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Southern Pacific Bank, Assets and Liabilities

2002-12-31Rank
# of Employees:164987
Assets and Liabilities
Total Assets:$904,294,000607
Cash and due from depository institutions$41,404,000987
Interest-bearing balances$18,902,000392
Securities$116,606,0001,066
Federal funds sold & reverse repurchase agreements$39,200,000364
Net loans & leases$683,836,000515
Loan loss allowance$39,981,000187
Trading account assets$0170
Bank premises and fixed assets$3,920,0002,392
Other real estate owned$29,000987
Goodwill and other intangibles$4,873,000671
All other assets$14,426,000960
Life insurance assets$01
Total liabilities and capital$904,294,000607
Total liabilities$869,139,000575
Total deposits$864,160,000486
Interest-bearing deposits$863,450,000433
Deposits held in domestic offices$864,160,000485
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$05,759
Subordinated debt$0258
All other liabilities$4,979,000997
Total equity capital$35,155,0001,485
Total bank equity capital$35,155,0001,485
Perpetual preferred stock$0142
Common stock$1,250,0002,515
Surplus$204,049,000181
Undivided profits$-170,144,0009,366
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$78,773,00090
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$3,901,000701
Earning assets$858,544,000586
Long-term assets (5+ years)$145,930,000682
Average Assets, year-to-date$1,173,502,600479
Average Assets, quarterly$999,658,000556
Volatile liabilities$223,588,000560
Insider loans$08,414
FHLB advances$05,074
Loans and leases held for sale$13,323,000378
Unused loan commitments$288,252,000393
Tier 1 (core) risk-based capital$30,450,0001,591
Tier 2 risk-based capital$9,188,000506
Total risk weighted assets$703,922,000543
Total unused commitments$288,252,000393
Derivatives$0527
2001-12-31Rank
# of Employees:275594
Assets and Liabilities
Total Assets:$1,401,350,000422
Cash and due from depository institutions$118,063,000594
Interest-bearing balances$15,916,000429
Securities$37,107,0002,845
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$1,203,641,000325
Loan loss allowance$69,011,000135
Trading account assets$2,159,000117
Bank premises and fixed assets$11,341,000740
Other real estate owned$926,000594
Goodwill and other intangibles$4,873,000639
All other assets$23,240,000623
Life insurance assets$01
Total liabilities and capital$1,401,350,000422
Total liabilities$1,350,604,000389
Total deposits$1,245,175,000347
Interest-bearing deposits$1,243,929,000308
Deposits held in domestic offices$1,245,175,000345
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$75,000,000594
Subordinated debt$20,000,000133
All other liabilities$10,429,000596
Total equity capital$50,746,000962
Total bank equity capital$50,746,000962
Perpetual preferred stock$0158
Common stock$1,250,0002,560
Surplus$174,049,000196
Undivided profits$-124,553,0009,627
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$96,895,00079
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$8,509,000367
Earning assets$1,258,823,000423
Long-term assets (5+ years)$272,003,000389
Average Assets, year-to-date$1,666,498,200358
Average Assets, quarterly$1,458,705,500394
Volatile liabilities$431,963,000351
Insider loans$08,624
FHLB advances$75,000,000514
Loans and leases held for sale$125,681,00091
Unused loan commitments$418,915,000299
Tier 1 (core) risk-based capital$45,706,0001,002
Tier 2 risk-based capital$36,826,000195
Total risk weighted assets$1,293,893,000333
Total unused commitments$418,915,000300
Derivatives$0450
2000-12-31Rank
# of Employees:317495
Assets and Liabilities
Total Assets:$1,844,185,000338
Cash and due from depository institutions$67,820,000495
Interest-bearing balances$51,948,00096
Securities$57,934,0001,895
Federal funds sold & reverse repurchase agreements$152,000,000121
Net loans & leases$1,495,386,000282
Loan loss allowance$60,643,000144
Trading account assets$22,015,00055
Bank premises and fixed assets$8,930,000913
Other real estate owned$894,000495
Goodwill and other intangibles$16,176,000309
All other assets$23,030,000538
Life insurance assets$01
Total liabilities and capital$1,844,185,000338
Total liabilities$1,762,630,000320
Total deposits$1,639,316,000274
Interest-bearing deposits$1,637,886,000245
Deposits held in domestic offices$1,639,316,000270
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$65,000,000626
Subordinated debt$42,000,000112
All other liabilities$16,314,000468
Total equity capital$81,555,000606
Total bank equity capital$81,555,000606
Perpetual preferred stock$14,000,00029
Common stock$1,250,0002,615
Surplus$103,749,000270
Undivided profits$-37,444,0009,910
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$76,307,00093
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$14,940,000232
