Home > Southland Business Bank > Income and Expense
Southland Business Bank, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $873,000 | 7,970 |
| Total interest expense | $151,000 | 8,637 |
| Net interest income | $722,000 | 7,518 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $61,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $121,000 | 4,843 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-60,000 | 9,258 |
| Total noninterest expense | $1,030,000 | 5,898 |
| Salaries and employee benefits | $384,000 | 7,044 |
| Premises and equipment expense | $138,000 | 5,905 |
| Additional noninterest expense | $508,000 | 4,190 |
| Pre-tax net operating income | $-262,000 | 8,963 |
| Securities gains (losses) | $-14,000 | 9,079 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-277,000 | 9,052 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-277,000 | 9,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-263,000 | 8,974 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 7,936 |
| Total interest expense | $86,000 | 8,607 |
| Net interest income | $368,000 | 7,489 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $476,000 | 6,165 |
| Salaries and employee benefits | $171,000 | 7,386 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $236,000 | 4,401 |
| Pre-tax net operating income | $-58,000 | 8,906 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $-52,000 | 8,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-52,000 | 8,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-59,000 | 8,887 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 8,131 |
| Total interest expense | $541,000 | 8,270 |
| Net interest income | $1,202,000 | 7,933 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $182,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $121,000 | 6,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $1,685,000 | 6,486 |
| Salaries and employee benefits | $673,000 | 7,391 |
| Premises and equipment expense | $276,000 | 5,815 |
| Additional noninterest expense | $736,000 | 5,229 |
| Pre-tax net operating income | $-436,000 | 8,951 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-436,000 | 9,021 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-436,000 | 9,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 548 |
| Net operating income | $-436,000 | 8,972 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 8,821 |
| Total interest expense | $426,000 | 9,128 |
| Net interest income | $985,000 | 8,319 |
| Provision for loan and lease losses | $195,000 | 4,194 |
| Total noninterest income | $54,000 | 9,120 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $45,000 | 7,695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $1,610,000 | 6,556 |
| Salaries and employee benefits | $871,000 | 6,489 |
| Premises and equipment expense | $292,000 | 5,608 |
| Additional noninterest expense | $447,000 | 6,809 |
| Pre-tax net operating income | $-766,000 | 9,273 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $-767,000 | 9,336 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-767,000 | 9,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-767,000 | 9,305 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $531,000 | 9,680 |
| Total interest expense | $146,000 | 9,710 |
| Net interest income | $385,000 | 9,602 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $9,000 | 9,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $1,636,000 | 6,399 |
| Salaries and employee benefits | $518,000 | 8,161 |
| Premises and equipment expense | $164,000 | 7,343 |
| Additional noninterest expense | $954,000 | 4,139 |
| Pre-tax net operating income | $-1,322,000 | 9,771 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,322,000 | 9,779 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,322,000 | 9,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,948,000 | 225 |
| Net operating income | $-1,322,000 | 9,783 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.