Home > Southern State Bank > Assets and Liabilities
Southern State Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 26 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $87,377,000 | 5,519 |
| Cash and due from depository institutions | $2,530,000 | 5,310 |
| Interest-bearing balances | $11,000 | 6,212 |
| Securities | $1,191,000 | 7,958 |
| Federal funds sold & reverse repurchase agreements | $11,590,000 | 1,168 |
| Net loans & leases | $59,038,000 | 5,317 |
| Loan loss allowance | $876,000 | 4,616 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,901,000 | 3,747 |
| Other real estate owned | $107,000 | 5,310 |
| Goodwill and other intangibles | $7,824,000 | 759 |
| All other assets | $2,196,000 | 4,963 |
| Life insurance assets | $941,000 | 3,065 |
| Total liabilities and capital | $87,377,000 | 5,519 |
| Total liabilities | $73,424,000 | 5,643 |
| Total deposits | $70,949,000 | 5,511 |
| Interest-bearing deposits | $65,557,000 | 5,243 |
| Deposits held in domestic offices | $70,949,000 | 5,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,285,000 | 4,759 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,190,000 | 3,581 |
| Total equity capital | $13,953,000 | 4,436 |
| Total bank equity capital | $13,953,000 | 4,436 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $318,000 | 4,870 |
| Surplus | $13,502,000 | 2,067 |
| Undivided profits | $133,000 | 7,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 4,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $501,000 | 6,082 |
| Earning assets | $71,830,000 | 5,812 |
| Long-term assets (5+ years) | $30,107,000 | 2,888 |
| Average Assets, year-to-date | $81,874,200 | 5,581 |
| Average Assets, quarterly | $83,610,000 | 5,609 |
| Volatile liabilities | $22,263,000 | 4,530 |
| Insider loans | $482,000 | 5,566 |
| FHLB advances | $1,285,000 | 4,578 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $2,824,000 | 6,849 |
| Tier 1 (core) risk-based capital | $6,129,000 | 6,780 |
| Tier 2 risk-based capital | $753,000 | 4,829 |
| Total risk weighted assets | $60,083,000 | 5,492 |
| Total unused commitments | $2,824,000 | 6,849 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 27 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $79,843,000 | 5,757 |
| Cash and due from depository institutions | $1,796,000 | 5,223 |
| Interest-bearing balances | $150,000 | 4,140 |
| Securities | $18,417,000 | 4,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $54,072,000 | 5,530 |
| Loan loss allowance | $877,000 | 4,574 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,125,000 | 3,540 |
| Other real estate owned | $88,000 | 5,223 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,345,000 | 4,891 |
| Life insurance assets | $929,000 | 3,028 |
| Total liabilities and capital | $79,843,000 | 5,757 |
| Total liabilities | $72,557,000 | 5,638 |
| Total deposits | $65,159,000 | 5,734 |
| Interest-bearing deposits | $60,078,000 | 5,453 |
| Deposits held in domestic offices | $65,159,000 | 5,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $810,000 | 2,849 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,899,000 | 3,278 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $689,000 | 4,989 |
| Total equity capital | $7,286,000 | 6,445 |
| Total bank equity capital | $7,286,000 | 6,445 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $318,000 | 4,873 |
| Surplus | $2,007,000 | 5,631 |
| Undivided profits | $4,961,000 | 4,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 4,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $586,000 | 5,900 |
| Earning assets | $72,639,000 | 5,764 |
| Long-term assets (5+ years) | $41,622,000 | 2,209 |
| Average Assets, year-to-date | $80,498,500 | 5,646 |
| Average Assets, quarterly | $79,881,000 | 5,719 |
| Volatile liabilities | $25,405,000 | 4,150 |
| Insider loans | $495,000 | 5,499 |
| FHLB advances | $5,899,000 | 3,149 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $4,167,000 | 6,322 |
| Tier 1 (core) risk-based capital | $7,285,000 | 6,366 |
| Tier 2 risk-based capital | $736,000 | 4,867 |
| Total risk weighted assets | $58,705,000 | 5,517 |
| Total unused commitments | $4,167,000 | 6,322 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 29 | 5,043 |
| Assets and Liabilities | ||
| Total Assets: | $79,919,000 | 5,744 |
| Cash and due from depository institutions | $2,264,000 | 5,043 |
| Interest-bearing balances | $215,000 | 3,873 |
| Securities | $20,357,000 | 4,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $51,745,000 | 5,630 |
| Loan loss allowance | $905,000 | 4,475 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,170,000 | 3,498 |
| Other real estate owned | $88,000 | 5,043 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,295,000 | 4,919 |
| Life insurance assets | $920,000 | 3,044 |
| Total liabilities and capital | $79,919,000 | 5,744 |
| Total liabilities | $72,967,000 | 5,642 |
| Total deposits | $66,409,000 | 5,698 |
| Interest-bearing deposits | $61,326,000 | 5,407 |
| Deposits held in domestic offices | $66,409,000 | 5,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $950,000 | 2,719 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,901,000 | 3,489 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $707,000 | 4,696 |
| Total equity capital | $6,952,000 | 6,520 |
| Total bank equity capital | $6,952,000 | 6,520 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $318,000 | 4,903 |
| Surplus | $2,007,000 | 5,638 |
| Undivided profits | $4,627,000 | 4,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 5,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $563,000 | 5,792 |
| Earning assets | $72,317,000 | 5,783 |
| Long-term assets (5+ years) | $40,013,000 | 2,225 |
| Average Assets, year-to-date | $80,717,000 | 5,665 |
| Average Assets, quarterly | $79,769,000 | 5,732 |
| Volatile liabilities | $24,025,000 | 4,247 |
| Insider loans | $383,000 | 5,870 |
| FHLB advances | $4,901,000 | 3,348 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $4,441,000 | 6,315 |
| Tier 1 (core) risk-based capital | $7,143,000 | 6,406 |
| Tier 2 risk-based capital | $730,000 | 4,888 |
| Total risk weighted assets | $58,199,000 | 5,525 |
| Total unused commitments | $4,441,000 | 6,316 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 29 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $79,619,000 | 5,777 |
| Cash and due from depository institutions | $1,790,000 | 5,025 |
| Interest-bearing balances | $205,000 | 3,984 |
| Securities | $17,797,000 | 4,809 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 6,554 |
| Net loans & leases | $54,091,000 | 5,462 |
| Loan loss allowance | $893,000 | 4,508 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,218,000 | 3,418 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,523,000 | 4,572 |
| Life insurance assets | $911,000 | 3,059 |
| Total liabilities and capital | $79,619,000 | 5,777 |
| Total liabilities | $72,634,000 | 5,673 |
| Total deposits | $67,962,000 | 5,662 |
| Interest-bearing deposits | $61,772,000 | 5,414 |
| Deposits held in domestic offices | $67,962,000 | 5,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,053,000 | 3,585 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $619,000 | 5,032 |
| Total equity capital | $6,985,000 | 6,510 |
| Total bank equity capital | $6,985,000 | 6,510 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $318,000 | 4,913 |
| Surplus | $2,007,000 | 5,627 |
