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SouthFirst Bank, Income and Expense

2021-03-31 (YTD Data)Rank
Total interest income$668,0004,280
Total interest expense$94,0003,750
Net interest income$574,0004,298
Provision for loan and lease losses$02,741
Total noninterest income$90,0003,957
Gross Fiduciary activities income$0922
Service charges on deposit accounts$35,0003,054
Trading account gains and feesNANA
Additional Noninterest Income$55,0003,958
Total noninterest expense$712,0003,871
Salaries and employee benefits$275,0004,260
Premises and equipment expense$123,0003,087
Additional noninterest expense$314,0003,349
Pre-tax net operating income$-48,0004,865
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$-48,0004,861
Extraordinary gains, net$03
Net income$-48,0004,861
Minority interest net income$055
Net income of bank and minority interests.$-48,0004,861
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-48,0004,858
2020-12-31 (YTD Data)Rank
Total interest income$2,939,0004,230
Total interest expense$431,0003,992
Net interest income$2,508,0004,218
Provision for loan and lease losses$5,0004,268
Total noninterest income$199,0004,327
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$166,0002,991
Trading account gains and feesNANA
Additional Noninterest Income$33,0004,725
Total noninterest expense$3,139,0003,743
Salaries and employee benefits$1,303,0004,133
Premises and equipment expense$480,0003,125
Additional noninterest expense$1,356,0003,208
Pre-tax net operating income$-437,0004,858
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$-437,0004,877
Extraordinary gains, net$04
Net income$-437,0004,877
Minority interest net income$072
Net income of bank and minority interests.$-437,0004,877
Net charge-offs$-31,0004,490
Cash dividends$125,0003,546
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-437,0004,866
2020-09-30 (YTD Data)Rank
Total interest income$2,314,0004,210
Total interest expense$332,0004,039
Net interest income$1,982,0004,192
Provision for loan and lease losses$04,239
Total noninterest income$131,0004,424
Gross Fiduciary activities income$0981
Service charges on deposit accounts$121,0003,029
Trading account gains and feesNANA
Additional Noninterest Income$10,0004,860
Total noninterest expense$2,336,0003,748
Salaries and employee benefits$1,020,0004,080
Premises and equipment expense$389,0002,999
Additional noninterest expense$927,0003,335
Pre-tax net operating income$-223,0004,852
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$-223,0004,870
Extraordinary gains, net$04
Net income$-223,0004,870
Minority interest net income$065
Net income of bank and minority interests.$-223,0004,870
Net charge-offs$-30,0004,539
Cash dividends$125,0003,096
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-223,0004,856
2020-06-30 (YTD Data)Rank
Total interest income$1,648,0004,194
Total interest expense$228,0004,094
Net interest income$1,420,0004,150
Provision for loan and lease losses$04,134
Total noninterest income$66,0004,570
Gross Fiduciary activities income$0970
Service charges on deposit accounts$83,0003,033
Trading account gains and feesNANA
Additional Noninterest Income$-17,0005,025
Total noninterest expense$1,560,0003,763
Salaries and employee benefits$686,0004,097
Premises and equipment expense$254,0003,032
Additional noninterest expense$620,0003,351
Pre-tax net operating income$-74,0004,846
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$-74,0004,843
Extraordinary gains, net$04
Net income$-74,0004,843
Minority interest net income$065
Net income of bank and minority interests.$-74,0004,843
Net charge-offs$-53,0004,760
Cash dividends$125,0002,889
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-74,0004,842
2020-03-31 (YTD Data)Rank
Total interest income$756,0004,311
Total interest expense$117,0004,177
Net interest income$639,0004,265
Provision for loan and lease losses$03,711
Total noninterest income$153,0003,363
Gross Fiduciary activities income$0941
Service charges on deposit accounts$50,0003,061
Trading account gains and feesNANA
Additional Noninterest Income$103,0003,141
Total noninterest expense$773,0003,822
Salaries and employee benefits$330,0004,179
Premises and equipment expense$126,0003,071
Additional noninterest expense$317,0003,353
Pre-tax net operating income$19,0004,670
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$19,0004,658
Extraordinary gains, net$04
Net income$19,0004,658
Minority interest net income$056
Net income of bank and minority interests.$19,0004,658
Net charge-offs$-52,0004,867
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$19,0004,667
2019-12-31 (YTD Data)Rank
Total interest income$3,358,0004,268
Total interest expense$529,0004,094
Net interest income$2,829,0004,238
Provision for loan and lease losses$56,0003,331
Total noninterest income$818,0003,076
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$196,0003,191
Trading account gains and feesNANA
Additional Noninterest Income$622,0002,802
Total noninterest expense$3,667,0003,574
Salaries and employee benefits$1,867,0003,729
Premises and equipment expense$555,0002,937
Additional noninterest expense$1,245,0003,424
Pre-tax net operating income$-76,0005,003
Securities gains (losses)$02,379
Applicable income taxes$-62,0005,074
Income before extraordinary items$-14,0004,997
Extraordinary gains, net$011
Net income$-14,0004,999
Minority interest net income$076
Net income of bank and minority interests.$-14,0004,999
Net charge-offs$212,0001,629
Cash dividends$125,0003,684
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-14,0004,980
2019-09-30 (YTD Data)Rank
Total interest income$2,552,0004,311
Total interest expense$401,0004,134
Net interest income$2,151,0004,287
Provision for loan and lease losses$199,0001,985
Total noninterest income$604,0003,109
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$144,0003,247
Trading account gains and feesNANA
Additional Noninterest Income$460,0002,816
Total noninterest expense$2,802,0003,562
Salaries and employee benefits$1,424,0003,719
Premises and equipment expense$449,0002,815
Additional noninterest expense$929,0003,465
Pre-tax net operating income$-246,0005,128
Securities gains (losses)$02,167
Applicable income taxes$-62,0005,176
Income before extraordinary items$-184,0005,124
Extraordinary gains, net$011
Net income$-184,0005,124
Minority interest net income$072
Net income of bank and minority interests.$-184,0005,124
Net charge-offs$239,0001,174
Cash dividends$125,0003,283
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-184,0005,117
2019-06-30 (YTD Data)Rank
Total interest income$1,722,0004,328
Total interest expense$264,0004,149
Net interest income$1,458,0004,301
Provision for loan and lease losses$29,0003,156
Total noninterest income$352,0003,232
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$92,0003,298
Trading account gains and feesNANA
Additional Noninterest Income$260,0002,959
Total noninterest expense$1,884,0003,573
Salaries and employee benefits$965,0003,710
Premises and equipment expense$301,0002,809
Additional noninterest expense$618,0003,486
Pre-tax net operating income$-103,0005,163
Securities gains (losses)$01,702
Applicable income taxes$-62,0005,226
Income before extraordinary items$-41,0005,141
Extraordinary gains, net$011
Net income$-41,0005,139
Minority interest net income$069
Net income of bank and minority interests.$-41,0005,139
Net charge-offs$44,0001,925
Cash dividends$125,0003,084
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-41,0005,137
2019-03-31 (YTD Data)Rank
Total interest income$868,0004,353
Total interest expense$128,0004,185
Net interest income$740,0004,326
Provision for loan and lease losses$19,0002,802
Total noninterest income$148,0003,454
Gross Fiduciary activities income$0972
Service charges on deposit accounts$45,0003,322
Trading account gains and feesNANA
Additional Noninterest Income$103,0003,190
Total noninterest expense$931,0003,632
Salaries and employee benefits$477,0003,773
Premises and equipment expense$146,0002,898
Additional noninterest expense$308,0003,497
Pre-tax net operating income$-62,0005,221
Securities gains (losses)$01,087
Applicable income taxes$-62,0005,273
Income before extraordinary items$05,151
Extraordinary gains, net$05
Net income$05,150
Minority interest net income$052
Net income of bank and minority interests.$05,150
Net charge-offs$-3,0004,217
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$05,147
2018-12-31 (YTD Data)Rank
Total interest income$3,352,0004,359
Total interest expense$422,0004,126
Net interest income$2,930,0004,339
Provision for loan and lease losses$103,0003,033
Total noninterest income$736,0003,257
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$218,0003,199
Trading account gains and feesNANA
Additional Noninterest Income$518,0003,019
Total noninterest expense$3,622,0003,671
Salaries and employee benefits$1,702,0003,968
Premises and equipment expense$541,0003,024
Additional noninterest expense$1,379,0003,331
Pre-tax net operating income$-59,0005,263
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$-59,0005,255
Extraordinary gains, net$06
Net income$-59,0005,254
Minority interest net income$072
