Additional noninterest expense$2,440,0001,886
Pre-tax net operating income$1,297,0003,286
Securities gains (losses)$104,000969
Applicable income taxes$04,583
Income before extraordinary items$1,401,0002,864
Extraordinary gains, net$015
Net income$1,401,0002,865
Minority interest net income$081
Net income of bank and minority interests.$1,401,0002,865
Net charge-offs$570,0001,045
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,297,0002,948
2014-06-30 (YTD Data)Rank
Total interest income$5,302,0002,273
Total interest expense$825,0001,790
Net interest income$4,477,0002,368
Provision for loan and lease losses$300,0001,222
Total noninterest income$749,0002,500
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$288,0002,020
Trading account gains and fees$0172
Additional Noninterest Income$461,0002,416
Total noninterest expense$4,285,0002,189
Salaries and employee benefits$2,224,0002,288
Premises and equipment expense$452,0002,468
Additional noninterest expense$1,609,0001,899
Pre-tax net operating income$641,0003,748
Securities gains (losses)$104,000763
Applicable income taxes$04,568
Income before extraordinary items$745,0003,238
Extraordinary gains, net$020
Net income$745,0003,244
Minority interest net income$080
Net income of bank and minority interests.$745,0003,244
Net charge-offs$215,0001,525
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$641,0003,448
2014-03-31 (YTD Data)Rank
Total interest income$2,564,0002,347
Total interest expense$385,0001,930
Net interest income$2,179,0002,420
Provision for loan and lease losses$150,0001,189
Total noninterest income$462,0002,147
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$145,0001,997
Trading account gains and fees$0147
Additional Noninterest Income$317,0001,930
Total noninterest expense$2,207,0002,149
Salaries and employee benefits$1,129,0002,260
Premises and equipment expense$239,0002,396
Additional noninterest expense$839,0001,813
Pre-tax net operating income$284,0003,903
Securities gains (losses)$104,000429
Applicable income taxes$04,445
Income before extraordinary items$388,0003,065
Extraordinary gains, net$016
Net income$388,0003,068
Minority interest net income$066
Net income of bank and minority interests.$388,0003,068
Net charge-offs$339,000659
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$284,0003,584
2013-12-31 (YTD Data)Rank
Total interest income$10,244,0002,375
Total interest expense$1,720,0001,953
Net interest income$8,524,0002,454
Provision for loan and lease losses$-650,0006,617
Total noninterest income$1,014,0003,169
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$631,0001,978
Trading account gains and fees$0184
Additional Noninterest Income$383,0003,733
Total noninterest expense$10,924,0001,759
Salaries and employee benefits$4,066,0002,447
Premises and equipment expense$910,0002,438
Additional noninterest expense$5,948,0001,140
Pre-tax net operating income$-736,0006,528
Securities gains (losses)$4,0002,846
Applicable income taxes$-2,880,0006,737
Income before extraordinary items$2,148,0002,472
Extraordinary gains, net$029
Net income$2,148,0002,476
Minority interest net income$090
Net income of bank and minority interests.$2,148,0002,475
Net charge-offs$2,904,000559
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$3,000,000126
Net operating income$2,145,4402,412
2013-09-30 (YTD Data)Rank
Total interest income$7,669,0002,388
Total interest expense$1,318,0001,959
Net interest income$6,351,0002,471
Provision for loan and lease losses$-650,0006,749
Total noninterest income$1,250,0002,464
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$470,0001,996
Trading account gains and fees$0180
Additional Noninterest Income$780,0002,373
Total noninterest expense$7,462,0001,913
Salaries and employee benefits$3,131,0002,398
Premises and equipment expense$696,0002,425
Additional noninterest expense$3,635,0001,379
Pre-tax net operating income$789,0004,079
Securities gains (losses)$4,0002,720
Applicable income taxes$-3,0006,492
Income before extraordinary items$796,0003,830
Extraordinary gains, net$025
Net income$796,0003,833
Minority interest net income$084
Net income of bank and minority interests.$796,0003,833
Net charge-offs$2,117,000574
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$792,0003,771
2013-06-30 (YTD Data)Rank
Total interest income$5,179,0002,355
Total interest expense$893,0001,956
Net interest income$4,286,0002,437
Provision for loan and lease losses$04,788
Total noninterest income$746,0002,661
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$307,0002,004
Trading account gains and fees$0157
Additional Noninterest Income$439,0002,664
Total noninterest expense$4,527,0002,082
Salaries and employee benefits$2,106,0002,387
Premises and equipment expense$473,0002,388
Additional noninterest expense$1,948,0001,644
Pre-tax net operating income$505,0004,124
Securities gains (losses)$4,0002,503
Applicable income taxes$-3,0006,554
Income before extraordinary items$512,0003,894
Extraordinary gains, net$022
Net income$512,0003,897
Minority interest net income$082
Net income of bank and minority interests.$512,0003,898
Net charge-offs$1,331,000628
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$508,0003,814
2013-03-31 (YTD Data)Rank
Total interest income$2,601,0002,374
Total interest expense$467,0001,940
Net interest income$2,134,0002,462
Provision for loan and lease losses$04,409
Total noninterest income$471,0002,317
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$154,0001,989
Trading account gains and fees$0148
Additional Noninterest Income$317,0002,149
Total noninterest expense$2,381,0002,008
Salaries and employee benefits$1,071,0002,368
Premises and equipment expense$258,0002,255
Additional noninterest expense$1,052,0001,543
Pre-tax net operating income$224,0004,303
Securities gains (losses)$01,966
Applicable income taxes$8,0004,015
Income before extraordinary items$216,0004,146
Extraordinary gains, net$010
Net income$216,0004,148
Minority interest net income$076
Net income of bank and minority interests.$216,0004,148
Net charge-offs$793,000563
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$216,0004,051
2012-12-31 (YTD Data)Rank
Total interest income$11,419,0002,279
Total interest expense$2,708,0001,639
Net interest income$8,711,0002,458
Provision for loan and lease losses$-200,0006,927
Total noninterest income$759,0003,742
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$654,0002,007
Trading account gains and fees$0166
Additional Noninterest Income$105,0005,297
Total noninterest expense$8,630,0002,197
Salaries and employee benefits$4,107,0002,387
Premises and equipment expense$845,0002,624
Additional noninterest expense$3,678,0001,793
Pre-tax net operating income$1,040,0003,962
Securities gains (losses)$9,0003,408
Applicable income taxes$3,0004,573
Income before extraordinary items$1,046,0003,815
Extraordinary gains, net$029
Net income$1,046,0003,815
Minority interest net income$093
Net income of bank and minority interests.$1,046,0003,817
Net charge-offs$4,947,000581
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,037,0003,679
2012-09-30 (YTD Data)Rank
Total interest income$8,736,0002,290
Total interest expense$2,157,0001,616
Net interest income$6,579,0002,481
Provision for loan and lease losses$-200,0007,062
Total noninterest income$635,0003,585
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$499,0002,001
Trading account gains and fees$0157
Additional Noninterest Income$136,0004,749
Total noninterest expense$6,596,0002,176
Salaries and employee benefits$3,117,0002,365
Premises and equipment expense$615,0002,726
Additional noninterest expense$2,864,0001,740
Pre-tax net operating income$818,0003,992
Securities gains (losses)$9,0003,149
Applicable income taxes$2,0004,631
Income before extraordinary items$825,0003,809
Extraordinary gains, net$020
Net income$825,0003,809
Minority interest net income$086
Net income of bank and minority interests.$825,0003,810
Net charge-offs$4,102,000540
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$816,0003,663
2012-06-30 (YTD Data)Rank
Total interest income$5,988,0002,236
Total interest expense$1,520,0001,585
Net interest income$4,468,0002,439
Provision for loan and lease losses$-200,0007,139
Total noninterest income$424,0003,546
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$332,0001,988
Trading account gains and fees$0153
Additional Noninterest Income$92,0004,764
Total noninterest expense$4,468,0002,157
Salaries and employee benefits$2,120,0002,338
Premises and equipment expense$385,0002,850
Additional noninterest expense$1,963,0001,701
Pre-tax net operating income$624,0003,739
Securities gains (losses)$03,178
Applicable income taxes$-1,0006,760
Income before extraordinary items$625,0003,555
Extraordinary gains, net$019
Net income$625,0003,555
Minority interest net income$084
Net income of bank and minority interests.$625,0003,556
Net charge-offs$3,537,000454
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$625,0003,384
2012-03-31 (YTD Data)Rank
Total interest income$3,127,0002,156
Total interest expense$814,0001,546
Net interest income$2,313,0002,367
Provision for loan and lease losses$05,254
Total noninterest income$340,0002,732
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$162,0002,011
Trading account gains and fees$0148
Additional Noninterest Income$178,0002,819
Total noninterest expense$2,306,0002,079
Salaries and employee benefits$1,092,0002,278
Premises and equipment expense$200,0002,792
Additional noninterest expense$1,014,0001,629
Pre-tax net operating income$347,0003,572
Securities gains (losses)$02,210
Applicable income taxes$1,0004,577
Income before extraordinary items$346,0003,372
Extraordinary gains, net$019
Net income$346,0003,375
Minority interest net income$078
Net income of bank and minority interests.$346,0003,375
Net charge-offs$3,053,000283
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$346,0003,204
2011-12-31 (YTD Data)Rank
Total interest income$15,098,0001,866
Total interest expense$4,238,0001,430
Net interest income$10,860,0002,011
Provision for loan and lease losses$1,800,0001,675
Total noninterest income$53,0006,772
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$692,0002,010
Trading account gains and fees$0146
Additional Noninterest Income$-639,0007,128
Total noninterest expense$10,447,0001,845
Salaries and employee benefits$4,425,0002,188
Premises and equipment expense$1,008,0002,397
Additional noninterest expense$5,014,0001,375
Pre-tax net operating income$-1,334,0006,671
Securities gains (losses)$33,0002,853
Applicable income taxes$6,0004,407
Income before extraordinary items$-1,307,0006,725
Extraordinary gains, net$029
Net income$-1,307,0006,725
Minority interest net income$096
Net income of bank and minority interests.$-1,307,0006,725
Net charge-offs$9,499,000484
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,340,0006,695
2011-09-30 (YTD Data)Rank
Total interest income$11,522,0001,851
Total interest expense$3,312,0001,429
Net interest income$8,210,0002,008
Provision for loan and lease losses$1,800,0001,333
Total noninterest income$692,0003,268
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$508,0002,045
Trading account gains and fees$0145
Additional Noninterest Income$184,0004,218
Total noninterest expense$7,967,0001,815
Salaries and employee benefits$3,328,0002,183
Premises and equipment expense$750,0002,428
Additional noninterest expense$3,889,0001,328
Pre-tax net operating income$-865,0006,753
Securities gains (losses)$33,0002,590
Applicable income taxes$5,0004,418
Income before extraordinary items$-837,0006,805
Extraordinary gains, net$021
Net income$-837,0006,806
Minority interest net income$087
Net income of bank and minority interests.$-837,0006,805
Net charge-offs$9,059,000378
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-870,0006,789
2011-06-30 (YTD Data)Rank
Total interest income$7,739,0001,852
Total interest expense$2,317,0001,414
Net interest income$5,422,0002,030
Provision for loan and lease losses$1,350,0001,227
Total noninterest income$1,216,0001,723
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$329,0002,075
Trading account gains and fees$0153
Additional Noninterest Income$887,0001,462
Total noninterest expense$5,542,0001,758
Salaries and employee benefits$2,264,0002,161
Premises and equipment expense$521,0002,370
Additional noninterest expense$2,757,0001,285
Pre-tax net operating income$-254,0006,610
Securities gains (losses)$23,0002,027
Applicable income taxes$4,0004,365
Income before extraordinary items$-235,0006,669
Extraordinary gains, net$015
Net income$-235,0006,670
Minority interest net income$089
Net income of bank and minority interests.$-235,0006,670
Net charge-offs$7,576,000333
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-258,0006,665
2011-03-31 (YTD Data)Rank
Total interest income$3,949,0001,822
Total interest expense$1,206,0001,409
Net interest income$2,743,0001,994
Provision for loan and lease losses$750,0001,063
Total noninterest income$598,0001,754
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$161,0002,098
Trading account gains and fees$0158
Additional Noninterest Income$437,0001,480
Total noninterest expense$2,882,0001,715
Salaries and employee benefits$1,195,0002,046
Premises and equipment expense$280,0002,262
Additional noninterest expense$1,407,0001,255
Pre-tax net operating income$-291,0006,926
Securities gains (losses)$27,000990
Applicable income taxes$3,0004,206
Income before extraordinary items$-267,0006,956
Extraordinary gains, net$09
Net income$-267,0006,956
Minority interest net income$086
Net income of bank and minority interests.$-267,0006,956
Net charge-offs$4,805,000284
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-294,0006,968
2010-12-31 (YTD Data)Rank
Total interest income$19,195,0001,598
Total interest expense$7,487,0001,103
Net interest income$11,708,0001,875
Provision for loan and lease losses$13,400,000522
Total noninterest income$-1,266,0007,564
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$856,0001,716
Trading account gains and fees$0175
Additional Noninterest Income$-2,122,0007,569
Total noninterest expense$13,031,0001,518
Salaries and employee benefits$5,181,0001,880
Premises and equipment expense$1,585,0001,619
Additional noninterest expense$6,265,0001,178
Pre-tax net operating income$-15,989,0007,468
Securities gains (losses)$171,0001,711
Applicable income taxes$149,0002,935
Income before extraordinary items$-15,967,0007,482
Extraordinary gains, net$029
Net income$-15,967,0007,482
Minority interest net income$0111
Net income of bank and minority interests.$-15,967,0007,482
Net charge-offs$15,095,000436
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$14,000,00062
Net operating income$-16,138,0007,474
2010-09-30 (YTD Data)Rank
Total interest income$15,061,0001,564
Total interest expense$5,818,0001,100
Net interest income$9,243,0001,819
Provision for loan and lease losses$5,200,000852
Total noninterest income$1,277,0002,339
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$668,0001,705
Trading account gains and fees$0165
Additional Noninterest Income$609,0002,462
Total noninterest expense$9,816,0001,500
Salaries and employee benefits$3,931,0001,850
Premises and equipment expense$933,0002,061
Additional noninterest expense$4,952,0001,087
Pre-tax net operating income$-4,496,0007,336
Securities gains (losses)$171,0001,495
Applicable income taxes$48,0003,588
Income before extraordinary items$-4,373,0007,385
Extraordinary gains, net$023
Net income$-4,373,0007,385
Minority interest net income$0110
Net income of bank and minority interests.$-4,373,0007,385
Net charge-offs$14,515,000331
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$13,500,00055
Net operating income$-4,544,0007,378
2010-06-30 (YTD Data)Rank
Total interest income$10,361,0001,540
Total interest expense$4,082,0001,095
Net interest income$6,279,0001,781
Provision for loan and lease losses$3,300,000887
Total noninterest income$792,0002,392
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$454,0001,690
Trading account gains and fees$0152
Additional Noninterest Income$338,0002,661
Total noninterest expense$6,458,0001,529
Salaries and employee benefits$2,566,0001,907
Premises and equipment expense$650,0001,997
Additional noninterest expense$3,242,0001,098
Pre-tax net operating income$-2,687,0007,376
Securities gains (losses)$95,0001,453
Applicable income taxes$48,0003,304
Income before extraordinary items$-2,640,0007,412
Extraordinary gains, net$019
Net income$-2,640,0007,412
Minority interest net income$0105
Net income of bank and minority interests.$-2,640,0007,412
Net charge-offs$7,637,000407
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,735,0007,417
2010-03-31 (YTD Data)Rank
Total interest income$5,226,0001,557
Total interest expense$2,060,0001,141
Net interest income$3,166,0001,784
Provision for loan and lease losses$1,400,000933
Total noninterest income$136,0004,491
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$224,0001,707
Trading account gains and fees$0175
Additional Noninterest Income$-88,0007,726
Total noninterest expense$3,086,0001,626
Salaries and employee benefits$1,302,0001,914
Premises and equipment expense$336,0002,000
Additional noninterest expense$1,448,0001,216
Pre-tax net operating income$-1,184,0007,465
Securities gains (losses)$85,000855
Applicable income taxes$61,0002,625
Income before extraordinary items$-1,160,0007,509
Extraordinary gains, net$016
Net income$-1,160,0007,510
Minority interest net income$091
Net income of bank and minority interests.$-1,160,0007,510
Net charge-offs$4,180,000387
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,245,0007,520
2009-12-31 (YTD Data)Rank
Total interest income$24,274,0001,420
Total interest expense$10,367,0001,153
Net interest income$13,907,0001,612
Provision for loan and lease losses$21,215,000472
Total noninterest income$926,0003,493
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,057,0001,596
Trading account gains and fees$0211
Additional Noninterest Income$-131,0007,633
Total noninterest expense$13,435,0001,540
Salaries and employee benefits$5,954,0001,664
Premises and equipment expense$1,345,0001,989
Additional noninterest expense$6,136,0001,242
Pre-tax net operating income$-19,817,0007,710