| Undivided profits | $4,660,000 | 4,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 3,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $578,000 | 5,613 |
| Earning assets | $72,293,000 | 5,810 |
| Long-term assets (5+ years) | $36,824,000 | 2,333 |
| Average Assets, year-to-date | $81,116,000 | 5,688 |
| Average Assets, quarterly | $81,116,000 | 5,688 |
| Volatile liabilities | $24,053,000 | 4,157 |
| Insider loans | $430,000 | 5,725 |
| FHLB advances | $4,053,000 | 3,439 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $3,762,000 | 6,605 |
| Tier 1 (core) risk-based capital | $7,020,000 | 6,425 |
| Tier 2 risk-based capital | $748,000 | 4,800 |
| Total risk weighted assets | $59,698,000 | 5,412 |
| Total unused commitments | $3,762,000 | 6,606 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 31 | 4,821 |
| Assets and Liabilities | ||
| Total Assets: | $82,613,000 | 5,649 |
| Cash and due from depository institutions | $2,072,000 | 4,821 |
| Interest-bearing balances | $236,000 | 3,853 |
| Securities | $21,715,000 | 4,311 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $52,990,000 | 5,504 |
| Loan loss allowance | $883,000 | 4,524 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,269,000 | 3,354 |
| Other real estate owned | $21,000 | 4,821 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,546,000 | 4,609 |
| Life insurance assets | $902,000 | 3,032 |
| Total liabilities and capital | $82,613,000 | 5,649 |
| Total liabilities | $75,790,000 | 5,529 |
| Total deposits | $66,969,000 | 5,673 |
| Interest-bearing deposits | $61,981,000 | 5,350 |
| Deposits held in domestic offices | $66,969,000 | 5,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,745,000 | 2,345 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,556,000 | 3,084 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $520,000 | 5,405 |
| Total equity capital | $6,823,000 | 6,533 |
| Total bank equity capital | $6,823,000 | 6,533 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $318,000 | 4,935 |
| Surplus | $2,007,000 | 5,614 |
| Undivided profits | $4,498,000 | 4,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 4,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $650,000 | 5,378 |
| Earning assets | $74,941,000 | 5,660 |
| Long-term assets (5+ years) | $39,588,000 | 2,175 |
| Average Assets, year-to-date | $82,212,200 | 5,507 |
| Average Assets, quarterly | $83,666,000 | 5,551 |
| Volatile liabilities | $28,328,000 | 3,852 |
| Insider loans | $1,045,000 | 4,171 |
| FHLB advances | $6,556,000 | 2,962 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $2,686,000 | 6,964 |
| Tier 1 (core) risk-based capital | $6,882,000 | 6,449 |
| Tier 2 risk-based capital | $751,000 | 4,755 |
| Total risk weighted assets | $59,950,000 | 5,365 |
| Total unused commitments | $2,686,000 | 6,967 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $84,719,000 | 5,529 |
| Cash and due from depository institutions | $2,048,000 | 5,063 |
| Interest-bearing balances | $416,000 | 3,282 |
| Securities | $21,816,000 | 4,331 |
| Federal funds sold & reverse repurchase agreements | $622,000 | 5,102 |
| Net loans & leases | $54,429,000 | 5,456 |
| Loan loss allowance | $877,000 | 4,561 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,337,000 | 3,275 |
| Other real estate owned | $21,000 | 5,063 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,446,000 | 4,737 |
| Life insurance assets | $895,000 | 3,007 |
| Total liabilities and capital | $84,719,000 | 5,529 |
| Total liabilities | $78,063,000 | 5,396 |
| Total deposits | $71,748,000 | 5,415 |
| Interest-bearing deposits | $66,633,000 | 5,091 |
| Deposits held in domestic offices | $71,748,000 | 5,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,807,000 | 3,415 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $508,000 | 5,553 |
| Total equity capital | $6,656,000 | 6,602 |
| Total bank equity capital | $6,656,000 | 6,602 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $318,000 | 4,972 |
| Surplus | $2,007,000 | 5,624 |
| Undivided profits | $4,331,000 | 5,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $558,000 | 5,894 |
| Earning assets | $77,283,000 | 5,534 |
| Long-term assets (5+ years) | $39,363,000 | 2,176 |
| Average Assets, year-to-date | $82,112,000 | 5,540 |
| Average Assets, quarterly | $84,799,000 | 5,493 |
| Volatile liabilities | $31,027,000 | 3,674 |
| Insider loans | $864,000 | 4,518 |
| FHLB advances | $5,807,000 | 3,279 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $3,870,000 | 6,485 |
| Tier 1 (core) risk-based capital | $6,772,000 | 6,504 |
| Tier 2 risk-based capital | $765,000 | 4,720 |
| Total risk weighted assets | $61,061,000 | 5,321 |
| Total unused commitments | $3,870,000 | 6,485 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 30 | 4,980 |
| Assets and Liabilities | ||
| Total Assets: | $84,879,000 | 5,514 |
| Cash and due from depository institutions | $2,560,000 | 4,980 |
| Interest-bearing balances | $162,000 | 4,312 |
| Securities | $24,122,000 | 4,067 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $52,270,000 | 5,538 |
| Loan loss allowance | $880,000 | 4,526 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,350,000 | 3,235 |
| Other real estate owned | $21,000 | 4,980 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,556,000 | 4,579 |
| Life insurance assets | $887,000 | 2,977 |
| Total liabilities and capital | $84,879,000 | 5,514 |
| Total liabilities | $78,525,000 | 5,400 |
| Total deposits | $70,249,000 | 5,456 |
| Interest-bearing deposits | $65,595,000 | 5,126 |
| Deposits held in domestic offices | $70,249,000 | 5,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,234,000 | 2,360 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,500,000 | 3,517 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $542,000 | 5,040 |
| Total equity capital | $6,354,000 | 6,647 |
| Total bank equity capital | $6,354,000 | 6,647 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $318,000 | 4,973 |
| Surplus | $2,007,000 | 5,618 |
| Undivided profits | $4,029,000 | 5,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 3,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $548,000 | 5,617 |
| Earning assets | $76,554,000 | 5,549 |
| Long-term assets (5+ years) | $36,092,000 | 2,276 |
| Average Assets, year-to-date | $81,243,000 | 5,590 |
| Average Assets, quarterly | $82,486,000 | 5,576 |
| Volatile liabilities | $31,943,000 | 3,538 |
| Insider loans | $858,000 | 4,506 |
| FHLB advances | $5,500,000 | 3,362 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $4,817,000 | 6,212 |
| Tier 1 (core) risk-based capital | $6,649,000 | 6,520 |
| Tier 2 risk-based capital | $772,000 | 4,674 |
| Total risk weighted assets | $61,678,000 | 5,263 |
| Total unused commitments | $4,817,000 | 6,212 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $80,093,000 | 5,674 |
| Cash and due from depository institutions | $2,103,000 | 5,063 |
| Interest-bearing balances | $209,000 | 4,123 |
| Securities | $24,656,000 | 4,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $47,489,000 | 5,742 |
| Loan loss allowance | $860,000 | 4,566 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,127,000 | 3,339 |
| Other real estate owned | $363,000 | 5,063 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,355,000 | 4,668 |
| Life insurance assets | $880,000 | 2,943 |
| Total liabilities and capital | $80,093,000 | 5,674 |
| Total liabilities | $73,766,000 | 5,555 |
| Total deposits | $65,096,000 | 5,705 |
| Interest-bearing deposits | $59,950,000 | 5,390 |
| Deposits held in domestic offices | $65,096,000 | 5,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,639,000 | 2,054 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,500,000 | 3,414 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $531,000 | 5,015 |
| Total equity capital | $6,327,000 | 6,626 |
| Total bank equity capital | $6,327,000 | 6,626 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $318,000 | 4,969 |
| Surplus | $2,007,000 | 5,565 |
| Undivided profits | $4,002,000 | 5,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 5,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $435,000 | 6,115 |
| Earning assets | $72,354,000 | 5,712 |
| Long-term assets (5+ years) | $33,759,000 | 2,375 |
| Average Assets, year-to-date | $79,425,000 | 5,675 |
| Average Assets, quarterly | $79,425,000 | 5,675 |
| Volatile liabilities | $27,335,000 | 3,756 |
| Insider loans | $559,000 | 5,246 |
| FHLB advances | $5,500,000 | 3,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,360,000 | 6,340 |
| Tier 1 (core) risk-based capital | $6,523,000 | 6,520 |
| Tier 2 risk-based capital | $687,000 | 4,962 |
| Total risk weighted assets | $54,786,000 | 5,540 |
| Total unused commitments | $4,360,000 | 6,341 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $78,757,000 | 5,728 |
| Cash and due from depository institutions | $2,207,000 | 5,301 |
| Interest-bearing balances | $121,000 | 4,727 |
| Securities | $24,139,000 | 4,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $47,013,000 | 5,759 |
| Loan loss allowance | $843,000 | 4,595 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,671,000 | 3,680 |
| Other real estate owned | $373,000 | 5,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,354,000 | 4,689 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $78,757,000 | 5,728 |
| Total liabilities | $72,504,000 | 5,614 |
| Total deposits | $60,821,000 | 5,893 |
| Interest-bearing deposits | $55,114,000 | 5,623 |
| Deposits held in domestic offices | $60,821,000 | 5,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 2,975 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,500,000 | 2,587 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $483,000 | 5,195 |
| Total equity capital | $6,253,000 | 6,650 |
| Total bank equity capital | $6,253,000 | 6,650 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $318,000 | 4,992 |
| Surplus | $2,007,000 | 5,551 |
| Undivided profits | $3,928,000 | 5,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 6,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $520,000 | 5,650 |
| Earning assets | $71,273,000 | 5,746 |
| Long-term assets (5+ years) | $30,949,000 | 2,493 |
| Average Assets, year-to-date | $76,125,200 | 5,683 |
| Average Assets, quarterly | $79,850,500 | 5,645 |
| Volatile liabilities | $26,892,000 | 3,723 |
| Insider loans | $773,000 | 4,684 |
| FHLB advances | $10,500,000 | 2,451 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $4,477,000 | 6,222 |
| Tier 1 (core) risk-based capital | $6,426,000 | 6,546 |
| Tier 2 risk-based capital | $675,000 | 4,985 |
| Total risk weighted assets | $53,797,000 | 5,596 |
| Total unused commitments | $4,477,000 | 6,223 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 27 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $80,944,000 | 5,596 |
| Cash and due from depository institutions | $1,946,000 | 5,310 |
| Interest-bearing balances | $203,000 | 4,310 |
| Securities | $24,846,000 | 4,024 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $48,825,000 | 5,663 |
| Loan loss allowance | $816,000 | 4,680 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,670,000 | 3,663 |
| Other real estate owned | $395,000 | 5,310 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,262,000 | 4,745 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $80,944,000 | 5,596 |
| Total liabilities | $74,714,000 | 5,484 |
| Total deposits | $61,744,000 | 5,819 |
| Interest-bearing deposits | $56,656,000 | 5,498 |
| Deposits held in domestic offices | $61,744,000 | 5,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,080,000 | 2,328 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,500,000 | 2,603 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $390,000 | 5,789 |
| Total equity capital | $6,230,000 | 6,672 |
| Total bank equity capital | $6,230,000 | 6,672 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $318,000 | 4,999 |
| Surplus | $2,007,000 | 5,509 |
| Undivided profits | $3,905,000 | 5,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $540,000 | 5,481 |
| Earning assets | $73,874,000 | 5,612 |
| Long-term assets (5+ years) | $31,037,000 | 2,525 |
| Average Assets, year-to-date | $75,467,250 | 5,707 |
| Average Assets, quarterly | $78,770,500 | 5,637 |
| Volatile liabilities | $29,602,000 | 3,430 |
| Insider loans | $1,085,000 | 4,004 |
| FHLB advances | $10,500,000 | 2,462 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $3,456,000 | 6,587 |
| Tier 1 (core) risk-based capital | $6,319,000 | 6,584 |
| Tier 2 risk-based capital | $695,000 | 4,875 |
| Total risk weighted assets | $55,752,000 | 5,479 |
| Total unused commitments | $3,456,000 | 6,587 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $76,597,000 | 5,719 |
| Cash and due from depository institutions | $1,991,000 | 5,432 |
| Interest-bearing balances | $169,000 | 4,473 |
| Securities | $21,832,000 | 4,400 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $47,554,000 | 5,665 |
| Loan loss allowance | $786,000 | 4,733 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,721,000 | 3,556 |
| Other real estate owned | $395,000 | 5,432 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,104,000 | 4,750 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $76,597,000 | 5,719 |
| Total liabilities | $70,463,000 | 5,594 |
| Total deposits | $61,550,000 | 5,786 |
| Interest-bearing deposits | $57,752,000 | 5,435 |
| Deposits held in domestic offices | $61,550,000 | 5,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,025,000 | 2,813 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,500,000 | 3,076 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $388,000 | 5,517 |
| Total equity capital | $6,134,000 | 6,675 |
| Total bank equity capital | $6,134,000 | 6,675 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $318,000 | 4,994 |
| Surplus | $2,007,000 | 5,491 |
| Undivided profits | $3,809,000 | 5,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $520,000 | 5,329 |
| Earning assets | $69,555,000 | 5,748 |
| Long-term assets (5+ years) | $28,061,000 | 2,699 |
| Average Assets, year-to-date | $73,641,670 | 5,773 |
| Average Assets, quarterly | $74,846,500 | 5,752 |
| Volatile liabilities | $25,505,000 | 3,687 |
| Insider loans | $1,096,000 | 3,950 |
| FHLB advances | $7,500,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $4,180,000 | 6,332 |
| Tier 1 (core) risk-based capital | $6,203,000 | 6,584 |
| Tier 2 risk-based capital | $671,000 | 4,922 |
| Total risk weighted assets | $53,528,000 | 5,512 |
| Total unused commitments | $4,180,000 | 6,332 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 27 | 5,308 |
| Assets and Liabilities | ||
| Total Assets: | $73,096,000 | 5,863 |
| Cash and due from depository institutions | $1,676,000 | 5,308 |
| Interest-bearing balances | $213,000 | 4,267 |
| Securities | $21,014,000 | 4,577 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $45,202,000 | 5,762 |
| Loan loss allowance | $739,000 | 4,944 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,762,000 | 3,505 |
| Other real estate owned | $406,000 | 5,308 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,036,000 | 4,849 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $73,096,000 | 5,863 |
| Total liabilities | $67,135,000 | 5,760 |
| Total deposits | $59,780,000 | 5,895 |
| Interest-bearing deposits | $55,498,000 | 5,586 |
| Deposits held in domestic offices | $59,780,000 | 5,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $415,000 | 2,982 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,500,000 | 3,157 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $440,000 | 5,080 |
| Total equity capital | $5,961,000 | 6,725 |
| Total bank equity capital | $5,961,000 | 6,725 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $318,000 | 5,027 |
| Surplus | $2,007,000 | 5,509 |
| Undivided profits | $3,636,000 | 5,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 6,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $399,000 | 6,064 |
| Earning assets | $66,429,000 | 5,895 |
| Long-term assets (5+ years) | $28,322,000 | 2,745 |
| Average Assets, year-to-date | $72,164,000 | 5,879 |
| Average Assets, quarterly | $72,164,000 | 5,879 |
| Volatile liabilities | $21,998,000 | 3,942 |
| Insider loans | $730,000 | 4,744 |
| FHLB advances | $6,500,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $3,763,000 | 6,558 |
| Tier 1 (core) risk-based capital | $6,096,000 | 6,626 |
| Tier 2 risk-based capital | $643,000 | 5,064 |
| Total risk weighted assets | $51,350,000 | 5,607 |
| Total unused commitments | $3,763,000 | 6,560 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $71,232,000 | 5,943 |
| Cash and due from depository institutions | $1,815,000 | 5,311 |
| Interest-bearing balances | $55,000 | 5,653 |
| Securities | $20,195,000 | 4,701 |
| Federal funds sold & reverse repurchase agreements | $735,000 | 5,169 |
| Net loans & leases | $43,259,000 | 5,895 |
| Loan loss allowance | $708,000 | 5,052 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,801,000 | 3,456 |
| Other real estate owned | $428,000 | 5,311 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,999,000 | 4,847 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $71,232,000 | 5,943 |
| Total liabilities | $65,265,000 | 5,848 |
| Total deposits | $58,265,000 | 5,966 |
| Interest-bearing deposits | $51,353,000 | 5,806 |
| Deposits held in domestic offices | $58,265,000 | 5,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,500,000 | 3,195 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $500,000 | 4,702 |
| Total equity capital | $5,967,000 | 6,750 |
| Total bank equity capital | $5,967,000 | 6,750 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $318,000 | 5,042 |
| Surplus | $2,007,000 | 5,500 |
| Undivided profits | $3,642,000 | 5,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 2,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $424,000 | 5,877 |
| Earning assets | $64,244,000 | 5,994 |
| Long-term assets (5+ years) | $26,569,000 | 2,939 |
| Average Assets, year-to-date | $68,802,600 | 5,933 |
| Average Assets, quarterly | $70,212,500 | 5,955 |
| Volatile liabilities | $19,029,000 | 4,254 |
| Insider loans | $779,000 | 4,618 |
| FHLB advances | $6,500,000 | 3,041 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,442,000 | 6,572 |
| Tier 1 (core) risk-based capital | $6,010,000 | 6,634 |
| Tier 2 risk-based capital | $617,000 | 5,158 |
| Total risk weighted assets | $49,251,000 | 5,729 |
| Total unused commitments | $3,442,000 | 6,572 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $69,193,000 | 6,006 |
| Cash and due from depository institutions | $1,293,000 | 5,323 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $20,529,000 | 4,645 |
| Federal funds sold & reverse repurchase agreements | $510,000 | 5,113 |
| Net loans & leases | $41,661,000 | 6,001 |
| Loan loss allowance | $672,000 | 5,200 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,830,000 | 3,378 |
| Other real estate owned | $443,000 | 5,323 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,927,000 | 4,941 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $69,193,000 | 6,006 |
| Total liabilities | $63,276,000 | 5,922 |
| Total deposits | $56,224,000 | 6,043 |
| Interest-bearing deposits | $52,381,000 | 5,714 |
| Deposits held in domestic offices | $56,224,000 | 6,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,500,000 | 3,195 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $552,000 | 4,658 |
| Total equity capital | $5,917,000 | 6,805 |
| Total bank equity capital | $5,917,000 | 6,805 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $318,000 | 5,063 |
| Surplus | $2,007,000 | 5,472 |
| Undivided profits | $3,592,000 | 5,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $859,000 | 2,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $349,000 | 6,645 |
| Earning assets | $62,700,000 | 6,048 |
| Long-term assets (5+ years) | $25,377,000 | 3,070 |
| Average Assets, year-to-date | $68,195,250 | 5,971 |
| Average Assets, quarterly | $69,188,500 | 5,980 |
| Volatile liabilities | $21,009,000 | 3,985 |
| Insider loans | $689,000 | 4,848 |
| FHLB advances | $6,500,000 | 3,051 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,220,000 | 7,170 |
| Tier 1 (core) risk-based capital | $5,904,000 | 6,699 |
| Tier 2 risk-based capital | $607,000 | 5,192 |
| Total risk weighted assets | $48,489,000 | 5,768 |
| Total unused commitments | $2,220,000 | 7,175 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $69,184,000 | 6,013 |
| Cash and due from depository institutions | $1,314,000 | 5,124 |
| Interest-bearing balances | $100,000 | 5,164 |
| Securities | $20,928,000 | 4,668 |
| Federal funds sold & reverse repurchase agreements | $422,000 | 5,154 |
| Net loans & leases | $41,304,000 | 6,002 |
| Loan loss allowance | $631,000 | 5,393 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,711,000 | 3,450 |
| Other real estate owned | $395,000 | 5,124 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,110,000 | 4,685 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $69,184,000 | 6,013 |
| Total liabilities | $63,518,000 | 5,922 |
| Total deposits | $55,501,000 | 6,112 |
| Interest-bearing deposits | $52,040,000 | 5,775 |
| Deposits held in domestic offices | $55,501,000 | 6,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,500,000 | 2,969 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $517,000 | 4,477 |
| Total equity capital | $5,666,000 | 6,819 |
| Total bank equity capital | $5,666,000 | 6,819 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $318,000 | 5,096 |
| Surplus | $2,007,000 | 5,480 |
| Undivided profits | $3,341,000 | 5,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 2,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $379,000 | 6,196 |
| Earning assets | $62,754,000 | 6,034 |
| Long-term assets (5+ years) | $26,128,000 | 3,102 |
| Average Assets, year-to-date | $67,862,670 | 6,029 |
| Average Assets, quarterly | $68,150,000 | 6,039 |
| Volatile liabilities | $21,390,000 | 3,850 |
| Insider loans | $691,000 | 4,823 |
| FHLB advances | $7,500,000 | 2,838 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $2,559,000 | 7,009 |
| Tier 1 (core) risk-based capital | $5,836,000 | 6,687 |
| Tier 2 risk-based capital | $591,000 | 5,251 |
| Total risk weighted assets | $47,362,000 | 5,825 |
| Total unused commitments | $2,559,000 | 7,013 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 24 | 5,784 |
| Assets and Liabilities | ||
| Total Assets: | $67,116,000 | 6,132 |
| Cash and due from depository institutions | $1,140,000 | 5,784 |
| Interest-bearing balances | $100,000 | 5,261 |
| Securities | $20,005,000 | 4,769 |
| Federal funds sold & reverse repurchase agreements | $57,000 | 6,682 |
| Net loans & leases | $41,089,000 | 5,961 |
| Loan loss allowance | $551,000 | 5,775 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,467,000 | 3,671 |
| Other real estate owned | $477,000 | 5,784 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,881,000 | 4,801 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $67,116,000 | 6,132 |
| Total liabilities | $61,311,000 | 6,034 |
| Total deposits | $56,436,000 | 6,073 |
| Interest-bearing deposits | $53,339,000 | 5,717 |
| Deposits held in domestic offices | $56,436,000 | 6,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,500,000 | 3,558 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $375,000 | 5,656 |
| Total equity capital | $5,805,000 | 6,843 |
| Total bank equity capital | $5,805,000 | 6,843 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $318,000 | 5,106 |
| Surplus | $2,007,000 | 5,469 |
| Undivided profits | $3,480,000 | 5,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,175,000 | 2,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $328,000 | 6,567 |
| Earning assets | $61,251,000 | 6,137 |
| Long-term assets (5+ years) | $25,312,000 | 3,117 |
| Average Assets, year-to-date | $67,202,000 | 6,092 |
| Average Assets, quarterly | $67,202,000 | 6,092 |
| Volatile liabilities | $20,856,000 | 3,813 |
| Insider loans | $526,000 | 5,335 |
| FHLB advances | $4,500,000 | 3,406 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,139,000 | 7,364 |
| Tier 1 (core) risk-based capital | $5,699,000 | 6,732 |
| Tier 2 risk-based capital | $551,000 | 5,424 |
| Total risk weighted assets | $47,290,000 | 5,783 |
| Total unused commitments | $2,139,000 | 7,370 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $67,288,000 | 6,094 |
| Cash and due from depository institutions | $1,340,000 | 6,075 |
| Interest-bearing balances | $100,000 | 5,208 |
| Securities | $16,544,000 | 5,349 |
| Federal funds sold & reverse repurchase agreements | $2,902,000 | 3,354 |
| Net loans & leases | $41,912,000 | 5,915 |
| Loan loss allowance | $583,000 | 5,587 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,496,000 | 3,621 |
| Other real estate owned | $335,000 | 6,075 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,759,000 | 5,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,288,000 | 6,094 |
| Total liabilities | $61,747,000 | 6,000 |
| Total deposits | $58,932,000 | 5,932 |
| Interest-bearing deposits | $52,791,000 | 5,735 |
| Deposits held in domestic offices | $58,932,000 | 5,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,500,000 | 4,200 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $315,000 | 5,971 |
| Total equity capital | $5,541,000 | 6,942 |
| Total bank equity capital | $5,541,000 | 6,942 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $318,000 | 5,146 |
| Surplus | $2,007,000 | 5,459 |
| Undivided profits | $3,216,000 | 5,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,095,000 | 2,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $321,000 | 6,770 |
| Earning assets | $61,458,000 | 6,092 |
| Long-term assets (5+ years) | $21,779,000 | 3,418 |
| Average Assets, year-to-date | $64,787,600 | 6,097 |
| Average Assets, quarterly | $66,956,000 | 6,088 |
| Volatile liabilities | $19,824,000 | 3,934 |
| Insider loans | $761,000 | 4,639 |
| FHLB advances | $2,500,000 | 4,034 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $1,677,000 | 7,572 |
| Tier 1 (core) risk-based capital | $5,532,000 | 6,799 |
| Tier 2 risk-based capital | $583,000 | 5,259 |
| Total risk weighted assets | $47,405,000 | 5,782 |
| Total unused commitments | $1,677,000 | 7,576 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 23 | 5,967 |
| Assets and Liabilities | ||
| Total Assets: | $66,624,000 | 6,129 |
| Cash and due from depository institutions | $1,395,000 | 5,967 |
| Interest-bearing balances | $100,000 | 5,286 |
| Securities | $17,079,000 | 5,182 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $43,594,000 | 5,808 |
| Loan loss allowance | $459,000 | 6,322 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,540,000 | 3,557 |
| Other real estate owned | $335,000 | 5,967 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,681,000 | 5,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,624,000 | 6,129 |
| Total liabilities | $60,741,000 | 6,052 |
| Total deposits | $55,159,000 | 6,134 |
| Interest-bearing deposits | $51,663,000 | 5,808 |
| Deposits held in domestic offices | $55,159,000 | 6,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,767,000 | 1,957 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,500,000 | 4,162 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $315,000 | 6,305 |
| Total equity capital | $5,883,000 | 6,744 |
| Total bank equity capital | $5,883,000 | 6,744 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $318,000 | 5,174 |
| Surplus | $2,007,000 | 5,451 |
| Undivided profits | $3,558,000 | 5,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $384,000 | 6,404 |
| Earning assets | $60,773,000 | 6,144 |
| Long-term assets (5+ years) | $22,846,000 | 3,344 |
| Average Assets, year-to-date | $64,162,500 | 6,159 |
| Average Assets, quarterly | $64,846,500 | 6,199 |
| Volatile liabilities | $21,750,000 | 3,675 |
| Insider loans | $519,000 | 5,380 |
| FHLB advances | $2,500,000 | 3,977 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,243,000 | 7,209 |
| Tier 1 (core) risk-based capital | $5,892,000 | 6,587 |
| Tier 2 risk-based capital | $459,000 | 5,956 |
| Total risk weighted assets | $48,936,000 | 5,662 |
| Total unused commitments | $2,243,000 | 7,216 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 23 | 5,972 |
| Assets and Liabilities | ||
| Total Assets: | $63,069,000 | 6,295 |
| Cash and due from depository institutions | $1,536,000 | 5,972 |
| Interest-bearing balances | $100,000 | 5,348 |
| Securities | $16,629,000 | 5,203 |
| Federal funds sold & reverse repurchase agreements | $732,000 | 6,099 |
| Net loans & leases | $39,708,000 | 6,060 |
| Loan loss allowance | $468,000 | 6,243 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,560,000 | 3,505 |
| Other real estate owned | $330,000 | 5,972 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,574,000 | 5,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,069,000 | 6,295 |
| Total liabilities | $57,210,000 | 6,235 |
| Total deposits | $55,406,000 | 6,116 |
| Interest-bearing deposits | $52,283,000 | 5,778 |
| Deposits held in domestic offices | $55,406,000 | 6,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,500,000 | 4,591 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $304,000 | 6,463 |
| Total equity capital | $5,859,000 | 6,776 |
| Total bank equity capital | $5,859,000 | 6,776 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $318,000 | 5,184 |
| Surplus | $2,007,000 | 5,436 |
| Undivided profits | $3,534,000 | 5,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 4,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $352,000 | 6,541 |
| Earning assets | $57,169,000 | 6,319 |
| Long-term assets (5+ years) | $16,099,000 | 3,935 |
| Average Assets, year-to-date | $63,342,000 | 6,216 |
| Average Assets, quarterly | $63,517,000 | 6,247 |
| Volatile liabilities | $17,802,000 | 4,114 |
| Insider loans | $490,000 | 5,494 |
| FHLB advances | $1,500,000 | 4,360 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,546,000 | 7,027 |
| Tier 1 (core) risk-based capital | $5,783,000 | 6,599 |
| Tier 2 risk-based capital | $468,000 | 5,883 |
| Total risk weighted assets | $45,479,000 | 5,871 |
| Total unused commitments | $2,546,000 | 7,036 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 22 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $63,965,000 | 6,212 |
| Cash and due from depository institutions | $1,563,000 | 6,099 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $18,476,000 | 4,894 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $39,696,000 | 6,020 |
| Loan loss allowance | $454,000 | 6,288 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,590,000 | 3,441 |
| Other real estate owned | $62,000 | 6,099 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,578,000 | 5,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,965,000 | 6,212 |
| Total liabilities | $58,185,000 | 6,150 |
| Total deposits | $55,354,000 | 6,090 |
| Interest-bearing deposits | $52,151,000 | 5,773 |
| Deposits held in domestic offices | $55,354,000 | 6,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $471,000 | 2,675 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $360,000 | 6,077 |
| Total equity capital | $5,780,000 | 6,732 |
| Total bank equity capital | $5,780,000 | 6,732 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $318,000 | 5,202 |
| Surplus | $2,007,000 | 5,415 |
| Undivided profits | $3,455,000 | 5,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 3,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $368,000 | 6,439 |
| Earning assets | $58,272,000 | 6,216 |
| Long-term assets (5+ years) | $13,101,000 | 4,300 |
| Average Assets, year-to-date | $63,478,500 | 6,196 |
| Average Assets, quarterly | $63,478,500 | 6,196 |
| Volatile liabilities | $18,813,000 | 3,914 |
| Insider loans | $413,000 | 5,781 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,868,000 | 7,464 |
| Tier 1 (core) risk-based capital | $5,690,000 | 6,594 |
| Tier 2 risk-based capital | $454,000 | 5,918 |
| Total risk weighted assets | $45,364,000 | 5,807 |
| Total unused commitments | $1,868,000 | 7,480 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $62,992,000 | 6,220 |
| Cash and due from depository institutions | $1,429,000 | 6,243 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $15,335,000 | 5,403 |
| Federal funds sold & reverse repurchase agreements | $2,559,000 | 4,312 |
| Net loans & leases | $39,426,000 | 6,043 |
| Loan loss allowance | $409,000 | 6,557 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,631,000 | 3,364 |
| Other real estate owned | $137,000 | 6,243 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,475,000 | 5,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,992,000 | 6,220 |
| Total liabilities | $57,294,000 | 6,155 |
| Total deposits | $56,850,000 | 5,970 |
| Interest-bearing deposits | $52,203,000 | 5,725 |
| Deposits held in domestic offices | $56,850,000 | 5,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $444,000 | 5,573 |
| Total equity capital | $5,698,000 | 6,759 |
| Total bank equity capital | $5,698,000 | 6,759 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $318,000 | 5,216 |
| Surplus | $2,007,000 | 5,386 |
| Undivided profits | $3,373,000 | 5,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 4,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $354,000 | 6,774 |
| Earning assets | $57,420,000 | 6,228 |
| Long-term assets (5+ years) | $10,167,000 | 4,773 |
| Average Assets, year-to-date | $60,476,800 | 6,217 |
| Average Assets, quarterly | $62,042,500 | 6,241 |
| Volatile liabilities | $17,043,000 | 4,168 |
| Insider loans | $629,000 | 4,969 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,841,000 | 7,390 |
| Tier 1 (core) risk-based capital | $5,606,000 | 6,620 |
| Tier 2 risk-based capital | $409,000 | 6,214 |
| Total risk weighted assets | $45,165,000 | 5,809 |
| Total unused commitments | $1,841,000 | 7,394 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $57,625,000 | 6,450 |
| Cash and due from depository institutions | $1,529,000 | 6,124 |
| Interest-bearing balances | $101,000 | 5,034 |
| Securities | $9,917,000 | 6,546 |
| Federal funds sold & reverse repurchase agreements | $2,160,000 | 4,657 |
| Net loans & leases | $39,447,000 | 5,990 |
| Loan loss allowance | $389,000 | 6,648 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,782,000 | 3,155 |
| Other real estate owned | $468,000 | 6,124 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,322,000 | 5,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,625,000 | 6,450 |
| Total liabilities | $52,363,000 | 6,380 |
| Total deposits | $52,083,000 | 6,166 |
| Interest-bearing deposits | $48,889,000 | 5,863 |
| Deposits held in domestic offices | $52,083,000 | 6,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $280,000 | 7,092 |
| Total equity capital | $5,262,000 | 6,929 |
| Total bank equity capital | $5,262,000 | 6,929 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $318,000 | 5,338 |
| Surplus | $2,007,000 | 5,381 |
| Undivided profits | $2,937,000 | 5,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $537,000 | 4,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $399,000 | 6,690 |
| Earning assets | $51,625,000 | 6,514 |
| Long-term assets (5+ years) | $8,415,000 | 5,160 |
| Average Assets, year-to-date | $56,892,400 | 6,315 |
| Average Assets, quarterly | $57,213,000 | 6,425 |
| Volatile liabilities | $14,552,000 | 4,575 |
| Insider loans | $431,000 | 5,740 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,072,000 | 7,282 |
| Tier 1 (core) risk-based capital | $5,226,000 | 6,770 |
| Tier 2 risk-based capital | $389,000 | 6,329 |
| Total risk weighted assets | $43,765,000 | 5,838 |
| Total unused commitments | $2,072,000 | 7,290 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 18 | 6,840 |
| Assets and Liabilities | ||
| Total Assets: | $55,900,000 | 6,478 |
| Cash and due from depository institutions | $2,797,000 | 6,840 |
| Interest-bearing balances | $126,000 | 4,315 |
| Securities | $11,106,000 | 6,465 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $37,973,000 | 6,090 |
| Loan loss allowance | $372,000 | 6,689 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,898,000 | 2,983 |
| Other real estate owned | $140,000 | 6,840 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $986,000 | 6,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,900,000 | 6,478 |
| Total liabilities | $50,840,000 | 6,394 |
| Total deposits | $49,107,000 | 6,261 |
| Interest-bearing deposits | $46,128,000 | 5,940 |
| Deposits held in domestic offices | $49,107,000 | 6,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,438,000 | 2,520 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $295,000 | 7,347 |
| Total equity capital | $5,060,000 | 7,033 |
| Total bank equity capital | $5,060,000 | 7,033 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $318,000 | 5,504 |
| Surplus | $2,007,000 | 5,395 |
| Undivided profits | $2,735,000 | 5,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $703,000 | 3,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $342,000 | 6,457 |
| Earning assets | $49,205,000 | 6,590 |
| Long-term assets (5+ years) | $9,531,000 | 4,693 |
| Average Assets, year-to-date | $53,289,000 | 6,445 |
| Average Assets, quarterly | $55,789,500 | 6,437 |
| Volatile liabilities | $18,108,000 | 3,910 |
| Insider loans | $450,000 | 5,663 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,381,000 | 7,014 |
| Tier 1 (core) risk-based capital | $5,041,000 | 6,919 |
| Tier 2 risk-based capital | $372,000 | 6,374 |
| Total risk weighted assets | $39,117,600 | 6,158 |
| Total unused commitments | $2,381,000 | 7,021 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 17 | 7,277 |
| Assets and Liabilities | ||
| Total Assets: | $49,755,000 | 6,914 |
| Cash and due from depository institutions | $1,962,000 | 7,277 |
| Interest-bearing balances | $126,000 | 4,415 |
| Securities | $11,159,000 | 6,745 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 2,944 |
| Net loans & leases | $30,454,000 | 6,747 |
| Loan loss allowance | $374,000 | 6,676 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,301,000 | 3,574 |
| Other real estate owned | $144,000 | 7,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $835,000 | 6,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,755,000 | 6,914 |
| Total liabilities | $45,148,000 | 6,863 |
| Total deposits | $44,759,000 | 6,666 |
| Interest-bearing deposits | $42,262,000 | 6,313 |
| Deposits held in domestic offices | $44,759,000 | 6,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $389,000 | 6,154 |
| Total equity capital | $4,607,000 | 7,294 |
| Total bank equity capital | $4,607,000 | 7,294 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $318,000 | 5,683 |
| Surplus | $2,007,000 | 5,443 |
| Undivided profits | $2,282,000 | 6,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 4,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $233,000 | 7,355 |
| Earning assets | $44,639,000 | 6,980 |
| Long-term assets (5+ years) | $9,506,000 | 4,964 |
| Average Assets, year-to-date | $46,664,600 | 7,005 |
| Average Assets, quarterly | $48,065,500 | 6,999 |
| Volatile liabilities | $11,662,000 | 5,027 |
| Insider loans | $450,000 | 5,624 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,540,000 | 7,925 |
| Tier 1 (core) risk-based capital | $4,615,000 | 7,312 |
| Tier 2 risk-based capital | $374,000 | 6,310 |
| Total risk weighted assets | $32,520,900 | 6,715 |
| Total unused commitments | $1,540,000 | 7,931 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $45,461,000 | 7,312 |
| Cash and due from depository institutions | $1,533,000 | 8,274 |
| Interest-bearing balances | $229,000 | 4,173 |
| Securities | $10,598,000 | 6,913 |
| Federal funds sold & reverse repurchase agreements | $4,480,000 | 3,701 |
| Net loans & leases | $27,494,000 | 7,009 |
| Loan loss allowance | $291,000 | 7,486 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $581,000 | 7,441 |
| Other real estate owned | $1,000 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $774,000 | 6,812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,461,000 | 7,312 |
| Total liabilities | $41,607,000 | 7,210 |
| Total deposits | $41,436,000 | 7,034 |
| Interest-bearing deposits | $38,999,000 | 6,671 |
| Deposits held in domestic offices | $41,436,000 | 7,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $171,000 | 8,931 |
| Total equity capital | $3,854,000 | 8,043 |
| Total bank equity capital | $3,854,000 | 8,043 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $318,000 | 5,757 |
| Surplus | $1,579,000 | 6,093 |
| Undivided profits | $1,957,000 | 6,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 4,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $220,000 | 7,642 |
| Earning assets | $42,801,000 | 7,207 |
| Long-term assets (5+ years) | $8,777,000 | 5,046 |
| Average Assets, year-to-date | $42,440,600 | 7,365 |
| Average Assets, quarterly | $44,209,000 | 7,348 |
| Volatile liabilities | $10,245,000 | 4,915 |
| Insider loans | $415,000 | 5,750 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $996,000 | 8,651 |
| Tier 1 (core) risk-based capital | $3,854,000 | 7,928 |
| Tier 2 risk-based capital | $291,000 | 7,103 |
| Total risk weighted assets | $26,705,200 | 7,301 |
| Total unused commitments | $996,000 | 8,659 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $40,668,000 | 7,845 |
| Cash and due from depository institutions | $1,150,000 | 8,372 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,285,000 | 6,721 |
| Federal funds sold & reverse repurchase agreements | $2,230,000 | 4,702 |
| Net loans & leases | $24,135,000 | 7,633 |
| Loan loss allowance | $259,000 | 8,045 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $484,000 | 8,000 |
| Other real estate owned | $12,000 | 8,372 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $372,000 | 9,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,668,000 | 7,845 |
| Total liabilities | $37,090,000 | 7,750 |
| Total deposits | $36,771,000 | 7,621 |
| Interest-bearing deposits | $35,571,000 | 7,126 |
| Deposits held in domestic offices | $36,771,000 | 7,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $319,000 | 7,568 |
| Total equity capital | $3,578,000 | 8,432 |
| Total bank equity capital | $3,578,000 | 8,432 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $318,000 | 5,997 |
| Surplus | $1,579,000 | 6,161 |
| Undivided profits | $1,681,000 | 7,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 5,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $180,000 | 8,570 |
| Earning assets | $38,650,000 | 7,697 |
| Long-term assets (5+ years) | $10,693,000 | 4,173 |
| Average Assets, year-to-date | $39,351,400 | 7,785 |
| Average Assets, quarterly | $40,464,000 | 7,809 |
| Volatile liabilities | $9,398,000 | 5,213 |
| Insider loans | $226,000 | 7,235 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,236,000 | 8,411 |
| Tier 1 (core) risk-based capital | $3,578,000 | 8,326 |
| Tier 2 risk-based capital | $259,000 | 7,577 |
| Total risk weighted assets | $22,689,000 | 8,018 |
| Total unused commitments | $1,236,000 | 8,419 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $37,055,000 | 8,454 |
| Cash and due from depository institutions | $560,000 | 9,804 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,661,000 | 6,809 |
| Federal funds sold & reverse repurchase agreements | $865,000 | 6,709 |
| Net loans & leases | $21,138,000 | 8,230 |
| Loan loss allowance | $173,000 | 9,530 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $446,000 | 8,362 |
| Other real estate owned | $54,000 | 9,804 |
| Goodwill and other intangibles | $6,000 | 3,309 |
| All other assets | $325,000 | 10,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,055,000 | 8,454 |
| Total liabilities | $33,844,000 | 8,354 |
| Total deposits | $33,560,000 | 8,233 |
| Interest-bearing deposits | $32,582,000 | 7,719 |
| Deposits held in domestic offices | $33,560,000 | 8,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $284,000 | 8,086 |
| Total equity capital | $3,211,000 | 9,013 |
| Total bank equity capital | $3,211,000 | 9,013 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $318,000 | 6,350 |
| Surplus | $1,579,000 | 6,306 |
| Undivided profits | $1,314,000 | 8,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 7,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $153,000 | 9,272 |
| Earning assets | $35,664,000 | 8,248 |
| Long-term assets (5+ years) | $12,864,000 | 3,612 |
| Average Assets, year-to-date | $34,418,400 | 8,568 |
| Average Assets, quarterly | $36,443,000 | 8,475 |
| Volatile liabilities | $8,642,000 | 5,336 |
| Insider loans | $62,000 | 9,303 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $423,000 | 9,939 |
| Tier 1 (core) risk-based capital | $3,205,000 | 8,956 |
| Tier 2 risk-based capital | $173,000 | 9,075 |
| Total risk weighted assets | $18,826,900 | 8,854 |
| Total unused commitments | $423,000 | 9,948 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 8 | 10,829 |
| Assets and Liabilities | ||
| Total Assets: | $31,879,000 | 9,294 |
| Cash and due from depository institutions | $243,000 | 10,829 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,684,000 | 6,526 |
| Federal funds sold & reverse repurchase agreements | $2,195,000 | 5,296 |
| Net loans & leases | $13,018,000 | 9,961 |
| Loan loss allowance | $107,000 | 10,885 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $432,000 | 8,672 |
| Other real estate owned | $26,000 | 10,829 |
| Goodwill and other intangibles | $12,000 | 2,976 |
| All other assets | $269,000 | 10,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,879,000 | 9,294 |
| Total liabilities | $28,962,000 | 9,216 |
| Total deposits | $28,851,000 | 9,084 |
| Interest-bearing deposits | $28,366,000 | 8,532 |
| Deposits held in domestic offices | $28,851,000 | 9,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $111,000 | 10,996 |
| Total equity capital | $2,917,000 | 9,583 |
| Total bank equity capital | $2,917,000 | 9,583 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $318,000 | 6,695 |
| Surplus | $1,579,000 | 6,376 |
| Undivided profits | $1,020,000 | 9,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $98,000 | 10,686 |
| Earning assets | $30,897,000 | 9,059 |
| Long-term assets (5+ years) | $13,827,000 | 3,259 |
| Average Assets, year-to-date | $28,630,000 | 9,508 |
| Average Assets, quarterly | $30,885,000 | 9,352 |
| Volatile liabilities | $6,646,000 | 5,968 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $234,000 | 10,652 |
| Tier 1 (core) risk-based capital | $2,905,000 | 9,525 |
| Tier 2 risk-based capital | $107,000 | 10,565 |
| Total risk weighted assets | $12,604,900 | 10,299 |
| Total unused commitments | $234,000 | 10,657 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 6 | 11,988 |
| Assets and Liabilities | ||
| Total Assets: | $26,580,000 | 10,213 |
| Cash and due from depository institutions | $368,000 | 11,988 |
| Interest-bearing balances | $104,000 | 5,048 |
| Securities | $18,045,000 | 6,323 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 6,328 |
| Net loans & leases | $7,180,000 | 11,684 |
| Loan loss allowance | $64,000 | 12,075 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $37,000 | 12,266 |
| Other real estate owned | $48,000 | 11,988 |
| Goodwill and other intangibles | $18,000 | 2,788 |
| All other assets | $234,000 | 11,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,580,000 | 10,213 |
| Total liabilities | $24,317,000 | 10,134 |
| Total deposits | $24,220,000 | 10,027 |
| Interest-bearing deposits | $24,220,000 | 9,378 |
| Deposits held in domestic offices | $24,220,000 | 10,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $97,000 | 11,188 |
| Total equity capital | $2,263,000 | 10,522 |
| Total bank equity capital | $2,263,000 | 10,522 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $262,000 | 7,627 |
| Surplus | $1,123,000 | 7,615 |
| Undivided profits | $878,000 | 9,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 10,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $38,000 | 12,113 |
| Earning assets | $25,979,000 | 9,943 |
| Long-term assets (5+ years) | $15,895,000 | 3,027 |
| Average Assets, year-to-date | $26,393,800 | 10,182 |
| Average Assets, quarterly | $26,464,500 | 10,203 |
| Volatile liabilities | $4,746,000 | 6,949 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $126,000 | 11,411 |
| Tier 1 (core) risk-based capital | $2,245,000 | 10,648 |
| Tier 2 risk-based capital | $64,000 | 11,899 |
| Total risk weighted assets | $8,157,600 | 11,647 |
| Total unused commitments | $126,000 | 11,414 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 6 | 12,602 |
| Assets and Liabilities | ||
| Total Assets: | $26,275,000 | 10,697 |
| Cash and due from depository institutions | $565,000 | 12,602 |
| Interest-bearing balances | $397,000 | 4,650 |
| Securities | $18,990,000 | 6,372 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
| Net loans & leases | $6,072,000 | 12,425 |
| Loan loss allowance | $59,000 | 12,767 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $45,000 | 12,831 |
| Other real estate owned | $167,000 | 12,602 |
| Goodwill and other intangibles | $24,000 | 2,670 |
| All other assets | $312,000 | 11,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,275,000 | 10,697 |
| Total liabilities | $24,181,000 | 10,600 |
| Total deposits | $24,089,000 | 10,500 |
| Interest-bearing deposits | $24,089,000 | 9,820 |
| Deposits held in domestic offices | $24,089,000 | 10,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $92,000 | 11,755 |
| Total equity capital | $2,094,000 | 11,187 |
| Total bank equity capital | $2,094,000 | 11,187 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $262,000 | 8,032 |
| Surplus | $1,123,000 | 7,718 |
| Undivided profits | $709,000 | 10,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $37,000 | 12,679 |
| Earning assets | $25,559,000 | 10,437 |
| Long-term assets (5+ years) | $16,639,000 | 3,051 |
| Average Assets, year-to-date | $26,096,600 | 10,606 |
| Average Assets, quarterly | $26,172,000 | 10,661 |
| Volatile liabilities | $4,344,000 | 7,024 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $164,000 | 11,600 |
| Tier 1 (core) risk-based capital | $2,070,000 | 11,185 |
| Tier 2 risk-based capital | $59,000 | 12,529 |
| Total risk weighted assets | $8,381,600 | 12,087 |
| Total unused commitments | $164,000 | 11,606 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 6 | 13,177 |
| Assets and Liabilities | ||
| Total Assets: | $25,910,000 | 11,051 |
| Cash and due from depository institutions | $1,266,000 | 13,177 |
| Interest-bearing balances | $1,022,000 | 3,751 |
| Securities | $17,702,000 | 6,596 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 8,543 |
| Net loans & leases | $5,176,000 | 13,166 |
| Loan loss allowance | $58,000 | 13,289 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $46,000 | 13,409 |
| Other real estate owned | $288,000 | 13,177 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $382,000 | 10,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,910,000 | 11,051 |
| Total liabilities | $23,947,000 | 10,963 |
| Total deposits | $23,792,000 | 10,875 |
| Interest-bearing deposits | $23,792,000 | 10,167 |
| Deposits held in domestic offices | $23,792,000 | 10,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $155,000 | 11,042 |
| Total equity capital | $1,963,000 | 11,547 |
| Total bank equity capital | $1,963,000 | 11,547 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $262,000 | 8,444 |
| Surplus | $1,123,000 | 7,717 |
| Undivided profits | $578,000 | 10,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 10,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $33,000 | 13,355 |
| Earning assets | $24,950,000 | 10,790 |
| Long-term assets (5+ years) | $12,565,000 | 3,706 |
| Average Assets, year-to-date | $24,759,400 | 11,134 |
| Average Assets, quarterly | $25,805,000 | 11,016 |
| Volatile liabilities | $4,491,000 | 6,981 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $1,963,000 | 11,507 |
| Tier 2 risk-based capital | $58,000 | 12,975 |
| Total risk weighted assets | $11,718,000 | 11,573 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |