Home > Southington Savings Bank > Net charge- offs to loans
Southington Savings Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 6,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0559% | 9,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1118% | 9,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 8,988 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1702% | 6,039 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 8,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 4,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4053% | 4,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 6,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0287% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0575% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3429% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 4,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0920% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1445% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0443% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0420% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1441% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 7,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0587% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 1,241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1227% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 6,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1200% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0613% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1256% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0885% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0860% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4293% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4157% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0961% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1323% | 68 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2438% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1549% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2524% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3731% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8249% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3664% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2937% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 2.2967% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6379% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1721% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 1,262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1905% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1859% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6283% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1340% | 5,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0995% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0553% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4349% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7925% | 255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6182% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2074% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1153% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1763% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1034% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1133% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6400% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4343% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0172% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4288% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 12.9299% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1003% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1456% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1606% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9355% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3537% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |