Home > SouthPoint Bank > Income and Expense

SouthPoint Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$92,954,000573
Total interest expense$38,469,000477
Net interest income$54,485,000627
Provision for loan and lease losses$5,400,000312
Total noninterest income$6,417,0001,005
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,593,000695
Trading account gains and fees$0123
Additional Noninterest Income$4,824,000895
Total noninterest expense$33,392,000811
Salaries and employee benefits$19,062,000795
Premises and equipment expense$1,252,0001,755
Additional noninterest expense$4,824,000895
Pre-tax net operating income$22,110,000629
Securities gains (losses)$-1,0003,196
Applicable income taxes$4,848,000543
Income before extraordinary items$17,261,000644
Extraordinary gains, net$054
Net income$17,261,000654
Minority interest net income$088
Net income of bank and minority interests.$17,261,000647
Net charge-offs$-229,0004,464
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,261,790656
2023-09-30 (YTD Data)Rank
Total interest income$66,323,000590
Total interest expense$26,085,000489
Net interest income$40,238,000639
Provision for loan and lease losses$3,200,000347
Total noninterest income$5,081,000992
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,165,000706
Trading account gains and fees$0125
Additional Noninterest Income$3,916,000872
Total noninterest expense$24,480,000826
Salaries and employee benefits$13,751,000835
Premises and equipment expense$923,0001,781
Additional noninterest expense$3,916,000872
Pre-tax net operating income$17,639,000621
Securities gains (losses)$-1,0003,290
Applicable income taxes$3,861,000548
Income before extraordinary items$13,777,000631
Extraordinary gains, net$052
Net income$13,777,000635
Minority interest net income$081
Net income of bank and minority interests.$13,777,000631
Net charge-offs$-248,0004,496
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,777,790644
2023-06-30 (YTD Data)Rank
Total interest income$41,275,000595
Total interest expense$15,173,000495
Net interest income$26,102,000657
Provision for loan and lease losses$1,800,000382
Total noninterest income$3,362,000937
Gross Fiduciary activities income$0931
Service charges on deposit accounts$773,000699
Trading account gains and fees$0112
Additional Noninterest Income$2,589,000817
Total noninterest expense$16,490,000804
Salaries and employee benefits$9,409,000806
Premises and equipment expense$612,0001,779
Additional noninterest expense$2,589,000817
Pre-tax net operating income$11,174,000642
Securities gains (losses)$-1,0003,583
Applicable income taxes$2,466,000557
Income before extraordinary items$8,707,000670
Extraordinary gains, net$051
Net income$8,707,000681
Minority interest net income$081
Net income of bank and minority interests.$8,707,000670
Net charge-offs$-277,0004,567
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,707,790674
2023-03-31 (YTD Data)Rank
Total interest income$19,639,000615
Total interest expense$6,912,000472
Net interest income$12,727,000680
Provision for loan and lease losses$900,000373
Total noninterest income$1,731,000924
Gross Fiduciary activities income$0913
Service charges on deposit accounts$391,000707
Trading account gains and fees$097
Additional Noninterest Income$1,340,000794
Total noninterest expense$8,006,000840
Salaries and employee benefits$4,661,000827
Premises and equipment expense$296,0001,840
Additional noninterest expense$1,340,000794
Pre-tax net operating income$5,552,000669
Securities gains (losses)$-1,0003,873
Applicable income taxes$1,225,000592
Income before extraordinary items$4,326,000696
Extraordinary gains, net$04
Net income$4,326,000695
Minority interest net income$048
Net income of bank and minority interests.$4,326,000695
Net charge-offs$77,000663
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,326,790708
2022-12-31 (YTD Data)Rank
Total interest income$52,995,000700
Total interest expense$8,169,000537
Net interest income$44,826,000739
Provision for loan and lease losses$3,475,000361
Total noninterest income$8,215,000868
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,508,000735
Trading account gains and fees$0116
Additional Noninterest Income$6,707,000736
Total noninterest expense$31,855,000828
Salaries and employee benefits$19,214,000772
Premises and equipment expense$1,305,0001,700
Additional noninterest expense$6,707,000736
Pre-tax net operating income$17,711,000828
Securities gains (losses)$0691
Applicable income taxes$3,909,000706
Income before extraordinary items$13,802,000863
Extraordinary gains, net$05
Net income$13,802,000864
Minority interest net income$063
Net income of bank and minority interests.$13,802,000864
Net charge-offs$1,691,000309
Cash dividends$955,0002,202
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,802,000884
2022-09-30 (YTD Data)Rank
Total interest income$34,497,000764
Total interest expense$3,963,000573
Net interest income$30,534,000799
Provision for loan and lease losses$1,925,000401
Total noninterest income$7,560,000770
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,128,000745
Trading account gains and fees$0111
Additional Noninterest Income$6,432,000636
Total noninterest expense$23,927,000819
Salaries and employee benefits$14,582,000764
Premises and equipment expense$974,0001,724
Additional noninterest expense$6,432,000636
Pre-tax net operating income$12,242,000875
Securities gains (losses)$0740
Applicable income taxes$2,702,000744
Income before extraordinary items$9,540,000924
Extraordinary gains, net$04
Net income$9,540,000924
Minority interest net income$057
Net income of bank and minority interests.$9,540,000924
Net charge-offs$1,664,000234
Cash dividends$955,0001,722
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,540,000943
2022-06-30 (YTD Data)Rank
Total interest income$20,822,000806
Total interest expense$2,168,000548
Net interest income$18,654,000835
Provision for loan and lease losses$1,200,000367
Total noninterest income$5,512,000720
Gross Fiduciary activities income$0925
Service charges on deposit accounts$723,000765
Trading account gains and fees$0108
Additional Noninterest Income$4,789,000614
Total noninterest expense$15,813,000811
Salaries and employee benefits$9,752,000751
Premises and equipment expense$660,0001,706
Additional noninterest expense$5,401,000727
Pre-tax net operating income$7,153,000928
Securities gains (losses)$0687
Applicable income taxes$1,578,000769
Income before extraordinary items$5,575,000970
Extraordinary gains, net$04
Net income$5,575,000969
Minority interest net income$060
Net income of bank and minority interests.$5,575,000970
Net charge-offs$1,586,000184
Cash dividends$955,0001,402
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,575,000989
2022-03-31 (YTD Data)Rank
Total interest income$9,964,000816
Total interest expense$1,086,000513
Net interest income$8,878,000844
Provision for loan and lease losses$600,000290
Total noninterest income$2,644,000748
Gross Fiduciary activities income$0892
Service charges on deposit accounts$350,000780
Trading account gains and fees$0103
Additional Noninterest Income$2,294,000639
Total noninterest expense$8,069,000793
Salaries and employee benefits$4,837,000759
Premises and equipment expense$464,0001,304
Additional noninterest expense$2,768,000700
Pre-tax net operating income$2,853,0001,046
Securities gains (losses)$0623
Applicable income taxes$675,000821
Income before extraordinary items$2,178,0001,129
Extraordinary gains, net$04
Net income$2,178,0001,128
Minority interest net income$050
Net income of bank and minority interests.$2,178,0001,129
Net charge-offs$-6,0003,738
Cash dividends$955,000804
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,178,0001,142
2021-12-31 (YTD Data)Rank
Total interest income$28,803,0001,098
Total interest expense$3,419,000804
Net interest income$25,384,0001,118
Provision for loan and lease losses$4,116,000136
Total noninterest income$13,452,000684
Gross Fiduciary activities income$0994
Service charges on deposit accounts$264,0002,331
Trading account gains and fees$0132
Additional Noninterest Income$13,188,000555
Total noninterest expense$24,699,000995
Salaries and employee benefits$15,879,000892
Premises and equipment expense$1,057,0001,963
Additional noninterest expense$7,763,000957
Pre-tax net operating income$10,021,0001,281
Securities gains (losses)$1,647,000162
Applicable income taxes$2,449,000968
Income before extraordinary items$9,219,0001,219
Extraordinary gains, net$010
Net income$9,219,0001,219
Minority interest net income$074
Net income of bank and minority interests.$9,219,0001,219
Net charge-offs$40,0001,767
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$-109,0004,767
Net operating income$7,917,8701,334
2021-09-30 (YTD Data)Rank
Total interest income$20,473,0001,160
Total interest expense$2,575,000850
Net interest income$17,898,0001,198
Provision for loan and lease losses$1,566,000284
Total noninterest income$10,729,000675
Gross Fiduciary activities income$0957
Service charges on deposit accounts$193,0002,363
Trading account gains and fees$0132
Additional Noninterest Income$10,536,000549
Total noninterest expense$18,014,0001,017
Salaries and employee benefits$11,576,000922
Premises and equipment expense$791,0001,997
Additional noninterest expense$5,647,000978
Pre-tax net operating income$9,047,0001,162
Securities gains (losses)$1,636,000141
Applicable income taxes$2,358,000887
Income before extraordinary items$8,325,0001,099
Extraordinary gains, net$08
Net income$8,325,0001,100
Minority interest net income$069
Net income of bank and minority interests.$8,325,0001,100
Net charge-offs$-31,0004,033
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$-109,0004,846
Net operating income$7,032,5601,225
2021-06-30 (YTD Data)Rank
Total interest income$13,106,0001,203
Total interest expense$1,724,000879
Net interest income$11,382,0001,233
Provision for loan and lease losses$1,171,000268
Total noninterest income$7,556,000659
Gross Fiduciary activities income$0951
Service charges on deposit accounts$123,0002,381
Trading account gains and fees$0133
Additional Noninterest Income$7,433,000536
Total noninterest expense$11,866,0001,009
Salaries and employee benefits$7,725,000910
Premises and equipment expense$535,0001,974
Additional noninterest expense$3,606,0001,007
Pre-tax net operating income$5,901,0001,160
Securities gains (losses)$35,0001,008
Applicable income taxes$1,310,000972
Income before extraordinary items$4,626,0001,257
Extraordinary gains, net$06
Net income$4,626,0001,257
Minority interest net income$067
Net income of bank and minority interests.$4,626,0001,257
Net charge-offs$97,000924
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$-109,0004,904
Net operating income$4,598,3501,236
2021-03-31 (YTD Data)Rank
Total interest income$6,285,0001,247
Total interest expense$846,000934
Net interest income$5,439,0001,269
Provision for loan and lease losses$585,000333
Total noninterest income$3,990,000632
Gross Fiduciary activities income$0922
Service charges on deposit accounts$62,0002,361
Trading account gains and fees$0127
Additional Noninterest Income$3,928,000532
Total noninterest expense$6,167,000988
Salaries and employee benefits$4,053,000884
Premises and equipment expense$268,0001,981
Additional noninterest expense$1,846,000967
Pre-tax net operating income$2,677,0001,241
Securities gains (losses)$01,392
Applicable income taxes$591,0001,023
Income before extraordinary items$2,086,0001,345
Extraordinary gains, net$03
Net income$2,086,0001,344
Minority interest net income$055
Net income of bank and minority interests.$2,086,0001,345
Net charge-offs$1,0001,805
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,086,0001,319
2020-12-31 (YTD Data)Rank
Total interest income$22,121,0001,358
Total interest expense$4,440,0001,054
Net interest income$17,681,0001,432
Provision for loan and lease losses$2,252,000965
Total noninterest income$15,181,000607
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$284,0002,303
Trading account gains and fees$0133
Additional Noninterest Income$14,897,000498
Total noninterest expense$21,139,0001,072
Salaries and employee benefits$14,831,000917
Premises and equipment expense$878,0002,203
Additional noninterest expense$5,430,0001,190
Pre-tax net operating income$9,471,0001,111
Securities gains (losses)$86,0001,465
Applicable income taxes$2,109,000908
Income before extraordinary items$7,448,0001,200
Extraordinary gains, net$04
Net income$7,448,0001,200
Minority interest net income$072
Net income of bank and minority interests.$7,448,0001,200
Net charge-offs$105,0001,977
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,380,0601,176
2020-09-30 (YTD Data)Rank
Total interest income$15,798,0001,435
Total interest expense$3,574,0001,053
Net interest income$12,224,0001,532
Provision for loan and lease losses$1,176,0001,246
Total noninterest income$9,373,000673
Gross Fiduciary activities income$0981
Service charges on deposit accounts$236,0002,179
Trading account gains and fees$0125
Additional Noninterest Income$9,137,000545
Total noninterest expense$14,957,0001,109
Salaries and employee benefits$10,520,000944
Premises and equipment expense$646,0002,227
Additional noninterest expense$3,791,0001,241
Pre-tax net operating income$5,464,0001,309
Securities gains (losses)$1,345,000238
Applicable income taxes$1,503,000898
Income before extraordinary items$5,306,0001,210
Extraordinary gains, net$04
Net income$5,306,0001,210
Minority interest net income$065
Net income of bank and minority interests.$5,306,0001,210
Net charge-offs$93,0001,716
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,243,4501,405
2020-06-30 (YTD Data)Rank
Total interest income$9,882,0001,531
Total interest expense$2,535,0001,075
Net interest income$7,347,0001,668
Provision for loan and lease losses$600,0001,444
Total noninterest income$4,560,000787
Gross Fiduciary activities income$0970
Service charges on deposit accounts$152,0002,254
Trading account gains and fees$0123
Additional Noninterest Income$4,408,000624
Total noninterest expense$8,891,0001,188
Salaries and employee benefits$6,098,0001,037
Premises and equipment expense$432,0002,223
Additional noninterest expense$2,361,0001,308
Pre-tax net operating income$2,416,0001,750
Securities gains (losses)$927,000237
Applicable income taxes$738,0001,037
Income before extraordinary items$2,605,0001,483
Extraordinary gains, net$04
Net income$2,605,0001,482
Minority interest net income$065
Net income of bank and minority interests.$2,605,0001,483
Net charge-offs$-1,0003,744
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,872,6701,889
2020-03-31 (YTD Data)Rank
Total interest income$4,856,0001,545
Total interest expense$1,373,0001,099
Net interest income$3,483,0001,717
Provision for loan and lease losses$300,0001,167
Total noninterest income$2,022,000810
Gross Fiduciary activities income$0941
Service charges on deposit accounts$93,0002,237
Trading account gains and fees$0106
Additional Noninterest Income$1,929,000623
Total noninterest expense$4,017,0001,322
Salaries and employee benefits$2,629,0001,188
Premises and equipment expense$217,0002,231
Additional noninterest expense$1,171,0001,332
Pre-tax net operating income$1,188,0001,597
Securities gains (losses)$01,705
Applicable income taxes$262,0001,189
Income before extraordinary items$926,0001,768
Extraordinary gains, net$04
Net income$926,0001,768
Minority interest net income$056
Net income of bank and minority interests.$926,0001,768
Net charge-offs$1,0002,430
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$926,0001,731
2019-12-31 (YTD Data)Rank
Total interest income$19,326,0001,557
Total interest expense$5,187,0001,204
Net interest income$14,139,0001,692
Provision for loan and lease losses$240,0002,172
Total noninterest income$6,399,000953
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$443,0002,084
Trading account gains and fees$0135
Additional Noninterest Income$5,956,000728
Total noninterest expense$13,776,0001,454
Salaries and employee benefits$8,641,0001,371
Premises and equipment expense$866,0002,229
Additional noninterest expense$4,269,0001,429
Pre-tax net operating income$6,522,0001,440
Securities gains (losses)$2,0002,225
Applicable income taxes$1,363,0001,180
Income before extraordinary items$5,161,0001,558
Extraordinary gains, net$011
Net income$5,161,0001,560
Minority interest net income$076
Net income of bank and minority interests.$5,161,0001,560
Net charge-offs$209,0001,651
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,159,4201,524
2019-09-30 (YTD Data)Rank
Total interest income$14,407,0001,583
Total interest expense$3,834,0001,222
Net interest income$10,573,0001,711
Provision for loan and lease losses$180,0002,065
Total noninterest income$4,696,000950
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$337,0002,071
Trading account gains and fees$0129
Additional Noninterest Income$4,359,000737
Total noninterest expense$10,199,0001,476
Salaries and employee benefits$6,392,0001,389
Premises and equipment expense$650,0002,240
Additional noninterest expense$3,157,0001,451
Pre-tax net operating income$4,890,0001,467
Securities gains (losses)$-3,0004,753
Applicable income taxes$1,079,0001,172
Income before extraordinary items$3,808,0001,598
Extraordinary gains, net$011
Net income$3,808,0001,599
Minority interest net income$072
Net income of bank and minority interests.$3,808,0001,599
Net charge-offs$176,0001,388
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,810,3701,567
2019-06-30 (YTD Data)Rank
Total interest income$9,344,0001,627
Total interest expense$2,475,0001,229
Net interest income$6,869,0001,752
Provision for loan and lease losses$120,0002,025
Total noninterest income$2,878,000996
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$225,0002,043
Trading account gains and fees$0131
Additional Noninterest Income$2,653,000773
Total noninterest expense$6,613,0001,513
Salaries and employee benefits$4,085,0001,434
Premises and equipment expense$436,0002,257
Additional noninterest expense$2,092,0001,472
Pre-tax net operating income$3,014,0001,538
Securities gains (losses)$-3,0004,772
Applicable income taxes$655,0001,227
Income before extraordinary items$2,356,0001,675
Extraordinary gains, net$011
Net income$2,356,0001,675
Minority interest net income$069
Net income of bank and minority interests.$2,356,0001,675
Net charge-offs$1,0003,090
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,358,3701,648
2019-03-31 (YTD Data)Rank
Total interest income$4,549,0001,660
Total interest expense$1,176,0001,253
Net interest income$3,373,0001,794
Provision for loan and lease losses$60,0001,874
Total noninterest income$1,374,0001,002
Gross Fiduciary activities income$0972
Service charges on deposit accounts$106,0002,121
Trading account gains and fees$0126
Additional Noninterest Income$1,268,000759
Total noninterest expense$3,211,0001,564
Salaries and employee benefits$2,034,0001,437
Premises and equipment expense$220,0002,264
Additional noninterest expense$957,0001,560
Pre-tax net operating income$1,476,0001,547
Securities gains (losses)$01,087
Applicable income taxes$321,0001,216
Income before extraordinary items$1,155,0001,674
Extraordinary gains, net$05
Net income$1,155,0001,672
Minority interest net income$052
Net income of bank and minority interests.$1,155,0001,673
Net charge-offs$-25,0004,918
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,155,0001,649
2018-12-31 (YTD Data)Rank
Total interest income$15,952,0001,777
Total interest expense$3,530,0001,256
Net interest income$12,422,0001,884
Provision for loan and lease losses$10,0003,951
Total noninterest income$5,128,0001,073
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$388,0002,329
Trading account gains and fees$0126
Additional Noninterest Income$4,740,000821
Total noninterest expense$12,115,0001,603
Salaries and employee benefits$7,468,0001,503
Premises and equipment expense$867,0002,252
Additional noninterest expense$3,780,0001,582
Pre-tax net operating income$5,425,0001,673
Securities gains (losses)$75,000359
Applicable income taxes$1,029,0001,369
Income before extraordinary items$4,471,0001,727
Extraordinary gains, net$06
Net income$4,471,0001,726
Minority interest net income$072
Net income of bank and minority interests.$4,471,0001,726
Net charge-offs$21,0003,086
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,410,2501,744
2018-09-30 (YTD Data)Rank
Total interest income$11,436,0001,830
Total interest expense$2,427,0001,279
Net interest income$9,009,0001,948
Provision for loan and lease losses$10,0003,765
Total noninterest income$3,942,0001,072
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$266,0002,490
Trading account gains and fees$0138
Additional Noninterest Income$3,676,000816
Total noninterest expense$8,878,0001,635
Salaries and employee benefits$5,478,0001,533
Premises and equipment expense$647,0002,269
Additional noninterest expense$2,753,0001,613
Pre-tax net operating income$4,063,0001,676
Securities gains (losses)$55,000401
Applicable income taxes$896,0001,262
Income before extraordinary items$3,222,0001,806
Extraordinary gains, net$05
Net income$3,222,0001,805
Minority interest net income$066
Net income of bank and minority interests.$3,222,0001,805
Net charge-offs$45,0002,275
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,178,5501,818
2018-06-30 (YTD Data)Rank
Total interest income$7,296,0001,878
Total interest expense$1,467,0001,313
Net interest income$5,829,0002,006
Provision for loan and lease losses$10,0003,554
Total noninterest income$2,714,0001,046
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$164,0002,615
Trading account gains and fees$0130
Additional Noninterest Income$2,550,000804
Total noninterest expense$5,830,0001,664
Salaries and employee benefits$3,594,0001,568
Premises and equipment expense$420,0002,327
Additional noninterest expense$1,816,0001,632
Pre-tax net operating income$2,703,0001,646
Securities gains (losses)$55,000328
Applicable income taxes$607,0001,237
Income before extraordinary items$2,151,0001,773
Extraordinary gains, net$06
Net income$2,151,0001,772
Minority interest net income$065
Net income of bank and minority interests.$2,151,0001,772
Net charge-offs$21,0002,226
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,107,5501,795
2018-03-31 (YTD Data)Rank
Total interest income$3,526,0001,917
Total interest expense$666,0001,359
Net interest income$2,860,0002,022
Provision for loan and lease losses$10,0003,121
Total noninterest income$934,0001,325
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$92,0002,432
Trading account gains and fees$0123
Additional Noninterest Income$842,0001,043
Total noninterest expense$2,674,0001,826
Salaries and employee benefits$1,644,0001,721
Premises and equipment expense$206,0002,400
Additional noninterest expense$824,0001,771
Pre-tax net operating income$1,110,0001,898
Securities gains (losses)$55,000226
Applicable income taxes$256,0001,347
Income before extraordinary items$909,0001,973
Extraordinary gains, net$07
Net income$909,0001,972
Minority interest net income$052
Net income of bank and minority interests.$909,0001,973
Net charge-offs$18,0001,708
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$865,5502,045
2017-12-31 (YTD Data)Rank
Total interest income$13,246,0001,953
Total interest expense$1,751,0001,700
Net interest income$11,495,0001,985
Provision for loan and lease losses$300,0001,956
Total noninterest income$5,559,0001,041
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$311,0002,801
Trading account gains and fees$0151
Additional Noninterest Income$5,248,000789
Total noninterest expense$11,330,0001,686
Salaries and employee benefits$7,229,0001,534
Premises and equipment expense$723,0002,611
Additional noninterest expense$3,378,0001,763
Pre-tax net operating income$5,424,0001,603
Securities gains (losses)$-20,0005,168
Applicable income taxes$2,108,0001,234
Income before extraordinary items$3,296,0001,887
Extraordinary gains, net$09
Net income$3,296,0001,887
Minority interest net income$076
Net income of bank and minority interests.$3,296,0001,888
Net charge-offs$9,0003,713
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,308,8001,863
2017-09-30 (YTD Data)Rank
Total interest income$9,750,0001,983
Total interest expense$1,197,0001,807
Net interest income$8,553,0001,997
Provision for loan and lease losses$225,0001,898
Total noninterest income$4,172,0001,059
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$228,0002,857
Trading account gains and fees$0145
Additional Noninterest Income$3,944,000801
Total noninterest expense$8,276,0001,732
Salaries and employee benefits$5,348,0001,559
Premises and equipment expense$533,0002,650
Additional noninterest expense$2,395,0001,843
Pre-tax net operating income$4,224,0001,562
Securities gains (losses)$-16,0005,465
Applicable income taxes$1,362,0001,197
Income before extraordinary items$2,846,0001,799
Extraordinary gains, net$09
Net income$2,846,0001,798
Minority interest net income$071
Net income of bank and minority interests.$2,846,0001,799
Net charge-offs$13,0003,165
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,856,8801,768
2017-06-30 (YTD Data)Rank
Total interest income$6,419,0001,996
Total interest expense$765,0001,836
Net interest income$5,654,0002,001
Provision for loan and lease losses$150,0001,808
Total noninterest income$2,819,0001,046
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$147,0002,909
Trading account gains and fees$0139
Additional Noninterest Income$2,672,000793
Total noninterest expense$5,503,0001,748
Salaries and employee benefits$3,568,0001,565
Premises and equipment expense$371,0002,600
Additional noninterest expense$1,564,0001,873
Pre-tax net operating income$2,820,0001,537
Securities gains (losses)$01,906
Applicable income taxes$857,0001,218
Income before extraordinary items$1,963,0001,728
Extraordinary gains, net$011
Net income$1,963,0001,728
Minority interest net income$071
Net income of bank and minority interests.$1,963,0001,728
Net charge-offs$-60,0005,330
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,963,0001,710
2017-03-31 (YTD Data)Rank
Total interest income$3,154,0002,016
Total interest expense$360,0001,911
Net interest income$2,794,0002,016
Provision for loan and lease losses$75,0001,685
Total noninterest income$1,285,0001,109
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$71,0002,966
Trading account gains and fees$0142
Additional Noninterest Income$1,214,000830
Total noninterest expense$2,682,0001,812
Salaries and employee benefits$1,755,0001,604
Premises and equipment expense$185,0002,633
Additional noninterest expense$742,0001,954
Pre-tax net operating income$1,322,0001,583
Securities gains (losses)$01,153
Applicable income taxes$402,0001,234
Income before extraordinary items$920,0001,768
Extraordinary gains, net$08
Net income$920,0001,767
Minority interest net income$055
Net income of bank and minority interests.$920,0001,768
Net charge-offs$-58,0005,504
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$920,0001,756
2016-12-31 (YTD Data)Rank
Total interest income$11,115,0002,208
Total interest expense$1,655,0001,660
Net interest income$9,460,0002,295
Provision for loan and lease losses$175,0002,605
Total noninterest income$5,952,0001,019
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$274,0003,092
Trading account gains and fees$0170
Additional Noninterest Income$5,678,000770
Total noninterest expense$11,025,0001,736
Salaries and employee benefits$6,637,0001,635
Premises and equipment expense$685,0002,770
Additional noninterest expense$3,703,0001,646
Pre-tax net operating income$4,212,0001,869
Securities gains (losses)$38,0002,022
Applicable income taxes$1,148,0001,514
Income before extraordinary items$3,102,0002,050
Extraordinary gains, net$05
Net income$3,102,0002,048
Minority interest net income$082
Net income of bank and minority interests.$3,102,0002,049
Net charge-offs$-4,0004,828
Cash dividends$2,0004,238
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,074,2602,009
2016-09-30 (YTD Data)Rank
Total interest income$8,109,0002,262
Total interest expense$1,312,0001,575
Net interest income$6,797,0002,372
Provision for loan and lease losses$04,186
Total noninterest income$4,408,0001,021
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$201,0003,156
Trading account gains and fees$0169
Additional Noninterest Income$4,207,000775
Total noninterest expense$8,140,0001,764
Salaries and employee benefits$4,845,0001,672
Premises and equipment expense$504,0002,821
Additional noninterest expense$2,791,0001,629
Pre-tax net operating income$3,065,0001,931
Securities gains (losses)$03,160
Applicable income taxes$800,0001,621
Income before extraordinary items$2,265,0002,136
Extraordinary gains, net$05
Net income$2,265,0002,136
Minority interest net income$071
Net income of bank and minority interests.$2,265,0002,136
Net charge-offs$-6,0004,786
Cash dividends$1,0003,791
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,265,0002,066
2016-06-30 (YTD Data)Rank
Total interest income$5,251,0002,311
Total interest expense$888,0001,565
Net interest income$4,363,0002,452
Provision for loan and lease losses$04,017
Total noninterest income$2,404,0001,162
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$128,0003,222
Trading account gains and fees$0157
Additional Noninterest Income$2,276,000882
Total noninterest expense$4,961,0001,929
Salaries and employee benefits$3,057,0001,758
Premises and equipment expense$330,0002,860
Additional noninterest expense$1,574,0001,895
Pre-tax net operating income$1,806,0002,105
Securities gains (losses)$02,835
Applicable income taxes$551,0001,568
Income before extraordinary items$1,255,0002,426
Extraordinary gains, net$016
Net income$1,255,0002,425
Minority interest net income$071
Net income of bank and minority interests.$1,255,0002,425
Net charge-offs$-3,0004,597
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,255,0002,360
2016-03-31 (YTD Data)Rank
Total interest income$2,580,0002,348
Total interest expense$439,0001,569
Net interest income$2,141,0002,491
Provision for loan and lease losses$03,656
Total noninterest income$920,0001,390
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$58,0003,385
Trading account gains and fees$0142
Additional Noninterest Income$862,0001,042
Total noninterest expense$2,298,0002,072
Salaries and employee benefits$1,370,0001,951
Premises and equipment expense$158,0002,974
Additional noninterest expense$770,0001,911
Pre-tax net operating income$763,0002,338
Securities gains (losses)$02,077
Applicable income taxes$233,0001,710
Income before extraordinary items$530,0002,655
Extraordinary gains, net$012
Net income$530,0002,655
Minority interest net income$062
Net income of bank and minority interests.$530,0002,655
Net charge-offs$-2,0004,420
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$530,0002,607
2015-12-31 (YTD Data)Rank
Total interest income$9,544,0002,461
Total interest expense$1,726,0001,577
Net interest income$7,818,0002,653
Provision for loan and lease losses$335,0001,788
Total noninterest income$4,483,0001,211
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$303,0003,015
Trading account gains and fees$0159
Additional Noninterest Income$4,180,000920
Total noninterest expense$9,082,0002,074
Salaries and employee benefits$5,400,0001,924
Premises and equipment expense$582,0003,172
Additional noninterest expense$3,100,0001,948
Pre-tax net operating income$2,884,0002,383
Securities gains (losses)$24,0002,130
Applicable income taxes$872,0001,719
Income before extraordinary items$2,036,0002,699
Extraordinary gains, net$023
Net income$2,036,0002,700
Minority interest net income$081
Net income of bank and minority interests.$2,036,0002,701
Net charge-offs$38,0003,436
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,019,2002,665
2015-09-30 (YTD Data)Rank
Total interest income$7,064,0002,505
Total interest expense$1,279,0001,611
Net interest income$5,785,0002,696
Provision for loan and lease losses$285,0001,558
Total noninterest income$3,522,0001,179
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$229,0003,010
Trading account gains and fees$0153
Additional Noninterest Income$3,293,000889
Total noninterest expense$6,644,0002,118
Salaries and employee benefits$4,037,0001,937
Premises and equipment expense$403,0003,378
Additional noninterest expense$2,204,0002,028
Pre-tax net operating income$2,378,0002,264
Securities gains (losses)$31,0001,769
Applicable income taxes$794,0001,591
Income before extraordinary items$1,615,0002,645
Extraordinary gains, net$021
Net income$1,615,0002,645
Minority interest net income$078
Net income of bank and minority interests.$1,615,0002,646
Net charge-offs$25,0003,231
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,594,2302,614
2015-06-30 (YTD Data)Rank
Total interest income$4,589,0002,559
Total interest expense$847,0001,629
Net interest income$3,742,0002,751
Provision for loan and lease losses$210,0001,436
Total noninterest income$2,422,0001,170
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$154,0002,971
Trading account gains and fees$0157
Additional Noninterest Income$2,268,000885
Total noninterest expense$4,372,0002,152
Salaries and employee benefits$2,683,0001,955
Premises and equipment expense$269,0003,386
Additional noninterest expense$1,420,0002,096
Pre-tax net operating income$1,582,0002,250
Securities gains (losses)$31,0001,488
Applicable income taxes$532,0001,566
Income before extraordinary items$1,081,0002,618
Extraordinary gains, net$022
Net income$1,081,0002,620
Minority interest net income$075
Net income of bank and minority interests.$1,081,0002,620
Net charge-offs$-67,0005,827
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,060,2302,591
2015-03-31 (YTD Data)Rank
Total interest income$2,240,0002,623
Total interest expense$438,0001,589
Net interest income$1,802,0002,824
Provision for loan and lease losses$75,0001,675
Total noninterest income$1,090,0001,212
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$82,0002,832
Trading account gains and fees$0152
Additional Noninterest Income$1,008,000915
Total noninterest expense$2,047,0002,262
Salaries and employee benefits$1,247,0002,088
Premises and equipment expense$137,0003,385
