Home > Southern National Bank of South Carolina > Loan Charge- Offs and Recoveries
Southern National Bank of South Carolina, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,802,000 | 326 |
| Loans secured by real estate, total | $2,959,000 | 261 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,959,000 | 260 |
| Construction and land development | $68,000 | 459 |
| Secured by farmland | $1,000 | 460 |
| Total charge-offs secured by 1-4 family residential properties | $841,000 | 260 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $2,049,000 | 176 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 172 |
| Commercial and industrial loans | $1,622,000 | 277 |
| Loans to individuals | $1,881,000 | 355 |
| Credit card loan charge offs | $256,000 | 473 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,625,000 | 239 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $338,000 | 76 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,264,000 | 263 |
| Loans secured by real estate, total | $1,293,000 | 174 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,293,000 | 172 |
| Construction and land development | $538,000 | 76 |
| Secured by farmland | $37,000 | 126 |
| Secured by 1-4 family residential properties - total recoveries | $303,000 | 170 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $415,000 | 229 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,364,000 | 200 |
| Loans to individuals | $506,000 | 414 |
| Credit card loan recoveries | $47,000 | 478 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $459,000 | 320 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $101,000 | 111 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,538,000 | 379 |
| Loans secured by real estate, total | $1,666,000 | 309 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,666,000 | 309 |
| Construction and land development | $-470,000 | 12,570 |
| Secured by farmland | $-36,000 | 10,962 |
| Secured by 1-4 family residential properties- net charge-offs | $538,000 | 311 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $1,634,000 | 158 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 120 |
| Commercial and industrial loans | $258,000 | 823 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,375,000 | 321 |
| Credit card loan net charge offs | $209,000 | 466 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,166,000 | 187 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $237,000 | 65 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,920,000 | 911 |
| Loans secured by real estate, total | $957,000 | 709 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $957,000 | 707 |
| Construction and land development | $163,000 | 483 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $172,000 | 1,008 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $622,000 | 506 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $489,000 | 1,007 |
| Loans to individuals | $341,000 | 1,038 |
| Credit card loan charge offs | $183,000 | 593 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $158,000 | 1,501 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $133,000 | 157 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $933,000 | 593 |
| Loans secured by real estate, total | $351,000 | 439 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $351,000 | 438 |
| Construction and land development | $14,000 | 521 |
| Secured by farmland | $15,000 | 299 |
| Secured by 1-4 family residential properties - total recoveries | $80,000 | 508 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $242,000 | 318 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $451,000 | 432 |
| Loans to individuals | $98,000 | 1,217 |
| Credit card loan recoveries | $27,000 | 621 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $71,000 | 1,362 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $33,000 | 169 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $987,000 | 1,149 |
| Loans secured by real estate, total | $606,000 | 812 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $606,000 | 810 |
| Construction and land development | $149,000 | 461 |
| Secured by farmland | $-15,000 | 11,325 |
| Secured by 1-4 family residential properties- net charge-offs | $92,000 | 1,270 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $380,000 | 579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $38,000 | 3,878 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $243,000 | 979 |
| Credit card loan net charge offs | $156,000 | 575 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $87,000 | 1,623 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $100,000 | 139 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,161,000 | 819 |
| Loans secured by real estate, total | $1,068,000 | 829 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,068,000 | 829 |
| Construction and land development | $131,000 | 735 |
| Secured by farmland | $34,000 | 325 |
| Total charge-offs secured by 1-4 family residential properties | $302,000 | 776 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $601,000 | 654 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,346,000 | 628 |
| Loans to individuals | $705,000 | 791 |
| Credit card loan charge offs | $210,000 | 615 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $495,000 | 775 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $42,000 | 247 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $467,000 | 963 |
| Loans secured by real estate, total | $102,000 | 950 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $102,000 | 949 |
| Construction and land development | $20,000 | 521 |
| Secured by farmland | $6,000 | 490 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,653 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $59,000 | 683 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $12,000 | 135 |
| Commercial and industrial loans | $233,000 | 757 |
| Loans to individuals | $89,000 | 1,380 |
| Credit card loan recoveries | $29,000 | 600 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $60,000 | 1,635 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $31,000 | 179 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,694,000 | 792 |
| Loans secured by real estate, total | $966,000 | 808 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $966,000 | 808 |
| Construction and land development | $111,000 | 735 |
| Secured by farmland | $28,000 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $285,000 | 707 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $542,000 | 639 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-12,000 | 1,128 |
| Commercial and industrial loans | $1,113,000 | 622 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $616,000 | 716 |
| Credit card loan net charge offs | $181,000 | 612 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $435,000 | 637 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $11,000 | 269 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.