Securities gains (losses)$125,0001,940
Applicable income taxes$-8,0006,228
Income before extraordinary items$-19,684,0007,733
Extraordinary gains, net$034
Net income$-19,684,0007,731
Minority interest net income$0115
Net income of bank and minority interests.$-19,684,0007,731
Net charge-offs$5,101,0001,130
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-19,809,0007,736
2009-09-30 (YTD Data)Rank
Total interest income$18,635,0001,404
Total interest expense$8,112,0001,152
Net interest income$10,523,0001,600
Provision for loan and lease losses$5,195,0001,016
Total noninterest income$2,024,0001,762
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$790,0001,604
Trading account gains and fees$0212
Additional Noninterest Income$1,234,0001,592
Total noninterest expense$8,808,0001,718
Salaries and employee benefits$4,372,0001,722
Premises and equipment expense$1,030,0001,972
Additional noninterest expense$3,406,0001,591
Pre-tax net operating income$-1,456,0006,847
Securities gains (losses)$79,0001,990
Applicable income taxes$-7,0006,636
Income before extraordinary items$-1,370,0006,945
Extraordinary gains, net$027
Net income$-1,370,0006,946
Minority interest net income$0118
Net income of bank and minority interests.$-1,370,0006,946
Net charge-offs$3,549,0001,064
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,448,2106,961
2009-06-30 (YTD Data)Rank
Total interest income$12,894,0001,385
Total interest expense$5,615,0001,173
Net interest income$7,279,0001,544
Provision for loan and lease losses$2,725,0001,156
Total noninterest income$1,358,0001,769
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$516,0001,600
Trading account gains and fees$0193
Additional Noninterest Income$842,0001,582
Total noninterest expense$5,860,0001,754
Salaries and employee benefits$3,018,0001,695
Premises and equipment expense$703,0001,957
Additional noninterest expense$2,139,0001,705
Pre-tax net operating income$52,0005,505
Securities gains (losses)$363,000651
Applicable income taxes$-9,0006,795
Income before extraordinary items$424,0003,388
Extraordinary gains, net$021
Net income$424,0003,383
Minority interest net income$0112
Net income of bank and minority interests.$424,0003,386
Net charge-offs$357,0002,737
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$61,0005,409
2009-03-31 (YTD Data)Rank
Total interest income$6,742,0001,349
Total interest expense$2,944,0001,168
Net interest income$3,798,0001,465
Provision for loan and lease losses$1,525,000901
Total noninterest income$794,0001,558
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$251,0001,610
Trading account gains and fees$0171
Additional Noninterest Income$543,0001,323
Total noninterest expense$2,769,0001,788
Salaries and employee benefits$1,505,0001,722
Premises and equipment expense$394,0001,798
Additional noninterest expense$870,0001,852
Pre-tax net operating income$298,0003,350
Securities gains (losses)$106,000969
Applicable income taxes$04,835
Income before extraordinary items$404,0002,548
Extraordinary gains, net$015
Net income$404,0002,548
Minority interest net income$0102
Net income of bank and minority interests.$404,0002,550
Net charge-offs$531,0001,327
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$298,0002,997
2008-12-31 (YTD Data)Rank
Total interest income$30,116,0001,285
Total interest expense$15,036,0001,077
Net interest income$15,080,0001,487
Provision for loan and lease losses$9,800,000608
Total noninterest income$4,701,0001,118
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,019,0001,730
Trading account gains and fees$0154
Additional Noninterest Income$3,682,000829
Total noninterest expense$13,646,0001,434
Salaries and employee benefits$7,842,0001,285
Premises and equipment expense$1,504,0001,810
Additional noninterest expense$4,300,0001,443
Pre-tax net operating income$-3,665,0007,691
Securities gains (losses)$-4,546,0008,062
Applicable income taxes$1,677,000786
Income before extraordinary items$-9,888,0007,996
Extraordinary gains, net$039
Net income$-9,888,0007,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,240,000572
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$8,500,000177
Net operating income$-5,342,0007,883
2008-09-30 (YTD Data)Rank
Total interest income$22,995,0001,276
Total interest expense$11,711,0001,077
Net interest income$11,284,0001,498
Provision for loan and lease losses$5,950,000574
Total noninterest income$4,014,0001,036
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$833,0001,612
Trading account gains and fees$0148
Additional Noninterest Income$3,181,000797
Total noninterest expense$10,178,0001,420
Salaries and employee benefits$5,796,0001,330
Premises and equipment expense$1,137,0001,799
Additional noninterest expense$3,245,0001,381
Pre-tax net operating income$-830,0007,448
Securities gains (losses)$-4,497,0008,199
Applicable income taxes$1,479,000847
Income before extraordinary items$-6,806,0008,175
Extraordinary gains, net$031
Net income$-6,806,0008,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,577,000473
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$5,500,000150
Net operating income$-2,309,0007,993
2008-06-30 (YTD Data)Rank
Total interest income$15,740,0001,262
Total interest expense$8,189,0001,068
Net interest income$7,551,0001,483
Provision for loan and lease losses$5,200,000419
Total noninterest income$3,101,000944
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$556,0001,586
Trading account gains and fees$0149
Additional Noninterest Income$2,545,000704
Total noninterest expense$7,368,0001,297
Salaries and employee benefits$4,325,0001,188
Premises and equipment expense$761,0001,795
Additional noninterest expense$2,282,0001,300
Pre-tax net operating income$-1,916,0008,149
Securities gains (losses)$-16,0008,160
Applicable income taxes$1,479,000672
Income before extraordinary items$-3,411,0008,276
Extraordinary gains, net$021
Net income$-3,411,0008,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,028,000356
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$5,000,000108
Net operating income$-3,395,0008,269