Net income of bank and minority interests.$-59,0005,254
Net charge-offs$32,0002,869
Cash dividends$205,0003,567
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-59,0005,257
2018-09-30 (YTD Data)Rank
Total interest income$2,519,0004,397
Total interest expense$308,0004,130
Net interest income$2,211,0004,382
Provision for loan and lease losses$41,0003,331
Total noninterest income$439,0003,607
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$165,0003,215
Trading account gains and feesNANA
Additional Noninterest Income$274,0003,488
Total noninterest expense$2,676,0003,722
Salaries and employee benefits$1,247,0004,023
Premises and equipment expense$413,0003,012
Additional noninterest expense$1,016,0003,373
Pre-tax net operating income$-67,0005,346
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-67,0005,338
Extraordinary gains, net$05
Net income$-67,0005,337
Minority interest net income$066
Net income of bank and minority interests.$-67,0005,337
Net charge-offs$33,0002,445
Cash dividends$130,0003,275
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-67,0005,341
2018-06-30 (YTD Data)Rank
Total interest income$1,678,0004,419
Total interest expense$204,0004,098
Net interest income$1,474,0004,410
Provision for loan and lease losses$20,0003,342
Total noninterest income$293,0003,622
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$110,0003,214
Trading account gains and feesNANA
Additional Noninterest Income$183,0003,495
Total noninterest expense$1,745,0003,789
Salaries and employee benefits$821,0004,073
Premises and equipment expense$273,0003,044
Additional noninterest expense$651,0003,465
Pre-tax net operating income$2,0005,339
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,0005,333
Extraordinary gains, net$06
Net income$2,0005,331
Minority interest net income$065
Net income of bank and minority interests.$2,0005,332
Net charge-offs$-8,0004,455
Cash dividends$130,0003,046
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,0005,336
2018-03-31 (YTD Data)Rank
Total interest income$840,0004,452
Total interest expense$101,0004,102
Net interest income$739,0004,439
Provision for loan and lease losses$03,508
Total noninterest income$137,0003,710
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$55,0003,228
Trading account gains and feesNANA
Additional Noninterest Income$82,0003,609
Total noninterest expense$872,0003,826
Salaries and employee benefits$409,0004,119
Premises and equipment expense$134,0003,101
Additional noninterest expense$329,0003,466
Pre-tax net operating income$4,0005,373
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$4,0005,367
Extraordinary gains, net$07
Net income$4,0005,367
Minority interest net income$052
Net income of bank and minority interests.$4,0005,367
Net charge-offs$-6,0004,537
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,0005,370
2017-12-31 (YTD Data)Rank
Total interest income$3,278,0004,470
Total interest expense$401,0003,993
Net interest income$2,877,0004,472
Provision for loan and lease losses$04,227
Total noninterest income$1,040,0002,893
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$258,0003,083
Trading account gains and feesNANA
Additional Noninterest Income$782,0002,592
Total noninterest expense$3,562,0003,787
Salaries and employee benefits$1,756,0004,005
Premises and equipment expense$514,0003,214
Additional noninterest expense$1,292,0003,513
Pre-tax net operating income$355,0004,953
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$355,0004,747
Extraordinary gains, net$09
Net income$355,0004,747
Minority interest net income$076
Net income of bank and minority interests.$355,0004,747
Net charge-offs$-15,0004,891
Cash dividends$100,0003,887
Sale, conversion, retirement of capital stock, net$0711
Net operating income$355,0004,737
2017-09-30 (YTD Data)Rank
Total interest income$2,456,0004,513
Total interest expense$298,0004,021
Net interest income$2,158,0004,523
Provision for loan and lease losses$04,088
Total noninterest income$878,0002,750
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$198,0003,077
Trading account gains and feesNANA
Additional Noninterest Income$680,0002,431
Total noninterest expense$2,755,0003,727
Salaries and employee benefits$1,345,0003,982
Premises and equipment expense$414,0003,102
Additional noninterest expense$996,0003,472
Pre-tax net operating income$281,0005,007
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$281,0004,921
Extraordinary gains, net$09
Net income$281,0004,921
Minority interest net income$071
Net income of bank and minority interests.$281,0004,921
Net charge-offs$-12,0004,797
Cash dividends$100,0003,397
Sale, conversion, retirement of capital stock, net$0677
Net operating income$281,0004,905
2017-06-30 (YTD Data)Rank
Total interest income$1,625,0004,541
Total interest expense$198,0004,013
Net interest income$1,427,0004,552
Provision for loan and lease losses$03,871
Total noninterest income$613,0002,686
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$128,0003,119
Trading account gains and feesNANA
Additional Noninterest Income$485,0002,374
Total noninterest expense$1,844,0003,739
Salaries and employee benefits$911,0003,979
Premises and equipment expense$270,0003,149
Additional noninterest expense$663,0003,492
Pre-tax net operating income$196,0004,984
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$196,0004,886
Extraordinary gains, net$011
Net income$196,0004,886
Minority interest net income$071
Net income of bank and minority interests.$196,0004,886
Net charge-offs$-11,0004,827
Cash dividends$100,0003,181
Sale, conversion, retirement of capital stock, net$0659
Net operating income$196,0004,876
2017-03-31 (YTD Data)Rank
Total interest income$817,0004,560
Total interest expense$97,0004,059
Net interest income$720,0004,565
Provision for loan and lease losses$03,537
Total noninterest income$276,0002,820
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$66,0003,076
Trading account gains and feesNANA
Additional Noninterest Income$210,0002,520
Total noninterest expense$898,0003,837
Salaries and employee benefits$429,0004,135
Premises and equipment expense$134,0003,212
Additional noninterest expense$335,0003,484
Pre-tax net operating income$98,0004,979
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$98,0004,883
Extraordinary gains, net$08
Net income$98,0004,883
Minority interest net income$055
Net income of bank and minority interests.$98,0004,883
Net charge-offs$-9,0004,951
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$98,0004,871
2016-12-31 (YTD Data)Rank
Total interest income$3,369,0004,534
Total interest expense$410,0003,980
Net interest income$2,959,0004,545
Provision for loan and lease losses$04,332
Total noninterest income$1,062,0002,942
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$261,0003,189
Trading account gains and fees$0170
Additional Noninterest Income$801,0002,661
Total noninterest expense$3,594,0003,865
Salaries and employee benefits$1,741,0004,083
Premises and equipment expense$521,0003,287
Additional noninterest expense$1,332,0003,585
Pre-tax net operating income$427,0004,941
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$427,0004,869
Extraordinary gains, net$05
Net income$427,0004,868
Minority interest net income$082
Net income of bank and minority interests.$427,0004,868
Net charge-offs$14,0003,764
Cash dividends$100,0003,963
Sale, conversion, retirement of capital stock, net$0759
Net operating income$427,0004,823
2016-09-30 (YTD Data)Rank
Total interest income$2,501,0004,589
Total interest expense$311,0003,983
Net interest income$2,190,0004,606
Provision for loan and lease losses$04,186
Total noninterest income$802,0002,939
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$194,0003,229
Trading account gains and fees$0169
Additional Noninterest Income$608,0002,644
Total noninterest expense$2,717,0003,864
Salaries and employee benefits$1,315,0004,088
Premises and equipment expense$407,0003,229
Additional noninterest expense$995,0003,618
Pre-tax net operating income$275,0005,121
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$275,0005,052
Extraordinary gains, net$05
Net income$275,0005,052
Minority interest net income$071
Net income of bank and minority interests.$275,0005,052
Net charge-offs$-19,0005,077
Cash dividends$100,0003,470
Sale, conversion, retirement of capital stock, net$0719
Net operating income$275,0005,000
2016-06-30 (YTD Data)Rank
Total interest income$1,651,0004,640
Total interest expense$209,0003,974
Net interest income$1,442,0004,670
Provision for loan and lease losses$04,017
Total noninterest income$563,0002,845
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$122,0003,313
Trading account gains and fees$0157
Additional Noninterest Income$441,0002,537
Total noninterest expense$1,790,0003,917
Salaries and employee benefits$868,0004,137
Premises and equipment expense$271,0003,245
Additional noninterest expense$651,0003,689
Pre-tax net operating income$215,0005,044
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$215,0004,954
Extraordinary gains, net$016
Net income$215,0004,954
Minority interest net income$071
Net income of bank and minority interests.$215,0004,954
Net charge-offs$-15,0005,114
