Home > Southport Bank > Net charge- offs to loans
Southport Bank, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 5,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3137% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.6877% | 5,571 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8115% | 4,203 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8790% | 5,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9675% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3191% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3191% | 84 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1247% | 5,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3586% | 5,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2005% | 5,635 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0734% | 4,244 |
| All other 1-4 family - Percent of loans charged-off, net | -2.4461% | 5,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4742% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2770% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2770% | 60 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1361% | 5,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1795% | 5,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0826% | 5,667 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5999% | 4,275 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9705% | 5,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 4,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9645% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.9645% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1413% | 5,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1569% | 5,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9330% | 5,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1295% | 5,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 4,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1239% | 5,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1445% | 5,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.1667% | 5,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0532% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9537% | 5,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1471% | 5,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0045% | 2,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4272% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 303.5714% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3666% | 2,046 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2210% | 5,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0814% | 5,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1016% | 5,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.2205% | 5,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0597% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7219% | 5,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8668% | 5,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0251% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8074% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 323.8571% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4873% | 5,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1420% | 5,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1855% | 5,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.3280% | 5,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8702% | 5,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0456% | 5,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1443% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3239% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 364.4159% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2140% | 5,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0779% | 5,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1347% | 5,768 |
| Percentage Net Loans Charged-off:Construction & development | -0.6505% | 5,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5299% | 5,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6369% | 5,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2112% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7235% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | 485.7143% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.3656% | 5,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3352% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2382% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.1715% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3945% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2018% | 5,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2455% | 5,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2526% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6310% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 16.8539% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5812% | 1,337 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2978% | 5,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2274% | 1,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2173% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.2182% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3877% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2911% | 6,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3549% | 6,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3155% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8012% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8667% | 777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3091% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2791% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.3057% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4301% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1581% | 5,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1936% | 6,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5905% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5025% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6636% | 359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3884% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2999% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6451% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6997% | 6,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8641% | 6,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2320% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7650% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0341% | 189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4647% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5146% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 1.2034% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1732% | 1,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6701% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1199% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0196% | 2,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3602% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3785% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 1.3157% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 5,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5181% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9313% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2035% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1911% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3622% | 6,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2275% | 96 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8434% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3533% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6587% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7458% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 5,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8930% | 43 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0211% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0972% | 5,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5666% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0342% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 1.6019% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3752% | 1,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1988% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8244% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2208% | 1,018 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2836% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8019% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2120% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 40.3377% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2330% | 2,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5572% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0268% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 2.2037% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0358% | 2,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5096% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1124% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2911% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6320% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9188% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.6438% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | 44.3497% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3052% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4956% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5449% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 3.3573% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0607% | 1,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2649% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0274% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4252% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7720% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4450% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.9941% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | 60.4651% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4518% | 1,758 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7760% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0448% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 7.5882% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0873% | 1,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2852% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3722% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8157% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8207% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5999% | 6,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6762% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8949% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5302% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6176% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 7.2913% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1384% | 2,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7788% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.1101% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2393% | 1,357 |
| All other 1-4 family - Percent of loans charged-off, net | 9.0699% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1927% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6458% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5208% | 1,335 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1699% | 1,080 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6673% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7502% | 213 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8166% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 9.3928% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1734% | 2,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9204% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.9738% | 37 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1882% | 1,280 |
| All other 1-4 family - Percent of loans charged-off, net | 8.9064% | 21 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6583% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2130% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6552% | 1,328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6335% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.8080% | 145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4742% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6513% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 13.4472% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1222% | 1,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0352% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.5386% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2774% | 1,031 |
| All other 1-4 family - Percent of loans charged-off, net | 10.8854% | 16 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6555% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3104% | 6,499 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9231% | 1,315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.9632% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.7992% | 71 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.1512% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 25.9165% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4744% | 7,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.5196% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 15.7289% | 9 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 20.2466% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1586% | 6,177 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5948% | 6,689 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7167% | 1,327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 25.0712% | 62 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7821% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9849% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 16.0238% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4134% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1679% | 904 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0531% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5699% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7635% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7803% | 2,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8460% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7774% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4398% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6794% | 114 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9424% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 21.2642% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9206% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2248% | 730 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.9122% | 75 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3908% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 7.2091% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0286% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8003% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | 11.9296% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7652% | 725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6841% | 97 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.0333% | 95 |
| Percentage Net Loans Charged-off:Construction & development | 20.1394% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0858% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4100% | 539 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.6205% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2365% | 5,453 |
| All other 1-4 family - Percent of loans charged-off, net | 10.1723% | 37 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0126% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9930% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 15.5151% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.9305% | 76 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.4093% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 6.5844% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.4637% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4567% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.4453% | 32 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 14.7346% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8442% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0292% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 17.9353% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5843% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0727% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 22.7582% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6905% | 1,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8524% | 732 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2252% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5250% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4512% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 23.6876% | 44 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6571% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5974% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.7068% | 121 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7568% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 27.8868% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7764% | 1,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0452% | 570 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5341% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3605% | 1,243 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2553% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 29.1607% | 32 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6033% | 769 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1340% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3798% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4605% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 33.5053% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1266% | 909 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4834% | 409 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9903% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6634% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6959% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6869% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1406% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6578% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0437% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 33.8153% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5651% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7203% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6518% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0132% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3891% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3424% | 1,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3835% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 2.7470% | 1,798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8684% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1487% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2209% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5057% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8733% | 3,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5897% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6248% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2319% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2430% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 3.3883% | 1,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8607% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0439% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2538% | 1,290 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3586% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1253% | 2,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5409% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7746% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1825% | 4,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1127% | 3,687 |
| Percentage Net Loans Charged-off:Construction & development | -1.7273% | 7,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3966% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8521% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1948% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7566% | 2,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3038% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4905% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5329% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4179% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.8808% | 1,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1589% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6360% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5509% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8953% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5808% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5024% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6350% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 6.3806% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0591% | 7,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1238% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5279% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1423% | 3,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1184% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3449% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4624% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4488% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 6.1021% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0771% | 7,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4496% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6065% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6124% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9794% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5834% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9322% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0356% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 9.1978% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2143% | 8,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2023% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2725% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0812% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2813% | 7,795 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2230% | 1,729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8229% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6501% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 2.2960% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1172% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2995% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4025% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6527% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1781% | 7,349 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4425% | 1,724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2526% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1742% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2025% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1028% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3118% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4278% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9573% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4566% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3521% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 3,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0528% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1365% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 1,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 1,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2077% | 2,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5200% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7488% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2040% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 8,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0645% | 8,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3259% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8906% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9258% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 3,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 7,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4988% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 8,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1248% | 8,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1171% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4731% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3280% | 8,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8448% | 964 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0750% | 8,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1712% | 8,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 2,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7718% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0613% | 4,906 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1681% | 1,880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 2,411 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1152% | 8,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2685% | 8,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7572% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1732% | 3,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2010% | 8,389 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2211% | 8,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5132% | 8,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 7,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1560% | 3,295 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 2,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 8,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0307% | 8,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 8,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 8,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5397% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7175% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.7377% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 4,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 8,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0413% | 8,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 7,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 7,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9073% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1677% | 4,790 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1934% | 1,301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 3,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 7,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 7,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3878% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0936% | 7,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 6,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 8,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 8,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0925% | 4,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 8,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 8,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0399% | 8,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3256% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9339% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9144% | 2,562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 7,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 8,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0408% | 8,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0514% | 8,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1153% | 2,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1508% | 5,256 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2864% | 2,559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 7,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 8,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0466% | 8,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0581% | 8,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1763% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1186% | 5,044 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9802% | 2,584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0175% | 7,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0363% | 8,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0950% | 8,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1177% | 8,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1285% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9373% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7554% | 2,492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3735% | 7,573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0262% | 8,562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3198% | 8,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8167% | 8,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0085% | 8,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6551% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8780% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1828% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2255% | 9,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4417% | 9,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1244% | 9,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3896% | 9,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8882% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0519% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6356% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5201% | 9,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6981% | 9,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.7378% | 9,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -2.1501% | 9,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3386% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1141% | 9,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4791% | 9,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.5775% | 9,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -4.4234% | 9,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4996% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4491% | 3,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0646% | 2,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1513% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2144% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1372% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6332% | 2,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0113% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6871% | 1,791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5215% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6987% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4262% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7844% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 4,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0562% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 6,101 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |