Home > Southland Federal Savings Bank > Income and Expense
Southland Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 12,003 |
| Total interest expense | $489,000 | 11,150 |
| Net interest income | $352,000 | 12,325 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $60,000 | 11,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $319,000 | 12,301 |
| Salaries and employee benefits | $164,000 | 12,287 |
| Premises and equipment expense | $50,000 | 11,639 |
| Additional noninterest expense | $105,000 | 12,257 |
| Pre-tax net operating income | $93,000 | 11,672 |
| Securities gains (losses) | $-600,000 | 12,294 |
| Applicable income taxes | $-163,000 | 12,366 |
| Income before extraordinary items | $-344,000 | 12,297 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-344,000 | 12,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $64,000 | 11,744 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 12,314 |
| Total interest expense | $533,000 | 11,515 |
| Net interest income | $459,000 | 12,669 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $55,000 | 12,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $308,000 | 12,960 |
| Salaries and employee benefits | $163,000 | 12,898 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $82,000 | 13,069 |
| Pre-tax net operating income | $196,000 | 11,083 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $58,000 | 10,749 |
| Income before extraordinary items | $138,000 | 11,364 |
| Extraordinary gains, net | $14,000 | 2,843 |
| Net income | $152,000 | 11,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $36,000 | 8,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $138,000 | 11,158 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 12,687 |
| Total interest expense | $677,000 | 11,941 |
| Net interest income | $483,000 | 13,134 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $56,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $313,000 | 13,526 |
| Salaries and employee benefits | $183,000 | 13,308 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $75,000 | 13,723 |
| Pre-tax net operating income | $190,000 | 11,165 |
| Securities gains (losses) | $64,000 | 3,722 |
| Applicable income taxes | $93,000 | 10,093 |
| Income before extraordinary items | $161,000 | 11,115 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $161,000 | 11,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $36,000 | 8,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $120,040 | 11,354 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.