Additional noninterest expense$663,0002,205
Pre-tax net operating income$770,0002,268
Securities gains (losses)$31,0001,047
Applicable income taxes$279,0001,518
Income before extraordinary items$522,0002,627
Extraordinary gains, net$013
Net income$522,0002,630
Minority interest net income$064
Net income of bank and minority interests.$522,0002,630
Net charge-offs$-7,0005,272
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$501,8502,642
2014-12-31 (YTD Data)Rank
Total interest income$9,024,0002,637
Total interest expense$1,997,0001,484
Net interest income$7,027,0002,880
Provision for loan and lease losses$275,0002,095
Total noninterest income$3,769,0001,331
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$249,0003,548
Trading account gains and fees$0180
Additional Noninterest Income$3,520,000985
Total noninterest expense$8,443,0002,222
Salaries and employee benefits$4,764,0002,139
Premises and equipment expense$574,0003,329
Additional noninterest expense$3,105,0001,980
Pre-tax net operating income$2,078,0002,915
Securities gains (losses)$-54,0006,269
Applicable income taxes$-1,149,0006,430
Income before extraordinary items$3,173,0001,924
Extraordinary gains, net$017
Net income$3,173,0001,923
Minority interest net income$084
Net income of bank and minority interests.$3,173,0001,922
Net charge-offs$114,0003,051
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,227,0001,859
2014-09-30 (YTD Data)Rank
Total interest income$6,695,0002,681
Total interest expense$1,513,0001,487
Net interest income$5,182,0002,948
Provision for loan and lease losses$200,0002,067
Total noninterest income$2,819,0001,344
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$178,0003,677
Trading account gains and fees$0174
Additional Noninterest Income$2,641,000999
Total noninterest expense$6,095,0002,304
Salaries and employee benefits$3,468,0002,203
Premises and equipment expense$440,0003,322
Additional noninterest expense$2,187,0002,081
Pre-tax net operating income$1,706,0002,797
Securities gains (losses)$-54,0006,371
Applicable income taxes$-503,0006,515
Income before extraordinary items$2,155,0002,092
Extraordinary gains, net$015
Net income$2,155,0002,091
Minority interest net income$081
Net income of bank and minority interests.$2,155,0002,090
Net charge-offs$28,0003,666
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,209,0002,004
2014-06-30 (YTD Data)Rank
Total interest income$4,363,0002,732
Total interest expense$1,020,0001,463
Net interest income$3,343,0003,012
Provision for loan and lease losses$125,0002,089
Total noninterest income$1,612,0001,482
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$109,0003,796
Trading account gains and fees$0172
Additional Noninterest Income$1,503,0001,096
Total noninterest expense$3,886,0002,387
Salaries and employee benefits$2,146,0002,351
Premises and equipment expense$296,0003,326
Additional noninterest expense$1,444,0002,094
Pre-tax net operating income$944,0003,057
Securities gains (losses)$-2,0006,107
Applicable income taxes$-345,0006,592
Income before extraordinary items$1,287,0002,222
Extraordinary gains, net$020
Net income$1,287,0002,226
Minority interest net income$080
Net income of bank and minority interests.$1,287,0002,225
Net charge-offs$14,0003,578
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,289,0002,171
2014-03-31 (YTD Data)Rank
Total interest income$2,161,0002,746
Total interest expense$532,0001,423
Net interest income$1,629,0003,078
Provision for loan and lease losses$50,0002,211
Total noninterest income$604,0001,793
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$53,0003,826
Trading account gains and fees$0147
Additional Noninterest Income$551,0001,319
Total noninterest expense$1,828,0002,537
Salaries and employee benefits$985,0002,550
Premises and equipment expense$148,0003,376
Additional noninterest expense$695,0002,167
Pre-tax net operating income$355,0003,512
Securities gains (losses)$01,715
Applicable income taxes$-175,0006,665
Income before extraordinary items$530,0002,467
Extraordinary gains, net$016
Net income$530,0002,470
Minority interest net income$066
Net income of bank and minority interests.$530,0002,470
Net charge-offs$12,0002,752
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$530,0002,423
2013-12-31 (YTD Data)Rank
Total interest income$8,471,0002,815
Total interest expense$2,428,0001,403
Net interest income$6,043,0003,262
Provision for loan and lease losses$600,0001,620
Total noninterest income$4,648,0001,196
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$193,0004,162
Trading account gains and fees$0184
Additional Noninterest Income$4,455,000879
Total noninterest expense$9,003,0002,103
Salaries and employee benefits$5,207,0001,955
Premises and equipment expense$629,0003,204
Additional noninterest expense$3,167,0001,989
Pre-tax net operating income$1,088,0003,944
Securities gains (losses)$192,000918
Applicable income taxes$-500,0006,635
Income before extraordinary items$1,780,0002,826
Extraordinary gains, net$029
Net income$1,780,0002,828
Minority interest net income$090
Net income of bank and minority interests.$1,780,0002,829
Net charge-offs$1,084,0001,191
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$1,000916
Net operating income$1,588,0002,987
2013-09-30 (YTD Data)Rank
Total interest income$6,273,0002,859
Total interest expense$1,847,0001,427
Net interest income$4,426,0003,334
Provision for loan and lease losses$450,0001,622
Total noninterest income$3,794,0001,148
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$140,0004,243
Trading account gains and fees$0180
Additional Noninterest Income$3,654,000843
Total noninterest expense$6,845,0002,067
Salaries and employee benefits$4,075,0001,886
Premises and equipment expense$488,0003,152
Additional noninterest expense$2,282,0002,055
Pre-tax net operating income$925,0003,816
Securities gains (losses)$192,000842
Applicable income taxes$04,713
Income before extraordinary items$1,117,0003,207
Extraordinary gains, net$025
Net income$1,117,0003,210
Minority interest net income$084
Net income of bank and minority interests.$1,117,0003,211
Net charge-offs$709,0001,285
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,000858
Net operating income$925,0003,488
2013-06-30 (YTD Data)Rank
Total interest income$4,081,0002,922
Total interest expense$1,227,0001,458
Net interest income$2,854,0003,409
Provision for loan and lease losses$300,0001,629
Total noninterest income$2,587,0001,129
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$88,0004,336
Trading account gains and fees$0157
Additional Noninterest Income$2,499,000841
Total noninterest expense$4,515,0002,085
Salaries and employee benefits$2,716,0001,896
Premises and equipment expense$318,0003,235
Additional noninterest expense$1,481,0002,085
Pre-tax net operating income$626,0003,754
Securities gains (losses)$192,000770
Applicable income taxes$04,679
Income before extraordinary items$818,0003,024
Extraordinary gains, net$022
Net income$818,0003,026
Minority interest net income$082
Net income of bank and minority interests.$818,0003,027
Net charge-offs$687,0001,009
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$1,000822
Net operating income$626,0003,433
2013-03-31 (YTD Data)Rank
Total interest income$1,988,0003,002
Total interest expense$608,0001,523
Net interest income$1,380,0003,502
Provision for loan and lease losses$150,0001,610
Total noninterest income$1,059,0001,313
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$43,0004,360
Trading account gains and fees$0148
Additional Noninterest Income$1,016,000984
Total noninterest expense$2,085,0002,283
Salaries and employee benefits$1,239,0002,085
Premises and equipment expense$158,0003,269
Additional noninterest expense$688,0002,262
Pre-tax net operating income$204,0004,434
Securities gains (losses)$193,000476
Applicable income taxes$04,602
Income before extraordinary items$397,0003,038
Extraordinary gains, net$010
Net income$397,0003,038
Minority interest net income$076
Net income of bank and minority interests.$397,0003,040
Net charge-offs$225,0001,263
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$1,000761
Net operating income$204,0004,138
2012-12-31 (YTD Data)Rank
Total interest income$9,113,0002,800
Total interest expense$2,866,0001,548
Net interest income$6,247,0003,269
Provision for loan and lease losses$1,345,0001,438
Total noninterest income$3,153,0001,583
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$161,0004,658
Trading account gains and fees$0166
Additional Noninterest Income$2,992,0001,161
Total noninterest expense$8,042,0002,343