2008-03-31 (YTD Data)Rank
Total interest income$8,085,0001,255
Total interest expense$4,320,0001,086
Net interest income$3,765,0001,470
Provision for loan and lease losses$1,100,000589
Total noninterest income$1,579,000933
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$275,0001,590
Trading account gains and fees$0158
Additional Noninterest Income$1,304,000682
Total noninterest expense$3,612,0001,323
Salaries and employee benefits$2,158,0001,196
Premises and equipment expense$381,0001,802
Additional noninterest expense$1,073,0001,343
Pre-tax net operating income$632,0002,602
Securities gains (losses)$59,000996
Applicable income taxes$1,479,000427
Income before extraordinary items$-788,0008,268
Extraordinary gains, net$015
Net income$-788,0008,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$857,000510
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-825,7608,262
2007-12-31 (YTD Data)Rank
Total interest income$32,137,0001,326
Total interest expense$17,284,0001,141
Net interest income$14,853,0001,531
Provision for loan and lease losses$750,0001,744
Total noninterest income$5,418,0001,027
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,108,0001,618
Trading account gains and fees$0178
Additional Noninterest Income$4,310,000781
Total noninterest expense$13,188,0001,398
Salaries and employee benefits$7,559,0001,325
Premises and equipment expense$1,487,0001,767
Additional noninterest expense$4,142,0001,357
Pre-tax net operating income$6,333,0001,331
Securities gains (losses)$-300,0008,307
Applicable income taxes$1,622,0001,332
Income before extraordinary items$4,411,0001,455
Extraordinary gains, net$039
Net income$4,411,0001,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$971,0001,047
Cash dividends$2,500,0001,368
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,630,0001,382
2007-09-30 (YTD Data)Rank
Total interest income$24,019,0001,340
Total interest expense$12,824,0001,155
Net interest income$11,195,0001,534
Provision for loan and lease losses$50,0005,025
Total noninterest income$4,061,0001,030
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$818,0001,617
Trading account gains and fees$0184
Additional Noninterest Income$3,243,000785
Total noninterest expense$9,983,0001,376
Salaries and employee benefits$5,744,0001,308
Premises and equipment expense$1,196,0001,645
Additional noninterest expense$3,043,0001,342
Pre-tax net operating income$5,223,0001,308
Securities gains (losses)$01,655
Applicable income taxes$1,759,0001,068
Income before extraordinary items$3,464,0001,473
Extraordinary gains, net$033
Net income$3,464,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0001,939
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,464,0001,461
2007-06-30 (YTD Data)Rank
Total interest income$15,862,0001,358
Total interest expense$8,448,0001,178
Net interest income$7,414,0001,566
Provision for loan and lease losses$50,0004,348
Total noninterest income$2,749,0001,033
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$533,0001,658
Trading account gains and fees$0168
Additional Noninterest Income$2,216,000789
Total noninterest expense$6,666,0001,388
Salaries and employee benefits$3,779,0001,348
Premises and equipment expense$846,0001,584
Additional noninterest expense$2,041,0001,353
Pre-tax net operating income$3,447,0001,369
Securities gains (losses)$01,444
Applicable income taxes$1,161,0001,141
Income before extraordinary items$2,286,0001,533
Extraordinary gains, net$029
Net income$2,286,0001,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,212
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,286,0001,515
2007-03-31 (YTD Data)Rank
Total interest income$7,808,0001,374
Total interest expense$4,164,0001,179
Net interest income$3,644,0001,593
Provision for loan and lease losses$50,0003,068
Total noninterest income$1,354,0001,033
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$257,0001,673
Trading account gains and fees$0195
Additional Noninterest Income$1,097,000776
Total noninterest expense$3,286,0001,407
Salaries and employee benefits$1,892,0001,352
Premises and equipment expense$443,0001,510
Additional noninterest expense$951,0001,409
Pre-tax net operating income$1,662,0001,401
Securities gains (losses)$01,187
Applicable income taxes$554,0001,191
Income before extraordinary items$1,108,0001,554
Extraordinary gains, net$022
Net income$1,108,0001,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,733
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,108,0001,542
2006-12-31 (YTD Data)Rank
Total interest income$28,142,0001,417
Total interest expense$14,070,0001,193
Net interest income$14,072,0001,628
Provision for loan and lease losses$1,267,000827
Total noninterest income$4,154,0001,264
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,149,0001,545
Trading account gains and fees$0130
Additional Noninterest Income$3,005,000997
Total noninterest expense$11,929,0001,495
Salaries and employee benefits$6,625,0001,496
Premises and equipment expense$1,141,0002,164
Additional noninterest expense$4,163,0001,285
Pre-tax net operating income$5,030,0001,865
Securities gains (losses)$01,687
Applicable income taxes$1,355,0001,810
Income before extraordinary items$3,675,0001,929
Extraordinary gains, net$051
Net income$3,675,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,967
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,675,0001,920
2006-09-30 (YTD Data)Rank
Total interest income$20,471,0001,451
Total interest expense$9,927,0001,240
Net interest income$10,544,0001,643
Provision for loan and lease losses$920,000819
Total noninterest income$2,987,0001,313
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$850,0001,574
Trading account gains and fees$0126
Additional Noninterest Income$2,137,0001,044
Total noninterest expense$9,121,0001,471
Salaries and employee benefits$5,234,0001,416
Premises and equipment expense$1,227,0001,584
Additional noninterest expense$2,660,0001,486
Pre-tax net operating income$3,490,0002,070
Securities gains (losses)$01,388
Applicable income taxes$916,0001,995
Income before extraordinary items$2,574,0002,106
