Home > Southern National Bank > Assets and Liabilities
Southern National Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 51 | 3,313 |
| Assets and Liabilities | ||
| Total Assets: | $345,851,000 | 1,882 |
| Cash and due from depository institutions | $10,302,000 | 3,313 |
| Interest-bearing balances | $764,000 | 2,678 |
| Securities | $47,249,000 | 2,457 |
| Federal funds sold & reverse repurchase agreements | $12,116,000 | 1,146 |
| Net loans & leases | $260,540,000 | 1,759 |
| Loan loss allowance | $3,685,000 | 1,426 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,221,000 | 1,925 |
| Other real estate owned | $5,272,000 | 3,313 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,151,000 | 3,424 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $345,851,000 | 1,882 |
| Total liabilities | $320,623,000 | 1,842 |
| Total deposits | $307,781,000 | 1,696 |
| Interest-bearing deposits | $282,990,000 | 1,593 |
| Deposits held in domestic offices | $307,781,000 | 1,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,692,000 | 2,166 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,900,000 | 3,194 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,250,000 | 1,609 |
| Total equity capital | $25,228,000 | 2,585 |
| Total bank equity capital | $25,228,000 | 2,585 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,310,000 | 2,495 |
| Surplus | $11,790,000 | 2,139 |
| Undivided profits | $12,128,000 | 2,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 5,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,878,000 | 2,243 |
| Earning assets | $320,669,000 | 1,872 |
| Long-term assets (5+ years) | $17,418,000 | 3,596 |
| Average Assets, year-to-date | $310,722,000 | 2,006 |
| Average Assets, quarterly | $337,360,000 | 1,900 |
| Volatile liabilities | $105,769,000 | 1,411 |
| Insider loans | $201,000 | 6,598 |
| FHLB advances | $6,900,000 | 3,063 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $64,763,000 | 1,511 |
| Tier 1 (core) risk-based capital | $26,196,000 | 2,392 |
| Tier 2 risk-based capital | $3,630,000 | 1,432 |
| Total risk weighted assets | $290,175,000 | 1,660 |
| Total unused commitments | $64,763,000 | 1,511 |
| Derivatives | $25,000,000 | 360 |
| 2006-06-30 | Rank | |
| # of Employees: | 51 | 3,307 |
| Assets and Liabilities | ||
| Total Assets: | $328,869,000 | 1,944 |
| Cash and due from depository institutions | $10,015,000 | 3,307 |
| Interest-bearing balances | $1,245,000 | 2,242 |
| Securities | $49,391,000 | 2,358 |
| Federal funds sold & reverse repurchase agreements | $13,523,000 | 953 |
| Net loans & leases | $241,673,000 | 1,847 |
| Loan loss allowance | $3,705,000 | 1,387 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,257,000 | 1,866 |
| Other real estate owned | $4,379,000 | 3,307 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,631,000 | 3,710 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $328,869,000 | 1,944 |
| Total liabilities | $305,985,000 | 1,892 |
| Total deposits | $294,506,000 | 1,756 |
| Interest-bearing deposits | $264,497,000 | 1,667 |
| Deposits held in domestic offices | $294,506,000 | 1,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,346,000 | 2,318 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,900,000 | 3,236 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,233,000 | 1,999 |
| Total equity capital | $22,884,000 | 2,724 |
| Total bank equity capital | $22,884,000 | 2,724 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,310,000 | 2,484 |
| Surplus | $11,790,000 | 2,099 |
| Undivided profits | $9,784,000 | 3,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,222,000 | 2,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,901,000 | 1,956 |
| Earning assets | $305,832,000 | 1,920 |
| Long-term assets (5+ years) | $20,931,000 | 3,236 |
| Average Assets, year-to-date | $299,012,330 | 2,085 |
| Average Assets, quarterly | $313,719,000 | 2,017 |
| Volatile liabilities | $104,204,000 | 1,421 |
| Insider loans | $201,000 | 6,616 |
| FHLB advances | $6,900,000 | 3,093 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $65,706,000 | 1,491 |
| Tier 1 (core) risk-based capital | $24,384,000 | 2,509 |
| Tier 2 risk-based capital | $3,393,000 | 1,498 |
| Total risk weighted assets | $270,941,000 | 1,738 |
| Total unused commitments | $65,706,000 | 1,492 |
| Derivatives | $25,000,000 | 357 |
| 2006-03-31 | Rank | |
| # of Employees: | 51 | 3,300 |
| Assets and Liabilities | ||
| Total Assets: | $298,569,000 | 2,115 |
| Cash and due from depository institutions | $8,250,000 | 3,300 |
| Interest-bearing balances | $1,014,000 | 2,532 |
| Securities | $51,218,000 | 2,311 |
| Federal funds sold & reverse repurchase agreements | $6,910,000 | 2,077 |
| Net loans & leases | $222,304,000 | 1,942 |
| Loan loss allowance | $4,156,000 | 1,223 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,254,000 | 1,828 |
| Other real estate owned | $281,000 | 3,300 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,352,000 | 3,823 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $298,569,000 | 2,115 |
| Total liabilities | $277,091,000 | 2,043 |