Cash dividends$100,0003,236
Sale, conversion, retirement of capital stock, net$0705
Net operating income$215,0004,902
2016-03-31 (YTD Data)Rank
Total interest income$809,0004,712
Total interest expense$107,0003,970
Net interest income$702,0004,738
Provision for loan and lease losses$03,656
Total noninterest income$241,0003,075
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$59,0003,355
Trading account gains and fees$0142
Additional Noninterest Income$182,0002,737
Total noninterest expense$846,0004,075
Salaries and employee benefits$373,0004,490
Premises and equipment expense$137,0003,255
Additional noninterest expense$336,0003,631
Pre-tax net operating income$97,0005,094
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$97,0005,038
Extraordinary gains, net$012
Net income$97,0005,038
Minority interest net income$062
Net income of bank and minority interests.$97,0005,038
Net charge-offs$-5,0004,858
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$97,0004,979
2015-12-31 (YTD Data)Rank
Total interest income$3,280,0004,700
Total interest expense$453,0003,914
Net interest income$2,827,0004,747
Provision for loan and lease losses$-135,0005,768
Total noninterest income$943,0003,167
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$241,0003,404
Trading account gains and fees$0159
Additional Noninterest Income$702,0002,834
Total noninterest expense$3,623,0003,933
Salaries and employee benefits$1,573,0004,396
Premises and equipment expense$519,0003,400
Additional noninterest expense$1,531,0003,362
Pre-tax net operating income$282,0005,317
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$282,0005,275
Extraordinary gains, net$023
Net income$282,0005,278
Minority interest net income$081
Net income of bank and minority interests.$282,0005,278
Net charge-offs$194,0002,018
Cash dividends$200,0003,669
Sale, conversion, retirement of capital stock, net$0804
Net operating income$282,0005,229
2015-09-30 (YTD Data)Rank
Total interest income$2,482,0004,730
Total interest expense$343,0003,952
Net interest income$2,139,0004,791
Provision for loan and lease losses$-95,0005,912
Total noninterest income$754,0003,072
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$179,0003,445
Trading account gains and fees$0153
Additional Noninterest Income$575,0002,727
Total noninterest expense$2,795,0003,879
Salaries and employee benefits$1,203,0004,368
Premises and equipment expense$420,0003,295
Additional noninterest expense$1,172,0003,330
Pre-tax net operating income$193,0005,482
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$193,0005,454
Extraordinary gains, net$021
Net income$193,0005,456
Minority interest net income$078
Net income of bank and minority interests.$193,0005,457
Net charge-offs$199,0001,557
Cash dividends$200,0003,103
Sale, conversion, retirement of capital stock, net$0773
Net operating income$193,0005,400
2015-06-30 (YTD Data)Rank
Total interest income$1,671,0004,745
Total interest expense$228,0003,990
Net interest income$1,443,0004,793
Provision for loan and lease losses$04,069
Total noninterest income$515,0003,024
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$118,0003,441
Trading account gains and fees$0157
Additional Noninterest Income$397,0002,684
Total noninterest expense$1,869,0003,906
Salaries and employee benefits$797,0004,438
Premises and equipment expense$281,0003,302
Additional noninterest expense$791,0003,322
Pre-tax net operating income$89,0005,671
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$89,0005,660
Extraordinary gains, net$022
Net income$89,0005,661
Minority interest net income$075
Net income of bank and minority interests.$89,0005,662
Net charge-offs$199,0001,191
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$89,0005,617
2015-03-31 (YTD Data)Rank
Total interest income$837,0004,781
Total interest expense$113,0004,051
Net interest income$724,0004,813
Provision for loan and lease losses$03,703
Total noninterest income$246,0003,069
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$61,0003,365
Trading account gains and fees$0152
Additional Noninterest Income$185,0002,732
Total noninterest expense$935,0003,940
Salaries and employee benefits$389,0004,522
Premises and equipment expense$144,0003,285
Additional noninterest expense$402,0003,289
Pre-tax net operating income$35,0005,745
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$35,0005,743
Extraordinary gains, net$013
Net income$35,0005,743
Minority interest net income$064
Net income of bank and minority interests.$35,0005,744
Net charge-offs$206,000707
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$35,0005,695
2014-12-31 (YTD Data)Rank
Total interest income$3,765,0004,598
Total interest expense$508,0003,983
Net interest income$3,257,0004,641
Provision for loan and lease losses$04,603
Total noninterest income$984,0003,137
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$273,0003,386
Trading account gains and fees$0180
Additional Noninterest Income$711,0002,789
Total noninterest expense$4,191,0003,730
Salaries and employee benefits$1,538,0004,572
Premises and equipment expense$611,0003,187
Additional noninterest expense$2,042,0002,837
Pre-tax net operating income$50,0005,972
Securities gains (losses)$03,259
Applicable income taxes$8,0004,244
Income before extraordinary items$42,0006,028
Extraordinary gains, net$017
Net income$42,0006,028
Minority interest net income$084
Net income of bank and minority interests.$42,0006,029
Net charge-offs$16,0004,402
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$42,0005,995
2014-09-30 (YTD Data)Rank
Total interest income$2,866,0004,610
Total interest expense$387,0004,018
Net interest income$2,479,0004,656
Provision for loan and lease losses$04,401
Total noninterest income$695,0003,255
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$208,0003,391
Trading account gains and fees$0174
Additional Noninterest Income$487,0002,944
Total noninterest expense$3,000,0003,853
Salaries and employee benefits$1,130,0004,641
Premises and equipment expense$459,0003,230
Additional noninterest expense$1,411,0003,025
Pre-tax net operating income$174,0005,689
Securities gains (losses)$02,980
Applicable income taxes$8,0004,246
Income before extraordinary items$166,0005,683
Extraordinary gains, net$015
Net income$166,0005,682
Minority interest net income$081
Net income of bank and minority interests.$166,0005,683
Net charge-offs$23,0003,773
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$166,0005,640
2014-06-30 (YTD Data)Rank
Total interest income$1,925,0004,609
Total interest expense$262,0004,030
Net interest income$1,663,0004,646
Provision for loan and lease losses$04,196
Total noninterest income$397,0003,524
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$138,0003,394
Trading account gains and fees$0172
Additional Noninterest Income$259,0003,239
Total noninterest expense$2,033,0003,844
Salaries and employee benefits$728,0004,766
Premises and equipment expense$297,0003,314
Additional noninterest expense$1,008,0002,861
Pre-tax net operating income$27,0006,078
Securities gains (losses)$02,580
Applicable income taxes$8,0004,156
Income before extraordinary items$19,0006,137
Extraordinary gains, net$020
Net income$19,0006,138
Minority interest net income$080
Net income of bank and minority interests.$19,0006,139
Net charge-offs$18,0003,462
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$19,0006,109
2014-03-31 (YTD Data)Rank
Total interest income$984,0004,603
Total interest expense$133,0004,048
Net interest income$851,0004,629
Provision for loan and lease losses$03,817
Total noninterest income$183,0003,616
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$70,0003,334
Trading account gains and fees$0147
Additional Noninterest Income$113,0003,389
Total noninterest expense$990,0003,926
Salaries and employee benefits$352,0004,893
Premises and equipment expense$147,0003,389
Additional noninterest expense$491,0002,924
Pre-tax net operating income$44,0005,805
Securities gains (losses)$01,715
Applicable income taxes$8,0003,893
Income before extraordinary items$36,0005,865
Extraordinary gains, net$016
Net income$36,0005,866
Minority interest net income$066
Net income of bank and minority interests.$36,0005,867
Net charge-offs$-3,0005,214
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$36,0005,829
2013-12-31 (YTD Data)Rank
Total interest income$4,356,0004,419
Total interest expense$596,0004,099
Net interest income$3,760,0004,424
Provision for loan and lease losses$66,0004,034
Total noninterest income$1,077,0003,069
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$314,0003,278
Trading account gains and fees$0184
Additional Noninterest Income$763,0002,731
Total noninterest expense$3,892,0003,990
Salaries and employee benefits$1,552,0004,670
Premises and equipment expense$567,0003,445
Additional noninterest expense$1,773,0003,238
Pre-tax net operating income$879,0004,270
Securities gains (losses)$03,182
Applicable income taxes$27,0003,998
Income before extraordinary items$852,0004,169
Extraordinary gains, net$029
Net income$852,0004,171
Minority interest net income$090
Net income of bank and minority interests.$852,0004,172
