Home > Southland Bank b/b/a Ameris > Assets and Liabilities
Southland Bank b/b/a Ameris, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 62 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $285,431,000 | 2,182 |
| Cash and due from depository institutions | $60,857,000 | 2,813 |
| Interest-bearing balances | $60,357,000 | 89 |
| Securities | $25,407,000 | 4,013 |
| Federal funds sold & reverse repurchase agreements | $33,826,000 | 375 |
| Net loans & leases | $153,925,000 | 2,631 |
| Loan loss allowance | $3,122,000 | 1,604 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,617,000 | 3,730 |
| Other real estate owned | $187,000 | 2,813 |
| Goodwill and other intangibles | $3,363,000 | 1,025 |
| All other assets | $5,249,000 | 2,785 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $285,431,000 | 2,182 |
| Total liabilities | $263,335,000 | 2,123 |
| Total deposits | $182,827,000 | 2,695 |
| Interest-bearing deposits | $159,153,000 | 2,622 |
| Deposits held in domestic offices | $182,827,000 | 2,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,448,000 | 387 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,100,000 | 2,491 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $960,000 | 3,598 |
| Total equity capital | $22,096,000 | 2,742 |
| Total bank equity capital | $22,096,000 | 2,742 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,000 | 7,822 |
| Surplus | $13,935,000 | 1,742 |
| Undivided profits | $8,158,000 | 3,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,934,000 | 1,132 |
| Earning assets | $273,515,000 | 2,078 |
| Long-term assets (5+ years) | $12,424,000 | 4,201 |
| Average Assets, year-to-date | $251,535,000 | 2,363 |
| Average Assets, quarterly | $262,999,500 | 2,346 |
| Volatile liabilities | $126,792,000 | 1,108 |
| Insider loans | $1,918,000 | 2,925 |
| FHLB advances | $11,100,000 | 2,361 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $20,988,000 | 3,217 |
| Tier 1 (core) risk-based capital | $19,006,000 | 3,045 |
| Tier 2 risk-based capital | $2,209,000 | 2,094 |
| Total risk weighted assets | $175,809,000 | 2,424 |
| Total unused commitments | $20,988,000 | 3,217 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 63 | 2,751 |
| Assets and Liabilities | ||
| Total Assets: | $240,568,000 | 2,522 |
| Cash and due from depository institutions | $46,556,000 | 2,751 |
| Interest-bearing balances | $39,547,000 | 135 |
| Securities | $21,139,000 | 4,466 |
| Federal funds sold & reverse repurchase agreements | $2,893,000 | 3,188 |
| Net loans & leases | $159,538,000 | 2,517 |
| Loan loss allowance | $3,338,000 | 1,464 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,660,000 | 3,669 |
| Other real estate owned | $52,000 | 2,751 |
| Goodwill and other intangibles | $3,363,000 | 994 |
| All other assets | $4,367,000 | 3,126 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $240,568,000 | 2,522 |
| Total liabilities | $217,447,000 | 2,504 |
| Total deposits | $163,559,000 | 2,911 |
| Interest-bearing deposits | $143,090,000 | 2,802 |
| Deposits held in domestic offices | $163,559,000 | 2,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,853,000 | 548 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,100,000 | 2,028 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $935,000 | 3,612 |
| Total equity capital | $23,121,000 | 2,606 |
| Total bank equity capital | $23,121,000 | 2,606 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000 | 7,846 |
| Surplus | $13,935,000 | 1,689 |
| Undivided profits | $9,183,000 | 3,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 3,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,897,000 | 1,772 |
| Earning assets | $223,117,000 | 2,502 |
| Long-term assets (5+ years) | $8,555,000 | 4,920 |
| Average Assets, year-to-date | $243,061,000 | 2,426 |
| Average Assets, quarterly | $231,189,000 | 2,589 |
| Volatile liabilities | $96,704,000 | 1,356 |
| Insider loans | $1,940,000 | 2,870 |
| FHLB advances | $16,100,000 | 1,913 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,584,000 | 3,526 |
| Tier 1 (core) risk-based capital | $19,905,000 | 2,887 |
| Tier 2 risk-based capital | $2,114,000 | 2,160 |
| Total risk weighted assets | $167,893,000 | 2,487 |
| Total unused commitments | $17,584,000 | 3,528 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $221,810,000 | 2,664 |
| Cash and due from depository institutions | $22,535,000 | 2,815 |
| Interest-bearing balances | $16,309,000 | 351 |
| Securities | $22,644,000 | 4,292 |
| Federal funds sold & reverse repurchase agreements | $12,825,000 | 942 |
| Net loans & leases | $154,000,000 | 2,543 |
| Loan loss allowance | $3,106,000 | 1,559 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,671,000 | 3,612 |
| Other real estate owned | $157,000 | 2,815 |
| Goodwill and other intangibles | $3,363,000 | 982 |
| All other assets | $3,615,000 | 3,459 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $221,810,000 | 2,664 |
| Total liabilities | $199,364,000 | 2,647 |
| Total deposits | $156,345,000 | 2,959 |
| Interest-bearing deposits | $137,908,000 | 2,852 |
| Deposits held in domestic offices | $156,345,000 | 2,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,165,000 | 592 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,100,000 | 2,476 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $754,000 | 3,890 |
| Total equity capital | $22,446,000 | 2,637 |
| Total bank equity capital | $22,446,000 | 2,637 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000 | 7,850 |
| Surplus | $13,935,000 | 1,653 |
| Undivided profits | $8,508,000 | 3,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 5,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,462,000 | 2,163 |
| Earning assets | $205,778,000 | 2,623 |
| Long-term assets (5+ years) | $8,889,000 | 4,912 |
| Average Assets, year-to-date | $243,892,000 | 2,395 |
| Average Assets, quarterly | $240,851,500 | 2,451 |
| Volatile liabilities | $83,379,000 | 1,496 |
| Insider loans | $1,472,000 | 3,356 |
