Home > Southern Missouri Bank of Marshfield > Net charge- offs to loans

Southern Missouri Bank of Marshfield, Net charge- offs to loans

2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0663%2,524
Percentage Net Loans Charged-off: Total real estate loans0.0671%1,286
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.1626%724
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.1634%721
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,400
Percentage Net Loans Charged-off: Loans to individuals0.1937%2,758
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1937%2,629
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0845%1,957
Percentage Net Loans Charged-off: Total real estate loans0.0893%891
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2160%487
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.2169%492
Percentage Net Loans Charged-off: Commercial and industrial-0.1400%4,930
Percentage Net Loans Charged-off: Loans to individuals0.3469%2,021
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3466%1,889
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0288%2,636
Percentage Net Loans Charged-off: Total real estate loans0.0402%1,302
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0968%906
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0971%885
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,692
Percentage Net Loans Charged-off: Loans to individuals-0.1296%5,067
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1296%5,008
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0519%1,825
Percentage Net Loans Charged-off: Total real estate loans0.0602%865
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.1435%606
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.1440%595
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0115%4,969
Percentage Net Loans Charged-off: Total real estate loans0.0477%1,839
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1141%1,238
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.1145%1,196
Percentage Net Loans Charged-off: Commercial and industrial-1.4704%5,607
Percentage Net Loans Charged-off: Loans to individuals0.4458%1,954
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4458%1,829
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0936%5,548
Percentage Net Loans Charged-off: Total real estate loans-0.0044%4,506
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0105%4,904
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.0105%4,948
Percentage Net Loans Charged-off: Commercial and industrial-1.9980%5,679
Percentage Net Loans Charged-off: Loans to individuals0.0508%3,179
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0512%3,039
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0144%4,826
Percentage Net Loans Charged-off: Total real estate loans-0.0197%5,008
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0480%5,403
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.0482%5,428
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.0791%2,789
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0791%2,645
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,094
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,777
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1569%1,810
Percentage Net Loans Charged-off: Total real estate loans0.1818%1,019
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0262%1,411
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.4149%494
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.4160%512
Percentage Net Loans Charged-off: Commercial and industrial-0.0370%4,748
Percentage Net Loans Charged-off: Loans to individuals-0.1288%5,499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1288%5,435
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2329%1,131
Percentage Net Loans Charged-off: Total real estate loans0.2682%638
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0353%1,140
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.6107%275
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.6123%282
Percentage Net Loans Charged-off: Commercial and industrial-0.0497%4,817
Percentage Net Loans Charged-off: Loans to individuals-0.1727%5,540
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1727%5,485
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2559%1,015
Percentage Net Loans Charged-off: Total real estate loans0.2881%635
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0263%1,026
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.6603%284
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.6618%285
Percentage Net Loans Charged-off: Commercial and industrial0.0747%1,466
Percentage Net Loans Charged-off: Loans to individuals-0.1740%5,490
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1740%5,445
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1000%1,726
Percentage Net Loans Charged-off: Total real estate loans0.1112%1,126
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.1014%534
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.2039%843
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.2045%804
Percentage Net Loans Charged-off: Commercial and industrial0.1454%851
Percentage Net Loans Charged-off: Loans to individuals-0.1742%5,394
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1742%5,339
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0417%3,990
Percentage Net Loans Charged-off: Total real estate loans0.0436%3,096
Percentage Net Loans Charged-off:Construction & development-0.0208%5,040
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1054%2,334
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.1058%2,238
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,737
Percentage Net Loans Charged-off: Loans to individuals0.0799%3,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0799%3,386
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0093%4,404
Percentage Net Loans Charged-off: Total real estate loans0.0083%3,420
Percentage Net Loans Charged-off:Construction & development-0.0294%5,135
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0242%2,947
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0243%2,789
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals0.0526%3,402
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0529%3,256
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0028%5,086
Percentage Net Loans Charged-off: Total real estate loans-0.0031%5,267
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%5,613
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0073%5,604
Percentage Net Loans Charged-off: Commercial and industrial-0.0780%5,216
Percentage Net Loans Charged-off: Loans to individuals0.0782%2,988
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0782%2,836
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,660
Percentage Net Loans Charged-off: Total real estate loans-0.0062%5,314
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0142%5,688
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0143%5,691
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.1508%2,327
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1508%2,194
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0475%6,323
Percentage Net Loans Charged-off: Total real estate loans-0.0202%6,127
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential-0.0450%6,309
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net-0.0452%6,298
Percentage Net Loans Charged-off: Commercial and industrial-0.5119%6,210
Percentage Net Loans Charged-off: Loans to individuals-0.1075%5,954
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1075%5,895
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0594%6,366
Percentage Net Loans Charged-off: Total real estate loans-0.0228%6,136
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.0508%6,338
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net-0.0510%6,330
Percentage Net Loans Charged-off: Commercial and industrial-0.6359%6,316
Percentage Net Loans Charged-off: Loans to individuals-0.1420%5,990
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1420%5,929
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0802%6,434
Percentage Net Loans Charged-off: Total real estate loans-0.0309%6,221
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.0697%6,405
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net-0.0699%6,390
Percentage Net Loans Charged-off: Commercial and industrial-0.7654%6,387
Percentage Net Loans Charged-off: Loans to individuals-0.2103%6,021
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2103%5,961
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0953%6,423
Percentage Net Loans Charged-off: Total real estate loans-0.0061%5,769
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0138%6,023
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0139%6,030
Percentage Net Loans Charged-off: Commercial and industrial-1.1823%6,537
Percentage Net Loans Charged-off: Loans to individuals-0.4208%6,285
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4208%6,232
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8773%1,304
Percentage Net Loans Charged-off: Total real estate loans0.9357%1,082
Percentage Net Loans Charged-off:Construction & development12.9921%171
Percentage Net Loans Charged-off: Commercial real estate0.0779%2,778
Percentage Net Loans Charged-off: Multi-family residential2.5768%279
Percentage Net Loans Charged-off: 1-4 family residential0.7068%1,314
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.7099%1,269
Percentage Net Loans Charged-off: Commercial and industrial-0.2155%6,291
Percentage Net Loans Charged-off: Loans to individuals2.4479%491
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4479%452
Percentage Net Loans Charged-off: All other loans and lease0.0669%1,334
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0823%955
Percentage Net Loans Charged-off: Total real estate loans1.1447%815
Percentage Net Loans Charged-off:Construction & development15.9402%149
Percentage Net Loans Charged-off: Commercial real estate0.1028%2,366
Percentage Net Loans Charged-off: Multi-family residential3.3778%209
Percentage Net Loans Charged-off: 1-4 family residential0.8383%1,062
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.8424%1,047
Percentage Net Loans Charged-off: Commercial and industrial-0.2130%6,315
Percentage Net Loans Charged-off: Loans to individuals3.1455%353
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.1455%334
Percentage Net Loans Charged-off: All other loans and lease0.0886%1,147
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9004%1,222
Percentage Net Loans Charged-off: Total real estate loans0.9065%1,083
Percentage Net Loans Charged-off:Construction & development8.9652%303
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.2781%683
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net1.2852%677
Percentage Net Loans Charged-off: Commercial and industrial-0.1742%6,243
Percentage Net Loans Charged-off: Loans to individuals3.7500%301
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.7500%288
Percentage Net Loans Charged-off: All other loans and lease-0.1304%6,193
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2160%2,847
Percentage Net Loans Charged-off: Total real estate loans0.1370%2,789
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3327%1,801
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.3349%1,690
Percentage Net Loans Charged-off: Commercial and industrial-0.1785%6,225
Percentage Net Loans Charged-off: Loans to individuals2.9075%410
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.9075%371
Percentage Net Loans Charged-off: All other loans and lease-0.5142%6,353
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5866%2,692
Percentage Net Loans Charged-off: Total real estate loans0.6525%2,275
Percentage Net Loans Charged-off:Construction & development5.7382%868
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.7544%1,622
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.7592%1,578
Percentage Net Loans Charged-off: Commercial and industrial0.1174%3,721
Percentage Net Loans Charged-off: Loans to individuals1.0360%1,621
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9346%1,536
Percentage Net Loans Charged-off: All other loans and lease-0.1542%6,248
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6709%2,232
Percentage Net Loans Charged-off: Total real estate loans0.8305%1,728
Percentage Net Loans Charged-off:Construction & development7.1803%607
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.9200%1,288
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.9258%1,234
Percentage Net Loans Charged-off: Commercial and industrial-0.1548%6,551
Percentage Net Loans Charged-off: Loans to individuals0.0770%4,283
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0675%4,119
Percentage Net Loans Charged-off: All other loans and lease-0.0413%6,088
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7937%1,916
Percentage Net Loans Charged-off: Total real estate loans0.9807%1,421
Percentage Net Loans Charged-off:Construction & development6.5161%655
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.2775%930
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net1.2854%913
Percentage Net Loans Charged-off: Commercial and industrial-0.1277%6,507
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,954
Percentage Net Loans Charged-off: All other loans and lease-0.0610%6,149
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9508%1,406
Percentage Net Loans Charged-off: Total real estate loans1.1792%1,054
Percentage Net Loans Charged-off:Construction & development7.4426%461
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.3165%776
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net1.3228%730
Percentage Net Loans Charged-off: Commercial and industrial-0.1516%6,536
Percentage Net Loans Charged-off: Loans to individuals-0.1188%6,223
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0946%6,170
Percentage Net Loans Charged-off: All other loans and lease-0.1207%6,203
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4142%3,967
Percentage Net Loans Charged-off: Total real estate loans0.5314%2,888
Percentage Net Loans Charged-off:Construction & development5.9051%1,057
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.4628%2,397
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.4668%2,322
Percentage Net Loans Charged-off: Commercial and industrial-0.2091%7,016
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3247%6,641
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1064%5,480
Percentage Net Loans Charged-off: Total real estate loans0.1640%4,086
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.4534%2,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.4578%2,122
Percentage Net Loans Charged-off: Commercial and industrial-0.2105%7,035
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3552%6,690
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0790%5,345
Percentage Net Loans Charged-off: Total real estate loans0.1296%3,938
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.3566%2,251
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.3605%2,140
Percentage Net Loans Charged-off: Commercial and industrial-0.2291%7,062
Percentage Net Loans Charged-off: Loans to individuals0.0628%4,457
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3368%6,693
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0601%4,812
Percentage Net Loans Charged-off: Total real estate loans0.0964%3,394
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.2652%2,078
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.2660%1,975
Percentage Net Loans Charged-off: Commercial and industrial-0.2211%7,057
Percentage Net Loans Charged-off: Loans to individuals0.2518%3,201
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2625%6,689
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0367%7,828
Percentage Net Loans Charged-off: Total real estate loans-0.0411%7,778
Percentage Net Loans Charged-off:Construction & development-1.7614%7,384
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2357%3,075
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2357%2,917
Percentage Net Loans Charged-off: Commercial and industrial0.1185%4,737
Percentage Net Loans Charged-off: Loans to individuals0.0320%5,893
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3392%6,967
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3034%4,133
Percentage Net Loans Charged-off: Total real estate loans0.4089%2,707
Percentage Net Loans Charged-off:Construction & development3.8522%1,204
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.3211%2,310
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3211%2,184
Percentage Net Loans Charged-off: Commercial and industrial-0.3022%7,495
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2041%6,938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2030%4,265
Percentage Net Loans Charged-off: Total real estate loans0.2875%2,748
Percentage Net Loans Charged-off:Construction & development1.6465%1,533
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4592%1,669
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.4592%1,566
Percentage Net Loans Charged-off: Commercial and industrial-0.3438%7,555
Percentage Net Loans Charged-off: Loans to individuals0.0656%4,990
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1851%6,935
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1687%3,618
Percentage Net Loans Charged-off: Total real estate loans0.2571%2,225
Percentage Net Loans Charged-off:Construction & development3.1197%760
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial-0.4283%7,594
Percentage Net Loans Charged-off: Loans to individuals-0.1325%7,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4100%2,767
Percentage Net Loans Charged-off: Total real estate loans0.5284%1,625
Percentage Net Loans Charged-off:Construction & development2.2745%1,006
Percentage Net Loans Charged-off: Commercial real estate0.3285%1,125
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.5914%1,060
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.5926%994
Percentage Net Loans Charged-off: Commercial and industrial0.1268%3,870
Percentage Net Loans Charged-off: Loans to individuals0.9933%2,284
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.5522%7,280
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4851%1,733