Salaries and employee benefits$4,386,0002,257
Premises and equipment expense$608,0003,359
Additional noninterest expense$3,048,0002,129
Pre-tax net operating income$13,0006,123
Securities gains (losses)$835,000629
Applicable income taxes$04,751
Income before extraordinary items$848,0004,191
Extraordinary gains, net$029
Net income$848,0004,191
Minority interest net income$093
Net income of bank and minority interests.$848,0004,193
Net charge-offs$2,786,000893
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$31,000781
Net operating income$13,0006,139
2012-09-30 (YTD Data)Rank
Total interest income$7,050,0002,778
Total interest expense$2,204,0001,579
Net interest income$4,846,0003,230
Provision for loan and lease losses$850,0001,635
Total noninterest income$2,143,0001,701
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$117,0004,771
Trading account gains and fees$0157
Additional Noninterest Income$2,026,0001,248
Total noninterest expense$5,776,0002,456
Salaries and employee benefits$3,007,0002,452
Premises and equipment expense$445,0003,462
Additional noninterest expense$2,324,0002,102
Pre-tax net operating income$363,0005,093
Securities gains (losses)$455,000801
Applicable income taxes$04,802
Income before extraordinary items$818,0003,823
Extraordinary gains, net$020
Net income$818,0003,823
Minority interest net income$086
Net income of bank and minority interests.$818,0003,824
Net charge-offs$1,330,0001,219
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$22,000751
Net operating income$363,0004,923
2012-06-30 (YTD Data)Rank
Total interest income$4,750,0002,775
Total interest expense$1,518,0001,586
Net interest income$3,232,0003,233
Provision for loan and lease losses$550,0001,699
Total noninterest income$1,056,0002,088
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$74,0004,879
Trading account gains and fees$0153
Additional Noninterest Income$982,0001,537
Total noninterest expense$3,695,0002,548
Salaries and employee benefits$1,861,0002,652
Premises and equipment expense$285,0003,552
Additional noninterest expense$1,549,0002,101
Pre-tax net operating income$43,0006,133
Securities gains (losses)$455,000606
Applicable income taxes$04,770
Income before extraordinary items$498,0004,003
Extraordinary gains, net$019
Net income$498,0004,006
Minority interest net income$084
Net income of bank and minority interests.$498,0004,007
Net charge-offs$1,220,000991
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$16,000709
Net operating income$43,0006,121
2012-03-31 (YTD Data)Rank
Total interest income$2,387,0002,794
Total interest expense$782,0001,601
Net interest income$1,605,0003,269
Provision for loan and lease losses$300,0001,500
Total noninterest income$502,0002,139
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$36,0004,904
Trading account gains and fees$0148
Additional Noninterest Income$466,0001,583
Total noninterest expense$1,792,0002,611
Salaries and employee benefits$884,0002,787
Premises and equipment expense$144,0003,566
Additional noninterest expense$764,0002,114
Pre-tax net operating income$15,0006,277
Securities gains (losses)$441,000310
Applicable income taxes$04,704
Income before extraordinary items$456,0002,805
Extraordinary gains, net$019
Net income$456,0002,807
Minority interest net income$078
Net income of bank and minority interests.$456,0002,808
Net charge-offs$673,000901
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$8,000651
Net operating income$15,0006,254
2011-12-31 (YTD Data)Rank
Total interest income$10,829,0002,571
Total interest expense$3,980,0001,529
Net interest income$6,849,0003,127
Provision for loan and lease losses$2,258,0001,438
Total noninterest income$1,523,0002,426
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$183,0004,538
Trading account gains and fees$0146
Additional Noninterest Income$1,340,0001,769
Total noninterest expense$9,103,0002,099
Salaries and employee benefits$3,156,0002,989
Premises and equipment expense$545,0003,820
Additional noninterest expense$5,402,0001,285
Pre-tax net operating income$-2,989,0006,914
Securities gains (losses)$171,0001,582
Applicable income taxes$04,719
Income before extraordinary items$-2,818,0006,931
Extraordinary gains, net$029
Net income$-2,818,0006,932
Minority interest net income$096
Net income of bank and minority interests.$-2,818,0006,932
Net charge-offs$1,203,0002,146
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$81,000712
Net operating income$-2,989,0006,934
2011-09-30 (YTD Data)Rank
Total interest income$8,228,0002,564
Total interest expense$3,117,0001,515
Net interest income$5,111,0003,160
Provision for loan and lease losses$1,286,0001,670
Total noninterest income$1,112,0002,463
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$134,0004,594
Trading account gains and fees$0145
Additional Noninterest Income$978,0001,795
Total noninterest expense$7,605,0001,892
Salaries and employee benefits$2,337,0003,027
Premises and equipment expense$409,0003,855
Additional noninterest expense$4,859,0001,082
Pre-tax net operating income$-2,668,0007,079
Securities gains (losses)$171,0001,322
Applicable income taxes$04,740
Income before extraordinary items$-2,497,0007,108
Extraordinary gains, net$021
Net income$-2,497,0007,109
Minority interest net income$087
Net income of bank and minority interests.$-2,497,0007,109
Net charge-offs$1,191,0001,732
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$61,000669
Net operating income$-2,668,0007,108
2011-06-30 (YTD Data)Rank
Total interest income$5,532,0002,566
Total interest expense$2,135,0001,530
Net interest income$3,397,0003,176
Provision for loan and lease losses$1,286,0001,280
Total noninterest income$394,0003,581
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$89,0004,601
Trading account gains and fees$0153
Additional Noninterest Income$305,0002,856
Total noninterest expense$5,294,0001,841
Salaries and employee benefits$1,530,0003,100
Premises and equipment expense$274,0003,884
Additional noninterest expense$3,490,0001,030
Pre-tax net operating income$-2,789,0007,246
Securities gains (losses)$115,0001,041
Applicable income taxes$04,697
Income before extraordinary items$-2,674,0007,273
Extraordinary gains, net$015
Net income$-2,674,0007,273
Minority interest net income$089
Net income of bank and minority interests.$-2,674,0007,274
Net charge-offs$1,044,0001,436
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$40,000596
Net operating income$-2,789,0007,268
2011-03-31 (YTD Data)Rank
Total interest income$2,875,0002,477
Total interest expense$1,097,0001,550
Net interest income$1,778,0003,029
Provision for loan and lease losses$50,0004,153
Total noninterest income$111,0004,729
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$44,0004,568
Trading account gains and fees$0158
Additional Noninterest Income$67,0004,206
Total noninterest expense$1,857,0002,567
Salaries and employee benefits$805,0002,984
Premises and equipment expense$134,0003,992
Additional noninterest expense$918,0001,835
Pre-tax net operating income$-18,0006,437
Securities gains (losses)$115,000494
Applicable income taxes$04,545
Income before extraordinary items$97,0005,047
Extraordinary gains, net$09
Net income$97,0005,045
Minority interest net income$086
Net income of bank and minority interests.$97,0005,047
Net charge-offs$-46,0007,346
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$20,000548
Net operating income$-18,0006,458
2010-12-31 (YTD Data)Rank
Total interest income$12,444,0002,413
Total interest expense$5,022,0001,653
Net interest income$7,422,0002,931
Provision for loan and lease losses$700,0003,591
Total noninterest income$1,350,0002,702
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$191,0004,492
Trading account gains and fees$0175
Additional Noninterest Income$1,159,0001,996
Total noninterest expense$8,025,0002,410
Salaries and employee benefits$3,490,0002,742
Premises and equipment expense$586,0003,776
Additional noninterest expense$3,949,0001,831
Pre-tax net operating income$47,0005,632
Securities gains (losses)$268,0001,357
Applicable income taxes$04,655
Income before extraordinary items$315,0004,891
Extraordinary gains, net$029
Net income$315,0004,894
Minority interest net income$0111
Net income of bank and minority interests.$315,0004,894
Net charge-offs$848,0002,909
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$102,000779
Net operating income$47,0005,672
2010-09-30 (YTD Data)Rank
Total interest income$9,423,0002,452
Total interest expense$3,748,0001,708
Net interest income$5,675,0002,912
Provision for loan and lease losses$200,0004,881
Total noninterest income$1,147,0002,497
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$146,0004,537
Trading account gains and fees$0165
Additional Noninterest Income$1,001,0001,801
Total noninterest expense$5,399,0002,658
Salaries and employee benefits$2,598,0002,759
Premises and equipment expense$451,0003,770
Additional noninterest expense$2,350,0002,185
Pre-tax net operating income$1,223,0002,744
Securities gains (losses)$268,0001,161
Applicable income taxes$04,726
Income before extraordinary items$1,491,0002,151
Extraordinary gains, net$023
Net income$1,491,0002,152
Minority interest net income$0110
Net income of bank and minority interests.$1,491,0002,154
Net charge-offs$582,0002,868
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$77,000722
Net operating income$1,223,0002,383
2010-06-30 (YTD Data)Rank
Total interest income$6,209,0002,503
Total interest expense$2,410,0001,831
Net interest income$3,799,0002,890
Provision for loan and lease losses$06,857
Total noninterest income$917,0002,164
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$103,0004,427
Trading account gains and fees$0152
Additional Noninterest Income$814,0001,505
Total noninterest expense$3,713,0002,608
Salaries and employee benefits$1,756,0002,748
Premises and equipment expense$306,0003,743
Additional noninterest expense$1,651,0002,075
Pre-tax net operating income$1,003,0002,360
Securities gains (losses)$268,000771
Applicable income taxes$04,691
Income before extraordinary items$1,271,0001,707
Extraordinary gains, net$019
Net income$1,271,0001,706
Minority interest net income$0105
Net income of bank and minority interests.$1,271,0001,707
Net charge-offs$94,0004,314
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$51,000659
Net operating income$1,003,0002,040
2010-03-31 (YTD Data)Rank
Total interest income$3,116,0002,551
Total interest expense$1,225,0001,876
Net interest income$1,891,0002,938
Provision for loan and lease losses$06,552
Total noninterest income$560,0001,863
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$50,0004,477
Trading account gains and fees$0175
Additional Noninterest Income$510,0001,277
Total noninterest expense$1,835,0002,657
Salaries and employee benefits$897,0002,732
Premises and equipment expense$153,0003,841
Additional noninterest expense$785,0002,155
Pre-tax net operating income$616,0002,060
Securities gains (losses)$99,000788
Applicable income taxes$04,611
Income before extraordinary items$715,0001,529
Extraordinary gains, net$016
Net income$715,0001,531
Minority interest net income$091
Net income of bank and minority interests.$715,0001,531
Net charge-offs$-107,0007,854
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$26,000592
Net operating income$616,0001,706
2009-12-31 (YTD Data)Rank
Total interest income$12,550,0002,626
Total interest expense$5,336,0002,133
Net interest income$7,214,0002,993
Provision for loan and lease losses$5,636,0001,305
Total noninterest income$1,141,0003,075
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$166,0004,974
Trading account gains and fees$0211
Additional Noninterest Income$975,0002,173
Total noninterest expense$8,120,0002,432
Salaries and employee benefits$3,902,0002,506
Premises and equipment expense$691,0003,495
Additional noninterest expense$3,527,0002,042
Pre-tax net operating income$-5,401,0007,213
Securities gains (losses)$734,000658
Applicable income taxes$04,388
Income before extraordinary items$-4,667,0007,229
Extraordinary gains, net$034
Net income$-4,667,0007,228
Minority interest net income$0115
Net income of bank and minority interests.$-4,667,0007,228
Net charge-offs$4,146,0001,307
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$149,000787
Net operating income$-5,401,0007,316
2009-09-30 (YTD Data)Rank
Total interest income$9,544,0002,645
Total interest expense$4,020,0002,209
Net interest income$5,524,0002,925
Provision for loan and lease losses$1,519,0002,194
Total noninterest income$805,0003,242
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$107,0005,274
Trading account gains and fees$0212
Additional Noninterest Income$698,0002,301
Total noninterest expense$5,850,0002,529
Salaries and employee benefits$2,986,0002,488
Premises and equipment expense$520,0003,523
Additional noninterest expense$2,344,0002,227
Pre-tax net operating income$-1,040,0006,674
Securities gains (losses)$734,000513
Applicable income taxes$04,592
Income before extraordinary items$-306,0006,245
Extraordinary gains, net$027
Net income$-306,0006,247
Minority interest net income$0118
Net income of bank and minority interests.$-306,0006,245
Net charge-offs$999,0002,206
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$124,000689
Net operating income$-1,040,0006,763
2009-06-30 (YTD Data)Rank
Total interest income$6,357,0002,673
Total interest expense$2,674,0002,298
Net interest income$3,683,0002,913
Provision for loan and lease losses$1,367,0001,736
Total noninterest income$862,0002,411
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$68,0005,343
Trading account gains and fees$0193
Additional Noninterest Income$794,0001,653
Total noninterest expense$3,867,0002,585
Salaries and employee benefits$2,060,0002,454
Premises and equipment expense$339,0003,610
Additional noninterest expense$1,468,0002,381
Pre-tax net operating income$-689,0006,796
Securities gains (losses)$707,000384
Applicable income taxes$04,657
Income before extraordinary items$18,0005,815
Extraordinary gains, net$021
Net income$18,0005,813
Minority interest net income$0112
Net income of bank and minority interests.$18,0005,813
Net charge-offs$781,0001,867
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$98,000609
Net operating income$-689,0006,920
2009-03-31 (YTD Data)Rank
Total interest income$3,075,0002,790
Total interest expense$1,298,0002,448
Net interest income$1,777,0003,004
Provision for loan and lease losses$500,0001,760
Total noninterest income$476,0002,217
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$34,0005,303
Trading account gains and fees$0171
Additional Noninterest Income$442,0001,511
Total noninterest expense$1,891,0002,555
Salaries and employee benefits$1,019,0002,510
Premises and equipment expense$160,0003,797
Additional noninterest expense$712,0002,195
Pre-tax net operating income$-138,0006,755
Securities gains (losses)$154,000784
Applicable income taxes$04,835
Income before extraordinary items$16,0006,215
Extraordinary gains, net$015
Net income$16,0006,217
Minority interest net income$0102
Net income of bank and minority interests.$16,0006,217
Net charge-offs$794,0001,082
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$32,000624
Net operating income$-138,0006,824
2008-12-31 (YTD Data)Rank
Total interest income$11,447,0003,165
Total interest expense$4,845,0003,039
Net interest income$6,602,0003,220
Provision for loan and lease losses$974,0002,749
Total noninterest income$763,0003,960
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$85,0006,124
Trading account gains and fees$0154
Additional Noninterest Income$678,0002,702
Total noninterest expense$5,945,0003,101
Salaries and employee benefits$3,416,0002,897
Premises and equipment expense$538,0004,268
Additional noninterest expense$1,991,0002,882
Pre-tax net operating income$446,0005,024
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$446,0004,620
Extraordinary gains, net$039
Net income$446,0004,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,0002,963
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$1,923,000334
Net operating income$446,0004,786
2008-09-30 (YTD Data)Rank
Total interest income$8,327,0003,303
Total interest expense$3,659,0003,125
Net interest income$4,668,0003,393
Provision for loan and lease losses$644,0002,374
Total noninterest income$379,0004,928
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$59,0006,247
Trading account gains and fees$0148
Additional Noninterest Income$320,0003,577
Total noninterest expense$3,976,0003,398
Salaries and employee benefits$2,646,0002,822
Premises and equipment expense$393,0004,358
Additional noninterest expense$937,0004,075
Pre-tax net operating income$427,0005,178
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$427,0004,693
Extraordinary gains, net$031
Net income$427,0004,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0002,389
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$62,000901
Net operating income$427,0004,849
2008-06-30 (YTD Data)Rank
Total interest income$5,433,0003,421
Total interest expense$2,415,0003,270
Net interest income$3,018,0003,479
Provision for loan and lease losses$477,0001,966
Total noninterest income$270,0004,833
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$31,0006,533
Trading account gains and fees$0149
Additional Noninterest Income$239,0003,433
Total noninterest expense$2,564,0003,489
Salaries and employee benefits$1,578,0003,182
Premises and equipment expense$254,0004,464
Additional noninterest expense$732,0003,597
Pre-tax net operating income$247,0005,513
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$247,0005,303
Extraordinary gains, net$021
Net income$247,0005,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$42,000810
Net operating income$247,0005,224
2008-03-31 (YTD Data)Rank
Total interest income$2,726,0003,494
Total interest expense$1,235,0003,386
Net interest income$1,491,0003,497
Provision for loan and lease losses$304,0001,363
Total noninterest income$27,0007,420
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$13,0006,679
Trading account gains and fees$0158
Additional Noninterest Income$14,0006,895
Total noninterest expense$1,170,0003,765
Salaries and employee benefits$717,0003,484
Premises and equipment expense$124,0004,535
Additional noninterest expense$329,0003,846
Pre-tax net operating income$44,0006,683
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$44,0006,664
Extraordinary gains, net$015
Net income$44,0006,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$17,000740
Net operating income$44,0006,566
2007-12-31 (YTD Data)Rank
Total interest income$8,557,0004,179
Total interest expense$4,021,0003,999
Net interest income$4,536,0004,271
Provision for loan and lease losses$745,0001,768
Total noninterest income$79,0007,760
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$16,0007,213
Trading account gains and fees$0178
Additional Noninterest Income$63,0006,845
Total noninterest expense$4,081,0004,053
Salaries and employee benefits$2,414,0003,824
Premises and equipment expense$370,0005,246
Additional noninterest expense$1,297,0003,854
Pre-tax net operating income$-211,0007,656
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-211,0007,722
Extraordinary gains, net$039
Net income$-211,0007,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,179
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$79,000984
Net operating income$-211,0007,702
2007-09-30 (YTD Data)Rank
Total interest income$5,966,0004,389
Total interest expense$2,797,0004,194
Net interest income$3,169,0004,495
Provision for loan and lease losses$413,0001,814
Total noninterest income$45,0007,993
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$10,0007,287
Trading account gains and fees$0184
Additional Noninterest Income$35,0007,194
Total noninterest expense$2,798,0004,306
Salaries and employee benefits$1,691,0003,999
Premises and equipment expense$255,0005,484
Additional noninterest expense$852,0004,187
Pre-tax net operating income$3,0007,629
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,0007,668
Extraordinary gains, net$033
Net income$3,0007,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,520
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$56,000870
Net operating income$3,0007,645
2007-06-30 (YTD Data)Rank
Total interest income$3,736,0004,596
Total interest expense$1,772,0004,332
Net interest income$1,964,0004,722
Provision for loan and lease losses$162,0002,485
Total noninterest income$26,0008,117
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$6,0007,346
Trading account gains and fees$0168
Additional Noninterest Income$20,0007,375
Total noninterest expense$1,706,0004,597
Salaries and employee benefits$1,015,0004,374
Premises and equipment expense$156,0005,705
Additional noninterest expense$535,0004,373
Pre-tax net operating income$122,0007,127
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$122,0006,959
Extraordinary gains, net$029
Net income$122,0006,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$36,000799
Net operating income$122,0006,946
2007-03-31 (YTD Data)Rank
Total interest income$1,793,0004,701
Total interest expense$846,0004,431
Net interest income$947,0004,846
Provision for loan and lease losses$83,0002,314
Total noninterest income$12,0008,183
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$12,0007,222
Total noninterest expense$804,0004,790
Salaries and employee benefits$482,0004,562
Premises and equipment expense$77,0005,781
Additional noninterest expense$245,0004,603
Pre-tax net operating income$72,0007,025
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$72,0006,830
Extraordinary gains, net$022
Net income$72,0006,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$16,000701
Net operating income$72,0006,810
2006-12-31 (YTD Data)Rank
Total interest income$3,906,0006,185
Total interest expense$1,353,0006,330
Net interest income$2,553,0005,966
Provision for loan and lease losses$847,0001,217
Total noninterest income$19,0008,416
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,0007,596
Trading account gains and fees$0130
Additional Noninterest Income$18,0008,036
Total noninterest expense$2,434,0005,575
Salaries and employee benefits$1,452,0005,313
Premises and equipment expense$158,0007,158
Additional noninterest expense$824,0005,144
Pre-tax net operating income$-709,0008,340
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-709,0008,373
Extraordinary gains, net$051
Net income$-709,0008,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$1,767,000431
Net operating income$-709,0008,364
2006-09-30 (YTD Data)Rank
Total interest income$2,260,0006,806
Total interest expense$727,0006,987
Net interest income$1,533,0006,575
Provision for loan and lease losses$682,0001,071
Total noninterest income$42,0008,252
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,0007,593
Trading account gains and fees$0126
Additional Noninterest Income$39,0007,234
Total noninterest expense$1,401,0006,343
Salaries and employee benefits$803,0006,219
Premises and equipment expense$113,0007,267
Additional noninterest expense$485,0005,856
Pre-tax net operating income$-508,0008,453
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-508,0008,475
Extraordinary gains, net$045
Net income$-508,0008,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$1,767,000326
Net operating income$-508,0008,464
2006-06-30 (YTD Data)Rank
Total interest income$1,100,0007,440
Total interest expense$261,0007,881
Net interest income$839,0007,085
Provision for loan and lease losses$503,000971
Total noninterest income$15,0008,481
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,650
Trading account gains and fees$0126
Additional Noninterest Income$14,0007,856
Total noninterest expense$836,0006,662
Salaries and employee benefits$510,0006,381
Premises and equipment expense$68,0007,453
Additional noninterest expense$258,0006,493
Pre-tax net operating income$-485,0008,559
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-485,0008,579
Extraordinary gains, net$039
Net income$-485,0008,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$1,767,000228
Net operating income$-485,0008,575
2006-03-31 (YTD Data)Rank
Total interest income$409,0007,901
Total interest expense$79,0008,318
Net interest income$330,0007,555
Provision for loan and lease losses$201,0001,128
Total noninterest income$6,0008,542
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,0007,643
Trading account gains and fees$0115
Additional Noninterest Income$5,0008,055
Total noninterest expense$353,0007,092
Salaries and employee benefits$220,0006,758
Premises and equipment expense$33,0007,508
Additional noninterest expense$100,0007,083
Pre-tax net operating income$-218,0008,564
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-218,0008,583
Extraordinary gains, net$021
Net income$-218,0008,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$1,767,000122
Net operating income$-218,0008,574
2005-12-31 (YTD Data)Rank
Total interest income$210,0008,752
Total interest expense$12,0008,782
Net interest income$198,0008,731
Provision for loan and lease losses$51,0005,720
Total noninterest income$-1,0008,817
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$-1,0008,785
Total noninterest expense$638,0008,347
Salaries and employee benefits$259,0008,580
Premises and equipment expense$38,0008,607
Additional noninterest expense$341,0007,391
Pre-tax net operating income$-492,0008,500
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-492,0008,545
Extraordinary gains, net$046
Net income$-492,0008,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$17,911,00085
Net operating income$-492,0008,524

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.