| FHLB advances | $11,100,000 | 2,352 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $15,191,000 | 3,752 |
| Tier 1 (core) risk-based capital | $19,155,000 | 2,928 |
| Tier 2 risk-based capital | $1,999,000 | 2,240 |
| Total risk weighted assets | $158,846,000 | 2,541 |
| Total unused commitments | $15,191,000 | 3,753 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 58 | 2,920 |
| Assets and Liabilities | ||
| Total Assets: | $259,893,000 | 2,271 |
| Cash and due from depository institutions | $61,984,000 | 2,920 |
| Interest-bearing balances | $52,499,000 | 105 |
| Securities | $23,200,000 | 4,306 |
| Federal funds sold & reverse repurchase agreements | $22,967,000 | 533 |
| Net loans & leases | $142,079,000 | 2,672 |
| Loan loss allowance | $3,036,000 | 1,566 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,608,000 | 3,649 |
| Other real estate owned | $156,000 | 2,920 |
| Goodwill and other intangibles | $3,363,000 | 971 |
| All other assets | $3,536,000 | 3,471 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $259,893,000 | 2,271 |
| Total liabilities | $238,359,000 | 2,223 |
| Total deposits | $143,925,000 | 3,171 |
| Interest-bearing deposits | $125,423,000 | 3,079 |
| Deposits held in domestic offices | $143,925,000 | 3,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,178,000 | 335 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,100,000 | 2,422 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,156,000 | 2,900 |
| Total equity capital | $21,534,000 | 2,685 |
| Total bank equity capital | $21,534,000 | 2,685 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000 | 7,912 |
| Surplus | $13,935,000 | 1,614 |
| Undivided profits | $7,596,000 | 3,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,296,000 | 2,352 |
| Earning assets | $240,745,000 | 2,244 |
| Long-term assets (5+ years) | $9,552,000 | 4,827 |
| Average Assets, year-to-date | $254,933,000 | 2,298 |
| Average Assets, quarterly | $254,933,000 | 2,298 |
| Volatile liabilities | $124,734,000 | 1,000 |
| Insider loans | $2,175,000 | 2,577 |
| FHLB advances | $11,100,000 | 2,300 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $18,703,000 | 3,280 |
| Tier 1 (core) risk-based capital | $18,393,000 | 2,979 |
| Tier 2 risk-based capital | $2,045,000 | 2,185 |
| Total risk weighted assets | $162,616,000 | 2,471 |
| Total unused commitments | $18,703,000 | 3,282 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 60 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $249,973,000 | 2,336 |
| Cash and due from depository institutions | $62,478,000 | 2,845 |
| Interest-bearing balances | $56,306,000 | 107 |
| Securities | $25,710,000 | 4,036 |
| Federal funds sold & reverse repurchase agreements | $14,435,000 | 822 |
| Net loans & leases | $137,163,000 | 2,728 |
| Loan loss allowance | $2,857,000 | 1,625 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,525,000 | 3,703 |
| Other real estate owned | $144,000 | 2,845 |
| Goodwill and other intangibles | $3,363,000 | 962 |
| All other assets | $4,155,000 | 3,040 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $249,973,000 | 2,336 |
| Total liabilities | $228,933,000 | 2,289 |
| Total deposits | $134,633,000 | 3,341 |
| Interest-bearing deposits | $115,258,000 | 3,272 |
| Deposits held in domestic offices | $134,633,000 | 3,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,367,000 | 383 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $26,100,000 | 1,437 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $833,000 | 3,531 |
| Total equity capital | $21,040,000 | 2,724 |
| Total bank equity capital | $21,040,000 | 2,724 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000 | 7,955 |
| Surplus | $13,935,000 | 1,595 |
| Undivided profits | $7,102,000 | 3,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 3,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,385,000 | 2,174 |
| Earning assets | $233,614,000 | 2,294 |
| Long-term assets (5+ years) | $9,987,000 | 4,819 |
| Average Assets, year-to-date | $236,453,000 | 2,365 |
| Average Assets, quarterly | $235,648,000 | 2,459 |
| Volatile liabilities | $103,526,000 | 1,156 |
| Insider loans | $1,555,000 | 3,262 |
| FHLB advances | $26,100,000 | 1,337 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,683,000 | 3,515 |
| Tier 1 (core) risk-based capital | $17,678,000 | 3,042 |
| Tier 2 risk-based capital | $1,921,000 | 2,280 |
| Total risk weighted assets | $152,732,000 | 2,589 |
| Total unused commitments | $15,683,000 | 3,516 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $221,323,000 | 2,604 |
| Cash and due from depository institutions | $32,058,000 | 2,918 |
| Interest-bearing balances | $25,361,000 | 215 |
| Securities | $23,537,000 | 4,277 |
| Federal funds sold & reverse repurchase agreements | $16,251,000 | 701 |
| Net loans & leases | $139,471,000 | 2,661 |
| Loan loss allowance | $2,940,000 | 1,578 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,514,000 | 3,685 |
| Other real estate owned | $244,000 | 2,918 |
| Goodwill and other intangibles | $3,363,000 | 945 |
| All other assets | $3,885,000 | 3,162 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $221,323,000 | 2,604 |
| Total liabilities | $199,868,000 | 2,585 |
| Total deposits | $129,143,000 | 3,417 |
| Interest-bearing deposits | $111,666,000 | 3,319 |
| Deposits held in domestic offices | $129,143,000 | 3,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,036,000 | 506 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $30,100,000 | 1,306 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $589,000 | 4,484 |
| Total equity capital | $21,455,000 | 2,672 |
| Total bank equity capital | $21,455,000 | 2,672 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000 | 7,999 |
| Surplus | $13,935,000 | 1,566 |
| Undivided profits | $7,517,000 | 3,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 3,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,433,000 | 2,169 |
| Earning assets | $204,620,000 | 2,584 |