| Total deposits | $262,276,000 | 1,952 |
| Interest-bearing deposits | $243,132,000 | 1,800 |
| Deposits held in domestic offices | $262,276,000 | 1,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,221,000 | 2,155 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,900,000 | 2,459 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,694,000 | 2,453 |
| Total equity capital | $21,478,000 | 2,843 |
| Total bank equity capital | $21,478,000 | 2,843 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,310,000 | 2,474 |
| Surplus | $11,790,000 | 2,032 |
| Undivided profits | $8,378,000 | 3,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,349,000 | 436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,430,000 | 2,462 |
| Earning assets | $281,446,000 | 2,056 |
| Long-term assets (5+ years) | $22,814,000 | 3,049 |
| Average Assets, year-to-date | $284,084,000 | 2,199 |
| Average Assets, quarterly | $284,084,000 | 2,199 |
| Volatile liabilities | $93,638,000 | 1,498 |
| Insider loans | $201,000 | 6,606 |
| FHLB advances | $10,900,000 | 2,350 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $64,834,000 | 1,492 |
| Tier 1 (core) risk-based capital | $22,520,000 | 2,650 |
| Tier 2 risk-based capital | $3,083,000 | 1,596 |
| Total risk weighted assets | $245,426,000 | 1,840 |
| Total unused commitments | $64,834,000 | 1,492 |
| Derivatives | $25,000,000 | 343 |
| 2005-12-31 | Rank | |
| # of Employees: | 48 | 3,471 |
| Assets and Liabilities | ||
| Total Assets: | $269,599,000 | 2,318 |
| Cash and due from depository institutions | $9,219,000 | 3,471 |
| Interest-bearing balances | $1,361,000 | 2,328 |
| Securities | $55,586,000 | 2,165 |
| Federal funds sold & reverse repurchase agreements | $2,931,000 | 3,386 |
| Net loans & leases | $192,572,000 | 2,178 |
| Loan loss allowance | $3,846,000 | 1,292 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,317,000 | 1,775 |
| Other real estate owned | $0 | 3,471 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,974,000 | 4,099 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $269,599,000 | 2,318 |
| Total liabilities | $248,503,000 | 2,255 |
| Total deposits | $241,613,000 | 2,079 |
| Interest-bearing deposits | $218,476,000 | 1,943 |
| Deposits held in domestic offices | $241,613,000 | 2,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,207,000 | 1,974 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,900,000 | 4,755 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,783,000 | 2,326 |
| Total equity capital | $21,096,000 | 2,850 |
| Total bank equity capital | $21,096,000 | 2,850 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,310,000 | 2,470 |
| Surplus | $11,790,000 | 2,000 |
| Undivided profits | $7,996,000 | 3,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,776,000 | 699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,531,000 | 2,317 |
| Earning assets | $252,450,000 | 2,255 |
| Long-term assets (5+ years) | $22,461,000 | 3,071 |
| Average Assets, year-to-date | $265,816,600 | 2,233 |
| Average Assets, quarterly | $278,463,500 | 2,204 |
| Volatile liabilities | $76,639,000 | 1,719 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $1,900,000 | 4,562 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $51,210,000 | 1,753 |
| Tier 1 (core) risk-based capital | $22,046,000 | 2,656 |
| Tier 2 risk-based capital | $2,689,000 | 1,774 |
| Total risk weighted assets | $213,850,000 | 2,053 |
| Total unused commitments | $51,210,000 | 1,753 |
| Derivatives | $25,000,000 | 318 |
| 2005-09-30 | Rank | |
| # of Employees: | 48 | 3,457 |
| Assets and Liabilities | ||
| Total Assets: | $287,328,000 | 2,119 |
| Cash and due from depository institutions | $10,123,000 | 3,457 |
| Interest-bearing balances | $1,575,000 | 2,232 |
| Securities | $51,705,000 | 2,262 |
| Federal funds sold & reverse repurchase agreements | $39,223,000 | 343 |
| Net loans & leases | $177,165,000 | 2,313 |
| Loan loss allowance | $3,351,000 | 1,453 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,392,000 | 1,716 |
| Other real estate owned | $0 | 3,457 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,720,000 | 4,263 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $287,327,000 | 2,119 |
| Total liabilities | $267,283,000 | 2,047 |
| Total deposits | $261,154,000 | 1,878 |
| Interest-bearing deposits | $236,975,000 | 1,759 |
| Deposits held in domestic offices | $261,154,000 | 1,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,184,000 | 2,296 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,900,000 | 4,845 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,045,000 | 2,038 |
| Total equity capital | $20,044,000 | 2,960 |
| Total bank equity capital | $20,044,000 | 2,960 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,310,000 | 2,444 |
| Surplus | $11,790,000 | 1,940 |
| Undivided profits | $6,944,000 | 3,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,604,000 | 1,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,211,000 | 2,891 |
| Earning assets | $269,668,000 | 2,075 |
| Long-term assets (5+ years) | $23,733,000 | 2,979 |
| Average Assets, year-to-date | $264,871,000 | 2,224 |
