Home > Southern Ocean State Bank > Loan Charge- Offs and Recoveries
Southern Ocean State Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $510,000 | 2,231 |
| Loans secured by real estate, total | $88,000 | 2,578 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $88,000 | 2,577 |
| Construction and land development | $34,000 | 815 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $17,000 | 3,447 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $37,000 | 1,947 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $380,000 | 1,244 |
| Loans to individuals | $42,000 | 4,283 |
| Credit card loan charge offs | $32,000 | 1,256 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,000 | 7,162 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $81,000 | 3,641 |
| Loans secured by real estate, total | $32,000 | 2,041 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $32,000 | 2,041 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $32,000 | 1,058 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,000 | 5,530 |
| Loans to individuals | $38,000 | 2,409 |
| Credit card loan recoveries | $6,000 | 1,249 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $32,000 | 2,500 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $429,000 | 1,962 |
| Loans secured by real estate, total | $56,000 | 2,666 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $56,000 | 2,664 |
| Construction and land development | $34,000 | 725 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-15,000 | 12,814 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $37,000 | 1,699 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $369,000 | 960 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,000 | 7,484 |
| Credit card loan net charge offs | $26,000 | 1,225 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-22,000 | 13,023 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $524,000 | 2,828 |
| Loans secured by real estate, total | $375,000 | 1,540 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $375,000 | 1,540 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $205,000 | 991 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $170,000 | 1,327 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $149,000 | 2,300 |
| Credit card loan charge offs | $59,000 | 1,068 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $90,000 | 2,887 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $70,000 | 4,189 |
| Loans secured by real estate, total | $19,000 | 2,698 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $19,000 | 2,698 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $19,000 | 1,552 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,000 | 6,850 |
| Loans to individuals | $45,000 | 2,256 |
| Credit card loan recoveries | $4,000 | 1,507 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $41,000 | 2,211 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $454,000 | 2,624 |
| Loans secured by real estate, total | $356,000 | 1,420 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $356,000 | 1,420 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $186,000 | 954 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $170,000 | 1,234 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-6,000 | 12,224 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $104,000 | 2,286 |
| Credit card loan net charge offs | $55,000 | 1,008 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $49,000 | 3,247 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.