| Long-term assets (5+ years) | $9,722,000 | 4,975 |
| Average Assets, year-to-date | $233,073,000 | 2,391 |
| Average Assets, quarterly | $216,322,500 | 2,622 |
| Volatile liabilities | $80,529,000 | 1,400 |
| Insider loans | $1,482,000 | 3,304 |
| FHLB advances | $30,100,000 | 1,200 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,910,000 | 3,599 |
| Tier 1 (core) risk-based capital | $17,991,000 | 2,977 |
| Tier 2 risk-based capital | $1,870,000 | 2,303 |
| Total risk weighted assets | $148,529,000 | 2,618 |
| Total unused commitments | $14,910,000 | 3,601 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $211,322,000 | 2,676 |
| Cash and due from depository institutions | $15,636,000 | 2,858 |
| Interest-bearing balances | $11,740,000 | 526 |
| Securities | $23,769,000 | 4,323 |
| Federal funds sold & reverse repurchase agreements | $28,888,000 | 377 |
| Net loans & leases | $133,360,000 | 2,716 |
| Loan loss allowance | $2,493,000 | 1,856 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,516,000 | 3,641 |
| Other real estate owned | $248,000 | 2,858 |
| Goodwill and other intangibles | $3,363,000 | 922 |
| All other assets | $3,542,000 | 3,365 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $211,322,000 | 2,676 |
| Total liabilities | $190,395,000 | 2,676 |
| Total deposits | $125,698,000 | 3,486 |
| Interest-bearing deposits | $110,009,000 | 3,367 |
| Deposits held in domestic offices | $125,698,000 | 3,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,007,000 | 514 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $26,100,000 | 1,406 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $590,000 | 4,153 |
| Total equity capital | $20,927,000 | 2,616 |
| Total bank equity capital | $20,927,000 | 2,616 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000 | 8,055 |
| Surplus | $13,934,000 | 1,510 |
| Undivided profits | $6,990,000 | 3,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $601,000 | 3,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,184,000 | 2,500 |
| Earning assets | $197,757,000 | 2,624 |
| Long-term assets (5+ years) | $12,822,000 | 4,553 |
| Average Assets, year-to-date | $236,989,670 | 2,346 |
| Average Assets, quarterly | $229,769,000 | 2,446 |
| Volatile liabilities | $71,938,000 | 1,500 |
| Insider loans | $1,336,000 | 3,469 |
| FHLB advances | $26,100,000 | 1,311 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,632,000 | 3,497 |
| Tier 1 (core) risk-based capital | $17,673,000 | 2,969 |
| Tier 2 risk-based capital | $1,775,000 | 2,377 |
| Total risk weighted assets | $141,272,000 | 2,691 |
| Total unused commitments | $15,632,000 | 3,500 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 58 | 2,931 |
| Assets and Liabilities | ||
| Total Assets: | $248,216,000 | 2,263 |
| Cash and due from depository institutions | $45,203,000 | 2,931 |
| Interest-bearing balances | $39,540,000 | 159 |
| Securities | $24,570,000 | 4,204 |
| Federal funds sold & reverse repurchase agreements | $37,494,000 | 363 |
| Net loans & leases | $131,350,000 | 2,685 |
| Loan loss allowance | $2,439,000 | 1,890 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,539,000 | 3,588 |
| Other real estate owned | $259,000 | 2,931 |
| Goodwill and other intangibles | $3,363,000 | 904 |
| All other assets | $3,438,000 | 3,283 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $248,216,000 | 2,263 |
| Total liabilities | $227,547,000 | 2,215 |
| Total deposits | $124,718,000 | 3,497 |
| Interest-bearing deposits | $110,311,000 | 3,354 |
| Deposits held in domestic offices | $124,718,000 | 3,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,674,000 | 352 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $28,100,000 | 1,278 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,055,000 | 3,092 |
| Total equity capital | $20,669,000 | 2,700 |
| Total bank equity capital | $20,669,000 | 2,700 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000 | 8,085 |
| Surplus | $13,935,000 | 1,488 |
| Undivided profits | $6,731,000 | 3,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $724,000 | 3,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,146,000 | 2,511 |
| Earning assets | $232,954,000 | 2,218 |
| Long-term assets (5+ years) | $12,060,000 | 4,612 |
| Average Assets, year-to-date | $249,823,500 | 2,228 |
| Average Assets, quarterly | $249,823,500 | 2,228 |
| Volatile liabilities | $107,302,000 | 1,027 |
| Insider loans | $1,661,000 | 3,018 |
| FHLB advances | $28,100,000 | 1,179 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $14,353,000 | 3,607 |
| Tier 1 (core) risk-based capital | $17,115,000 | 3,020 |
| Tier 2 risk-based capital | $1,826,000 | 2,279 |
| Total risk weighted assets | $145,527,000 | 2,561 |
| Total unused commitments | $14,353,000 | 3,615 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 58 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $251,431,000 | 2,234 |
| Cash and due from depository institutions | $40,136,000 | 2,961 |
| Interest-bearing balances | $34,024,000 | 188 |
| Securities | $25,163,000 | 4,202 |
| Federal funds sold & reverse repurchase agreements | $47,625,000 | 262 |
| Net loans & leases | $128,619,000 | 2,718 |
| Loan loss allowance | $2,493,000 | 1,822 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,573,000 | 3,534 |
| Other real estate owned | $633,000 | 2,961 |
| Goodwill and other intangibles | $3,363,000 | 899 |
| All other assets | $3,319,000 | 3,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,431,000 | 2,234 |
| Total liabilities | $231,495,000 | 2,178 |
| Total deposits | $124,791,000 | 3,469 |
| Interest-bearing deposits | $107,545,000 | 3,404 |
| Deposits held in domestic offices | $124,791,000 | 3,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,692,000 | 333 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,221,000 | 1,473 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $791,000 | 3,616 |
| Total equity capital | $19,936,000 | 2,735 |