| Average Assets, quarterly | $278,791,500 | 2,156 |
| Volatile liabilities | $79,370,000 | 1,609 |
| Insider loans | $226,000 | 6,506 |
| FHLB advances | $1,900,000 | 4,648 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $52,698,000 | 1,682 |
| Tier 1 (core) risk-based capital | $20,668,000 | 2,779 |
| Tier 2 risk-based capital | $2,571,000 | 1,830 |
| Total risk weighted assets | $204,743,000 | 2,090 |
| Total unused commitments | $52,698,000 | 1,682 |
| Derivatives | $25,000,000 | 325 |
| 2005-06-30 | Rank | |
| # of Employees: | 48 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $270,255,000 | 2,211 |
| Cash and due from depository institutions | $8,256,000 | 3,467 |
| Interest-bearing balances | $1,123,000 | 2,586 |
| Securities | $42,516,000 | 2,709 |
| Federal funds sold & reverse repurchase agreements | $12,287,000 | 975 |
| Net loans & leases | $197,905,000 | 2,050 |
| Loan loss allowance | $2,812,000 | 1,706 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,471,000 | 1,656 |
| Other real estate owned | $0 | 3,467 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,820,000 | 4,067 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $270,255,000 | 2,211 |
| Total liabilities | $251,274,000 | 2,127 |
| Total deposits | $244,756,000 | 1,971 |
| Interest-bearing deposits | $224,063,000 | 1,808 |
| Deposits held in domestic offices | $244,756,000 | 1,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,467,000 | 1,935 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,900,000 | 4,761 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,151,000 | 2,950 |
| Total equity capital | $18,981,000 | 3,060 |
| Total bank equity capital | $18,981,000 | 3,060 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,310,000 | 2,423 |
| Surplus | $11,790,000 | 1,895 |
| Undivided profits | $5,881,000 | 4,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,034,000 | 2,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,334,000 | 2,383 |
| Earning assets | $253,831,000 | 2,156 |
| Long-term assets (5+ years) | $22,369,000 | 3,137 |
| Average Assets, year-to-date | $257,385,330 | 2,272 |
| Average Assets, quarterly | $264,752,500 | 2,227 |
| Volatile liabilities | $74,589,000 | 1,659 |
| Insider loans | $226,000 | 6,499 |
| FHLB advances | $1,900,000 | 4,599 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $60,908,000 | 1,461 |
| Tier 1 (core) risk-based capital | $19,405,000 | 2,900 |
| Tier 2 risk-based capital | $2,736,000 | 1,692 |
| Total risk weighted assets | $218,606,000 | 1,916 |
| Total unused commitments | $60,908,000 | 1,461 |
| Derivatives | $25,000,000 | 309 |
| 2005-03-31 | Rank | |
| # of Employees: | 48 | 3,436 |
| Assets and Liabilities | ||
| Total Assets: | $259,250,000 | 2,279 |
| Cash and due from depository institutions | $7,851,000 | 3,436 |
| Interest-bearing balances | $351,000 | 3,775 |
| Securities | $47,747,000 | 2,470 |
| Federal funds sold & reverse repurchase agreements | $4,201,000 | 2,657 |
| Net loans & leases | $189,359,000 | 2,088 |
| Loan loss allowance | $2,593,000 | 1,828 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,558,000 | 1,603 |
| Other real estate owned | $0 | 3,436 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,534,000 | 3,473 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $259,250,000 | 2,279 |
| Total liabilities | $241,332,000 | 2,198 |
| Total deposits | $224,693,000 | 2,137 |
| Interest-bearing deposits | $202,415,000 | 2,002 |
| Deposits held in domestic offices | $224,693,000 | 2,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,048,000 | 2,146 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,900,000 | 2,117 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $691,000 | 4,024 |
| Total equity capital | $17,918,000 | 3,146 |
| Total bank equity capital | $17,918,000 | 3,146 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,310,000 | 2,429 |
| Surplus | $11,790,000 | 1,843 |
| Undivided profits | $4,818,000 | 4,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,035,000 | 2,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,125,000 | 2,729 |
| Earning assets | $241,658,000 | 2,238 |
| Long-term assets (5+ years) | $28,306,000 | 2,748 |
| Average Assets, year-to-date | $250,950,500 | 2,328 |
| Average Assets, quarterly | $250,950,500 | 2,328 |
| Volatile liabilities | $66,808,000 | 1,718 |
| Insider loans | $226,000 | 6,528 |
| FHLB advances | $13,900,000 | 2,011 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $53,707,000 | 1,544 |
| Tier 1 (core) risk-based capital | $18,555,000 | 2,952 |
| Tier 2 risk-based capital | $2,593,000 | 1,748 |
| Total risk weighted assets | $209,976,000 | 1,951 |
| Total unused commitments | $53,707,000 | 1,544 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $242,651,000 | 2,413 |
| Cash and due from depository institutions | $5,453,000 | 3,575 |
| Interest-bearing balances | $138,000 | 4,718 |
| Securities | $48,729,000 | 2,461 |
| Federal funds sold & reverse repurchase agreements | $4,777,000 | 2,329 |
| Net loans & leases | $173,776,000 | 2,244 |
| Loan loss allowance | $2,373,000 | 1,981 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,472,000 | 1,598 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,444,000 | 3,474 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $242,651,000 | 2,413 |
| Total liabilities | $225,348,000 | 2,336 |
| Total deposits | $207,310,000 | 2,278 |
| Interest-bearing deposits | $187,037,000 | 2,115 |
| Deposits held in domestic offices | $207,310,000 | 2,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,315,000 | 2,172 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $14,900,000 | 2,082 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $823,000 | 3,555 |
| Total equity capital | $17,303,000 | 3,244 |
| Total bank equity capital | $17,303,000 | 3,244 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,280,000 | 2,445 |
| Surplus | $11,520,000 | 1,835 |
| Undivided profits | $4,503,000 | 4,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,015,000 | 2,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,141,000 | 2,671 |
| Earning assets | $227,420,000 | 2,376 |
| Long-term assets (5+ years) | $31,496,000 | 2,624 |
| Average Assets, year-to-date | $219,880,800 | 2,539 |
| Average Assets, quarterly | $240,919,500 | 2,400 |
| Volatile liabilities | $69,251,000 | 1,630 |
| Insider loans | $226,000 | 6,555 |
| FHLB advances | $14,900,000 | 1,967 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $48,597,000 | 1,627 |
| Tier 1 (core) risk-based capital | $17,542,000 | 3,066 |
| Tier 2 risk-based capital | $2,373,000 | 1,894 |
| Total risk weighted assets | $194,036,000 | 2,091 |
| Total unused commitments | $48,597,000 | 1,627 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $239,188,000 | 2,416 |
| Cash and due from depository institutions | $5,754,000 | 3,575 |
| Interest-bearing balances | $107,000 | 5,044 |
| Securities | $53,722,000 | 2,258 |
| Federal funds sold & reverse repurchase agreements | $7,633,000 | 1,473 |
| Net loans & leases | $163,005,000 | 2,321 |
| Loan loss allowance | $2,122,000 | 2,175 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,524,000 | 1,549 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,550,000 | 4,189 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $239,188,000 | 2,416 |
| Total liabilities | $222,767,000 | 2,333 |
| Total deposits | $217,862,000 | 2,123 |
| Interest-bearing deposits | $201,659,000 | 1,934 |
| Deposits held in domestic offices | $217,862,000 | 2,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,319,000 | 2,248 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,900,000 | 4,685 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $686,000 | 4,088 |
| Total equity capital | $16,421,000 | 3,368 |
| Total bank equity capital | $16,421,000 | 3,368 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,240,000 | 2,514 |
| Surplus | $11,160,000 | 1,847 |
| Undivided profits | $4,021,000 | 5,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,591,000 | 1,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,077,000 | 2,908 |
| Earning assets | $224,467,000 | 2,369 |
| Long-term assets (5+ years) | $34,715,000 | 2,475 |
| Average Assets, year-to-date | $214,188,250 | 2,593 |
| Average Assets, quarterly | $223,083,000 | 2,544 |
| Volatile liabilities | $57,745,000 | 1,848 |
| Insider loans | $226,000 | 6,584 |
| FHLB advances | $1,900,000 | 4,500 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $50,541,000 | 1,559 |
| Tier 1 (core) risk-based capital | $16,524,000 | 3,205 |
| Tier 2 risk-based capital | $2,122,000 | 2,055 |
| Total risk weighted assets | $185,122,000 | 2,132 |
| Total unused commitments | $50,541,000 | 1,560 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 47 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $206,978,000 | 2,738 |
| Cash and due from depository institutions | $4,356,000 | 3,543 |
| Interest-bearing balances | $20,000 | 6,300 |
| Securities | $44,046,000 | 2,717 |
| Federal funds sold & reverse repurchase agreements | $990,000 | 4,474 |
| Net loans & leases | $149,430,000 | 2,459 |
| Loan loss allowance | $1,957,000 | 2,333 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,179,000 | 1,610 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,977,000 | 4,845 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $206,978,000 | 2,738 |
| Total liabilities | $191,738,000 | 2,659 |
| Total deposits | $186,753,000 | 2,460 |
| Interest-bearing deposits | $173,895,000 | 2,233 |
| Deposits held in domestic offices | $186,753,000 | 2,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,622,000 | 2,183 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,900,000 | 4,659 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $463,000 | 4,759 |
| Total equity capital | $15,240,000 | 3,485 |
| Total bank equity capital | $15,240,000 | 3,485 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,240,000 | 2,517 |
| Surplus | $11,160,000 | 1,805 |
| Undivided profits | $2,840,000 | 5,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,571,000 | 1,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $883,000 | 3,294 |
| Earning assets | $194,486,000 | 2,672 |
