Home > Southland Bank > Income and Expense
Southland Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,367,000 | 5,506 |
| Total interest expense | $1,917,000 | 6,432 |
| Net interest income | $3,450,000 | 4,784 |
| Provision for loan and lease losses | $183,000 | 3,628 |
| Total noninterest income | $490,000 | 5,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $467,000 | 2,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,689 |
| Total noninterest expense | $2,132,000 | 5,408 |
| Salaries and employee benefits | $1,192,000 | 5,125 |
| Premises and equipment expense | $292,000 | 5,523 |
| Additional noninterest expense | $648,000 | 5,514 |
| Pre-tax net operating income | $1,625,000 | 4,177 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $480,000 | 4,331 |
| Income before extraordinary items | $1,132,000 | 4,259 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,132,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $551,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,141,100 | 4,177 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,827 |
| Total interest expense | $1,894,000 | 6,637 |
| Net interest income | $3,235,000 | 5,150 |
| Provision for loan and lease losses | $43,000 | 6,890 |
| Total noninterest income | $554,000 | 4,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $2,159,000 | 5,618 |
| Salaries and employee benefits | $1,244,000 | 5,047 |
| Premises and equipment expense | $275,000 | 5,903 |
| Additional noninterest expense | $640,000 | 6,092 |
| Pre-tax net operating income | $1,587,000 | 4,146 |
| Securities gains (losses) | $-28,000 | 10,807 |
| Applicable income taxes | $456,000 | 4,455 |
| Income before extraordinary items | $1,103,000 | 4,141 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,103,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,674 |
| Cash dividends | $532,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,122,880 | 4,040 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 8,642 |
| Total interest expense | $975,000 | 9,343 |
| Net interest income | $1,718,000 | 7,970 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $212,000 | 8,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $1,099,000 | 8,582 |
| Salaries and employee benefits | $640,000 | 8,112 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $339,000 | 8,807 |
| Pre-tax net operating income | $831,000 | 6,717 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $226,000 | 7,005 |
| Income before extraordinary items | $612,000 | 6,551 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $612,000 | 6,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $298,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $606,890 | 6,561 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 9,173 |
| Total interest expense | $787,000 | 9,666 |
| Net interest income | $1,559,000 | 8,702 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $351,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,782 |
| Total noninterest expense | $1,087,000 | 9,029 |
| Salaries and employee benefits | $665,000 | 8,162 |
| Premises and equipment expense | $94,000 | 10,216 |
| Additional noninterest expense | $328,000 | 9,619 |
| Pre-tax net operating income | $823,000 | 6,758 |
| Securities gains (losses) | $-20,000 | 10,331 |
| Applicable income taxes | $206,000 | 7,245 |
| Income before extraordinary items | $597,000 | 6,575 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $597,000 | 6,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $377,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $611,800 | 6,509 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 9,491 |
| Total interest expense | $747,000 | 10,323 |
| Net interest income | $1,590,000 | 8,826 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $387,000 | 6,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,846 |
| Total noninterest expense | $1,060,000 | 9,483 |
| Salaries and employee benefits | $641,000 | 8,470 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $322,000 | 10,168 |
| Pre-tax net operating income | $917,000 | 6,272 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $243,000 | 6,914 |
| Income before extraordinary items | $673,000 | 6,270 |
| Extraordinary gains, net | $82,000 | 1,762 |
| Net income | $755,000 | 5,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-136,000 | 13,022 |
| Cash dividends | $1,787,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $673,730 | 6,035 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 10,007 |
| Total interest expense | $917,000 | 10,782 |
| Net interest income | $1,532,000 | 9,174 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $242,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $1,047,000 | 9,765 |
| Salaries and employee benefits | $618,000 | 8,664 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $326,000 | 10,488 |
| Pre-tax net operating income | $692,000 | 7,145 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $547,000 | 6,946 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $547,000 | 7,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 13,800 |
| Cash dividends | $279,000 | 4,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $545,420 | 6,595 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.