Home > Southern States Bank > Income and Expense

Southern States Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$43,165,000379
Total interest expense$17,044,000371
Net interest income$26,121,000400
Provision for loan and lease losses$775,000449
Total noninterest income$1,579,000997
Gross Fiduciary activities income$0918
Service charges on deposit accounts$643,000463
Trading account gains and feesNANA
Additional Noninterest Income$936,0001,002
Total noninterest expense$11,767,000653
Salaries and employee benefits$6,653,000640
Premises and equipment expense$777,000879
Additional noninterest expense$936,0001,002
Pre-tax net operating income$15,158,000327
Securities gains (losses)$23,000331
Applicable income taxes$3,530,000296
Income before extraordinary items$11,651,000333
Extraordinary gains, net$047
Net income$11,651,000337
Minority interest net income$065
Net income of bank and minority interests.$11,651,000333
Net charge-offs$237,000566
Cash dividends$890,0001,003
Sale, conversion, retirement of capital stock, net$116,000286
Net operating income$11,632,830335
2024-12-31 (YTD Data)Rank
Total interest income$169,796,000374
Total interest expense$73,386,000365
Net interest income$96,410,000395
Provision for loan and lease losses$4,924,000350
Total noninterest income$7,137,000935
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$2,339,000496
Trading account gains and feesNANA
Additional Noninterest Income$4,798,000892
Total noninterest expense$46,611,000637
Salaries and employee benefits$25,286,000632
Premises and equipment expense$2,890,000908
Additional noninterest expense$4,798,000892
Pre-tax net operating income$52,012,000339
Securities gains (losses)$-39,0003,816
Applicable income taxes$12,343,000304
Income before extraordinary items$39,630,000339
Extraordinary gains, net$053
Net income$39,630,000341
Minority interest net income$090
Net income of bank and minority interests.$39,630,000339
Net charge-offs$997,000693
Cash dividends$3,701,0001,095
Sale, conversion, retirement of capital stock, net$416,000320
Net operating income$39,660,810347
2024-09-30 (YTD Data)Rank
Total interest income$124,811,000377
Total interest expense$54,701,000364
Net interest income$70,110,000400
Provision for loan and lease losses$4,852,000293
Total noninterest income$4,233,0001,088
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,697,000507
Trading account gains and feesNANA
Additional Noninterest Income$2,536,0001,117
Total noninterest expense$34,040,000633
Salaries and employee benefits$18,525,000640
Premises and equipment expense$2,090,000933
Additional noninterest expense$2,536,0001,117
Pre-tax net operating income$35,451,000364
Securities gains (losses)$-4,0003,709
Applicable income taxes$8,203,000326
Income before extraordinary items$27,244,000361
Extraordinary gains, net$051
Net income$27,244,000368
Minority interest net income$082
Net income of bank and minority interests.$27,244,000363
Net charge-offs$1,202,000492
Cash dividends$2,811,000957
Sale, conversion, retirement of capital stock, net$308,000303
Net operating income$27,247,160370
2024-06-30 (YTD Data)Rank
Total interest income$79,743,000388
Total interest expense$35,073,000373
Net interest income$44,670,000415
Provision for loan and lease losses$2,270,000345
Total noninterest income$2,580,0001,156
Gross Fiduciary activities income$0962
Service charges on deposit accounts$1,080,000517
Trading account gains and feesNANA
Additional Noninterest Income$1,500,0001,211
Total noninterest expense$20,817,000689
Salaries and employee benefits$11,887,000669
Premises and equipment expense$1,305,000989
Additional noninterest expense$1,500,0001,211
Pre-tax net operating income$24,163,000357
Securities gains (losses)$8,000447
Applicable income taxes$5,443,000320
Income before extraordinary items$18,728,000358
Extraordinary gains, net$052
Net income$18,728,000361
Minority interest net income$084
Net income of bank and minority interests.$18,728,000360
Net charge-offs$853,000444
Cash dividends$1,594,0001,068
Sale, conversion, retirement of capital stock, net$203,000294
Net operating income$18,721,680364
2024-03-31 (YTD Data)Rank
Total interest income$38,736,000397
Total interest expense$16,764,000382
Net interest income$21,972,000426
Provision for loan and lease losses$1,285,000278
Total noninterest income$1,255,0001,159
Gross Fiduciary activities income$0895
Service charges on deposit accounts$544,000516
Trading account gains and feesNANA
Additional Noninterest Income$711,0001,225
Total noninterest expense$9,803,000735
Salaries and employee benefits$5,962,000673
Premises and equipment expense$664,000989
Additional noninterest expense$711,0001,225
Pre-tax net operating income$12,139,000353
Securities gains (losses)$-12,0004,080
Applicable income taxes$2,769,000326
Income before extraordinary items$9,358,000367
Extraordinary gains, net$051
Net income$9,358,000367
Minority interest net income$072
Net income of bank and minority interests.$9,358,000367
Net charge-offs$470,000364
Cash dividends$796,000975
Sale, conversion, retirement of capital stock, net$102,000228
Net operating income$9,367,480365
2023-12-31 (YTD Data)Rank
Total interest income$132,260,000414
Total interest expense$47,665,000402
Net interest income$84,595,000430
Provision for loan and lease losses$6,044,000288
Total noninterest income$8,565,000830
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,140,000528
Trading account gains and feesNANA
Additional Noninterest Income$6,425,000747
Total noninterest expense$39,995,000687
Salaries and employee benefits$24,497,000626
Premises and equipment expense$2,675,000956
Additional noninterest expense$6,425,000747
Pre-tax net operating income$47,121,000365
Securities gains (losses)$-19,0003,471
Applicable income taxes$10,598,000330
Income before extraordinary items$36,504,000361
Extraordinary gains, net$054
Net income$36,504,000367
Minority interest net income$088
Net income of bank and minority interests.$36,504,000364
Net charge-offs$583,000699
Cash dividends$3,150,0001,147
Sale, conversion, retirement of capital stock, net$353,000307
Net operating income$36,519,010373
2023-09-30 (YTD Data)Rank
Total interest income$96,088,000418
Total interest expense$32,995,000402
Net interest income$63,093,000438
Provision for loan and lease losses$3,750,000316
Total noninterest income$5,250,000967
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,613,000521
Trading account gains and feesNANA
Additional Noninterest Income$3,637,000911
Total noninterest expense$30,275,000684
Salaries and employee benefits$19,005,000615
Premises and equipment expense$2,020,000957
Additional noninterest expense$3,637,000911
Pre-tax net operating income$34,318,000384
Securities gains (losses)$-15,0003,570
Applicable income taxes$7,854,000348
Income before extraordinary items$26,449,000381
Extraordinary gains, net$052
Net income$26,449,000385
Minority interest net income$081
Net income of bank and minority interests.$26,449,000381
Net charge-offs$201,000885
Cash dividends$2,355,0001,058
Sale, conversion, retirement of capital stock, net$265,000296
Net operating income$26,460,850393
2023-06-30 (YTD Data)Rank
Total interest income$60,884,000419
Total interest expense$19,636,000401
Net interest income$41,248,000442
Provision for loan and lease losses$2,948,000282
Total noninterest income$8,238,000521
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,076,000509
Trading account gains and feesNANA
Additional Noninterest Income$7,162,000414
Total noninterest expense$22,178,000618
Salaries and employee benefits$13,495,000568
Premises and equipment expense$1,327,000960
Additional noninterest expense$7,162,000414
Pre-tax net operating income$24,360,000371
Securities gains (losses)$-3,0003,656
Applicable income taxes$5,646,000337
Income before extraordinary items$18,711,000369
Extraordinary gains, net$051
Net income$18,711,000377
Minority interest net income$081
Net income of bank and minority interests.$18,711,000370
Net charge-offs$224,000638
Cash dividends$1,569,0001,044
Sale, conversion, retirement of capital stock, net$181,000288
Net operating income$18,713,370377
2023-03-31 (YTD Data)Rank
Total interest income$28,699,000445
Total interest expense$8,016,000425
Net interest income$20,683,000455
Provision for loan and lease losses$1,181,000319
Total noninterest income$1,309,0001,111
Gross Fiduciary activities income$0913
Service charges on deposit accounts$532,000526
Trading account gains and feesNANA
Additional Noninterest Income$777,0001,148
Total noninterest expense$9,625,000718
Salaries and employee benefits$5,983,000653
Premises and equipment expense$658,000988