Extraordinary gains, net$045
Net income$2,574,0002,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,717
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,574,0002,092
2006-06-30 (YTD Data)Rank
Total interest income$13,115,0001,480
Total interest expense$6,174,0001,266
Net interest income$6,941,0001,662
Provision for loan and lease losses$630,000780
Total noninterest income$1,940,0001,337
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$553,0001,595
Trading account gains and fees$0126
Additional Noninterest Income$1,387,0001,074
Total noninterest expense$5,990,0001,498
Salaries and employee benefits$3,492,0001,416
Premises and equipment expense$826,0001,569
Additional noninterest expense$1,672,0001,576
Pre-tax net operating income$2,261,0002,112
Securities gains (losses)$01,185
Applicable income taxes$588,0002,086
Income before extraordinary items$1,673,0002,146
Extraordinary gains, net$039
Net income$1,673,0002,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,237
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,673,0002,131
2006-03-31 (YTD Data)Rank
Total interest income$6,249,0001,519
Total interest expense$2,870,0001,300
Net interest income$3,379,0001,709
Provision for loan and lease losses$120,0001,730
Total noninterest income$976,0001,299
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$276,0001,545
Trading account gains and fees$0115
Additional Noninterest Income$700,0001,042
Total noninterest expense$2,999,0001,502
Salaries and employee benefits$1,792,0001,384
Premises and equipment expense$397,0001,636
Additional noninterest expense$810,0001,609
Pre-tax net operating income$1,236,0001,922
Securities gains (losses)$0955
Applicable income taxes$337,0001,862
Income before extraordinary items$899,0001,974
Extraordinary gains, net$021
Net income$899,0001,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-157,0008,700
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$899,0001,956
2005-12-31 (YTD Data)Rank
Total interest income$21,725,0001,538
Total interest expense$8,417,0001,343
Net interest income$13,308,0001,643
Provision for loan and lease losses$690,0001,446
Total noninterest income$4,405,0001,188
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,130,0001,537
Trading account gains and fees$0138
Additional Noninterest Income$3,275,000954
Total noninterest expense$11,374,0001,507
Salaries and employee benefits$6,339,0001,485
Premises and equipment expense$1,666,0001,468
Additional noninterest expense$3,369,0001,505
Pre-tax net operating income$5,649,0001,658
Securities gains (losses)$75,000803
Applicable income taxes$1,726,0001,531
Income before extraordinary items$3,998,0001,745
Extraordinary gains, net$046
Net income$3,998,0001,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,334
Cash dividends$600,0003,308
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,945,5001,733
2005-09-30 (YTD Data)Rank
Total interest income$15,754,0001,559
Total interest expense$5,799,0001,383
Net interest income$9,955,0001,634
Provision for loan and lease losses$690,0001,081
Total noninterest income$3,442,0001,160
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$838,0001,546
Trading account gains and fees$0126
Additional Noninterest Income$2,604,000927
Total noninterest expense$8,678,0001,471
Salaries and employee benefits$4,944,0001,402
Premises and equipment expense$1,254,0001,449
Additional noninterest expense$2,480,0001,515
Pre-tax net operating income$4,029,0001,753
Securities gains (losses)$11,0001,448
Applicable income taxes$1,264,0001,584
Income before extraordinary items$2,776,0001,888
Extraordinary gains, net$035
Net income$2,776,0001,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,732
Cash dividends$300,0003,493
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,768,4101,854
2005-06-30 (YTD Data)Rank
Total interest income$10,029,0001,598
Total interest expense$3,524,0001,421
Net interest income$6,505,0001,656
Provision for loan and lease losses$510,000954
Total noninterest income$2,256,0001,160
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$543,0001,549
Trading account gains and fees$0116
Additional Noninterest Income$1,713,000916
Total noninterest expense$5,664,0001,494
Salaries and employee benefits$3,232,0001,428
Premises and equipment expense$850,0001,428
Additional noninterest expense$1,582,0001,566
Pre-tax net operating income$2,587,0001,781
Securities gains (losses)$11,0001,322
Applicable income taxes$808,0001,607
Income before extraordinary items$1,790,0001,911
Extraordinary gains, net$030
Net income$1,790,0001,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,708
Cash dividends$300,0002,918
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,782,4101,881
2005-03-31 (YTD Data)Rank
Total interest income$4,739,0001,660
Total interest expense$1,580,0001,517
Net interest income$3,159,0001,696
Provision for loan and lease losses$280,000839
Total noninterest income$1,121,0001,144
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$263,0001,543
Trading account gains and fees$0115
Additional Noninterest Income$858,000895
Total noninterest expense$2,712,0001,566
Salaries and employee benefits$1,572,0001,481
Premises and equipment expense$425,0001,430
Additional noninterest expense$715,0001,722
Pre-tax net operating income$1,288,0001,764
Securities gains (losses)$11,000981
Applicable income taxes$393,0001,624
Income before extraordinary items$906,0001,867
Extraordinary gains, net$024
Net income$906,0001,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,322
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$898,3001,849
2004-12-31 (YTD Data)Rank
Total interest income$16,238,0001,764
Total interest expense$4,438,0001,834
Net interest income$11,800,0001,714
Provision for loan and lease losses$595,0001,687
Total noninterest income$3,065,0001,571
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,140,0001,542
Trading account gains and fees$0138
Additional Noninterest Income$1,925,0001,359
Total noninterest expense$8,565,0001,886
Salaries and employee benefits$4,520,0001,934
Premises and equipment expense$1,218,0001,882