Net charge-offs$349,0002,395
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$852,0004,119
2013-09-30 (YTD Data)Rank
Total interest income$3,314,0004,430
Total interest expense$454,0004,142
Net interest income$2,860,0004,419
Provision for loan and lease losses$26,0004,378
Total noninterest income$853,0003,036
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$237,0003,280
Trading account gains and fees$0180
Additional Noninterest Income$616,0002,694
Total noninterest expense$3,040,0003,908
Salaries and employee benefits$1,165,0004,687
Premises and equipment expense$443,0003,382
Additional noninterest expense$1,432,0003,079
Pre-tax net operating income$647,0004,381
Securities gains (losses)$03,040
Applicable income taxes$27,0003,985
Income before extraordinary items$620,0004,255
Extraordinary gains, net$025
Net income$620,0004,257
Minority interest net income$084
Net income of bank and minority interests.$620,0004,259
Net charge-offs$364,0001,920
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$620,0004,181
2013-06-30 (YTD Data)Rank
Total interest income$2,248,0004,399
Total interest expense$310,0004,162
Net interest income$1,938,0004,390
Provision for loan and lease losses$04,788
Total noninterest income$599,0002,997
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$156,0003,275
Trading account gains and fees$0157
Additional Noninterest Income$443,0002,646
Total noninterest expense$2,049,0003,907
Salaries and employee benefits$784,0004,690
Premises and equipment expense$315,0003,250
Additional noninterest expense$950,0003,077
Pre-tax net operating income$488,0004,183
Securities gains (losses)$02,791
Applicable income taxes$27,0003,804
Income before extraordinary items$461,0004,081
Extraordinary gains, net$022
Net income$461,0004,084
Minority interest net income$082
Net income of bank and minority interests.$461,0004,084
Net charge-offs$246,0001,887
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$461,0003,970
2013-03-31 (YTD Data)Rank
Total interest income$1,148,0004,380
Total interest expense$162,0004,151
Net interest income$986,0004,379
Provision for loan and lease losses$04,409
Total noninterest income$293,0003,044
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$77,0003,284
Trading account gains and fees$0148
Additional Noninterest Income$216,0002,667
Total noninterest expense$1,035,0003,917
Salaries and employee benefits$389,0004,742
Premises and equipment expense$154,0003,327
Additional noninterest expense$492,0003,024
Pre-tax net operating income$244,0004,170
Securities gains (losses)$01,966
Applicable income taxes$27,0003,430
Income before extraordinary items$217,0004,138
Extraordinary gains, net$010
Net income$217,0004,140
Minority interest net income$076
Net income of bank and minority interests.$217,0004,140
Net charge-offs$53,0002,377
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$217,0004,041
2012-12-31 (YTD Data)Rank
Total interest income$5,123,0004,245
Total interest expense$1,036,0003,526
Net interest income$4,087,0004,353
Provision for loan and lease losses$866,0001,952
Total noninterest income$1,189,0002,976
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$323,0003,353
Trading account gains and fees$0166
Additional Noninterest Income$866,0002,564
Total noninterest expense$4,000,0004,040
Salaries and employee benefits$1,622,0004,658
Premises and equipment expense$689,0003,065
Additional noninterest expense$1,689,0003,509
Pre-tax net operating income$410,0005,117
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$410,0005,175
Extraordinary gains, net$029
Net income$410,0005,174
Minority interest net income$093
Net income of bank and minority interests.$410,0005,175
Net charge-offs$569,0002,481
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$410,0004,965
2012-09-30 (YTD Data)Rank
Total interest income$3,921,0004,272
Total interest expense$860,0003,403
Net interest income$3,061,0004,425
Provision for loan and lease losses$789,0001,729
Total noninterest income$1,004,0002,786
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$244,0003,374
Trading account gains and fees$0157
Additional Noninterest Income$760,0002,342
Total noninterest expense$3,043,0004,025
Salaries and employee benefits$1,231,0004,644
Premises and equipment expense$537,0003,002
Additional noninterest expense$1,275,0003,491
Pre-tax net operating income$233,0005,562
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$233,0005,583
Extraordinary gains, net$020
Net income$233,0005,582
Minority interest net income$086
Net income of bank and minority interests.$233,0005,582
Net charge-offs$353,0002,631
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$233,0005,405
2012-06-30 (YTD Data)Rank
Total interest income$2,669,0004,250
Total interest expense$650,0003,227
Net interest income$2,019,0004,462
Provision for loan and lease losses$489,0001,845
Total noninterest income$606,0002,918
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$160,0003,390
Trading account gains and fees$0153
Additional Noninterest Income$446,0002,488
Total noninterest expense$2,045,0004,022
Salaries and employee benefits$796,0004,761
Premises and equipment expense$367,0002,966
Additional noninterest expense$882,0003,427
Pre-tax net operating income$91,0005,914
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$91,0005,995
Extraordinary gains, net$019
Net income$91,0005,995
Minority interest net income$084
Net income of bank and minority interests.$91,0005,995
Net charge-offs$145,0003,073
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$91,0005,841
2012-03-31 (YTD Data)Rank
Total interest income$1,352,0004,254
Total interest expense$351,0003,141
Net interest income$1,001,0004,525
Provision for loan and lease losses$250,0001,742
Total noninterest income$315,0002,873
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$80,0003,381
Trading account gains and fees$0148
Additional Noninterest Income$235,0002,419
Total noninterest expense$1,070,0003,914
Salaries and employee benefits$412,0004,708
Premises and equipment expense$182,0003,006
Additional noninterest expense$476,0003,219
Pre-tax net operating income$-4,0006,453
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-4,0006,551
Extraordinary gains, net$019
Net income$-4,0006,551
Minority interest net income$078
Net income of bank and minority interests.$-4,0006,551
Net charge-offs$16,0003,803
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-4,0006,441
2011-12-31 (YTD Data)Rank
Total interest income$6,033,0004,042
Total interest expense$1,863,0002,923
Net interest income$4,170,0004,431
Provision for loan and lease losses$545,0003,335
Total noninterest income$1,356,0002,599
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$1,356,0001,753
Total noninterest expense$5,260,0003,398
Salaries and employee benefits$2,138,0003,989
Premises and equipment expense$1,163,0002,117
Additional noninterest expense$1,959,0003,197
Pre-tax net operating income$-279,0006,286
Securities gains (losses)$03,838
Applicable income taxes$2,615,000638
Income before extraordinary items$-2,894,0006,941
Extraordinary gains, net$029
Net income$-2,894,0006,942
Minority interest net income$096
Net income of bank and minority interests.$-2,894,0006,942
Net charge-offs$720,0002,750
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,894,0006,925
2011-09-30 (YTD Data)Rank
Total interest income$4,606,0004,031
Total interest expense$1,476,0002,906
Net interest income$3,130,0004,447
Provision for loan and lease losses$336,0003,459
Total noninterest income$1,060,0002,532
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$1,060,0001,703
Total noninterest expense$4,239,0003,216
Salaries and employee benefits$1,705,0003,826
Premises and equipment expense$898,0002,080
Additional noninterest expense$1,636,0002,911
Pre-tax net operating income$-385,0006,534
Securities gains (losses)$03,555
Applicable income taxes$2,615,000516
Income before extraordinary items$-3,000,0007,151
Extraordinary gains, net$021
Net income$-3,000,0007,151
Minority interest net income$087
Net income of bank and minority interests.$-3,000,0007,152
Net charge-offs$513,0002,635
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,000,0007,138
2011-06-30 (YTD Data)Rank
Total interest income$3,118,0004,033
Total interest expense$1,016,0002,917
Net interest income$2,102,0004,445
Provision for loan and lease losses$224,0003,394
Total noninterest income$717,0002,504
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$717,0001,694
Total noninterest expense$2,953,0003,138
Salaries and employee benefits$1,233,0003,627
Premises and equipment expense$625,0002,018
Additional noninterest expense$1,095,0002,955
Pre-tax net operating income$-358,0006,697
Securities gains (losses)$02,914
Applicable income taxes$-134,0007,157
Income before extraordinary items$-224,0006,654
Extraordinary gains, net$015
Net income$-224,0006,655
Minority interest net income$089
Net income of bank and minority interests.$-224,0006,655
Net charge-offs$373,0002,435
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-224,0006,627
2011-03-31 (YTD Data)Rank
Total interest income$1,590,0004,002
Total interest expense$535,0002,884
Net interest income$1,055,0004,414
Provision for loan and lease losses$112,0003,227
Total noninterest income$383,0002,422
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$383,0001,617
Total noninterest expense$1,630,0002,878
Salaries and employee benefits$640,0003,551
Premises and equipment expense$329,0001,957
Additional noninterest expense$661,0002,508
Pre-tax net operating income$-304,0006,939
Securities gains (losses)$01,772
Applicable income taxes$-114,0007,303
Income before extraordinary items$-190,0006,870
Extraordinary gains, net$09
Net income$-190,0006,870
Minority interest net income$086
Net income of bank and minority interests.$-190,0006,870
Net charge-offs$120,0002,562
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-190,0006,860
2010-12-31 (YTD Data)Rank
Total interest income$6,568,0004,067
Total interest expense$2,757,0002,781
Net interest income$3,811,0004,714
Provision for loan and lease losses$2,324,0001,891
Total noninterest income$1,064,0003,137
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,064,0002,104
Total noninterest expense$5,879,0003,162
Salaries and employee benefits$2,834,0003,267
Premises and equipment expense$1,382,0001,864
Additional noninterest expense$1,663,0003,732
Pre-tax net operating income$-3,328,0006,962
Securities gains (losses)$1,270,000397
Applicable income taxes$-781,0007,271
Income before extraordinary items$-1,277,0006,683
Extraordinary gains, net$029
Net income$-1,277,0006,683
Minority interest net income$0111
Net income of bank and minority interests.$-1,277,0006,684
Net charge-offs$1,227,0002,416
Cash dividends$113,0003,646
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,089,8006,842
2010-09-30 (YTD Data)Rank
Total interest income$5,014,0004,103
Total interest expense$2,126,0002,829
Net interest income$2,888,0004,748
Provision for loan and lease losses$1,926,0001,698
Total noninterest income$805,0003,138
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$805,0002,069
Total noninterest expense$4,403,0003,169
Salaries and employee benefits$2,091,0003,330
Premises and equipment expense$1,061,0001,834
Additional noninterest expense$1,251,0003,705
Pre-tax net operating income$-2,636,0007,155
Securities gains (losses)$957,000428
Applicable income taxes$-637,0007,418
Income before extraordinary items$-1,042,0006,918
Extraordinary gains, net$023
Net income$-1,042,0006,918
Minority interest net income$0110
Net income of bank and minority interests.$-1,042,0006,918
Net charge-offs$901,0002,314
Cash dividends$76,0003,298
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,654,4807,046
2010-06-30 (YTD Data)Rank
Total interest income$3,382,0004,109
Total interest expense$1,442,0002,880
Net interest income$1,940,0004,746
Provision for loan and lease losses$1,833,0001,344
Total noninterest income$561,0003,000
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$561,0001,954
Total noninterest expense$2,785,0003,305
Salaries and employee benefits$1,390,0003,362
Premises and equipment expense$645,0002,015
Additional noninterest expense$750,0003,954
Pre-tax net operating income$-2,117,0007,294
Securities gains (losses)$549,000437
Applicable income taxes$-595,0007,514
Income before extraordinary items$-973,0007,086
Extraordinary gains, net$019
Net income$-973,0007,085
Minority interest net income$0105
Net income of bank and minority interests.$-973,0007,086
Net charge-offs$811,0001,924
Cash dividends$38,0003,260
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,324,3607,184
2010-03-31 (YTD Data)Rank
Total interest income$1,693,0004,168
Total interest expense$748,0002,919
Net interest income$945,0004,834
Provision for loan and lease losses$291,0002,505
Total noninterest income$252,0003,198
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$252,0002,051
Total noninterest expense$1,391,0003,348
Salaries and employee benefits$686,0003,447
Premises and equipment expense$315,0002,119
Additional noninterest expense$390,0003,851
Pre-tax net operating income$-485,0007,171
Securities gains (losses)$203,000511
Applicable income taxes$-107,0007,455
Income before extraordinary items$-175,0006,895
Extraordinary gains, net$016
Net income$-175,0006,896
Minority interest net income$091
Net income of bank and minority interests.$-175,0006,895
Net charge-offs$578,0001,472
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-304,9207,048
2009-12-31 (YTD Data)Rank
Total interest income$6,701,0004,293
Total interest expense$3,521,0003,037
Net interest income$3,180,0005,233
Provision for loan and lease losses$1,326,0003,064
Total noninterest income$1,001,0003,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$1,001,0002,139
Total noninterest expense$5,462,0003,427
Salaries and employee benefits$2,111,0004,191
Premises and equipment expense$1,210,0002,199
Additional noninterest expense$2,141,0003,144
Pre-tax net operating income$-2,607,0006,800
Securities gains (losses)$545,000832
Applicable income taxes$-775,0007,196
Income before extraordinary items$-1,287,0006,490
Extraordinary gains, net$034
Net income$-1,287,0006,490
Minority interest net income$0115
Net income of bank and minority interests.$-1,287,0006,490
Net charge-offs$797,0003,183
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$2,760,000286
Net operating income$-1,635,8006,618
2009-09-30 (YTD Data)Rank
Total interest income$5,038,0004,346
Total interest expense$2,756,0003,052
Net interest income$2,282,0005,372
Provision for loan and lease losses$1,283,0002,433
Total noninterest income$445,0004,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$445,0003,015
Total noninterest expense$4,125,0003,421
Salaries and employee benefits$1,421,0004,554
Premises and equipment expense$901,0002,237
Additional noninterest expense$1,803,0002,803
Pre-tax net operating income$-2,681,0007,212
Securities gains (losses)$508,000694
Applicable income taxes$-817,0007,489
Income before extraordinary items$-1,356,0006,938
Extraordinary gains, net$027
Net income$-1,356,0006,939
Minority interest net income$0118
Net income of bank and minority interests.$-1,356,0006,939
Net charge-offs$810,0002,456
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$2,760,000235
Net operating income$-1,681,1207,053
2009-06-30 (YTD Data)Rank
Total interest income$3,349,0004,392
Total interest expense$1,922,0003,058
Net interest income$1,427,0005,538
Provision for loan and lease losses$544,0002,858
Total noninterest income$247,0004,826
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$247,0003,321
Total noninterest expense$2,266,0004,009
Salaries and employee benefits$916,0004,696
Premises and equipment expense$585,0002,318
Additional noninterest expense$765,0004,006
Pre-tax net operating income$-1,136,0007,083
Securities gains (losses)$458,000545
Applicable income taxes$-257,0007,375
Income before extraordinary items$-421,0006,678
Extraordinary gains, net$021
Net income$-421,0006,679
Minority interest net income$0112
Net income of bank and minority interests.$-421,0006,679
Net charge-offs$530,0002,286
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$2,760,000180
Net operating income$-714,1206,937
2009-03-31 (YTD Data)Rank
Total interest income$1,698,0004,390
Total interest expense$1,011,0003,020
Net interest income$687,0005,650
Provision for loan and lease losses$246,0002,582
Total noninterest income$68,0005,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$68,0004,284
Total noninterest expense$1,139,0003,929
Salaries and employee benefits$468,0004,686
Premises and equipment expense$297,0002,317
Additional noninterest expense$374,0003,766
Pre-tax net operating income$-630,0007,438
Securities gains (losses)$353,000445
Applicable income taxes$-105,0007,565
Income before extraordinary items$-172,0006,983
Extraordinary gains, net$015
Net income$-172,0006,984
Minority interest net income$0102
Net income of bank and minority interests.$-172,0006,984
Net charge-offs$286,0001,821
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-397,9207,300
2008-12-31 (YTD Data)Rank
Total interest income$8,066,0004,109
Total interest expense$4,740,0003,107
Net interest income$3,326,0005,113
Provision for loan and lease losses$894,0002,881
Total noninterest income$883,0003,667
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$883,0002,318
Total noninterest expense$5,391,0003,360
Salaries and employee benefits$2,337,0003,972
Premises and equipment expense$1,259,0002,145
Additional noninterest expense$1,795,0003,144
Pre-tax net operating income$-2,076,0007,379
Securities gains (losses)$519,000361
Applicable income taxes$-592,0007,553
Income before extraordinary items$-965,0006,972
Extraordinary gains, net$039
Net income$-965,0006,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,277,0001,713
Cash dividends$70,0005,147
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,297,1607,242
2008-09-30 (YTD Data)Rank
Total interest income$6,185,0004,130
Total interest expense$3,669,0003,121
Net interest income$2,516,0005,131
Provision for loan and lease losses$851,0002,013
Total noninterest income$737,0003,532
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$737,0002,231
Total noninterest expense$4,268,0003,207
Salaries and employee benefits$1,879,0003,795