| Long-term assets (5+ years) | $42,481,000 | 2,169 |
| Average Assets, year-to-date | $205,855,000 | 2,694 |
| Average Assets, quarterly | $214,038,500 | 2,615 |
| Volatile liabilities | $43,576,000 | 2,286 |
| Insider loans | $226,000 | 6,617 |
| FHLB advances | $1,900,000 | 4,491 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $43,466,000 | 1,738 |
| Tier 1 (core) risk-based capital | $15,977,000 | 3,265 |
| Tier 2 risk-based capital | $1,957,000 | 2,186 |
| Total risk weighted assets | $168,782,000 | 2,273 |
| Total unused commitments | $43,466,000 | 1,742 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 47 | 3,540 |
| Assets and Liabilities | ||
| Total Assets: | $221,099,000 | 2,532 |
| Cash and due from depository institutions | $5,192,000 | 3,540 |
| Interest-bearing balances | $9,000 | 6,665 |
| Securities | $43,110,000 | 2,773 |
| Federal funds sold & reverse repurchase agreements | $19,688,000 | 725 |
| Net loans & leases | $145,852,000 | 2,461 |
| Loan loss allowance | $1,832,000 | 2,434 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,326,000 | 1,881 |
| Other real estate owned | $0 | 3,540 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,931,000 | 4,744 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $221,099,000 | 2,532 |
| Total liabilities | $205,495,000 | 2,460 |
| Total deposits | $200,996,000 | 2,263 |
| Interest-bearing deposits | $187,390,000 | 2,060 |
| Deposits held in domestic offices | $200,996,000 | 2,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,153,000 | 2,089 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,900,000 | 4,497 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $446,000 | 5,187 |
| Total equity capital | $15,604,000 | 3,477 |
| Total bank equity capital | $15,604,000 | 3,477 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,240,000 | 2,513 |
| Surplus | $11,160,000 | 1,764 |
| Undivided profits | $3,204,000 | 5,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 2,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $884,000 | 3,239 |
| Earning assets | $208,659,000 | 2,472 |
| Long-term assets (5+ years) | $42,243,000 | 2,150 |
| Average Assets, year-to-date | $205,293,500 | 2,695 |
| Average Assets, quarterly | $205,293,500 | 2,695 |
| Volatile liabilities | $40,969,000 | 2,317 |
| Insider loans | $226,000 | 6,596 |
| FHLB advances | $1,900,000 | 4,321 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $41,587,000 | 1,747 |
| Tier 1 (core) risk-based capital | $15,496,000 | 3,322 |
| Tier 2 risk-based capital | $1,832,000 | 2,268 |
| Total risk weighted assets | $169,542,000 | 2,202 |
| Total unused commitments | $41,587,000 | 1,752 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 45 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $189,488,000 | 2,916 |
| Cash and due from depository institutions | $3,937,000 | 3,693 |
| Interest-bearing balances | $9,000 | 6,656 |
| Securities | $35,415,000 | 3,289 |
| Federal funds sold & reverse repurchase agreements | $4,328,000 | 2,581 |
| Net loans & leases | $139,016,000 | 2,549 |
| Loan loss allowance | $1,707,000 | 2,576 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,005,000 | 1,979 |
| Other real estate owned | $0 | 3,693 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,787,000 | 4,974 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,488,000 | 2,916 |
| Total liabilities | $174,698,000 | 2,839 |
| Total deposits | $169,750,000 | 2,661 |
| Interest-bearing deposits | $158,285,000 | 2,424 |
| Deposits held in domestic offices | $169,750,000 | 2,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,512,000 | 2,093 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,900,000 | 4,504 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $536,000 | 4,546 |
| Total equity capital | $14,790,000 | 3,577 |
| Total bank equity capital | $14,790,000 | 3,577 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,210,000 | 2,552 |
| Surplus | $10,890,000 | 1,794 |
| Undivided profits | $2,690,000 | 6,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 6,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $884,000 | 3,375 |
| Earning assets | $178,768,000 | 2,825 |
| Long-term assets (5+ years) | $37,907,000 | 2,368 |
| Average Assets, year-to-date | $159,124,800 | 3,226 |
| Average Assets, quarterly | $182,026,500 | 2,973 |
| Volatile liabilities | $33,539,000 | 2,687 |
| Insider loans | $201,000 | 6,741 |
| FHLB advances | $1,900,000 | 4,326 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $36,650,000 | 1,867 |
| Tier 1 (core) risk-based capital | $14,826,000 | 3,415 |
| Tier 2 risk-based capital | $1,707,000 | 2,389 |
| Total risk weighted assets | $155,352,000 | 2,387 |
| Total unused commitments | $36,650,000 | 1,871 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 45 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $174,565,000 | 3,100 |
| Cash and due from depository institutions | $1,007,000 | 3,705 |
| Interest-bearing balances | $17,000 | 6,483 |
| Securities | $35,324,000 | 3,225 |
| Federal funds sold & reverse repurchase agreements | $4,565,000 | 2,795 |
| Net loans & leases | $127,250,000 | 2,713 |
| Loan loss allowance | $1,473,000 | 2,926 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,708,000 | 2,070 |
| Other real estate owned | $0 | 3,705 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,711,000 | 5,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,565,000 | 3,100 |
| Total liabilities | $160,189,000 | 3,041 |
| Total deposits | $149,474,000 | 2,959 |
| Interest-bearing deposits | $145,110,000 | 2,630 |
| Deposits held in domestic offices | $149,474,000 | 2,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,067 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,775,000 | 2,758 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $540,000 | 4,818 |
| Total equity capital | $14,376,000 | 3,648 |
| Total bank equity capital | $14,376,000 | 3,648 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,210,000 | 2,567 |
| Surplus | $10,890,000 | 1,777 |
| Undivided profits | $2,276,000 | 6,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 7,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $764,000 | 4,016 |
| Earning assets | $167,156,000 | 2,983 |
| Long-term assets (5+ years) | $35,470,000 | 2,468 |
| Average Assets, year-to-date | $151,534,000 | 3,374 |
| Average Assets, quarterly | $167,021,500 | 3,185 |
| Volatile liabilities | $34,979,000 | 2,567 |
| Insider loans | $201,000 | 6,799 |
| FHLB advances | $1,900,000 | 4,281 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $35,728,000 | 1,926 |
| Tier 1 (core) risk-based capital | $14,422,000 | 3,482 |
| Tier 2 risk-based capital | $1,473,000 | 2,689 |
| Total risk weighted assets | $143,103,000 | 2,554 |
| Total unused commitments | $35,728,000 | 1,929 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 45 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $159,478,000 | 3,290 |
| Cash and due from depository institutions | $4,169,000 | 3,706 |
| Interest-bearing balances | $6,000 | 6,806 |
| Securities | $32,487,000 | 3,348 |
| Federal funds sold & reverse repurchase agreements | $8,567,000 | 1,874 |
| Net loans & leases | $108,181,000 | 3,073 |
| Loan loss allowance | $1,268,000 | 3,261 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,450,000 | 2,144 |
| Other real estate owned | $0 | 3,706 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,624,000 | 5,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,478,000 | 3,290 |
| Total liabilities | $145,001,000 | 3,260 |
| Total deposits | $140,453,000 | 3,120 |
| Interest-bearing deposits | $132,277,000 | 2,867 |
| Deposits held in domestic offices | $140,453,000 | 3,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,145,000 | 2,050 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,900,000 | 4,446 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $503,000 | 5,060 |
| Total equity capital | $14,477,000 | 3,634 |
| Total bank equity capital | $14,477,000 | 3,634 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,210,000 | 2,565 |
| Surplus | $10,890,000 | 1,739 |
| Undivided profits | $2,377,000 | 6,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 7,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $758,000 | 3,878 |
| Earning assets | $149,241,000 | 3,230 |
| Long-term assets (5+ years) | $36,326,000 | 2,294 |
| Average Assets, year-to-date | $143,857,000 | 3,527 |
| Average Assets, quarterly | $151,998,000 | 3,386 |
| Volatile liabilities | $26,339,000 | 3,153 |
| Insider loans | $201,000 | 6,827 |
| FHLB advances | $1,900,000 | 4,234 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $29,868,000 | 2,130 |
| Tier 1 (core) risk-based capital | $14,262,000 | 3,476 |
| Tier 2 risk-based capital | $1,268,000 | 3,008 |
| Total risk weighted assets | $125,671,000 | 2,858 |
| Total unused commitments | $29,868,000 | 2,139 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $144,518,000 | 3,519 |
| Cash and due from depository institutions | $7,296,000 | 3,808 |
| Interest-bearing balances | $5,000 | 6,803 |
| Securities | $27,152,000 | 3,791 |
| Federal funds sold & reverse repurchase agreements | $10,657,000 | 1,606 |
| Net loans & leases | $94,310,000 | 3,420 |
| Loan loss allowance | $1,131,000 | 3,504 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,486,000 | 2,667 |
| Other real estate owned | $0 | 3,808 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,617,000 | 5,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,518,000 | 3,519 |
| Total liabilities | $132,987,000 | 3,446 |
| Total deposits | $128,646,000 | 3,320 |
| Interest-bearing deposits | $119,499,000 | 3,087 |
| Deposits held in domestic offices | $128,646,000 | 3,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,048,000 | 1,953 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,900,000 | 4,364 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $393,000 | 5,809 |
| Total equity capital | $11,531,000 | 4,294 |
| Total bank equity capital | $11,531,000 | 4,294 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $950,000 | 3,229 |
| Surplus | $8,550,000 | 2,127 |
| Undivided profits | $2,031,000 | 6,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $621,000 | 4,586 |
| Earning assets | $132,124,000 | 3,531 |
| Long-term assets (5+ years) | $31,549,000 | 2,468 |
| Average Assets, year-to-date | $136,046,500 | 3,698 |
| Average Assets, quarterly | $136,046,500 | 3,698 |
| Volatile liabilities | $26,193,000 | 3,128 |
| Insider loans | $176,000 | 6,976 |
| FHLB advances | $1,900,000 | 4,186 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,443,000 | 2,080 |
| Tier 1 (core) risk-based capital | $11,377,000 | 4,147 |
| Tier 2 risk-based capital | $1,131,000 | 3,222 |
| Total risk weighted assets | $109,184,000 | 3,150 |
| Total unused commitments | $29,443,000 | 2,087 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 35 | 4,485 |
| Assets and Liabilities | ||
| Total Assets: | $127,575,000 | 3,883 |
| Cash and due from depository institutions | $2,427,000 | 4,485 |
| Interest-bearing balances | $27,000 | 6,188 |
| Securities | $23,416,000 | 4,177 |
| Federal funds sold & reverse repurchase agreements | $7,559,000 | 1,933 |
| Net loans & leases | $89,073,000 | 3,565 |
| Loan loss allowance | $1,088,000 | 3,558 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,543,000 | 2,617 |
| Other real estate owned | $0 | 4,485 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,557,000 | 5,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,575,000 | 3,883 |
| Total liabilities | $116,223,000 | 3,845 |
| Total deposits | $111,263,000 | 3,689 |
| Interest-bearing deposits | $103,233,000 | 3,449 |
| Deposits held in domestic offices | $111,263,000 | 3,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,672,000 | 1,868 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,900,000 | 4,445 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $388,000 | 5,951 |
| Total equity capital | $11,352,000 | 4,300 |
| Total bank equity capital | $11,352,000 | 4,300 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $950,000 | 3,228 |
| Surplus | $8,550,000 | 2,097 |
| Undivided profits | $1,852,000 | 6,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 7,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $608,000 | 4,893 |
| Earning assets | $120,075,000 | 3,795 |
| Long-term assets (5+ years) | $29,450,000 | 2,582 |
| Average Assets, year-to-date | $116,937,000 | 4,014 |
| Average Assets, quarterly | $130,221,000 | 3,793 |
| Volatile liabilities | $20,816,000 | 3,640 |
| Insider loans | $176,000 | 7,025 |
| FHLB advances | $1,900,000 | 4,219 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,948,000 | 2,142 |
| Tier 1 (core) risk-based capital | $11,152,000 | 4,136 |
| Tier 2 risk-based capital | $1,088,000 | 3,295 |
| Total risk weighted assets | $103,467,000 | 3,258 |
| Total unused commitments | $26,948,000 | 2,147 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $100,585,000 | 4,538 |
| Cash and due from depository institutions | $2,426,000 | 4,488 |
| Interest-bearing balances | $21,000 | 6,272 |
| Securities | $22,059,000 | 4,225 |
| Federal funds sold & reverse repurchase agreements | $5,973,000 | 2,410 |
| Net loans & leases | $64,943,000 | 4,409 |
| Loan loss allowance | $793,000 | 4,306 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,840,000 | 2,361 |
| Other real estate owned | $0 | 4,488 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,344,000 | 5,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,585,000 | 4,538 |
| Total liabilities | $92,644,000 | 4,438 |
| Total deposits | $83,840,000 | 4,504 |
| Interest-bearing deposits | $75,051,000 | 4,351 |
| Deposits held in domestic offices | $83,840,000 | 4,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,354,000 | 1,334 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,900,000 | 4,233 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $550,000 | 5,132 |
| Total equity capital | $7,941,000 | 5,389 |
| Total bank equity capital | $7,941,000 | 5,389 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $700,000 | 3,763 |
| Surplus | $6,300,000 | 2,568 |
| Undivided profits | $941,000 | 7,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $499,000 | 5,956 |
| Earning assets | $92,996,000 | 4,487 |
| Long-term assets (5+ years) | $27,149,000 | 2,682 |
| Average Assets, year-to-date | $96,613,800 | 4,504 |
| Average Assets, quarterly | $99,528,000 | 4,520 |
| Volatile liabilities | $26,685,000 | 2,973 |
| Insider loans | $206,000 | 6,913 |
| FHLB advances | $1,900,000 | 4,016 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,335,000 | 2,761 |
| Tier 1 (core) risk-based capital | $7,755,000 | 5,307 |
| Tier 2 risk-based capital | $793,000 | 4,046 |
| Total risk weighted assets | $78,873,000 | 3,938 |
| Total unused commitments | $17,335,000 | 2,770 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 32 | 4,871 |
| Assets and Liabilities | ||
| Total Assets: | $94,015,000 | 4,646 |
| Cash and due from depository institutions | $2,052,000 | 4,871 |
| Interest-bearing balances | $9,000 | 6,398 |
| Securities | $18,343,000 | 4,929 |
| Federal funds sold & reverse repurchase agreements | $9,350,000 | 1,278 |
| Net loans & leases | $60,216,000 | 4,562 |
| Loan loss allowance | $637,000 | 4,897 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,036,000 | 2,869 |