| Total bank equity capital | $19,936,000 | 2,735 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000 | 8,147 |
| Surplus | $13,935,000 | 1,452 |
| Undivided profits | $5,998,000 | 4,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $954,000 | 2,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,207,000 | 2,501 |
| Earning assets | $235,431,000 | 2,189 |
| Long-term assets (5+ years) | $13,162,000 | 4,477 |
| Average Assets, year-to-date | $240,819,000 | 2,248 |
| Average Assets, quarterly | $236,163,500 | 2,359 |
| Volatile liabilities | $129,592,000 | 864 |
| Insider loans | $1,272,000 | 3,541 |
| FHLB advances | $23,100,000 | 1,370 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $23,149,000 | 2,564 |
| Tier 1 (core) risk-based capital | $16,461,000 | 3,099 |
| Tier 2 risk-based capital | $1,825,000 | 2,267 |
| Total risk weighted assets | $145,350,000 | 2,532 |
| Total unused commitments | $23,149,000 | 2,568 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 57 | 3,026 |
| Assets and Liabilities | ||
| Total Assets: | $220,896,000 | 2,531 |
| Cash and due from depository institutions | $18,706,000 | 3,026 |
| Interest-bearing balances | $12,971,000 | 603 |
| Securities | $23,017,000 | 4,373 |
| Federal funds sold & reverse repurchase agreements | $40,293,000 | 370 |
| Net loans & leases | $129,050,000 | 2,680 |
| Loan loss allowance | $2,660,000 | 1,739 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,602,000 | 3,490 |
| Other real estate owned | $456,000 | 3,026 |
| Goodwill and other intangibles | $3,363,000 | 895 |
| All other assets | $3,409,000 | 3,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,896,000 | 2,531 |
| Total liabilities | $197,841,000 | 2,543 |
| Total deposits | $121,041,000 | 3,540 |
| Interest-bearing deposits | $105,053,000 | 3,488 |
| Deposits held in domestic offices | $121,041,000 | 3,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,529,000 | 435 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,200,000 | 1,436 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,071,000 | 3,075 |
| Total equity capital | $23,055,000 | 2,385 |
| Total bank equity capital | $23,055,000 | 2,385 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000 | 8,196 |
| Surplus | $13,935,000 | 1,448 |
| Undivided profits | $9,117,000 | 3,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,729,000 | 1,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,057,000 | 197 |
| Income earned, not collected on loans | $1,167,000 | 2,704 |
| Earning assets | $205,331,000 | 2,504 |
| Long-term assets (5+ years) | $11,651,000 | 4,735 |
| Average Assets, year-to-date | $238,166,000 | 2,281 |
| Average Assets, quarterly | $217,447,500 | 2,559 |
| Volatile liabilities | $84,484,000 | 1,233 |
| Insider loans | $1,221,000 | 3,589 |
| FHLB advances | $23,100,000 | 1,326 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,874,000 | 2,844 |
| Tier 1 (core) risk-based capital | $19,568,000 | 2,634 |
| Tier 2 risk-based capital | $1,748,000 | 2,323 |
| Total risk weighted assets | $138,891,000 | 2,625 |
| Total unused commitments | $19,874,000 | 2,846 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 55 | 3,106 |
| Assets and Liabilities | ||
| Total Assets: | $213,999,000 | 2,592 |
| Cash and due from depository institutions | $36,610,000 | 3,106 |
| Interest-bearing balances | $31,290,000 | 252 |
| Securities | $24,631,000 | 4,090 |
| Federal funds sold & reverse repurchase agreements | $18,700,000 | 827 |
| Net loans & leases | $124,150,000 | 2,736 |
| Loan loss allowance | $2,822,000 | 1,611 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,643,000 | 3,423 |
| Other real estate owned | $588,000 | 3,106 |
| Goodwill and other intangibles | $3,363,000 | 862 |
| All other assets | $3,314,000 | 3,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,999,000 | 2,592 |
| Total liabilities | $191,240,000 | 2,600 |
| Total deposits | $123,469,000 | 3,478 |
| Interest-bearing deposits | $107,920,000 | 3,372 |
| Deposits held in domestic offices | $123,469,000 | 3,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,555,000 | 458 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,200,000 | 1,422 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,016,000 | 3,272 |
| Total equity capital | $22,759,000 | 2,412 |
| Total bank equity capital | $22,759,000 | 2,412 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000 | 8,225 |
| Surplus | $13,935,000 | 1,415 |
| Undivided profits | $8,821,000 | 3,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,691,000 | 1,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,053,000 | 213 |
| Income earned, not collected on loans | $1,030,000 | 2,951 |
| Earning assets | $198,771,000 | 2,548 |
| Long-term assets (5+ years) | $13,367,000 | 4,333 |
| Average Assets, year-to-date | $243,922,670 | 2,216 |
| Average Assets, quarterly | $233,562,500 | 2,351 |
| Volatile liabilities | $74,294,000 | 1,358 |
| Insider loans | $1,237,000 | 3,563 |
| FHLB advances | $23,100,000 | 1,318 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,814,000 | 3,227 |
| Tier 1 (core) risk-based capital | $19,138,000 | 2,638 |
| Tier 2 risk-based capital | $1,674,000 | 2,365 |
| Total risk weighted assets | $132,766,000 | 2,711 |
| Total unused commitments | $15,814,000 | 3,239 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 58 | 2,953 |
| Assets and Liabilities | ||
| Total Assets: | $253,126,000 | 2,147 |
| Cash and due from depository institutions | $61,221,000 | 2,953 |
| Interest-bearing balances | $56,301,000 | 130 |
| Securities | $25,171,000 | 3,994 |
| Federal funds sold & reverse repurchase agreements | $36,820,000 | 435 |
| Net loans & leases | $119,874,000 | 2,783 |
| Loan loss allowance | $2,776,000 | 1,615 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,647,000 | 3,386 |
| Other real estate owned | $846,000 | 2,953 |
| Goodwill and other intangibles | $3,363,000 | 854 |
| All other assets | $3,184,000 | 3,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,126,000 | 2,147 |
| Total liabilities | $231,007,000 | 2,125 |
| Total deposits | $128,494,000 | 3,324 |
| Interest-bearing deposits | $115,719,000 | 3,172 |
| Deposits held in domestic offices | $128,494,000 | 3,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,100,000 | 336 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $23,200,000 | 1,374 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,213,000 | 2,926 |
| Total equity capital | $22,119,000 | 2,411 |
| Total bank equity capital | $22,119,000 | 2,411 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000 | 8,268 |
| Surplus | $13,935,000 | 1,391 |
| Undivided profits | $8,181,000 | 3,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,002,000 | 1,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,033,000 | 2,949 |
| Earning assets | $238,166,000 | 2,103 |
| Long-term assets (5+ years) | $10,847,000 | 4,698 |
| Average Assets, year-to-date | $258,884,500 | 2,072 |
| Average Assets, quarterly | $258,884,500 | 2,072 |
| Volatile liabilities | $109,458,000 | 961 |
| Insider loans | $754,000 | 4,575 |
| FHLB advances | $23,100,000 | 1,275 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,514,000 | 2,237 |
| Tier 1 (core) risk-based capital | $18,544,000 | 2,667 |
| Tier 2 risk-based capital | $1,727,000 | 2,260 |
| Total risk weighted assets | $137,133,000 | 2,561 |
| Total unused commitments | $26,514,000 | 2,247 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 54 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $264,643,000 | 2,030 |
| Cash and due from depository institutions | $80,634,000 | 3,119 |
| Interest-bearing balances | $76,279,000 | 89 |
| Securities | $26,448,000 | 3,848 |
| Federal funds sold & reverse repurchase agreements | $26,219,000 | 535 |
| Net loans & leases | $121,403,000 | 2,725 |
| Loan loss allowance | $2,848,000 | 1,533 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,659,000 | 3,332 |
| Other real estate owned | $545,000 | 3,119 |
| Goodwill and other intangibles | $3,363,000 | 830 |
| All other assets | $3,372,000 | 3,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,643,000 | 2,030 |
| Total liabilities | $242,970,000 | 1,992 |
| Total deposits | $132,100,000 | 3,194 |
| Interest-bearing deposits | $118,863,000 | 3,046 |
| Deposits held in domestic offices | $132,100,000 | 3,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,536,000 | 313 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $23,200,000 | 1,382 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,134,000 | 3,104 |
| Total equity capital | $21,673,000 | 2,441 |
| Total bank equity capital | $21,673,000 | 2,441 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000 | 8,305 |
| Surplus | $13,935,000 | 1,358 |
| Undivided profits | $7,735,000 | 3,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,846,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $815,000 | 246 |
| Income earned, not collected on loans | $1,206,000 | 2,659 |
| Earning assets | $250,349,000 | 1,955 |
| Long-term assets (5+ years) | $10,626,000 | 4,679 |
| Average Assets, year-to-date | $253,171,600 | 2,005 |
| Average Assets, quarterly | $258,755,500 | 2,042 |
| Volatile liabilities | $119,284,000 | 881 |
| Insider loans | $5,000 | 8,340 |
| FHLB advances | $23,100,000 | 1,263 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,883,000 | 2,322 |
| Tier 1 (core) risk-based capital | $18,020,000 | 2,703 |
| Tier 2 risk-based capital | $1,768,000 | 2,189 |
| Total risk weighted assets | $140,357,000 | 2,483 |
| Total unused commitments | $23,883,000 | 2,329 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 55 | 3,073 |
| Assets and Liabilities | ||
| Total Assets: | $273,433,000 | 1,857 |
| Cash and due from depository institutions | $109,557,000 | 3,073 |
| Interest-bearing balances | $104,616,000 | 70 |
| Securities | $22,232,000 | 4,205 |
| Federal funds sold & reverse repurchase agreements | $4,401,000 | 3,070 |
| Net loans & leases | $127,361,000 | 2,533 |
| Loan loss allowance | $2,290,000 | 1,754 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,894,000 | 3,049 |
| Other real estate owned | $256,000 | 3,073 |
| Goodwill and other intangibles | $3,363,000 | 789 |
| All other assets | $3,369,000 | 3,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,433,000 | 1,857 |
| Total liabilities | $252,471,000 | 1,824 |
| Total deposits | $137,345,000 | 2,959 |
| Interest-bearing deposits | $124,598,000 | 2,815 |
| Deposits held in domestic offices | $137,345,000 | 2,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $94,985,000 | 305 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,200,000 | 1,455 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $941,000 | 3,615 |
| Total equity capital | $20,962,000 | 2,356 |
| Total bank equity capital | $20,962,000 | 2,356 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000 | 8,524 |
| Surplus | $13,935,000 | 1,307 |
| Undivided profits | $7,024,000 | 3,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,061,000 | 993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $140,000 | 773 |
| Income earned, not collected on loans | $1,553,000 | 2,186 |
| Earning assets | $258,610,000 | 1,802 |
| Long-term assets (5+ years) | $12,334,000 | 4,332 |
| Average Assets, year-to-date | $221,872,600 | 2,191 |
| Average Assets, quarterly | $256,454,000 | 1,959 |
| Volatile liabilities | $127,830,000 | 801 |
| Insider loans | $506,000 | 5,393 |
| FHLB advances | $19,100,000 | 1,349 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $33,266,000 | 1,719 |
| Tier 1 (core) risk-based capital | $17,415,000 | 2,647 |
| Tier 2 risk-based capital | $1,837,000 | 2,002 |
| Total risk weighted assets | $146,491,000 | 2,277 |
| Total unused commitments | $33,266,000 | 1,725 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 56 | 3,034 |
| Assets and Liabilities | ||
| Total Assets: | $191,310,000 | 2,537 |
| Cash and due from depository institutions | $7,080,000 | 3,034 |
| Interest-bearing balances | $2,642,000 | 1,408 |
| Securities | $30,430,000 | 3,404 |