Additional noninterest expense$777,0001,148
Pre-tax net operating income$11,186,000407
Securities gains (losses)$41,000301
Applicable income taxes$2,594,000366
Income before extraordinary items$8,633,000405
Extraordinary gains, net$04
Net income$8,633,000405
Minority interest net income$048
Net income of bank and minority interests.$8,633,000406
Net charge-offs$197,000438
Cash dividends$784,000962
Sale, conversion, retirement of capital stock, net$104,000246
Net operating income$8,600,610416
2022-12-31 (YTD Data)Rank
Total interest income$82,850,000488
Total interest expense$9,302,000481
Net interest income$73,548,000488
Provision for loan and lease losses$5,605,000260
Total noninterest income$9,365,000793
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,272,000508
Trading account gains and feesNANA
Additional Noninterest Income$7,093,000701
Total noninterest expense$37,853,000703
Salaries and employee benefits$23,324,000649
Premises and equipment expense$2,885,000896
Additional noninterest expense$7,093,000701
Pre-tax net operating income$39,455,000453
Securities gains (losses)$-632,0004,366
Applicable income taxes$8,552,000426
Income before extraordinary items$30,271,000463
Extraordinary gains, net$05
Net income$30,271,000464
Minority interest net income$063
Net income of bank and minority interests.$30,271,000464
Net charge-offs$292,000786
Cash dividends$3,167,0001,102
Sale, conversion, retirement of capital stock, net$411,000341
Net operating income$30,770,280461
2022-09-30 (YTD Data)Rank
Total interest income$56,144,000505
Total interest expense$4,429,000515
Net interest income$51,715,000500
Provision for loan and lease losses$3,667,000265
Total noninterest income$4,778,0001,037
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,756,000498
Trading account gains and feesNANA
Additional Noninterest Income$3,022,0001,062
Total noninterest expense$28,547,000693
Salaries and employee benefits$17,474,000645
Premises and equipment expense$2,180,000885
Additional noninterest expense$3,022,0001,062
Pre-tax net operating income$24,279,000526
Securities gains (losses)$-546,0004,497
Applicable income taxes$5,739,000463
Income before extraordinary items$17,994,000562
Extraordinary gains, net$04
Net income$17,994,000561
Minority interest net income$057
Net income of bank and minority interests.$17,994,000562
Net charge-offs$87,000987
Cash dividends$2,383,000998
Sale, conversion, retirement of capital stock, net$309,000312
Net operating income$18,425,340554
2022-06-30 (YTD Data)Rank
Total interest income$33,624,000532
Total interest expense$1,811,000655
Net interest income$31,813,000524
Provision for loan and lease losses$2,004,000260
Total noninterest income$3,241,0001,015
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,136,000506
Trading account gains and feesNANA
Additional Noninterest Income$2,105,0001,061
Total noninterest expense$18,514,000701
Salaries and employee benefits$11,438,000651
Premises and equipment expense$1,424,000885
Additional noninterest expense$5,652,000697
Pre-tax net operating income$14,536,000546
Securities gains (losses)$-403,0004,549
Applicable income taxes$3,376,000481
Income before extraordinary items$10,757,000578
Extraordinary gains, net$04
Net income$10,757,000577
Minority interest net income$060
Net income of bank and minority interests.$10,757,000578
Net charge-offs$40,0001,060
Cash dividends$1,600,000988
Sale, conversion, retirement of capital stock, net$207,000293
Net operating income$11,075,370575
2022-03-31 (YTD Data)Rank
Total interest income$15,872,000537
Total interest expense$893,000624
Net interest income$14,979,000534
Provision for loan and lease losses$699,000261
Total noninterest income$1,740,000967
Gross Fiduciary activities income$0892
Service charges on deposit accounts$553,000519
Trading account gains and feesNANA
Additional Noninterest Income$1,187,000970
Total noninterest expense$9,092,000713
Salaries and employee benefits$5,584,000669
Premises and equipment expense$705,000903
Additional noninterest expense$2,803,000689
Pre-tax net operating income$6,928,000540
Securities gains (losses)$-361,0004,657
Applicable income taxes$1,568,000482
Income before extraordinary items$4,999,000593
Extraordinary gains, net$04
Net income$4,999,000593
Minority interest net income$050
Net income of bank and minority interests.$4,999,000593
Net charge-offs$50,000676
Cash dividends$812,000872
Sale, conversion, retirement of capital stock, net$103,000269
Net operating income$5,284,190573
2021-12-31 (YTD Data)Rank
Total interest income$57,777,000591
Total interest expense$4,453,000608
Net interest income$53,324,000590
Provision for loan and lease losses$2,982,000202
Total noninterest income$11,229,000774
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,883,000560
Trading account gains and feesNANA
Additional Noninterest Income$9,346,000700
Total noninterest expense$36,113,000712
Salaries and employee benefits$21,205,000692
Premises and equipment expense$3,617,000728
Additional noninterest expense$11,291,000700
Pre-tax net operating income$25,458,000618
Securities gains (losses)$-56,0004,579
Applicable income taxes$6,026,000549
Income before extraordinary items$19,376,000658
Extraordinary gains, net$010
Net income$19,376,000659
Minority interest net income$074
Net income of bank and minority interests.$19,376,000659
Net charge-offs$-2,0003,330
Cash dividends$2,826,0001,228
Sale, conversion, retirement of capital stock, net$361,000350
Net operating income$19,420,240648
2021-09-30 (YTD Data)Rank
Total interest income$42,607,000616
Total interest expense$3,476,000612
Net interest income$39,131,000613
Provision for loan and lease losses$2,250,000183
Total noninterest income$9,509,000728
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,357,000580
Trading account gains and feesNANA
Additional Noninterest Income$8,152,000652
Total noninterest expense$26,769,000729
Salaries and employee benefits$15,766,000705
Premises and equipment expense$2,674,000750
Additional noninterest expense$8,329,000706
Pre-tax net operating income$19,621,000628
Securities gains (losses)$-17,0004,613
Applicable income taxes$4,498,000574
Income before extraordinary items$15,106,000659
Extraordinary gains, net$08
Net income$15,106,000659
Minority interest net income$069
Net income of bank and minority interests.$15,106,000659
Net charge-offs$12,0001,915
Cash dividends$2,076,0001,130
Sale, conversion, retirement of capital stock, net$269,000310
Net operating income$15,119,430645
2021-06-30 (YTD Data)Rank
Total interest income$27,872,000624
Total interest expense$2,408,000616
Net interest income$25,464,000621
Provision for loan and lease losses$1,500,000193
Total noninterest income$7,047,000691
Gross Fiduciary activities income$0951
Service charges on deposit accounts$854,000588
Trading account gains and feesNANA
Additional Noninterest Income$6,193,000607
Total noninterest expense$17,638,000734
Salaries and employee benefits$10,373,000711
Premises and equipment expense$1,765,000758
Additional noninterest expense$5,500,000704
Pre-tax net operating income$13,373,000603
Securities gains (losses)$-205,0004,898
Applicable income taxes$3,147,000552
Income before extraordinary items$10,021,000659
Extraordinary gains, net$06
Net income$10,021,000659
Minority interest net income$067
Net income of bank and minority interests.$10,021,000659
Net charge-offs$20,0001,503
Cash dividends$1,384,0001,121
Sale, conversion, retirement of capital stock, net$176,000291
Net operating income$10,182,950642
2021-03-31 (YTD Data)Rank
Total interest income$13,677,000632
Total interest expense$1,241,000636
Net interest income$12,436,000627
Provision for loan and lease losses$750,000237
Total noninterest income$4,851,000550
Gross Fiduciary activities income$0922
Service charges on deposit accounts$432,000580
Trading account gains and feesNANA
Additional Noninterest Income$4,419,000487
Total noninterest expense$8,544,000743
Salaries and employee benefits$4,967,000738
Premises and equipment expense$856,000790
Additional noninterest expense$2,721,000696
Pre-tax net operating income$7,993,000533
Securities gains (losses)$-232,0004,929
Applicable income taxes$1,886,000484
Income before extraordinary items$5,875,000582
Extraordinary gains, net$03
Net income$5,875,000582
Minority interest net income$055
Net income of bank and minority interests.$5,875,000582
Net charge-offs$4,0001,577
Cash dividends$692,000987
Sale, conversion, retirement of capital stock, net$83,000274
Net operating income$6,058,280556
2020-12-31 (YTD Data)Rank
Total interest income$50,275,000684
Total interest expense$8,033,000607
Net interest income$42,242,000690
Provision for loan and lease losses$3,300,000742
Total noninterest income$6,955,0001,024
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,673,000604
Trading account gains and feesNANA
Additional Noninterest Income$5,282,000980
Total noninterest expense$30,843,000795
Salaries and employee benefits$18,374,000768
Premises and equipment expense$3,682,000705
Additional noninterest expense$8,787,000821
Pre-tax net operating income$15,054,000744
Securities gains (losses)$752,000460
Applicable income taxes$2,846,000724
Income before extraordinary items$12,960,000760
Extraordinary gains, net$04
Net income$12,960,000760
Minority interest net income$072
Net income of bank and minority interests.$12,960,000760
Net charge-offs$706,000802
Cash dividends$1,842,0001,608
Sale, conversion, retirement of capital stock, net$349,000308
Net operating income$12,343,360754
2020-09-30 (YTD Data)Rank
Total interest income$37,456,000680
Total interest expense$6,617,000594
Net interest income$30,839,000696
Provision for loan and lease losses$2,700,000747
Total noninterest income$5,380,000978
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,243,000604
Trading account gains and feesNANA
Additional Noninterest Income$4,137,000919
Total noninterest expense$22,574,000803
Salaries and employee benefits$13,514,000773
Premises and equipment expense$2,760,000696
Additional noninterest expense$6,300,000830
Pre-tax net operating income$10,945,000736
Securities gains (losses)$746,000379
Applicable income taxes$2,244,000665
Income before extraordinary items$9,447,000752
Extraordinary gains, net$04
Net income$9,447,000752
Minority interest net income$065
Net income of bank and minority interests.$9,447,000752
Net charge-offs$-151,0004,882
Cash dividends$1,228,0001,501
Sale, conversion, retirement of capital stock, net$253,000291
Net operating income$8,842,740762
2020-06-30 (YTD Data)Rank
Total interest income$24,560,000701
Total interest expense$4,866,000595
Net interest income$19,694,000718
Provision for loan and lease losses$1,100,0001,022
Total noninterest income$3,151,0001,001
Gross Fiduciary activities income$0970
Service charges on deposit accounts$837,000606
Trading account gains and feesNANA
Additional Noninterest Income$2,314,000968
Total noninterest expense$14,816,000801
Salaries and employee benefits$8,979,000770
Premises and equipment expense$1,811,000710
Additional noninterest expense$4,026,000851
Pre-tax net operating income$6,929,000700
Securities gains (losses)$742,000283
Applicable income taxes$1,623,000575
Income before extraordinary items$6,048,000714
Extraordinary gains, net$04
Net income$6,048,000714
Minority interest net income$065
Net income of bank and minority interests.$6,048,000714
Net charge-offs$-137,0004,934
Cash dividends$614,0001,748
Sale, conversion, retirement of capital stock, net$168,000267
Net operating income$5,461,820751
2020-03-31 (YTD Data)Rank
Total interest income$12,509,000689
Total interest expense$2,545,000636
Net interest income$9,964,000696
Provision for loan and lease losses$800,000684
Total noninterest income$1,277,0001,093
Gross Fiduciary activities income$0941
Service charges on deposit accounts$507,000596
Trading account gains and feesNANA
Additional Noninterest Income$770,0001,169
Total noninterest expense$7,379,000810
Salaries and employee benefits$4,392,000780
Premises and equipment expense$902,000715
Additional noninterest expense$2,085,000826
Pre-tax net operating income$3,062,000722
Securities gains (losses)$738,000135
Applicable income taxes$901,000501
Income before extraordinary items$2,899,000677
Extraordinary gains, net$04
Net income$2,899,000677
Minority interest net income$056
Net income of bank and minority interests.$2,899,000677
Net charge-offs$-134,0004,999
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$82,000266
Net operating income$2,315,980812
2019-12-31 (YTD Data)Rank
Total interest income$46,955,000733
Total interest expense$11,658,000606
Net interest income$35,297,000773
Provision for loan and lease losses$5,700,000239
Total noninterest income$6,760,000922
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,796,000698
Trading account gains and feesNANA
Additional Noninterest Income$4,964,000839
Total noninterest expense$27,592,000836
Salaries and employee benefits$14,731,000878
Premises and equipment expense$2,536,000976
Additional noninterest expense$10,325,000687
Pre-tax net operating income$8,765,0001,158
Securities gains (losses)$14,0001,775
Applicable income taxes$2,667,000747
Income before extraordinary items$6,112,0001,365
Extraordinary gains, net$011
Net income$6,112,0001,368
Minority interest net income$076
Net income of bank and minority interests.$6,112,0001,368
Net charge-offs$4,268,000240
Cash dividends$18,000,000322
Sale, conversion, retirement of capital stock, net$220,000385
Net operating income$6,100,9401,337
2019-09-30 (YTD Data)Rank
Total interest income$33,862,000763
Total interest expense$8,913,000602
Net interest income$24,949,000832
Provision for loan and lease losses$5,025,000208
Total noninterest income$5,385,000884
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,190,000770
Trading account gains and feesNANA
Additional Noninterest Income$4,195,000757
Total noninterest expense$20,627,000829
Salaries and employee benefits$10,459,000913
Premises and equipment expense$1,703,0001,064
Additional noninterest expense$8,465,000622
Pre-tax net operating income$4,682,0001,528
Securities gains (losses)$19,0001,451
Applicable income taxes$1,719,000851
Income before extraordinary items$2,982,0001,946
Extraordinary gains, net$011
Net income$2,982,0001,946
Minority interest net income$072
Net income of bank and minority interests.$2,982,0001,947
Net charge-offs$3,324,000220
Cash dividends$16,000,000270
Sale, conversion, retirement of capital stock, net$162,000358
Net operating income$2,966,9901,921
2019-06-30 (YTD Data)Rank
Total interest income$22,461,000765
Total interest expense$5,885,000598
Net interest income$16,576,000825
Provision for loan and lease losses$1,350,000384
Total noninterest income$2,306,0001,156
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$742,000805
Trading account gains and feesNANA
Additional Noninterest Income$1,564,0001,130
Total noninterest expense$11,046,000996
Salaries and employee benefits$6,668,000951
Premises and equipment expense$1,120,0001,070
Additional noninterest expense$3,258,0001,022
Pre-tax net operating income$6,486,000835
Securities gains (losses)$15,0001,113
Applicable income taxes$1,536,000676
Income before extraordinary items$4,965,000927
Extraordinary gains, net$011
Net income$4,965,000927
Minority interest net income$069
Net income of bank and minority interests.$4,965,000927
Net charge-offs$-34,0004,808
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$104,000350
Net operating income$4,953,150911
2019-03-31 (YTD Data)Rank
Total interest income$10,933,000783
Total interest expense$2,839,000602
Net interest income$8,094,000849
Provision for loan and lease losses$675,000378
Total noninterest income$690,0001,582
Gross Fiduciary activities income$0972
Service charges on deposit accounts$333,000870
Trading account gains and feesNANA
Additional Noninterest Income$357,0001,775
Total noninterest expense$5,396,0001,018
Salaries and employee benefits$3,364,000946
Premises and equipment expense$551,0001,093
Additional noninterest expense$1,481,0001,085
Pre-tax net operating income$2,713,000946
Securities gains (losses)$01,087
Applicable income taxes$630,000751
Income before extraordinary items$2,083,0001,046
Extraordinary gains, net$05
Net income$2,083,0001,045
Minority interest net income$052
Net income of bank and minority interests.$2,083,0001,045
Net charge-offs$-12,0004,722
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$47,000323
Net operating income$2,083,0001,023
2018-12-31 (YTD Data)Rank
Total interest income$37,193,000847
Total interest expense$7,208,000689
Net interest income$29,985,000877
Provision for loan and lease losses$2,196,000466
Total noninterest income$3,449,0001,406
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,107,0001,080
Trading account gains and feesNANA
Additional Noninterest Income$2,342,0001,348
Total noninterest expense$20,808,0001,031
Salaries and employee benefits$12,969,000946
Premises and equipment expense$2,365,0001,029
Additional noninterest expense$5,474,0001,162
Pre-tax net operating income$10,430,0001,002
Securities gains (losses)$-22,0004,627
Applicable income taxes$2,396,000772
Income before extraordinary items$8,012,0001,094
Extraordinary gains, net$06
Net income$8,012,0001,093
Minority interest net income$072
Net income of bank and minority interests.$8,012,0001,093
Net charge-offs$117,0002,039
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$171,000421
Net operating income$8,029,3801,086
2018-09-30 (YTD Data)Rank
Total interest income$26,558,000876
Total interest expense$4,751,000731
Net interest income$21,807,000909
Provision for loan and lease losses$1,826,000415
Total noninterest income$2,924,0001,299
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$823,0001,085
Trading account gains and feesNANA
Additional Noninterest Income$2,101,0001,212
Total noninterest expense$15,533,0001,044
Salaries and employee benefits$9,700,000951
Premises and equipment expense$1,817,000997
Additional noninterest expense$4,016,0001,182
Pre-tax net operating income$7,372,0001,062
Securities gains (losses)$-22,0004,951
Applicable income taxes$1,686,000815
Income before extraordinary items$5,664,0001,143
Extraordinary gains, net$05
Net income$5,664,0001,142
Minority interest net income$066
Net income of bank and minority interests.$5,664,0001,142
Net charge-offs$20,0002,705
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$126,000396
Net operating income$5,681,3801,132
2018-06-30 (YTD Data)Rank
Total interest income$16,908,000909
Total interest expense$2,792,000757
Net interest income$14,116,000926
Provision for loan and lease losses$1,395,000371
Total noninterest income$2,272,0001,166
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$549,0001,078
Trading account gains and feesNANA
Additional Noninterest Income$1,723,0001,045
Total noninterest expense$10,140,0001,057
Salaries and employee benefits$6,345,000968
Premises and equipment expense$1,229,000980
Additional noninterest expense$2,566,0001,215
Pre-tax net operating income$4,853,0001,047
Securities gains (losses)$-22,0005,121
Applicable income taxes$1,109,000813
Income before extraordinary items$3,722,0001,133
Extraordinary gains, net$06
Net income$3,722,0001,132
Minority interest net income$065
Net income of bank and minority interests.$3,722,0001,132
Net charge-offs$15,0002,411
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$85,000387
Net operating income$3,739,3801,124
2018-03-31 (YTD Data)Rank
Total interest income$8,162,000925
Total interest expense$1,290,000772
Net interest income$6,872,000939
Provision for loan and lease losses$840,000316
Total noninterest income$1,626,000918
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$268,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$1,358,000756
Total noninterest expense$5,045,0001,061
Salaries and employee benefits$3,148,000981
Premises and equipment expense$614,000997
Additional noninterest expense$1,283,0001,211
Pre-tax net operating income$2,613,000969
Securities gains (losses)$0735
Applicable income taxes$615,000741
Income before extraordinary items$1,998,0001,058
Extraordinary gains, net$07
Net income$1,998,0001,057
Minority interest net income$052
Net income of bank and minority interests.$1,998,0001,058
Net charge-offs$19,0001,687
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$39,000363
Net operating income$1,998,0001,052
2017-12-31 (YTD Data)Rank
Total interest income$29,568,000973
Total interest expense$3,508,000934
Net interest income$26,060,000965
Provision for loan and lease losses$1,316,000723
Total noninterest income$3,107,0001,546
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$978,0001,203
Trading account gains and feesNANA
Additional Noninterest Income$2,129,0001,470
Total noninterest expense$17,985,0001,153
Salaries and employee benefits$11,036,0001,072
Premises and equipment expense$2,257,0001,054
Additional noninterest expense$4,692,0001,312
Pre-tax net operating income$9,866,0001,003
Securities gains (losses)$7,0001,711
Applicable income taxes$4,032,000776
Income before extraordinary items$5,841,0001,195
Extraordinary gains, net$09
Net income$5,841,0001,195
Minority interest net income$076
Net income of bank and minority interests.$5,841,0001,195
Net charge-offs$511,0001,076
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$107,000482
Net operating income$5,836,5201,178
2017-09-30 (YTD Data)Rank
Total interest income$21,756,000982
Total interest expense$2,449,000980
Net interest income$19,307,000979
Provision for loan and lease losses$903,000757
Total noninterest income$2,425,0001,512
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$693,0001,268
Trading account gains and feesNANA
Additional Noninterest Income$1,732,0001,405
Total noninterest expense$13,165,0001,179
Salaries and employee benefits$8,088,0001,106
Premises and equipment expense$1,659,0001,076
Additional noninterest expense$3,418,0001,342
Pre-tax net operating income$7,664,000993
Securities gains (losses)$7,0001,738
Applicable income taxes$2,625,000760
Income before extraordinary items$5,046,0001,144
Extraordinary gains, net$09
Net income$5,046,0001,144
Minority interest net income$071
Net income of bank and minority interests.$5,046,0001,144
Net charge-offs$575,000725
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$78,000447
Net operating income$5,041,3801,128
2017-06-30 (YTD Data)Rank
Total interest income$14,144,0001,000
Total interest expense$1,581,000986
Net interest income$12,563,0001,000
Provision for loan and lease losses$442,000940
Total noninterest income$1,448,0001,635
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$417,0001,367
Trading account gains and feesNANA
Additional Noninterest Income$1,031,0001,514
Total noninterest expense$8,775,0001,187
Salaries and employee benefits$5,434,0001,106
Premises and equipment expense$1,083,0001,100
Additional noninterest expense$2,258,0001,349
Pre-tax net operating income$4,794,0001,025
Securities gains (losses)$1,0001,756
Applicable income taxes$1,654,000771
Income before extraordinary items$3,141,0001,198
Extraordinary gains, net$011
Net income$3,141,0001,197
Minority interest net income$071
Net income of bank and minority interests.$3,141,0001,198
Net charge-offs$375,000706
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$49,000430
Net operating income$3,140,3401,177
2017-03-31 (YTD Data)Rank
Total interest income$6,850,0001,018
Total interest expense$774,000989
Net interest income$6,076,0001,023
Provision for loan and lease losses$329,000628
Total noninterest income$756,0001,583
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$192,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$564,0001,417
Total noninterest expense$4,322,0001,209
Salaries and employee benefits$2,682,0001,121
Premises and equipment expense$528,0001,134
Additional noninterest expense$1,112,0001,366
Pre-tax net operating income$2,181,0001,090
Securities gains (losses)$01,153
Applicable income taxes$729,000826
Income before extraordinary items$1,452,0001,256
Extraordinary gains, net$08
Net income$1,452,0001,255
Minority interest net income$055
Net income of bank and minority interests.$1,452,0001,256
Net charge-offs$-6,0004,769
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$23,000414
Net operating income$1,452,0001,239
2016-12-31 (YTD Data)Rank
Total interest income$26,327,0001,030
Total interest expense$2,618,0001,095
Net interest income$23,709,0001,022
Provision for loan and lease losses$1,082,000848
Total noninterest income$3,877,0001,374
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$705,0001,603
Trading account gains and fees$0170
Additional Noninterest Income$3,172,0001,163
Total noninterest expense$17,041,0001,196
Salaries and employee benefits$10,632,0001,091
Premises and equipment expense$2,006,0001,176
Additional noninterest expense$4,403,0001,401
Pre-tax net operating income$9,463,000963
Securities gains (losses)$299,000664
Applicable income taxes$3,445,000708
Income before extraordinary items$6,317,0001,145
Extraordinary gains, net$05
Net income$6,317,0001,144
Minority interest net income$082
Net income of bank and minority interests.$6,317,0001,144
Net charge-offs$-221,0005,672
Cash dividends$900,0002,334
Sale, conversion, retirement of capital stock, net$75,000533
Net operating income$6,122,6501,145
2016-09-30 (YTD Data)Rank
Total interest income$19,384,0001,039
Total interest expense$1,875,0001,153
Net interest income$17,509,0001,034
Provision for loan and lease losses$767,000845
Total noninterest income$2,466,0001,534
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$517,0001,637
Trading account gains and fees$0169
Additional Noninterest Income$1,949,0001,335
Total noninterest expense$12,604,0001,210
Salaries and employee benefits$7,871,0001,107
Premises and equipment expense$1,495,0001,187
Additional noninterest expense$3,238,0001,434
Pre-tax net operating income$6,604,0001,030
Securities gains (losses)$299,000598
Applicable income taxes$2,435,000757
Income before extraordinary items$4,468,0001,215
Extraordinary gains, net$05
Net income$4,468,0001,215
Minority interest net income$071
Net income of bank and minority interests.$4,468,0001,215
Net charge-offs$-212,0005,738
Cash dividends$900,0001,762
Sale, conversion, retirement of capital stock, net$52,000501
Net operating income$4,273,6501,227
2016-06-30 (YTD Data)Rank
Total interest income$12,413,0001,081
Total interest expense$1,202,0001,189
Net interest income$11,211,0001,065
Provision for loan and lease losses$459,000916
Total noninterest income$1,810,0001,421
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$337,0001,650
Trading account gains and fees$0157
Additional Noninterest Income$1,473,0001,205
Total noninterest expense$8,390,0001,216
Salaries and employee benefits$5,206,0001,112
Premises and equipment expense$971,0001,218
Additional noninterest expense$2,213,0001,400
Pre-tax net operating income$4,172,0001,072
Securities gains (losses)$162,000687
Applicable income taxes$1,502,000798
Income before extraordinary items$2,832,0001,265
Extraordinary gains, net$016
Net income$2,832,0001,265
Minority interest net income$071
Net income of bank and minority interests.$2,832,0001,265
Net charge-offs$-201,0005,854
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$31,000504
Net operating income$2,726,7001,261
2016-03-31 (YTD Data)Rank
Total interest income$6,048,0001,104
Total interest expense$603,0001,179
Net interest income$5,445,0001,094
Provision for loan and lease losses$187,0001,019
Total noninterest income$823,0001,488
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$159,0001,719
Trading account gains and fees$0142
Additional Noninterest Income$664,0001,260
Total noninterest expense$4,263,0001,208
Salaries and employee benefits$2,609,0001,121
Premises and equipment expense$467,0001,257
Additional noninterest expense$1,187,0001,323
Pre-tax net operating income$1,818,0001,187
Securities gains (losses)$80,000630
Applicable income taxes$644,000866
Income before extraordinary items$1,254,0001,365
Extraordinary gains, net$012
Net income$1,254,0001,365
Minority interest net income$062
Net income of bank and minority interests.$1,254,0001,366
Net charge-offs$-400,0006,053
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$12,000502
Net operating income$1,201,2001,376
2015-12-31 (YTD Data)Rank
Total interest income$16,604,0001,486
Total interest expense$1,530,0001,744
Net interest income$15,074,0001,464
Provision for loan and lease losses$706,0001,054
Total noninterest income$2,423,0001,858
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$453,0002,301
Trading account gains and fees$0159
Additional Noninterest Income$1,970,0001,536
Total noninterest expense$13,522,0001,444
Salaries and employee benefits$8,334,0001,307
Premises and equipment expense$1,629,0001,416
Additional noninterest expense$3,559,0001,699
Pre-tax net operating income$3,269,0002,179
Securities gains (losses)$69,0001,413
Applicable income taxes$1,188,0001,438
Income before extraordinary items$2,150,0002,594
Extraordinary gains, net$023
Net income$2,150,0002,595
Minority interest net income$081
Net income of bank and minority interests.$2,150,0002,596
Net charge-offs$124,0002,461
Cash dividends$1,000,0002,106
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,105,8402,574
2015-09-30 (YTD Data)Rank
Total interest income$11,087,0001,686
Total interest expense$1,051,0001,896
Net interest income$10,036,0001,653
Provision for loan and lease losses$506,0001,026
Total noninterest income$1,893,0001,819
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$324,0002,393
Trading account gains and fees$0153
Additional Noninterest Income$1,569,0001,486
Total noninterest expense$9,338,0001,561
Salaries and employee benefits$5,997,0001,360
Premises and equipment expense$1,162,0001,501
Additional noninterest expense$2,179,0002,049
Pre-tax net operating income$2,085,0002,495
Securities gains (losses)$64,0001,303
Applicable income taxes$692,0001,703
Income before extraordinary items$1,457,0002,820
Extraordinary gains, net$021
Net income$1,457,0002,819
Minority interest net income$078
Net income of bank and minority interests.$1,457,0002,821
Net charge-offs$69,0002,508
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,413,4802,823
2015-06-30 (YTD Data)Rank
Total interest income$7,023,0001,782
Total interest expense$692,0001,913
Net interest income$6,331,0001,737
Provision for loan and lease losses$500,000753
Total noninterest income$1,438,0001,661
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$216,0002,373
Trading account gains and fees$0157
Additional Noninterest Income$1,222,0001,359
Total noninterest expense$6,102,0001,598
Salaries and employee benefits$3,918,0001,386
Premises and equipment expense$759,0001,541
Additional noninterest expense$1,425,0002,091
Pre-tax net operating income$1,167,0002,788
Securities gains (losses)$65,0001,085
Applicable income taxes$394,0001,861
Income before extraordinary items$838,0003,086
Extraordinary gains, net$022
Net income$838,0003,086
Minority interest net income$075
Net income of bank and minority interests.$838,0003,087
Net charge-offs$6,0003,419
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$793,8003,113
2015-03-31 (YTD Data)Rank
Total interest income$3,408,0001,829
Total interest expense$332,0002,000
Net interest income$3,076,0001,798
Provision for loan and lease losses$03,703
Total noninterest income$327,0002,669
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$111,0002,300
Trading account gains and fees$0152
Additional Noninterest Income$216,0002,528
Total noninterest expense$2,981,0001,637
Salaries and employee benefits$1,890,0001,427
Premises and equipment expense$371,0001,593
Additional noninterest expense$720,0002,054
Pre-tax net operating income$422,0003,301
Securities gains (losses)$57,000791
Applicable income taxes$149,0002,096
Income before extraordinary items$330,0003,475
Extraordinary gains, net$013
Net income$330,0003,478
Minority interest net income$064
Net income of bank and minority interests.$330,0003,478
Net charge-offs$11,0002,441
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$290,6703,617
2014-12-31 (YTD Data)Rank
Total interest income$13,709,0001,828
Total interest expense$984,0002,597
Net interest income$12,725,0001,726
Provision for loan and lease losses$-250,0006,154
Total noninterest income$1,399,0002,621
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$436,0002,524
Trading account gains and fees$0180
Additional Noninterest Income$963,0002,374
Total noninterest expense$9,841,0001,920
Salaries and employee benefits$5,883,0001,752
Premises and equipment expense$1,313,0001,767
Additional noninterest expense$2,645,0002,286
Pre-tax net operating income$4,533,0001,667
Securities gains (losses)$169,000896
Applicable income taxes$1,662,0001,122
Income before extraordinary items$3,040,0002,002
Extraordinary gains, net$017
Net income$3,040,0002,002
Minority interest net income$084
Net income of bank and minority interests.$3,040,0002,001
Net charge-offs$279,0002,100
Cash dividends$647,0002,550
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,930,1502,012
2014-09-30 (YTD Data)Rank
Total interest income$10,044,0001,879
Total interest expense$735,0002,643
Net interest income$9,309,0001,776
Provision for loan and lease losses$04,401
Total noninterest income$1,034,0002,659
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$323,0002,567
Trading account gains and fees$0174
Additional Noninterest Income$711,0002,419
Total noninterest expense$7,142,0001,988
Salaries and employee benefits$4,235,0001,829
Premises and equipment expense$985,0001,783
Additional noninterest expense$1,922,0002,344
Pre-tax net operating income$3,201,0001,749
Securities gains (losses)$62,0001,311
Applicable income taxes$1,130,0001,201
Income before extraordinary items$2,133,0002,114
Extraordinary gains, net$015
Net income$2,133,0002,112
Minority interest net income$081
Net income of bank and minority interests.$2,133,0002,112
Net charge-offs$-44,0006,000
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,092,7002,107
2014-06-30 (YTD Data)Rank
Total interest income$6,600,0001,894
Total interest expense$490,0002,666
Net interest income$6,110,0001,790
Provision for loan and lease losses$04,196
Total noninterest income$633,0002,751
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$212,0002,577
Trading account gains and fees$0172
Additional Noninterest Income$421,0002,551
Total noninterest expense$4,706,0002,017
Salaries and employee benefits$2,784,0001,855
Premises and equipment expense$660,0001,797
Additional noninterest expense$1,262,0002,379
Pre-tax net operating income$2,037,0001,795
Securities gains (losses)$21,0001,622
Applicable income taxes$709,0001,242
Income before extraordinary items$1,349,0002,157
Extraordinary gains, net$020
Net income$1,349,0002,161
Minority interest net income$080
Net income of bank and minority interests.$1,349,0002,160
Net charge-offs$-44,0006,118
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,335,1402,125
2014-03-31 (YTD Data)Rank
Total interest income$3,249,0001,916
Total interest expense$247,0002,703
Net interest income$3,002,0001,815
Provision for loan and lease losses$03,817
Total noninterest income$303,0002,789
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$93,0002,818
Trading account gains and fees$0147
Additional Noninterest Income$210,0002,484
Total noninterest expense$2,374,0002,004
Salaries and employee benefits$1,368,0001,898
Premises and equipment expense$335,0001,801
Additional noninterest expense$671,0002,229
Pre-tax net operating income$931,0001,870
Securities gains (losses)$01,715
Applicable income taxes$319,0001,290
Income before extraordinary items$612,0002,237
Extraordinary gains, net$016
Net income$612,0002,239
Minority interest net income$066
Net income of bank and minority interests.$612,0002,239
Net charge-offs$-13,0005,862
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$612,0002,201
2013-12-31 (YTD Data)Rank
Total interest income$14,931,0001,666
Total interest expense$1,669,0001,987
Net interest income$13,262,0001,628
Provision for loan and lease losses$960,0001,135
Total noninterest income$1,754,0002,342
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$351,0003,084
Trading account gains and fees$0184
Additional Noninterest Income$1,403,0001,940
Total noninterest expense$9,841,0001,926
Salaries and employee benefits$5,603,0001,822
Premises and equipment expense$1,434,0001,642
Additional noninterest expense$2,804,0002,228
Pre-tax net operating income$4,215,0001,655
Securities gains (losses)$81,0001,475
Applicable income taxes$1,392,0001,177
Income before extraordinary items$2,904,0001,944
Extraordinary gains, net$029
Net income$2,904,0001,946
Minority interest net income$090
Net income of bank and minority interests.$2,904,0001,947
Net charge-offs$2,314,000672
Cash dividends$664,0002,427
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,848,9201,931
2013-09-30 (YTD Data)Rank
Total interest income$11,337,0001,662
Total interest expense$1,439,0001,818
Net interest income$9,898,0001,641
Provision for loan and lease losses$800,0001,047
Total noninterest income$1,198,0002,536
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$249,0003,192
Trading account gains and fees$0180
Additional Noninterest Income$949,0002,118
Total noninterest expense$7,193,0001,967
Salaries and employee benefits$4,075,0001,886
Premises and equipment expense$1,028,0001,726
Additional noninterest expense$2,090,0002,216
Pre-tax net operating income$3,103,0001,687
Securities gains (losses)$03,040
Applicable income taxes$1,036,0001,212
Income before extraordinary items$2,067,0002,074
Extraordinary gains, net$025
Net income$2,067,0002,082
Minority interest net income$084
Net income of bank and minority interests.$2,067,0002,081
Net charge-offs$659,0001,341
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,067,0002,005
2013-06-30 (YTD Data)Rank
Total interest income$7,760,0001,615
Total interest expense$1,139,0001,573
Net interest income$6,621,0001,625
Provision for loan and lease losses$800,000795
Total noninterest income$827,0002,503
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$180,0003,030
Trading account gains and fees$0157
Additional Noninterest Income$647,0002,128
Total noninterest expense$4,794,0001,977
Salaries and employee benefits$2,683,0001,917
Premises and equipment expense$660,0001,777
Additional noninterest expense$1,451,0002,139
Pre-tax net operating income$1,854,0001,844
Securities gains (losses)$02,791
Applicable income taxes$611,0001,329
Income before extraordinary items$1,243,0002,243
Extraordinary gains, net$022
Net income$1,243,0002,252
Minority interest net income$082
Net income of bank and minority interests.$1,243,0002,250
Net charge-offs$583,0001,128
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,243,0002,156
2013-03-31 (YTD Data)Rank
Total interest income$3,927,0001,608
Total interest expense$647,0001,427
Net interest income$3,280,0001,647
Provision for loan and lease losses$525,000671
Total noninterest income$577,0002,013
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$82,0003,192
Trading account gains and fees$0148
Additional Noninterest Income$495,0001,592
Total noninterest expense$2,377,0002,012
Salaries and employee benefits$1,342,0001,936
Premises and equipment expense$355,0001,704
Additional noninterest expense$680,0002,293
Pre-tax net operating income$955,0001,786
Securities gains (losses)$01,966
Applicable income taxes$343,0001,208
Income before extraordinary items$612,0002,225
Extraordinary gains, net$010
Net income$612,0002,227
Minority interest net income$076
Net income of bank and minority interests.$612,0002,227
Net charge-offs$-24,0006,505
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$612,0002,143
2012-12-31 (YTD Data)Rank
Total interest income$13,892,0001,899
Total interest expense$2,482,0001,761
Net interest income$11,410,0001,919
Provision for loan and lease losses$2,475,000895
Total noninterest income$6,482,000946
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$252,0003,829
Trading account gains and fees$0166
Additional Noninterest Income$6,230,000694
Total noninterest expense$9,657,0001,980
Salaries and employee benefits$5,391,0001,874
Premises and equipment expense$1,404,0001,679
Additional noninterest expense$2,862,0002,264
Pre-tax net operating income$5,760,0001,209
Securities gains (losses)$7,0003,461
Applicable income taxes$2,079,000849
Income before extraordinary items$3,688,0001,553
Extraordinary gains, net$029
Net income$3,688,0001,554
Minority interest net income$093
Net income of bank and minority interests.$3,688,0001,554
Net charge-offs$87,0004,535
Cash dividends$320,0003,232
Sale, conversion, retirement of capital stock, net$47,000716
Net operating income$3,683,5201,464
2012-09-30 (YTD Data)Rank
Total interest income$10,109,0001,987
Total interest expense$1,845,0001,843
Net interest income$8,264,0002,011
Provision for loan and lease losses$1,650,0001,004
Total noninterest income$5,250,000875
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$179,0004,001
Trading account gains and fees$0157
Additional Noninterest Income$5,071,000634
Total noninterest expense$6,392,0002,238
Salaries and employee benefits$3,419,0002,179
Premises and equipment expense$1,095,0001,622
Additional noninterest expense$1,878,0002,564
Pre-tax net operating income$5,472,000988
Securities gains (losses)$03,575
Applicable income taxes$2,019,000702
Income before extraordinary items$3,453,0001,304
Extraordinary gains, net$020
Net income$3,453,0001,305
Minority interest net income$086
Net income of bank and minority interests.$3,453,0001,305
Net charge-offs$89,0004,081
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$39,000656
Net operating income$3,453,0001,240
2012-06-30 (YTD Data)Rank
Total interest income$5,782,0002,314
Total interest expense$1,184,0001,990
Net interest income$4,598,0002,369
Provision for loan and lease losses$1,150,000981
Total noninterest income$4,877,000691
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$96,0004,388
Trading account gains and fees$0153
Additional Noninterest Income$4,781,000489
Total noninterest expense$4,086,0002,327
Salaries and employee benefits$2,031,0002,418
Premises and equipment expense$644,0001,841
Additional noninterest expense$1,411,0002,293
Pre-tax net operating income$4,239,000860
Securities gains (losses)$03,178
Applicable income taxes$1,635,000600
Income before extraordinary items$2,604,0001,158
Extraordinary gains, net$019
Net income$2,604,0001,157
Minority interest net income$084
Net income of bank and minority interests.$2,604,0001,157
Net charge-offs$-130,0007,120
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$29,000605
Net operating income$2,604,0001,077
2012-03-31 (YTD Data)Rank
Total interest income$2,694,0002,488
Total interest expense$552,0002,173
Net interest income$2,142,0002,551
Provision for loan and lease losses$50,0003,648
Total noninterest income$154,0004,173
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$33,0005,070
Trading account gains and fees$0148