| Other real estate owned | $100,000 | 4,871 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $918,000 | 6,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,015,000 | 4,646 |
| Total liabilities | $87,515,000 | 4,524 |
| Total deposits | $79,846,000 | 4,569 |
| Interest-bearing deposits | $71,911,000 | 4,382 |
| Deposits held in domestic offices | $79,846,000 | 4,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,241,000 | 1,543 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,900,000 | 4,093 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $528,000 | 5,599 |
| Total equity capital | $6,500,000 | 6,039 |
| Total bank equity capital | $6,500,000 | 6,039 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $630,000 | 4,007 |
| Surplus | $5,670,000 | 2,737 |
| Undivided profits | $200,000 | 8,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 6,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $335,000 | 6,531 |
| Earning assets | $87,918,000 | 4,593 |
| Long-term assets (5+ years) | $20,735,000 | 3,090 |
| Average Assets, year-to-date | $78,081,000 | 5,106 |
| Average Assets, quarterly | $89,944,000 | 4,753 |
| Volatile liabilities | $27,487,000 | 2,857 |
| Insider loans | $181,000 | 7,262 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,614,000 | 3,397 |
| Tier 1 (core) risk-based capital | $6,439,000 | 5,971 |
| Tier 2 risk-based capital | $637,000 | 4,627 |
| Total risk weighted assets | $68,949,800 | 4,244 |
| Total unused commitments | $11,614,000 | 3,398 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 32 | 5,019 |
| Assets and Liabilities | ||
| Total Assets: | $61,344,000 | 6,159 |
| Cash and due from depository institutions | $972,000 | 5,019 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $10,788,000 | 6,838 |
| Federal funds sold & reverse repurchase agreements | $4,585,000 | 2,070 |
| Net loans & leases | $41,688,000 | 5,698 |
| Loan loss allowance | $394,000 | 6,499 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,816,000 | 3,017 |
| Other real estate owned | $0 | 5,019 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $495,000 | 8,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,344,000 | 6,159 |
| Total liabilities | $56,505,000 | 6,060 |
| Total deposits | $50,848,000 | 6,180 |
| Interest-bearing deposits | $45,221,000 | 6,039 |
| Deposits held in domestic offices | $50,848,000 | 6,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,488,000 | 2,000 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,900,000 | 4,030 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $269,000 | 7,282 |
| Total equity capital | $4,839,000 | 7,096 |
| Total bank equity capital | $4,839,000 | 7,096 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $5,400,000 | 2,789 |
| Undivided profits | $-1,161,000 | 9,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $202,000 | 7,770 |
| Earning assets | $57,062,000 | 6,087 |
| Long-term assets (5+ years) | $16,427,000 | 3,755 |
| Average Assets, year-to-date | $42,451,600 | 7,332 |
| Average Assets, quarterly | $67,054,500 | 5,816 |
| Volatile liabilities | $16,332,000 | 3,994 |
| Insider loans | $156,000 | 7,525 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,592,000 | 3,830 |
| Tier 1 (core) risk-based capital | $5,065,000 | 6,950 |
| Tier 2 risk-based capital | $394,000 | 6,141 |
| Total risk weighted assets | $45,484,000 | 5,538 |
| Total unused commitments | $9,592,000 | 3,833 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $12,447,000 | 10,099 |
| Cash and due from depository institutions | $552,000 | 8,518 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $430,000 | 10,210 |
| Federal funds sold & reverse repurchase agreements | $6,760,000 | 2,571 |
| Net loans & leases | $2,919,000 | 10,293 |
| Loan loss allowance | $0 | 10,368 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,739,000 | 4,329 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $47,000 | 10,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,447,000 | 10,099 |
| Total liabilities | $6,848,000 | 10,294 |
| Total deposits | $6,842,000 | 10,260 |
| Interest-bearing deposits | $5,727,000 | 10,210 |
| Deposits held in domestic offices | $6,842,000 | 10,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,000 | 10,455 |
| Total equity capital | $5,599,000 | 6,651 |
| Total bank equity capital | $5,599,000 | 6,651 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $5,400,000 | 2,649 |
| Undivided profits | $-401,000 | 10,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,000 | 10,293 |
| Earning assets | $10,109,000 | 10,154 |
| Long-term assets (5+ years) | $1,412,000 | 8,114 |
| Average Assets, year-to-date | $12,447,000 | 10,056 |
| Average Assets, quarterly | $12,447,000 | 10,083 |
| Volatile liabilities | $600,000 | 10,052 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $113,000 | 9,934 |
| Tier 1 (core) risk-based capital | $5,599,000 | 6,481 |
| Tier 2 risk-based capital | $0 | 10,335 |
| Total risk weighted assets | $4,976,000 | 10,233 |
| Total unused commitments | $113,000 | 9,935 |
| Derivatives | $0 | 527 |