| Federal funds sold & reverse repurchase agreements | $11,875,000 | 1,014 |
| Net loans & leases | $132,277,000 | 2,375 |
| Loan loss allowance | $2,009,000 | 1,899 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,885,000 | 2,995 |
| Other real estate owned | $214,000 | 3,034 |
| Goodwill and other intangibles | $3,717,000 | 735 |
| All other assets | $2,832,000 | 2,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,310,000 | 2,537 |
| Total liabilities | $172,053,000 | 2,545 |
| Total deposits | $129,570,000 | 3,012 |
| Interest-bearing deposits | $118,833,000 | 2,828 |
| Deposits held in domestic offices | $129,570,000 | 3,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,085,000 | 680 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,117,000 | 1,419 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,281,000 | 2,958 |
| Total equity capital | $19,257,000 | 2,422 |
| Total bank equity capital | $19,257,000 | 2,422 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000 | 8,794 |
| Surplus | $13,935,000 | 1,251 |
| Undivided profits | $5,319,000 | 4,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,746,000 | 1,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $273,000 | 456 |
| Income earned, not collected on loans | $1,540,000 | 1,686 |
| Earning assets | $177,224,000 | 2,519 |
| Long-term assets (5+ years) | $15,086,000 | 3,754 |
| Average Assets, year-to-date | $188,965,200 | 2,458 |
| Average Assets, quarterly | $190,840,500 | 2,513 |
| Volatile liabilities | $47,507,000 | 1,833 |
| Insider loans | $631,000 | 4,916 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $24,687,000 | 2,004 |
| Tier 1 (core) risk-based capital | $15,381,000 | 2,907 |
| Tier 2 risk-based capital | $1,687,510 | 2,076 |
| Total risk weighted assets | $134,679,310 | 2,356 |
| Total unused commitments | $24,687,000 | 2,006 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 61 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $189,789,000 | 2,490 |
| Cash and due from depository institutions | $33,120,000 | 2,909 |
| Interest-bearing balances | $27,880,000 | 144 |
| Securities | $25,204,000 | 4,108 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 5,809 |
| Net loans & leases | $121,315,000 | 2,457 |
| Loan loss allowance | $2,103,000 | 1,744 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,880,000 | 2,951 |
| Other real estate owned | $94,000 | 2,909 |
| Goodwill and other intangibles | $4,071,000 | 721 |
| All other assets | $2,630,000 | 3,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,789,000 | 2,490 |
| Total liabilities | $172,569,000 | 2,490 |
| Total deposits | $109,146,000 | 3,446 |
| Interest-bearing deposits | $99,459,000 | 3,276 |
| Deposits held in domestic offices | $109,146,000 | 3,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,178,000 | 548 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,106,000 | 1,358 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,139,000 | 2,943 |
| Total equity capital | $17,220,000 | 2,553 |
| Total bank equity capital | $17,220,000 | 2,553 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000 | 9,096 |
| Surplus | $13,935,000 | 1,234 |
| Undivided profits | $3,282,000 | 5,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,525,000 | 1,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $266,000 | 487 |
| Income earned, not collected on loans | $1,402,000 | 1,555 |
| Earning assets | $174,874,000 | 2,486 |
| Long-term assets (5+ years) | $11,053,000 | 4,642 |
| Average Assets, year-to-date | $172,699,400 | 2,608 |
| Average Assets, quarterly | $183,069,500 | 2,551 |
| Volatile liabilities | $80,433,000 | 1,132 |
| Insider loans | $235,000 | 6,927 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,257,000 | 2,266 |
| Tier 1 (core) risk-based capital | $13,390,000 | 3,272 |
| Tier 2 risk-based capital | $1,574,610 | 2,094 |
| Total risk weighted assets | $125,440,510 | 2,436 |
| Total unused commitments | $21,257,000 | 2,270 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 57 | 3,108 |
| Assets and Liabilities | ||
| Total Assets: | $163,056,000 | 2,816 |
| Cash and due from depository institutions | $16,493,000 | 3,108 |
| Interest-bearing balances | $10,245,000 | 608 |
| Securities | $26,218,000 | 4,023 |
| Federal funds sold & reverse repurchase agreements | $3,955,000 | 4,075 |
| Net loans & leases | $106,505,000 | 2,615 |
| Loan loss allowance | $1,974,000 | 1,795 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,946,000 | 2,748 |
| Other real estate owned | $271,000 | 3,108 |
| Goodwill and other intangibles | $4,425,000 | 635 |
| All other assets | $2,243,000 | 3,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,056,000 | 2,816 |
| Total liabilities | $146,958,000 | 2,812 |
| Total deposits | $112,004,000 | 3,354 |
| Interest-bearing deposits | $102,152,000 | 3,152 |
| Deposits held in domestic offices | $112,004,000 | 3,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,713,000 | 621 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,020,000 | 2,225 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,221,000 | 3,000 |
| Total equity capital | $16,098,000 | 2,793 |
| Total bank equity capital | $16,098,000 | 2,793 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000 | 9,308 |
| Surplus | $13,935,000 | 1,181 |
| Undivided profits | $2,160,000 | 6,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,134,000 | 1,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $296,000 | 474 |
| Income earned, not collected on loans | $1,238,000 | 1,751 |
| Earning assets | $146,923,000 | 2,878 |
| Long-term assets (5+ years) | $11,477,000 | 4,398 |
| Average Assets, year-to-date | $154,197,200 | 2,808 |
| Average Assets, quarterly | $162,521,000 | 2,784 |
| Volatile liabilities | $45,674,000 | 1,508 |
| Insider loans | $125,000 | 7,824 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,942,000 | 2,353 |
| Tier 1 (core) risk-based capital | $11,520,000 | 3,687 |
| Tier 2 risk-based capital | $1,339,940 | 2,335 |