Additional noninterest expense$2,827,0001,728
Pre-tax net operating income$5,705,0001,493
Securities gains (losses)$-30,0008,488
Applicable income taxes$1,850,0001,366
Income before extraordinary items$3,825,0001,681
Extraordinary gains, net$034
Net income$3,825,0001,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,531
Cash dividends$250,0004,586
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,845,1001,622
2004-09-30 (YTD Data)Rank
Total interest income$11,897,0001,783
Total interest expense$3,180,0001,885
Net interest income$8,717,0001,733
Provision for loan and lease losses$315,0002,173
Total noninterest income$1,968,0001,806
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$864,0001,539
Trading account gains and fees$0134
Additional Noninterest Income$1,104,0001,655
Total noninterest expense$5,791,0002,062
Salaries and employee benefits$3,200,0002,037
Premises and equipment expense$776,0002,212
Additional noninterest expense$1,815,0001,979
Pre-tax net operating income$4,579,0001,417
Securities gains (losses)$55,0001,589
Applicable income taxes$1,540,0001,255
Income before extraordinary items$3,094,0001,568
Extraordinary gains, net$026
Net income$3,094,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,054
Cash dividends$250,0003,676
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,057,1501,540
2004-06-30 (YTD Data)Rank
Total interest income$7,687,0001,826
Total interest expense$2,028,0001,945
Net interest income$5,659,0001,764
Provision for loan and lease losses$210,0002,090
Total noninterest income$1,183,0001,945
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$554,0001,581
Trading account gains and fees$0130
Additional Noninterest Income$629,0001,858
Total noninterest expense$3,653,0002,172
Salaries and employee benefits$2,038,0002,139
Premises and equipment expense$498,0002,299
Additional noninterest expense$1,117,0002,159
Pre-tax net operating income$2,979,0001,433
Securities gains (losses)$77,0001,189
Applicable income taxes$1,014,0001,266
Income before extraordinary items$2,042,0001,573
Extraordinary gains, net$021
Net income$2,042,0001,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,990,4101,553
2004-03-31 (YTD Data)Rank
Total interest income$3,784,0001,856
Total interest expense$985,0002,013
Net interest income$2,799,0001,774
Provision for loan and lease losses$105,0002,016
Total noninterest income$536,0002,050
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$262,0001,629
Trading account gains and fees$0121
Additional Noninterest Income$274,0001,993
Total noninterest expense$1,796,0002,225
Salaries and employee benefits$997,0002,201
Premises and equipment expense$250,0002,311
Additional noninterest expense$549,0002,165
Pre-tax net operating income$1,434,0001,443
Securities gains (losses)$77,000940
Applicable income taxes$503,0001,282
Income before extraordinary items$1,008,0001,586
Extraordinary gains, net$016
Net income$1,008,0001,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,177
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$956,4101,565
2003-12-31 (YTD Data)Rank
Total interest income$13,726,0002,076
Total interest expense$3,742,0002,364
Net interest income$9,984,0001,962
Provision for loan and lease losses$485,0002,218
Total noninterest income$2,493,0001,957
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,054,0001,633
Trading account gains and fees$0160
Additional Noninterest Income$1,439,0001,876
Total noninterest expense$6,716,0002,333
Salaries and employee benefits$3,644,0002,326
Premises and equipment expense$910,0002,458
Additional noninterest expense$2,162,0002,231
Pre-tax net operating income$5,276,0001,550
Securities gains (losses)$28,0002,979
Applicable income taxes$1,851,0001,360
Income before extraordinary items$3,453,0001,801
Extraordinary gains, net$054
Net income$3,453,0001,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,919
Cash dividends$450,0003,702
Sale, conversion, retirement of capital stock, net$7,875,000133
Net operating income$3,434,8001,732
2003-09-30 (YTD Data)Rank
Total interest income$10,031,0002,153
Total interest expense$2,790,0002,458
Net interest income$7,241,0002,039
Provision for loan and lease losses$315,0002,407
Total noninterest income$1,901,0001,983
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$763,0001,697
Trading account gains and fees$0153
Additional Noninterest Income$1,138,0001,875
Total noninterest expense$4,893,0002,411
Salaries and employee benefits$2,664,0002,383
Premises and equipment expense$626,0002,668
Additional noninterest expense$1,603,0002,240
Pre-tax net operating income$3,934,0001,604
Securities gains (losses)$16,0003,083
Applicable income taxes$1,400,0001,421
Income before extraordinary items$2,550,0001,884
Extraordinary gains, net$040
Net income$2,550,0001,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-287,0009,196
Cash dividends$300,0003,447
Sale, conversion, retirement of capital stock, net$475,000376
Net operating income$2,539,6001,789
2003-06-30 (YTD Data)Rank
Total interest income$6,538,0002,235
Total interest expense$1,848,0002,545
Net interest income$4,690,0002,087
Provision for loan and lease losses$70,0004,525
Total noninterest income$1,260,0001,979
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$481,0001,761
Trading account gains and fees$0150
Additional Noninterest Income$779,0001,822
Total noninterest expense$3,286,0002,388
Salaries and employee benefits$1,785,0002,363
Premises and equipment expense$403,0002,744
Additional noninterest expense$1,098,0002,170
Pre-tax net operating income$2,594,0001,618
Securities gains (losses)$03,782
Applicable income taxes$967,0001,411
Income before extraordinary items$1,627,0001,957
Extraordinary gains, net$030
Net income$1,627,0001,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-421,0009,245
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$475,000272
Net operating income$1,627,0001,847
2003-03-31 (YTD Data)Rank
Total interest income$3,195,0002,315
Total interest expense$930,0002,585
Net interest income$2,265,0002,158
Provision for loan and lease losses$06,934
Total noninterest income$575,0002,063
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$246,0001,660
Trading account gains and fees$0134
Additional Noninterest Income$329,0001,980
Total noninterest expense$1,626,0002,388
Salaries and employee benefits$894,0002,351
Premises and equipment expense$194,0002,827
Additional noninterest expense$538,0002,187
Pre-tax net operating income$1,214,0001,731
Securities gains (losses)$02,891
Applicable income taxes$415,0001,569
Income before extraordinary items$799,0001,977
Extraordinary gains, net$021
Net income$799,0001,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-427,0009,298
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$475,000143
Net operating income$799,0001,866
2002-12-31 (YTD Data)Rank
Total interest income$12,794,0002,414
Total interest expense$4,331,0002,568
Net interest income$8,463,0002,290
Provision for loan and lease losses$700,0001,829
Total noninterest income$1,821,0002,304
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$796,0002,005
Trading account gains and fees$0153
Additional Noninterest Income$1,025,0002,139
Total noninterest expense$6,645,0002,243
Salaries and employee benefits$3,370,0002,374
Premises and equipment expense$840,0002,570
Additional noninterest expense$2,435,0001,898
Pre-tax net operating income$2,939,0002,546
Securities gains (losses)$04,537
Applicable income taxes$939,0002,317
Income before extraordinary items$2,000,0002,808
Extraordinary gains, net$070
Net income$2,000,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,999
Cash dividends$50,0005,952
Sale, conversion, retirement of capital stock, net$2,166,000277
Net operating income$2,000,0002,720
2001-12-31 (YTD Data)Rank
Total interest income$12,129,0002,793
Total interest expense$6,225,0002,569
Net interest income$5,904,0002,979
Provision for loan and lease losses$830,0001,461
Total noninterest income$1,109,0003,097
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$381,0003,541
Trading account gains and fees$0177
Additional Noninterest Income$728,0002,518
Total noninterest expense$4,892,0002,878
Salaries and employee benefits$2,616,0002,839
Premises and equipment expense$724,0002,872
Additional noninterest expense$1,552,0002,788
Pre-tax net operating income$1,291,0004,239
Securities gains (losses)$04,612
Applicable income taxes$361,0003,929
Income before extraordinary items$930,0004,474
Extraordinary gains, net$0105
Net income$930,0004,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,0001,370
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$126,000620
Net operating income$930,0004,356
2000-12-31 (YTD Data)Rank
Total interest income$10,349,0003,308
Total interest expense$5,933,0002,816
Net interest income$4,416,0003,866
Provision for loan and lease losses$718,0001,386
Total noninterest income$706,0003,976
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$228,0004,771
Trading account gains and feesNANA
Additional Noninterest Income$478,0003,022
Total noninterest expense$3,827,0003,444
Salaries and employee benefits$2,002,0003,462
Premises and equipment expense$606,0003,246
Additional noninterest expense$1,219,0003,384
Pre-tax net operating income$577,0006,677
Securities gains (losses)$01,956
Applicable income taxes$-26,0009,401
Income before extraordinary items$603,0005,829
Extraordinary gains, net$038
Net income$603,0005,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,296
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$132,000681
Net operating income$603,0005,844
1999-12-31 (YTD Data)Rank
Total interest income$7,266,0004,263
Total interest expense$3,500,0004,044
Net interest income$3,766,0004,399
Provision for loan and lease losses$650,0001,398
Total noninterest income$376,0005,789
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0006,084
Trading account gains and feesNANA
Additional Noninterest Income$241,0004,521
Total noninterest expense$2,657,0004,648
Salaries and employee benefits$1,305,0004,859
Premises and equipment expense$445,0004,169
Additional noninterest expense$907,0004,357
Pre-tax net operating income$835,0005,809
Securities gains (losses)$03,155
Applicable income taxes$331,0004,602
Income before extraordinary items$504,0006,411
Extraordinary gains, net$035
Net income$504,0006,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,586
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$4,238,000289
Net operating income$504,0006,391
1998-12-31 (YTD Data)Rank
Total interest income$3,597,0006,843
Total interest expense$1,730,0006,701
Net interest income$1,867,0006,908
Provision for loan and lease losses$383,0002,143
Total noninterest income$282,0006,644
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0007,388
Trading account gains and feesNANA
Additional Noninterest Income$206,0004,887
Total noninterest expense$1,689,0006,251
Salaries and employee benefits$792,0006,717
Premises and equipment expense$244,0006,050
Additional noninterest expense$653,0005,427
Pre-tax net operating income$77,0009,513
Securities gains (losses)$04,449
Applicable income taxes$22,0008,844
Income before extraordinary items$55,0009,599
Extraordinary gains, net$032
Net income$55,0009,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$55,0009,535
1997-12-31 (YTD Data)Rank
Total interest income$857,00010,425
Total interest expense$287,00010,539
Net interest income$570,00010,243
Provision for loan and lease losses$222,0003,224
Total noninterest income$19,00010,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$10,0009,287
Trading account gains and feesNANA
Additional Noninterest Income$9,00010,473
Total noninterest expense$909,0008,647
Salaries and employee benefits$458,0008,899
Premises and equipment expense$206,0006,745
Additional noninterest expense$245,0008,903
Pre-tax net operating income$-542,00010,753
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-542,00010,766
Extraordinary gains, net$044
Net income$-542,00010,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$7,500,000124
Net operating income$-542,00010,748

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.