Earning assets$1,779,283,000319
Long-term assets (5+ years)$237,835,000434
Average Assets, year-to-date$1,924,534,400317
Average Assets, quarterly$1,906,706,500330
Volatile liabilities$474,712,000336
Insider loans$08,879
FHLB advances$0771
Loans and leases held for sale$385,584,00045
Unused loan commitments$808,565,000206
Tier 1 (core) risk-based capital$65,497,000690
Tier 2 risk-based capital$56,237,980152
Total risk weighted assets$1,842,044,980256
Total unused commitments$808,565,000207
Derivatives$65,207,000199
1999-12-31Rank
# of Employees:346497
Assets and Liabilities
Total Assets:$1,846,992,000335
Cash and due from depository institutions$40,619,000497
Interest-bearing balances$19,919,000198
Securities$84,284,0001,371
Federal funds sold & reverse repurchase agreements$160,000,000118
Net loans & leases$1,492,269,000273
Loan loss allowance$24,260,000249
Trading account assets$11,980,00078
Bank premises and fixed assets$9,824,000812
Other real estate owned$2,330,000497
Goodwill and other intangibles$17,742,000274
All other assets$27,944,000478
Life insurance assets$01
Total liabilities and capital$1,846,992,000335
Total liabilities$1,677,030,000336
Total deposits$1,626,154,000264
Interest-bearing deposits$1,625,634,000233
Deposits held in domestic offices$1,626,154,000262
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$35,000,000118
All other liabilities$15,876,000458
Total equity capital$169,962,000314
Total bank equity capital$169,962,000314
Perpetual preferred stock$0193
Common stock$1,250,0002,674
Surplus$88,749,000292
Undivided profits$79,963,000318
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$38,479,000132
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$8,200,000313
Earning assets$1,768,452,000324
Long-term assets (5+ years)$389,468,000311
Average Assets, year-to-date$1,825,334,800331
Average Assets, quarterly$1,828,765,500332
Volatile liabilities$324,271,000438
Insider loans$09,133
FHLB advances$0802
Loans and leases held for sale$275,657,00043
Unused loan commitments$1,212,743,000174
Tier 1 (core) risk-based capital$160,018,000318
Tier 2 risk-based capital$59,260,000152
Total risk weighted assets$2,063,018,400235
Total unused commitments$1,212,743,000174
Derivatives$83,612,000196
1998-12-31Rank
# of Employees:390447
Assets and Liabilities
Total Assets:$1,977,564,000304
Cash and due from depository institutions$296,980,000447
Interest-bearing balances$19,693,000284
Securities$8,339,0007,593
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$1,595,155,000240
Loan loss allowance$18,834,000297
Trading account assets$17,189,00079
Bank premises and fixed assets$6,581,0001,204
Other real estate owned$2,315,000447
Goodwill and other intangibles$23,272,000238
All other assets$27,733,000442
Life insurance assets$01
Total liabilities and capital$1,977,564,000304
Total liabilities$1,798,542,000303
Total deposits$1,716,688,000250
Interest-bearing deposits$1,708,533,000227
Deposits held in domestic offices$1,716,688,000246
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$20,000,0001,054
Subordinated debt$35,000,000120
All other liabilities$26,854,000338
Total equity capital$179,022,000305
Total bank equity capital$179,022,000305
Perpetual preferred stock$0199
Common stock$1,250,0002,656
Surplus$88,749,000283
Undivided profits$89,023,000292
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$31,055,000149
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$8,525,000289
Earning assets$1,640,376,000331
Long-term assets (5+ years)$311,082,000338
Average Assets, year-to-date$1,800,412,200308
Average Assets, quarterly$1,975,852,000300
Volatile liabilities$459,614,000302
Insider loans$09,309
FHLB advances$0740
Loans and leases held for sale$288,841,00056
Unused loan commitments$1,138,983,000178
Tier 1 (core) risk-based capital$167,823,000296
Tier 2 risk-based capital$53,834,000159
Total risk weighted assets$2,000,734,300228
Total unused commitments$1,138,983,000180
Derivatives$125,895,000192
1997-12-31Rank
# of Employees:344517
Assets and Liabilities
Total Assets:$1,504,965,000370
Cash and due from depository institutions$36,213,000517
Interest-bearing balances$11,0006,110
Securities$27,007,0003,967
Federal funds sold & reverse repurchase agreements$71,200,000221
Net loans & leases$1,322,708,000286
Loan loss allowance$18,225,000313
Trading account assets$0203
Bank premises and fixed assets$3,635,0002,167
Other real estate owned$465,000517
Goodwill and other intangibles$25,605,000219
All other assets$18,132,000562
Life insurance assets$01
Total liabilities and capital$1,504,965,000370
Total liabilities$1,347,883,000378
Total deposits$1,189,841,000340
Interest-bearing deposits$1,182,130,000303
Deposits held in domestic offices$1,189,841,000334
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$87,855,000412
Subordinated debt$35,000,000122
All other liabilities$35,187,000289
Total equity capital$157,082,000321
Total bank equity capital$157,082,000321
Perpetual preferred stock$0223
Common stock$1,250,0002,702
Surplus$79,201,000296
Undivided profits$76,631,000334
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$18,944,000232
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$9,743,000282
Earning assets$1,420,926,000365
Long-term assets (5+ years)$344,881,000266
Average Assets, year-to-date$1,498,145,400361
Average Assets, quarterly$1,558,557,500358
Volatile liabilities$324,219,000399
Insider loans$09,792
FHLB advances$0780
Loans and leases held for sale$126,738,00057
Unused loan commitments$543,308,000260
Tier 1 (core) risk-based capital$135,767,300334
Tier 2 risk-based capital$53,225,000156
Total risk weighted assets$1,563,428,500262
Total unused commitments$543,308,000261
Derivatives$1,900,000471
1996-12-31Rank
# of Employees:221844
Assets and Liabilities
Total Assets:$1,384,008,000429
Cash and due from depository institutions$46,354,000844
Interest-bearing balances$524,0003,007
Securities$52,163,0002,336
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$1,244,427,000331
Loan loss allowance$15,521,000391
Trading account assets$0240
Bank premises and fixed assets$2,084,0003,668
Other real estate owned$8,706,000844
Goodwill and other intangibles$20,766,000234
All other assets$9,508,000932
Life insurance assets$01
Total liabilities and capital$1,384,008,000429
Total liabilities$1,239,210,000432
Total deposits$1,072,266,000411
Interest-bearing deposits$1,070,922,000363
Deposits held in domestic offices$1,072,266,000405
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$141,356,000313
Subordinated debt$0298
All other liabilities$25,588,000358
Total equity capital$144,798,000376
Total bank equity capital$144,798,000376
Perpetual preferred stock$0250
Common stock$1,250,0002,879
Surplus$79,202,000315
Undivided profits$64,346,000412
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$38,299,000155
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$6,836,000399
Earning assets$1,297,114,000421
Long-term assets (5+ years)$117,316,000635
Average Assets, year-to-date$1,453,491,400399
Average Assets, quarterly$1,491,204,000399
Volatile liabilities$362,376,000386
Insider loans$010,271
FHLB advances$0882
Loans and leases held for sale$295,860,00025
Unused loan commitments$365,609,000324
Tier 1 (core) risk-based capital$129,497,000382
Tier 2 risk-based capital$15,521,000351
Total risk weighted assets$1,332,704,100325
Total unused commitments$365,609,000325
Derivatives$0549
1995-12-31Rank
# of Employees:1531,246
Assets and Liabilities
Total Assets:$1,432,554,000443
Cash and due from depository institutions$150,047,0001,246
Interest-bearing balances$119,272,00055
Securities$33,975,0003,704
Federal funds sold & reverse repurchase agreements$137,300,000164
Net loans & leases$1,033,626,000386
Loan loss allowance$13,729,000433
Trading account assets$0261
Bank premises and fixed assets$1,607,0004,437
Other real estate owned$3,971,0001,246
Goodwill and other intangibles$56,497,000117
All other assets$15,531,000688
Life insurance assets$01
Total liabilities and capital$1,432,554,000443
Total liabilities$1,305,955,000440
Total deposits$1,093,250,000420
Interest-bearing deposits$1,055,402,000384
Deposits held in domestic offices$1,093,250,000417
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$195,706,000265
Subordinated debt$0337
All other liabilities$16,999,000491
Total equity capital$126,599,000434
Total bank equity capital$126,599,000434
Perpetual preferred stock$0288
Common stock$1,250,0002,976
Surplus$79,202,000333
Undivided profits$46,147,000573
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,613,000217
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$6,105,000454
Earning assets$1,324,173,000434
Long-term assets (5+ years)$103,129,000669
Average Assets, year-to-date$1,322,334,200446
Average Assets, quarterly$1,380,658,500447
Volatile liabilities$401,794,000352
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$505,037,00024
Unused loan commitments$209,906,000456
Tier 1 (core) risk-based capital$110,575,000454
Tier 2 risk-based capital$12,598,450407
Total risk weighted assets$1,006,745,350409
Total unused commitments$209,906,000460
Derivatives$0628
1994-12-31Rank
# of Employees:1771,102
Assets and Liabilities
Total Assets:$1,366,710,000442
Cash and due from depository institutions$23,630,0001,102
Interest-bearing balances$459,0003,460
Securities$23,722,0005,192
Federal funds sold & reverse repurchase agreements$10,600,000893
Net loans & leases$1,294,103,000320
Loan loss allowance$7,054,000716
Trading account assets$0286
Bank premises and fixed assets$1,288,0005,184
Other real estate owned$2,019,0001,102
Goodwill and other intangibles$03,133
All other assets$11,348,000900
Life insurance assets$01
Total liabilities and capital$1,366,710,000442
Total liabilities$1,257,865,000440
Total deposits$946,860,000464
Interest-bearing deposits$908,178,000428
Deposits held in domestic offices$946,860,000459
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$295,000,000192
Subordinated debt$0372
All other liabilities$16,005,000471
Total equity capital$108,845,000448
Total bank equity capital$108,845,000448
Perpetual preferred stock$0310
Common stock$1,250,0003,089
Surplus$79,201,000306
Undivided profits$28,394,000818
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,438,000363
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$5,918,000405
Earning assets$1,328,884,000422
Long-term assets (5+ years)$40,448,0001,406
Average Assets, year-to-date$1,396,066,400425
Average Assets, quarterly$1,431,828,000426
Volatile liabilities$677,292,000255
Insider loans$011,229
FHLB advances$0993
Loans and leases held for sale$732,809,00011
Unused loan commitments$180,00011,247
Tier 1 (core) risk-based capital$108,845,000444
Tier 2 risk-based capital$7,054,000583
Total risk weighted assets$951,781,200400
Total unused commitments$180,00011,250
Derivatives$0687
1993-12-31Rank
# of Employees:1051,992
Assets and Liabilities
Total Assets:$1,401,929,000431
Cash and due from depository institutions$39,129,0001,992
Interest-bearing balances$403,0004,576
Securities$19,000,0006,368
Federal funds sold & reverse repurchase agreements$90,000,000206
Net loans & leases$1,246,483,000320
Loan loss allowance$3,255,0001,372
Trading account assets$0330
Bank premises and fixed assets$240,00010,800
Other real estate owned$1,822,0001,992
Goodwill and other intangibles$03,091
All other assets$5,255,0001,528
Life insurance assets$01
Total liabilities and capital$1,401,929,000431
Total liabilities$1,328,619,000424
Total deposits$1,005,171,000457
Interest-bearing deposits$972,373,000417
Deposits held in domestic offices$1,005,171,000450
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$320,000,000184
Subordinated debt$0413
All other liabilities$3,448,0001,212
Total equity capital$73,310,000592
Total bank equity capital$73,310,000592
Perpetual preferred stock$0343
Common stock$1,250,0003,180
Surplus$54,201,000384
Undivided profits$17,859,0001,326
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,334,000819
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$4,282,000471
Earning assets$1,355,886,000407
Long-term assets (5+ years)$9,395,0004,524
Average Assets, year-to-date$788,505,000673
Average Assets, quarterly$1,182,018,000485
Volatile liabilities$692,069,000232
Insider loans$011,728
FHLB advances$0821
Loans and leases held for sale$1,113,266,0009
Unused loan commitments$012,206
Tier 1 (core) risk-based capital$73,310,000568
Tier 2 risk-based capital$3,255,0001,033
Total risk weighted assets$713,290,500486
Total unused commitments$012,208
Derivatives$0714
1992-12-31Rank
# of Employees:247,704
Assets and Liabilities
Total Assets:$470,043,0001,057
Cash and due from depository institutions$18,535,0007,704
Interest-bearing balances$215,0005,962
Securities$5,000,00011,596
Federal funds sold & reverse repurchase agreements$30,000,000616
Net loans & leases$414,010,000756
Loan loss allowance$2,018,0002,103
Trading account assets$0344
Bank premises and fixed assets$184,00011,730
Other real estate owned$508,0007,704
Goodwill and other intangibles$7,0002,951
All other assets$1,799,0003,943
Life insurance assets$01
Total liabilities and capital$470,043,0001,057
Total liabilities$432,559,0001,063
Total deposits$429,381,000985
Interest-bearing deposits$429,381,000887
Deposits held in domestic offices$429,381,000975
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$3,178,0001,308
Total equity capital$37,484,0001,048
Total bank equity capital$37,484,0001,048
Perpetual preferred stock$0346
Common stock$1,250,0003,303
Surplus$28,202,000604
Undivided profits$8,032,0002,743
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,318,0001,565
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,538,0001,251
Earning assets$449,225,0001,008
Long-term assets (5+ years)$9,996,0004,341
Average Assets, year-to-date$404,503,8001,189
Average Assets, quarterly$497,172,500996
Volatile liabilities$106,583,000719
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$338,651,00029
Unused loan commitments$012,570
Tier 1 (core) risk-based capital$37,477,0001,019
Tier 2 risk-based capital$2,018,0001,576
Total risk weighted assets$254,860,6001,149
Total unused commitments$012,572
Derivatives$0651