Premises and equipment expense$956,0002,128
Additional noninterest expense$1,433,0002,884
Pre-tax net operating income$-1,866,0007,833
Securities gains (losses)$394,000379
Applicable income taxes$-560,0007,910
Income before extraordinary items$-912,0007,461
Extraordinary gains, net$031
Net income$-912,0007,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,197,0001,160
Cash dividends$70,0004,591
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,164,1607,694
2008-06-30 (YTD Data)Rank
Total interest income$4,174,0004,129
Total interest expense$2,524,0003,159
Net interest income$1,650,0005,192
Provision for loan and lease losses$775,0001,444
Total noninterest income$497,0003,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$497,0002,256
Total noninterest expense$2,652,0003,405
Salaries and employee benefits$1,222,0003,907
Premises and equipment expense$620,0002,179
Additional noninterest expense$810,0003,331
Pre-tax net operating income$-1,280,0008,022
Securities gains (losses)$301,000445
Applicable income taxes$-372,0008,116
Income before extraordinary items$-607,0007,766
Extraordinary gains, net$021
Net income$-607,0007,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,029,000848
Cash dividends$70,0004,327
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-799,6407,885
2008-03-31 (YTD Data)Rank
Total interest income$2,060,0004,239
Total interest expense$1,301,0003,246
Net interest income$759,0005,457
Provision for loan and lease losses$45,0003,899
Total noninterest income$237,0003,632
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$237,0002,305
Total noninterest expense$1,386,0003,291
Salaries and employee benefits$688,0003,592
Premises and equipment expense$308,0002,215
Additional noninterest expense$390,0003,391
Pre-tax net operating income$-435,0008,035
Securities gains (losses)$202,000440
Applicable income taxes$-89,0008,114
Income before extraordinary items$-144,0007,738
Extraordinary gains, net$015
Net income$-144,0007,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,919
Cash dividends$70,0003,197
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-273,2807,920
2007-12-31 (YTD Data)Rank
Total interest income$8,826,0004,097
Total interest expense$5,277,0003,331
Net interest income$3,549,0004,987
Provision for loan and lease losses$513,0002,287
Total noninterest income$2,605,0001,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,605,0001,124
Total noninterest expense$6,496,0002,753
Salaries and employee benefits$3,325,0002,957
Premises and equipment expense$1,366,0001,911
Additional noninterest expense$1,805,0002,919
Pre-tax net operating income$-855,0007,987
Securities gains (losses)$592,000247
Applicable income taxes$-100,0008,025
Income before extraordinary items$-163,0007,687
Extraordinary gains, net$039
Net income$-163,0007,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,437
Cash dividends$785,0003,007
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-541,8807,896
2007-09-30 (YTD Data)Rank
Total interest income$6,627,0004,107
Total interest expense$3,927,0003,345
Net interest income$2,700,0004,969
Provision for loan and lease losses$46,0005,112
Total noninterest income$2,180,0001,686
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$2,180,0001,037
Total noninterest expense$5,011,0002,684
Salaries and employee benefits$2,575,0002,840
Premises and equipment expense$1,015,0001,922
Additional noninterest expense$1,421,0002,740
Pre-tax net operating income$-177,0007,875
Securities gains (losses)$432,000256
Applicable income taxes$97,0004,473
Income before extraordinary items$158,0006,998
Extraordinary gains, net$033
Net income$158,0006,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0001,690
Cash dividends$714,0002,442
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-118,4807,856
2007-06-30 (YTD Data)Rank
Total interest income$4,429,0004,113
Total interest expense$2,587,0003,361
Net interest income$1,842,0004,922
Provision for loan and lease losses$26,0005,117
Total noninterest income$1,517,0001,657
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,517,0001,036
Total noninterest expense$3,201,0002,794
Salaries and employee benefits$1,785,0002,779
Premises and equipment expense$674,0001,942
Additional noninterest expense$742,0003,387
Pre-tax net operating income$132,0007,075
Securities gains (losses)$327,000244
Applicable income taxes$175,0003,438
Income before extraordinary items$284,0005,772
Extraordinary gains, net$029
Net income$284,0005,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0001,337
Cash dividends$643,0002,086
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$74,7207,296
2007-03-31 (YTD Data)Rank
Total interest income$2,216,0004,111
Total interest expense$1,281,0003,367
Net interest income$935,0004,887
Provision for loan and lease losses$16,0004,567
Total noninterest income$746,0001,653
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$746,0001,035
Total noninterest expense$1,598,0002,812
Salaries and employee benefits$876,0002,851
Premises and equipment expense$334,0001,953
Additional noninterest expense$388,0003,252
Pre-tax net operating income$67,0007,081
Securities gains (losses)$162,000240
Applicable income taxes$87,0003,460
Income before extraordinary items$142,0005,756
Extraordinary gains, net$022
Net income$142,0005,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0001,116
Cash dividends$572,0001,275
Sale, conversion, retirement of capital stock, net$0885
Net operating income$38,3207,324
2006-12-31 (YTD Data)Rank
Total interest income$8,720,0003,968
Total interest expense$4,705,0003,180
Net interest income$4,015,0004,649
Provision for loan and lease losses$257,0003,046
Total noninterest income$3,046,0001,608
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$3,046,000987
Total noninterest expense$6,425,0002,714
Salaries and employee benefits$3,438,0002,773
Premises and equipment expense$1,378,0001,826
Additional noninterest expense$1,609,0003,103
Pre-tax net operating income$379,0006,848
Securities gains (losses)$656,000226
Applicable income taxes$393,0003,456
Income before extraordinary items$642,0005,678
Extraordinary gains, net$051
Net income$642,0005,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,898
Cash dividends$392,0004,130
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$222,1607,182
2006-09-30 (YTD Data)Rank
Total interest income$6,529,0003,937
Total interest expense$3,423,0003,163
Net interest income$3,106,0004,600
Provision for loan and lease losses$96,0004,168
Total noninterest income$2,320,0001,586
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,320,000993
Total noninterest expense$4,868,0002,693
Salaries and employee benefits$2,585,0002,764
Premises and equipment expense$1,047,0001,812
Additional noninterest expense$1,236,0003,040
Pre-tax net operating income$462,0006,379
Securities gains (losses)$526,000209
Applicable income taxes$375,0003,260
Income before extraordinary items$613,0005,313
Extraordinary gains, net$045
Net income$613,0005,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,490
Cash dividends$321,0003,549
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$276,3606,839
2006-06-30 (YTD Data)Rank
Total interest income$4,221,0003,974
Total interest expense$2,161,0003,189
Net interest income$2,060,0004,634
Provision for loan and lease losses$89,0003,618
Total noninterest income$1,531,0001,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,531,000998
Total noninterest expense$3,231,0002,721
Salaries and employee benefits$1,758,0002,735
Premises and equipment expense$719,0001,761
Additional noninterest expense$754,0003,286
Pre-tax net operating income$271,0006,635
Securities gains (losses)$397,000182
Applicable income taxes$252,0003,295
Income before extraordinary items$416,0005,291
Extraordinary gains, net$039
Net income$416,0005,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,835
Cash dividends$250,0003,368
Sale, conversion, retirement of capital stock, net$0887
Net operating income$161,9207,081
2006-03-31 (YTD Data)Rank
Total interest income$2,079,0003,958
Total interest expense$1,016,0003,216
Net interest income$1,063,0004,531
Provision for loan and lease losses$-42,0008,614
Total noninterest income$719,0001,662
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$719,0001,024
Total noninterest expense$1,706,0002,587
Salaries and employee benefits$931,0002,609
Premises and equipment expense$364,0001,752
Additional noninterest expense$411,0003,045
Pre-tax net operating income$118,0006,823
Securities gains (losses)$312,000138
Applicable income taxes$163,0002,913
Income before extraordinary items$267,0004,702
Extraordinary gains, net$021
Net income$267,0004,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$67,3207,242
2005-12-31 (YTD Data)Rank
Total interest income$7,809,0003,821
Total interest expense$3,509,0002,937
Net interest income$4,300,0004,408
Provision for loan and lease losses$136,0004,286
Total noninterest income$2,707,0001,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,707,0001,089
Total noninterest expense$6,750,0002,475
Salaries and employee benefits$3,631,0002,515
Premises and equipment expense$1,453,0001,685
Additional noninterest expense$1,666,0002,972
Pre-tax net operating income$121,0007,928
Securities gains (losses)$-17,0007,746
Applicable income taxes$39,0006,011
Income before extraordinary items$65,0008,095
Extraordinary gains, net$046
Net income$65,0008,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,259
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$75,8808,018
2005-09-30 (YTD Data)Rank
Total interest income$5,808,0003,803
Total interest expense$2,557,0002,878
Net interest income$3,251,0004,391
Provision for loan and lease losses$83,0004,565
Total noninterest income$2,081,0001,725
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,081,0001,088
Total noninterest expense$5,084,0002,442
Salaries and employee benefits$2,698,0002,500
Premises and equipment expense$1,092,0001,669
Additional noninterest expense$1,294,0002,833
Pre-tax net operating income$165,0007,770
Securities gains (losses)$-151,0008,695
Applicable income taxes$5,0006,684
Income before extraordinary items$9,0008,321
Extraordinary gains, net$035
Net income$9,0008,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0001,589
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$105,6407,903
2005-06-30 (YTD Data)Rank
Total interest income$3,864,0003,744
Total interest expense$1,644,0002,826
Net interest income$2,220,0004,277
Provision for loan and lease losses$52,0004,495
Total noninterest income$1,290,0001,822
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,290,0001,115
Total noninterest expense$3,398,0002,414
Salaries and employee benefits$1,782,0002,502
Premises and equipment expense$724,0001,652
Additional noninterest expense$892,0002,730
Pre-tax net operating income$60,0008,082
Securities gains (losses)$-361,0008,807
Applicable income taxes$-115,0008,761
Income before extraordinary items$-186,0008,573
Extraordinary gains, net$030
Net income$-186,0008,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0001,161
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$45,0408,110
2005-03-31 (YTD Data)Rank
Total interest income$1,929,0003,701
Total interest expense$801,0002,786
Net interest income$1,128,0004,248
Provision for loan and lease losses$80,0002,398
Total noninterest income$604,0001,871
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$604,0001,168
Total noninterest expense$1,851,0002,233
Salaries and employee benefits$947,0002,396
Premises and equipment expense$370,0001,638
Additional noninterest expense$534,0002,282
Pre-tax net operating income$-199,0008,726
Securities gains (losses)$-563,0008,891
Applicable income taxes$-290,0008,897
Income before extraordinary items$-472,0008,862
Extraordinary gains, net$024
Net income$-472,0008,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0001,226
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-111,6808,657
2004-12-31 (YTD Data)Rank
Total interest income$7,328,0003,671
Total interest expense$2,802,0002,770
Net interest income$4,526,0004,105
Provision for loan and lease losses$1,382,000783
Total noninterest income$2,552,0001,835
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,552,0001,109
Total noninterest expense$7,164,0002,223
Salaries and employee benefits$4,195,0002,084
Premises and equipment expense$1,574,0001,464
Additional noninterest expense$1,395,0003,309
Pre-tax net operating income$-1,468,0008,864
Securities gains (losses)$857,000309
Applicable income taxes$-232,0008,829
Income before extraordinary items$-379,0008,664
Extraordinary gains, net$034
Net income$-379,0008,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,114,000715
Cash dividends$1,500,0001,711
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-927,4808,799
2004-09-30 (YTD Data)Rank
Total interest income$5,410,0003,695
Total interest expense$2,045,0002,788
Net interest income$3,365,0004,122
Provision for loan and lease losses$1,357,000579
Total noninterest income$1,957,0001,814
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,957,0001,106
Total noninterest expense$5,477,0002,166
Salaries and employee benefits$3,233,0002,015
Premises and equipment expense$1,206,0001,434
Additional noninterest expense$1,038,0003,316
Pre-tax net operating income$-1,512,0008,949
Securities gains (losses)$667,000351
Applicable income taxes$-321,0008,951
Income before extraordinary items$-524,0008,822
Extraordinary gains, net$026
Net income$-524,0008,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,139,000521
Cash dividends$1,500,0001,239
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-950,8808,904
2004-06-30 (YTD Data)Rank
Total interest income$3,581,0003,714
Total interest expense$1,347,0002,800
Net interest income$2,234,0004,138
Provision for loan and lease losses$1,245,000448
Total noninterest income$1,314,0001,787
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,314,0001,097
Total noninterest expense$3,758,0002,128
Salaries and employee benefits$2,269,0001,914
Premises and equipment expense$792,0001,460
Additional noninterest expense$697,0003,322
Pre-tax net operating income$-1,455,0009,025
Securities gains (losses)$503,000354
Applicable income taxes$-361,0009,023
Income before extraordinary items$-591,0008,956
Extraordinary gains, net$021
Net income$-591,0008,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,072,000406
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-912,9208,986
2004-03-31 (YTD Data)Rank
Total interest income$1,804,0003,697
Total interest expense$685,0002,796
Net interest income$1,119,0004,133
Provision for loan and lease losses$1,236,000275
Total noninterest income$619,0001,833
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$619,0001,107
Total noninterest expense$1,814,0002,201
Salaries and employee benefits$1,080,0002,035
Premises and equipment expense$383,0001,537
Additional noninterest expense$351,0003,280
Pre-tax net operating income$-1,312,0009,094
Securities gains (losses)$315,000366
Applicable income taxes$-379,0009,089
Income before extraordinary items$-618,0009,070
Extraordinary gains, net$016
Net income$-618,0009,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,046,000267
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-819,6009,071
2003-12-31 (YTD Data)Rank
Total interest income$7,340,0003,678
Total interest expense$3,164,0002,732
Net interest income$4,176,0004,227
Provision for loan and lease losses$474,0002,281
Total noninterest income$2,439,0001,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$2,439,0001,251
Total noninterest expense$6,908,0002,280
Salaries and employee benefits$4,126,0002,057
Premises and equipment expense$1,266,0001,798
Additional noninterest expense$1,516,0003,050
Pre-tax net operating income$-767,0008,918
Securities gains (losses)$1,195,000416
Applicable income taxes$164,0005,176
Income before extraordinary items$264,0007,453
Extraordinary gains, net$054
Net income$264,0007,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,0001,385
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-500,8008,844
2003-09-30 (YTD Data)Rank
Total interest income$5,539,0003,697
Total interest expense$2,486,0002,699
Net interest income$3,053,0004,342
Provision for loan and lease losses$474,0001,745
Total noninterest income$1,883,0001,995
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,883,0001,291
Total noninterest expense$5,292,0002,227
Salaries and employee benefits$3,144,0002,037
Premises and equipment expense$961,0001,781
Additional noninterest expense$1,187,0002,906
Pre-tax net operating income$-830,0009,050
Securities gains (losses)$1,057,000425
Applicable income taxes$86,0005,733
Income before extraordinary items$141,0007,962
Extraordinary gains, net$040
Net income$141,0007,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$607,0001,006
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-535,4808,983
2003-06-30 (YTD Data)Rank
Total interest income$3,655,0003,749
Total interest expense$1,720,0002,684
Net interest income$1,935,0004,494
Provision for loan and lease losses$43,0005,377
Total noninterest income$1,073,0002,240
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,073,0001,442
Total noninterest expense$3,406,0002,305
Salaries and employee benefits$2,037,0002,082
Premises and equipment expense$648,0001,752
Additional noninterest expense$721,0003,148
Pre-tax net operating income$-441,0009,046
Securities gains (losses)$684,000476
Applicable income taxes$92,0005,235
Income before extraordinary items$151,0007,441
Extraordinary gains, net$030
Net income$151,0007,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-160,0009,186
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-286,7608,991
2003-03-31 (YTD Data)Rank
Total interest income$1,828,0003,777
Total interest expense$876,0002,704
Net interest income$952,0004,545
Provision for loan and lease losses$14,0005,838
Total noninterest income$469,0002,404
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$469,0001,554
Total noninterest expense$1,686,0002,307
Salaries and employee benefits$1,006,0002,101
Premises and equipment expense$333,0001,710
Additional noninterest expense$347,0003,216
Pre-tax net operating income$-279,0009,128
Securities gains (losses)$350,000461
Applicable income taxes$27,0005,815
Income before extraordinary items$44,0008,014
Extraordinary gains, net$021
Net income$44,0008,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-180,0009,058
2002-12-31 (YTD Data)Rank
Total interest income$8,144,0003,597
Total interest expense$4,247,0002,604
Net interest income$3,897,0004,431
Provision for loan and lease losses$-579,0009,334
Total noninterest income$2,233,0001,943
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,233,0001,214
Total noninterest expense$6,649,0002,241
Salaries and employee benefits$3,712,0002,156
Premises and equipment expense$1,313,0001,669
Additional noninterest expense$1,624,0002,767
Pre-tax net operating income$60,0008,440
Securities gains (losses)$1,106,000395
Applicable income taxes$445,0003,681
Income before extraordinary items$721,0005,479
Extraordinary gains, net$070
Net income$721,0005,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-155,0009,269
Cash dividends$1,100,0002,067
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,1608,603
2001-12-31 (YTD Data)Rank
Total interest income$10,171,0003,253
Total interest expense$6,267,0002,554
Net interest income$3,904,0004,202
Provision for loan and lease losses$858,0001,414
Total noninterest income$2,037,0001,984
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$2,037,0001,233
Total noninterest expense$5,876,0002,422
Salaries and employee benefits$3,036,0002,481
Premises and equipment expense$1,335,0001,612
Additional noninterest expense$1,505,0002,863
Pre-tax net operating income$-793,0009,282
Securities gains (losses)$437,000665
Applicable income taxes$-135,0009,314
Income before extraordinary items$-221,0009,069
Extraordinary gains, net$0105
Net income$-221,0009,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$649,0001,284
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-500,6809,201
2000-12-31 (YTD Data)Rank
Total interest income$11,990,0002,901
Total interest expense$7,279,0002,325
Net interest income$4,711,0003,654
Provision for loan and lease losses$6,0008,107
Total noninterest income$2,459,0001,616
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,459,000982
Total noninterest expense$5,432,0002,510
Salaries and employee benefits$3,027,0002,364
Premises and equipment expense$1,229,0001,696
Additional noninterest expense$1,176,0003,492
Pre-tax net operating income$1,732,0003,661
Securities gains (losses)$285,000350
Applicable income taxes$769,0002,585
Income before extraordinary items$1,248,0003,758
Extraordinary gains, net$038
Net income$1,248,0003,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,170
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,065,6004,209
1999-12-31 (YTD Data)Rank
Total interest income$10,661,0003,029
Total interest expense$6,330,0002,321
Net interest income$4,331,0003,904
Provision for loan and lease losses$505,0001,747
Total noninterest income$2,323,0001,667
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$2,323,0001,033
Total noninterest expense$6,128,0002,239
Salaries and employee benefits$3,423,0002,055
Premises and equipment expense$1,254,0001,630
Additional noninterest expense$1,451,0002,948
Pre-tax net operating income$21,0009,331
Securities gains (losses)$2,834,000105
Applicable income taxes$1,083,0002,083
Income before extraordinary items$1,772,0002,844
Extraordinary gains, net$035
Net income$1,772,0002,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,0001,425
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-41,7609,476
1998-12-31 (YTD Data)Rank
Total interest income$11,569,0002,791
Total interest expense$6,986,0002,172
Net interest income$4,583,0003,674
Provision for loan and lease losses$21,0007,700
Total noninterest income$1,356,0002,445
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,356,0001,499
Total noninterest expense$5,281,0002,458
Salaries and employee benefits$3,024,0002,239
Premises and equipment expense$1,048,0001,889
Additional noninterest expense$1,209,0003,348
Pre-tax net operating income$637,0006,734
Securities gains (losses)$437,000604
Applicable income taxes$395,0004,451
Income before extraordinary items$679,0005,702
Extraordinary gains, net$032
Net income$679,0005,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,272
Cash dividends$2,380,0001,174
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$399,3207,138
1997-12-31 (YTD Data)Rank
Total interest income$8,084,0003,932
Total interest expense$4,035,0003,645
Net interest income$4,049,0004,196
Provision for loan and lease losses$37,0007,107
Total noninterest income$592,0004,452
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$592,0002,503
Total noninterest expense$3,475,0003,632
Salaries and employee benefits$2,161,0003,065
Premises and equipment expense$728,0002,640
Additional noninterest expense$586,0005,894
Pre-tax net operating income$1,129,0005,435
Securities gains (losses)$158,000808
Applicable income taxes$575,0003,803
Income before extraordinary items$712,0005,844
Extraordinary gains, net$044
Net income$712,0005,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,093
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$610,8806,247
1996-12-31 (YTD Data)Rank
Total interest income$6,793,0004,696
Total interest expense$3,627,0004,058
Net interest income$3,166,0005,232
Provision for loan and lease losses$09,041
Total noninterest income$628,0004,427
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$628,0002,489
Total noninterest expense$3,479,0003,787
Salaries and employee benefits$1,861,0003,568
Premises and equipment expense$699,0002,799
Additional noninterest expense$919,0004,686
Pre-tax net operating income$315,0009,028
Securities gains (losses)$189,000722
Applicable income taxes$173,0007,544
Income before extraordinary items$331,0008,152
Extraordinary gains, net$053
Net income$331,0008,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,175
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$206,2609,179
1995-12-31 (YTD Data)Rank
Total interest income$6,292,0004,990
Total interest expense$3,385,0004,282
Net interest income$2,907,0005,638
Provision for loan and lease losses$1,0008,909
Total noninterest income$556,0004,831
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$556,0002,685
Total noninterest expense$3,041,0004,240
Salaries and employee benefits$1,735,0003,761
Premises and equipment expense$667,0002,932
Additional noninterest expense$639,0006,263
Pre-tax net operating income$421,0008,932
Securities gains (losses)$592,000312
Applicable income taxes$388,0005,050
Income before extraordinary items$625,0006,458
Extraordinary gains, net$065
Net income$625,0006,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,180
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$246,1209,432
1994-12-31 (YTD Data)Rank
Total interest income$5,713,0005,077
Total interest expense$2,840,0004,159
Net interest income$2,873,0005,791
Provision for loan and lease losses$80,0005,022
Total noninterest income$571,0004,829
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$571,0002,690
Total noninterest expense$2,844,0004,619
Salaries and employee benefits$1,384,0004,619
Premises and equipment expense$549,0003,526
Additional noninterest expense$911,0005,122
Pre-tax net operating income$520,0008,520
Securities gains (losses)$67,000985
Applicable income taxes$254,0006,467
Income before extraordinary items$333,0008,793
Extraordinary gains, net$0249
Net income$333,0008,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-153,00012,349
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$290,1209,322
1993-12-31 (YTD Data)Rank
Total interest income$5,786,0005,118
Total interest expense$3,070,0004,036
Net interest income$2,716,0006,138
Provision for loan and lease losses$010,371
Total noninterest income$501,0005,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$501,0003,263
Total noninterest expense$2,099,0006,087
Salaries and employee benefits$1,226,0005,135
Premises and equipment expense$452,0004,251
Additional noninterest expense$421,0009,020
Pre-tax net operating income$1,118,0005,456
Securities gains (losses)$126,0002,189
Applicable income taxes$436,0004,702
Income before extraordinary items$808,0005,530
Extraordinary gains, net$03,149
Net income$808,0005,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0003,355
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$726,1005,692
1992-12-31 (YTD Data)Rank
Total interest income$6,692,0005,014
Total interest expense$4,140,0003,948
Net interest income$2,552,0006,502
Provision for loan and lease losses$220,0004,962
Total noninterest income$415,0006,408
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$415,0003,617
Total noninterest expense$1,989,0006,407
Salaries and employee benefits$1,093,0005,607
Premises and equipment expense$452,0004,332
Additional noninterest expense$444,0009,041
Pre-tax net operating income$759,0006,769
Securities gains (losses)$91,0003,163
Applicable income taxes$286,0006,127
Income before extraordinary items$563,0006,829
Extraordinary gains, net$01,422
Net income$563,0006,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0007,255
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$502,9406,930

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.