Additional Noninterest Income$121,0003,406
Total noninterest expense$1,731,0002,703
Salaries and employee benefits$972,0002,544
Premises and equipment expense$301,0001,971
Additional noninterest expense$458,0003,311
Pre-tax net operating income$515,0002,826
Securities gains (losses)$02,210
Applicable income taxes$189,0001,795
Income before extraordinary items$326,0003,484
Extraordinary gains, net$019
Net income$326,0003,487
Minority interest net income$078
Net income of bank and minority interests.$326,0003,487
Net charge-offs$-120,0007,191
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$21,000477
Net operating income$326,0003,308
2011-12-31 (YTD Data)Rank
Total interest income$10,277,0002,695
Total interest expense$2,446,0002,364
Net interest income$7,831,0002,799
Provision for loan and lease losses$667,0003,017
Total noninterest income$510,0004,361
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$154,0004,846
Trading account gains and fees$0146
Additional Noninterest Income$356,0003,606
Total noninterest expense$6,326,0002,919
Salaries and employee benefits$3,344,0002,853
Premises and equipment expense$1,095,0002,218
Additional noninterest expense$1,887,0003,297
Pre-tax net operating income$1,348,0003,209
Securities gains (losses)$69,0002,347
Applicable income taxes$518,0001,995
Income before extraordinary items$899,0003,752
Extraordinary gains, net$029
Net income$899,0003,755
Minority interest net income$096
Net income of bank and minority interests.$899,0003,755
Net charge-offs$346,0003,636
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$58,000779
Net operating income$854,8403,709
2011-09-30 (YTD Data)Rank
Total interest income$7,565,0002,765
Total interest expense$1,896,0002,383
Net interest income$5,669,0002,889
Provision for loan and lease losses$667,0002,512
Total noninterest income$372,0004,461
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$121,0004,779
Trading account gains and fees$0145
Additional Noninterest Income$251,0003,733
Total noninterest expense$4,725,0002,934
Salaries and employee benefits$2,438,0002,913
Premises and equipment expense$756,0002,410
Additional noninterest expense$1,531,0003,102
Pre-tax net operating income$649,0004,099
Securities gains (losses)$69,0002,085
Applicable income taxes$267,0002,387
Income before extraordinary items$451,0004,494
Extraordinary gains, net$021
Net income$451,0004,495
Minority interest net income$087
Net income of bank and minority interests.$451,0004,495
Net charge-offs$165,0003,930
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$40,000744
Net operating income$406,8404,514
2011-06-30 (YTD Data)Rank
Total interest income$5,013,0002,793
Total interest expense$1,312,0002,388
Net interest income$3,701,0002,933
Provision for loan and lease losses$517,0002,271
Total noninterest income$267,0004,354
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$77,0004,852
Trading account gains and fees$0153
Additional Noninterest Income$190,0003,577
Total noninterest expense$3,029,0003,076
Salaries and employee benefits$1,572,0003,015
Premises and equipment expense$504,0002,430
Additional noninterest expense$953,0003,323
Pre-tax net operating income$422,0004,120
Securities gains (losses)$64,0001,431
Applicable income taxes$181,0002,323
Income before extraordinary items$305,0004,420
Extraordinary gains, net$015
Net income$305,0004,419
Minority interest net income$089
Net income of bank and minority interests.$305,0004,421
Net charge-offs$-69,0007,344
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$26,000699
Net operating income$264,0404,543
2011-03-31 (YTD Data)Rank
Total interest income$2,481,0002,846
Total interest expense$665,0002,428
Net interest income$1,816,0002,974
Provision for loan and lease losses$225,0002,264
Total noninterest income$100,0004,922
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$40,0004,752
Trading account gains and fees$0158
Additional Noninterest Income$60,0004,383
Total noninterest expense$1,424,0003,240
Salaries and employee benefits$742,0003,183
Premises and equipment expense$239,0002,575
Additional noninterest expense$443,0003,491
Pre-tax net operating income$267,0003,718
Securities gains (losses)$01,772
Applicable income taxes$97,0002,215
Income before extraordinary items$170,0004,248
Extraordinary gains, net$09
Net income$170,0004,247
Minority interest net income$086
Net income of bank and minority interests.$170,0004,248
Net charge-offs$-98,0007,445
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$13,000643
Net operating income$170,0004,192
2010-12-31 (YTD Data)Rank
Total interest income$9,485,0003,088
Total interest expense$3,259,0002,419
Net interest income$6,226,0003,383
Provision for loan and lease losses$1,375,0002,582
Total noninterest income$381,0005,037
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$156,0004,840
Trading account gains and fees$0175
Additional Noninterest Income$225,0004,413
Total noninterest expense$5,293,0003,437
Salaries and employee benefits$2,806,0003,294
Premises and equipment expense$837,0002,884
Additional noninterest expense$1,650,0003,752
Pre-tax net operating income$-61,0005,888
Securities gains (losses)$151,0001,822
Applicable income taxes$-1,575,0007,411
Income before extraordinary items$1,665,0002,342
Extraordinary gains, net$029
Net income$1,665,0002,340
Minority interest net income$0111
Net income of bank and minority interests.$1,665,0002,343
Net charge-offs$923,0002,797
Cash dividends$170,0003,416
Sale, conversion, retirement of capital stock, net$74,000857
Net operating income$1,514,0002,401
2010-09-30 (YTD Data)Rank
Total interest income$7,155,0003,129
Total interest expense$2,510,0002,466
Net interest income$4,645,0003,440
Provision for loan and lease losses$775,0002,892
Total noninterest income$278,0005,166
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$113,0004,974
Trading account gains and fees$0165
Additional Noninterest Income$165,0004,505
Total noninterest expense$3,909,0003,495
Salaries and employee benefits$2,190,0003,215
Premises and equipment expense$534,0003,301
Additional noninterest expense$1,185,0003,841
Pre-tax net operating income$239,0005,099
Securities gains (losses)$151,0001,594
Applicable income taxes$-159,0007,152
Income before extraordinary items$549,0003,942
Extraordinary gains, net$023
Net income$549,0003,944
Minority interest net income$0110
Net income of bank and minority interests.$549,0003,944
Net charge-offs$749,0002,552
Cash dividends$170,0002,835
Sale, conversion, retirement of capital stock, net$166,000541
Net operating income$398,0004,295
2010-06-30 (YTD Data)Rank
Total interest income$4,760,0003,167
Total interest expense$1,703,0002,515
Net interest income$3,057,0003,474
Provision for loan and lease losses$475,0002,932
Total noninterest income$157,0005,412
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$70,0005,108
Trading account gains and fees$0152
Additional Noninterest Income$87,0004,851
Total noninterest expense$2,558,0003,563
Salaries and employee benefits$1,464,0003,206
Premises and equipment expense$395,0003,088
Additional noninterest expense$699,0004,178
Pre-tax net operating income$181,0005,038
Securities gains (losses)$59,0001,781
Applicable income taxes$-97,0007,191
Income before extraordinary items$337,0004,086
Extraordinary gains, net$019
Net income$337,0004,086
Minority interest net income$0105
Net income of bank and minority interests.$337,0004,085
Net charge-offs$300,0003,047
Cash dividends$170,0002,435
Sale, conversion, retirement of capital stock, net$111,000464
Net operating income$278,0004,288
2010-03-31 (YTD Data)Rank
Total interest income$2,365,0003,235
Total interest expense$864,0002,587
Net interest income$1,501,0003,552
Provision for loan and lease losses$175,0003,173
Total noninterest income$60,0005,873
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$26,0005,562
Trading account gains and fees$0175
Additional Noninterest Income$34,0005,280
Total noninterest expense$1,241,0003,673
Salaries and employee benefits$718,0003,317
Premises and equipment expense$179,0003,404
Additional noninterest expense$344,0004,209
Pre-tax net operating income$145,0004,601
Securities gains (losses)$02,284
Applicable income taxes$-58,0007,356
Income before extraordinary items$203,0003,855
Extraordinary gains, net$016
Net income$203,0003,852
Minority interest net income$091
Net income of bank and minority interests.$203,0003,854
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$55,000393
Net operating income$203,0003,737
2009-12-31 (YTD Data)Rank
Total interest income$7,837,0003,872
Total interest expense$3,233,0003,236
Net interest income$4,604,0004,157
Provision for loan and lease losses$1,400,0002,990
Total noninterest income$296,0005,635
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$70,0006,168
Trading account gains and fees$0211
Additional Noninterest Income$226,0004,443
Total noninterest expense$4,721,0003,860
Salaries and employee benefits$2,866,0003,315
Premises and equipment expense$734,0003,338
Additional noninterest expense$1,121,0004,919
Pre-tax net operating income$-1,221,0006,343
Securities gains (losses)$368,0001,070
Applicable income taxes$-142,0006,659
Income before extraordinary items$-711,0006,205
Extraordinary gains, net$034
Net income$-711,0006,204
Minority interest net income$0115
Net income of bank and minority interests.$-711,0006,204
Net charge-offs$709,0003,328
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$308,000626
Net operating income$-1,016,4406,378
2009-09-30 (YTD Data)Rank
Total interest income$5,567,0004,075
Total interest expense$2,365,0003,422
Net interest income$3,202,0004,401
Provision for loan and lease losses$1,295,0002,420
Total noninterest income$220,0005,715
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$45,0006,374
Trading account gains and fees$0212
Additional Noninterest Income$175,0004,505
Total noninterest expense$3,496,0003,910
Salaries and employee benefits$2,162,0003,331
Premises and equipment expense$479,0003,742
Additional noninterest expense$855,0004,866
Pre-tax net operating income$-1,369,0006,816
Securities gains (losses)$310,000978
Applicable income taxes$-59,0006,838
Income before extraordinary items$-1,000,0006,748
Extraordinary gains, net$027
Net income$-1,000,0006,749
Minority interest net income$0118
Net income of bank and minority interests.$-1,000,0006,749
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$230,000559
Net operating income$-1,291,4006,888
2009-06-30 (YTD Data)Rank
Total interest income$3,525,0004,245
Total interest expense$1,528,0003,624
Net interest income$1,997,0004,580
Provision for loan and lease losses$210,0004,245
Total noninterest income$150,0005,721
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$24,0006,581
Trading account gains and fees$0193
Additional Noninterest Income$126,0004,407
Total noninterest expense$2,328,0003,932
Salaries and employee benefits$1,468,0003,295
Premises and equipment expense$344,0003,573
Additional noninterest expense$516,0005,164
Pre-tax net operating income$-391,0006,535
Securities gains (losses)$310,000737
Applicable income taxes$-56,0007,026
Income before extraordinary items$-25,0005,997
Extraordinary gains, net$021
Net income$-25,0005,996
Minority interest net income$0112
Net income of bank and minority interests.$-25,0005,996
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$151,000524
Net operating income$-223,4006,409
2009-03-31 (YTD Data)Rank
Total interest income$1,629,0004,514
Total interest expense$735,0003,817
Net interest income$894,0004,913
Provision for loan and lease losses$130,0003,489
Total noninterest income$65,0005,965
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$9,0006,767
Trading account gains and fees$0171
Additional Noninterest Income$56,0004,631
Total noninterest expense$1,127,0003,954
Salaries and employee benefits$724,0003,372
Premises and equipment expense$162,0003,754
Additional noninterest expense$241,0005,051
Pre-tax net operating income$-298,0007,057
Securities gains (losses)$136,000848
Applicable income taxes$-24,0007,294
Income before extraordinary items$-138,0006,903
Extraordinary gains, net$015
Net income$-138,0006,904
Minority interest net income$0102
Net income of bank and minority interests.$-138,0006,904
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$78,000407
Net operating income$-253,6007,057
2008-12-31 (YTD Data)Rank
Total interest income$4,049,0005,977
Total interest expense$1,941,0005,386
Net interest income$2,108,0006,311
Provision for loan and lease losses$710,0003,223
Total noninterest income$135,0006,990
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$20,0007,038
Trading account gains and fees$0154
Additional Noninterest Income$115,0005,727
Total noninterest expense$4,254,0004,051
Salaries and employee benefits$2,716,0003,532
Premises and equipment expense$445,0004,789
Additional noninterest expense$1,093,0004,554
Pre-tax net operating income$-2,721,0007,532
Securities gains (losses)$27,0002,003
Applicable income taxes$04,979
Income before extraordinary items$-2,694,0007,553
Extraordinary gains, net$039
Net income$-2,694,0007,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0005,088
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$268,000696
Net operating income$-2,721,0007,627
2008-09-30 (YTD Data)Rank
Total interest income$2,658,0006,352
Total interest expense$1,172,0006,015
Net interest income$1,486,0006,481
Provision for loan and lease losses$306,0003,512
Total noninterest income$87,0007,247
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$17,0007,062
Trading account gains and fees$0148
Additional Noninterest Income$70,0006,140
Total noninterest expense$2,798,0004,446
Salaries and employee benefits$1,876,0003,802
Premises and equipment expense$276,0005,327
Additional noninterest expense$646,0005,206
Pre-tax net operating income$-1,531,0007,739
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,531,0007,712
Extraordinary gains, net$031
Net income$-1,531,0007,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,066
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$171,000625
Net operating income$-1,531,0007,807
2008-06-30 (YTD Data)Rank
Total interest income$1,364,0006,937
Total interest expense$425,0007,265
Net interest income$939,0006,606
Provision for loan and lease losses$245,0002,833
Total noninterest income$66,0007,200
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$10,0007,141
Trading account gains and fees$0149
Additional Noninterest Income$56,0005,955
Total noninterest expense$1,768,0004,622
Salaries and employee benefits$1,178,0004,015
Premises and equipment expense$181,0005,411
Additional noninterest expense$409,0005,349
Pre-tax net operating income$-1,008,0007,918
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,008,0007,999
Extraordinary gains, net$021
Net income$-1,008,0007,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$88,000620
Net operating income$-1,008,0007,984
2008-03-31 (YTD Data)Rank
Total interest income$579,0007,338
Total interest expense$99,0008,097
Net interest income$480,0006,594
Provision for loan and lease losses$145,0002,228
Total noninterest income$26,0007,463
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$4,0007,199
Trading account gains and fees$0158
Additional Noninterest Income$22,0006,334
Total noninterest expense$761,0005,089
Salaries and employee benefits$488,0004,637
Premises and equipment expense$84,0005,611
Additional noninterest expense$189,0005,526
Pre-tax net operating income$-400,0008,007
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-400,0008,079
Extraordinary gains, net$015
Net income$-400,0008,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-400,0008,060
2007-12-31 (YTD Data)Rank
Total interest income$907,0008,238
Total interest expense$101,0008,392
Net interest income$806,0007,975
Provision for loan and lease losses$473,0002,425
Total noninterest income$31,0008,173
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,0007,438
Trading account gains and fees$0178
Additional Noninterest Income$29,0007,566
Total noninterest expense$1,944,0006,286
Salaries and employee benefits$1,536,0005,231
Premises and equipment expense$141,0007,323
Additional noninterest expense$267,0007,699
Pre-tax net operating income$-1,580,0008,213
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,580,0008,254
Extraordinary gains, net$039
Net income$-1,580,0008,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$31,562,00037
Net operating income$-1,580,0008,246
2007-09-30 (YTD Data)Rank
Total interest income$401,0008,435
Total interest expense$55,0008,451
Net interest income$346,0008,353
Provision for loan and lease losses$76,0004,560
Total noninterest income$2,0008,421
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$2,0008,302
Total noninterest expense$1,155,0006,844
Salaries and employee benefits$972,0005,729
Premises and equipment expense$68,0007,828
Additional noninterest expense$115,0008,227
Pre-tax net operating income$-883,0008,256
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-883,0008,300
Extraordinary gains, net$033
Net income$-883,0008,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$31,540,00026
Net operating income$-883,0008,290

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.