| Total risk weighted assets | $106,561,340 | 2,668 |
| Total unused commitments | $18,942,000 | 2,360 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 64 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $137,215,000 | 3,231 |
| Cash and due from depository institutions | $4,968,000 | 2,830 |
| Interest-bearing balances | $1,964,000 | 1,801 |
| Securities | $20,971,000 | 4,744 |
| Federal funds sold & reverse repurchase agreements | $3,401,000 | 3,632 |
| Net loans & leases | $96,886,000 | 2,842 |
| Loan loss allowance | $1,589,000 | 2,222 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,753,000 | 2,091 |
| Other real estate owned | $227,000 | 2,830 |
| Goodwill and other intangibles | $4,779,000 | 581 |
| All other assets | $2,230,000 | 3,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,215,000 | 3,231 |
| Total liabilities | $122,120,000 | 3,259 |
| Total deposits | $96,179,000 | 3,842 |
| Interest-bearing deposits | $88,016,000 | 3,626 |
| Deposits held in domestic offices | $96,179,000 | 3,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,535,000 | 801 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,115,000 | 1,663 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,291,000 | 2,880 |
| Total equity capital | $15,095,000 | 2,930 |
| Total bank equity capital | $15,095,000 | 2,930 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000 | 9,705 |
| Surplus | $13,585,000 | 1,204 |
| Undivided profits | $1,507,000 | 7,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,317,000 | 862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,262,000 | 1,777 |
| Earning assets | $123,222,000 | 3,305 |
| Long-term assets (5+ years) | $15,282,000 | 3,328 |
| Average Assets, year-to-date | $136,567,400 | 3,103 |
| Average Assets, quarterly | $137,440,000 | 3,178 |
| Volatile liabilities | $32,026,000 | 2,027 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $20,392,000 | 2,064 |
| Tier 1 (core) risk-based capital | $10,218,000 | 4,080 |
| Tier 2 risk-based capital | $1,235,490 | 2,403 |
| Total risk weighted assets | $98,485,390 | 2,802 |
| Total unused commitments | $20,392,000 | 2,068 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 60 | 3,153 |
| Assets and Liabilities | ||
| Total Assets: | $131,134,000 | 3,438 |
| Cash and due from depository institutions | $3,497,000 | 3,153 |
| Interest-bearing balances | $1,061,000 | 2,303 |
| Securities | $23,402,000 | 4,737 |
| Federal funds sold & reverse repurchase agreements | $2,197,000 | 4,669 |
| Net loans & leases | $90,743,000 | 3,021 |
| Loan loss allowance | $1,315,000 | 2,746 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,749,000 | 2,115 |
| Other real estate owned | $260,000 | 3,153 |
| Goodwill and other intangibles | $5,133,000 | 539 |
| All other assets | $2,153,000 | 3,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,134,000 | 3,438 |
| Total liabilities | $116,980,000 | 3,486 |
| Total deposits | $92,716,000 | 4,073 |
| Interest-bearing deposits | $83,649,000 | 3,893 |
| Deposits held in domestic offices | $92,716,000 | 4,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,089,000 | 907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,095,000 | 1,566 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,080,000 | 3,330 |
| Total equity capital | $14,154,000 | 3,153 |
| Total bank equity capital | $14,154,000 | 3,153 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000 | 10,180 |
| Surplus | $13,585,000 | 1,246 |
| Undivided profits | $566,000 | 9,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $957,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,171,000 | 1,913 |
| Earning assets | $117,403,000 | 3,527 |
| Long-term assets (5+ years) | $13,523,000 | 3,505 |
| Average Assets, year-to-date | $116,239,800 | 3,706 |
| Average Assets, quarterly | $127,343,000 | 3,509 |
| Volatile liabilities | $28,467,000 | 2,170 |
| Insider loans | $35,000 | 9,700 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,764,000 | 2,694 |
| Tier 1 (core) risk-based capital | $8,985,000 | 4,641 |
| Tier 2 risk-based capital | $1,135,040 | 2,636 |
| Total risk weighted assets | $90,623,440 | 3,050 |
| Total unused commitments | $13,764,000 | 2,707 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 63 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $100,821,000 | 4,396 |
| Cash and due from depository institutions | $4,826,000 | 3,096 |
| Interest-bearing balances | $2,018,000 | 1,791 |
| Securities | $20,932,000 | 5,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $70,141,000 | 3,740 |
| Loan loss allowance | $1,230,000 | 2,940 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,607,000 | 2,900 |
| Other real estate owned | $339,000 | 3,096 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,976,000 | 3,663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,821,000 | 4,396 |
| Total liabilities | $93,192,000 | 4,276 |
| Total deposits | $85,207,000 | 4,433 |
| Interest-bearing deposits | $75,681,000 | 4,303 |
| Deposits held in domestic offices | $85,207,000 | 4,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,024,000 | 1,401 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $961,000 | 3,752 |
| Total equity capital | $7,629,000 | 5,473 |
| Total bank equity capital | $7,629,000 | 5,473 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $3,456,000 | 3,851 |
| Undivided profits | $3,873,000 | 5,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 4,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,057,000 | 2,182 |
| Earning assets | $93,091,000 | 4,369 |
| Long-term assets (5+ years) | $5,257,000 | 5,680 |
| Average Assets, year-to-date | $100,547,400 | 4,230 |
| Average Assets, quarterly | $102,299,000 | 4,289 |
| Volatile liabilities | $10,308,000 | 4,480 |
| Insider loans | $482,000 | 5,776 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,397,000 | 3,984 |
| Tier 1 (core) risk-based capital | $7,625,000 | 5,348 |
| Tier 2 risk-based capital | $886,400 | 3,263 |
| Total risk weighted assets | $70,568,100 | 3,741 |
| Total unused commitments | $7,397,000 | 3,996 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 77 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $94,588,000 | 4,595 |
| Cash and due from depository institutions | $3,778,000 | 2,598 |
| Interest-bearing balances | $858,000 | 2,633 |
| Securities | $15,055,000 | 7,109 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $69,971,000 | 3,675 |
| Loan loss allowance | $1,332,000 | 2,814 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,041,000 | 2,431 |
| Other real estate owned | $953,000 | 2,598 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,791,000 | 4,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,588,000 | 4,595 |
| Total liabilities | $88,313,000 | 4,492 |
| Total deposits | $79,469,000 | 4,675 |
| Interest-bearing deposits | $72,104,000 | 4,445 |
| Deposits held in domestic offices | $79,469,000 | 4,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,379,000 | 1,365 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $465,000 | 5,472 |
| Total equity capital | $6,275,000 | 6,058 |
| Total bank equity capital | $6,275,000 | 6,058 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $3,456,000 | 3,784 |
| Undivided profits | $2,519,000 | 6,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,262,000 | 2,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $780,000 | 2,612 |
| Earning assets | $85,884,000 | 4,632 |
| Long-term assets (5+ years) | $1,864,000 | 8,429 |
| Average Assets, year-to-date | $98,644,600 | 4,321 |
| Average Assets, quarterly | $96,535,500 | 4,477 |
| Volatile liabilities | $7,784,000 | 5,196 |
| Insider loans | $369,000 | 6,578 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,571,000 | 514 |
| Unused loan commitments | $7,415,000 | 3,845 |
| Tier 1 (core) risk-based capital | $6,728,000 | 5,825 |
| Tier 2 risk-based capital | $848,630 | 3,375 |
| Total risk weighted assets | $67,406,630 | 3,809 |
| Total unused commitments | $7,415,000 | 3,852 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 85 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $101,098,000 | 4,403 |
| Cash and due from depository institutions | $3,400,000 | 2,463 |
| Interest-bearing balances | $98,000 | 6,721 |
| Securities | $14,043,000 | 7,702 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,972 |
| Net loans & leases | $73,119,000 | 3,443 |
| Loan loss allowance | $883,000 | 4,131 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,231,000 | 2,270 |
| Other real estate owned | $1,423,000 | 2,463 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,182,000 | 5,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,098,000 | 4,403 |
| Total liabilities | $94,450,000 | 4,286 |
| Total deposits | $87,066,000 | 4,446 |
| Interest-bearing deposits | $78,903,000 | 4,251 |
| Deposits held in domestic offices | $87,066,000 | 4,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,730,000 | 1,307 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $654,000 | 4,370 |
| Total equity capital | $6,648,000 | 5,866 |
| Total bank equity capital | $6,648,000 | 5,866 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $3,456,000 | 3,730 |
| Undivided profits | $2,892,000 | 6,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $546,000 | 4,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $218,000 | 564 |
| Income earned, not collected on loans | $626,000 | 2,889 |
| Earning assets | $91,960,000 | 4,452 |
| Long-term assets (5+ years) | $2,022,000 | 8,741 |
| Average Assets, year-to-date | $104,611,200 | 4,175 |
| Average Assets, quarterly | $104,352,500 | 4,257 |
| Volatile liabilities | $13,820,000 | 3,196 |
| Insider loans | $378,000 | 6,567 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,173,000 | 6,215 |
| Tier 1 (core) risk-based capital | $6,648,000 | 5,779 |
| Tier 2 risk-based capital | $816,590 | 3,471 |
| Total risk weighted assets | $65,260,890 | 3,874 |
| Total unused commitments | $3,173,000 | 6,236 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 73 | 2,939 |
| Assets and Liabilities | ||
| Total Assets: | $106,266,000 | 4,291 |
| Cash and due from depository institutions | $3,779,000 | 2,939 |
| Interest-bearing balances | $12,000 | 7,875 |
| Securities | $2,844,000 | 12,663 |
| Federal funds sold & reverse repurchase agreements | $1,825,000 | 6,815 |
| Net loans & leases | $83,628,000 | 3,123 |
| Loan loss allowance | $877,000 | 4,154 |
| Trading account assets | $8,552,000 | 138 |
| Bank premises and fixed assets | $2,427,000 | 3,011 |
| Other real estate owned | $1,369,000 | 2,939 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,842,000 | 3,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,266,000 | 4,291 |
| Total liabilities | $100,311,000 | 4,165 |
| Total deposits | $83,721,000 | 4,726 |
| Interest-bearing deposits | $74,530,000 | 4,626 |
| Deposits held in domestic offices | $83,721,000 | 4,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,962,000 | 773 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $628,000 | 4,855 |
| Total equity capital | $5,955,000 | 6,193 |
| Total bank equity capital | $5,955,000 | 6,193 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $3,456,000 | 3,612 |
| Undivided profits | $2,199,000 | 7,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 7,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $672,000 | 2,974 |
| Earning assets | $96,861,000 | 4,283 |
| Long-term assets (5+ years) | $1,168,000 | 10,011 |
| Average Assets, year-to-date | $99,702,800 | 4,450 |
| Average Assets, quarterly | $108,345,000 | 4,185 |
| Volatile liabilities | $24,035,000 | 2,042 |
| Insider loans | $350,000 | 2,557 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,390,000 | 5,725 |
| Tier 1 (core) risk-based capital | $5,955,000 | 6,110 |
| Tier 2 risk-based capital | $839,400 | 3,386 |
| Total risk weighted assets | $67,114,200 | 3,850 |
| Total unused commitments | $3,390,000 | 5,752 |
| Derivatives | $0 | 651 |