Percentage Net Loans Charged-off: Total real estate loans0.5649%1,063
Percentage Net Loans Charged-off:Construction & development2.7980%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.7928%594
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.7949%551
Percentage Net Loans Charged-off: Commercial and industrial0.2398%2,701
Percentage Net Loans Charged-off: Loans to individuals0.8295%2,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6373%7,253
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1961%2,762
Percentage Net Loans Charged-off: Total real estate loans0.1598%1,935
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.4620%821
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.4636%781
Percentage Net Loans Charged-off: Commercial and industrial0.5474%1,556
Percentage Net Loans Charged-off: Loans to individuals0.6472%2,458
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4269%7,213
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1283%2,706
Percentage Net Loans Charged-off: Total real estate loans0.2410%1,115
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.6852%460
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.6889%428
Percentage Net Loans Charged-off: Commercial and industrial-0.3989%7,757
Percentage Net Loans Charged-off: Loans to individuals0.1444%3,567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3700%7,170
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5483%977
Percentage Net Loans Charged-off: Total real estate loans0.3891%733
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0205%1,469
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.9026%282
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.9026%287
Percentage Net Loans Charged-off: Commercial and industrial1.4061%883
Percentage Net Loans Charged-off: Loans to individuals2.0135%633
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.8090%7,410
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5050%783
Percentage Net Loans Charged-off: Total real estate loans0.2339%773
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.4190%468
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.4190%465
Percentage Net Loans Charged-off: Commercial and industrial1.9094%536
Percentage Net Loans Charged-off: Loans to individuals1.4659%869
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6439%7,382
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0907%2,898
Percentage Net Loans Charged-off: Total real estate loans0.2106%722
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2291%725
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2291%674
Percentage Net Loans Charged-off: Commercial and industrial-0.5761%7,908
Percentage Net Loans Charged-off: Loans to individuals1.4565%815
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3998%7,338
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1641%1,629
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.5608%830
Percentage Net Loans Charged-off: Loans to individuals2.2317%496
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3909%7,281
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3734%1,036
Percentage Net Loans Charged-off: Total real estate loans0.0969%1,351
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.2411%711
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2411%696
Percentage Net Loans Charged-off: Commercial and industrial0.6826%1,349
Percentage Net Loans Charged-off: Loans to individuals0.8126%1,853
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5694%442
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4249%727
Percentage Net Loans Charged-off: Total real estate loans0.1381%827
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.3212%429
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3212%430
Percentage Net Loans Charged-off: Commercial and industrial0.5317%1,254
Percentage Net Loans Charged-off: Loans to individuals0.5766%2,267
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1395%320
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4060%765
Percentage Net Loans Charged-off: Total real estate loans0.0513%1,411
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1121%979
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1121%938
Percentage Net Loans Charged-off: Commercial and industrial0.2779%1,525
Percentage Net Loans Charged-off: Loans to individuals0.5191%2,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.0036%231
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8174%330
Percentage Net Loans Charged-off: Total real estate loans0.0955%752
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.2039%506
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2039%489
Percentage Net Loans Charged-off: Commercial and industrial0.6217%763
Percentage Net Loans Charged-off: Loans to individuals0.5096%2,131
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.7834%146
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6415%591
Percentage Net Loans Charged-off: Total real estate loans0.1316%1,037
Percentage Net Loans Charged-off:Construction & development0.7495%128
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0545%1,945
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0545%1,862
Percentage Net Loans Charged-off: Commercial and industrial1.7829%680
Percentage Net Loans Charged-off: Loans to individuals2.0428%625
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7111%696
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8101%373
Percentage Net Loans Charged-off: Total real estate loans0.1732%727
Percentage Net Loans Charged-off:Construction & development1.0492%92
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0708%1,485
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0708%1,439
Percentage Net Loans Charged-off: Commercial and industrial2.2856%432
Percentage Net Loans Charged-off: Loans to individuals2.2936%485
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9311%551
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9377%343
Percentage Net Loans Charged-off: Total real estate loans0.2605%484
Percentage Net Loans Charged-off:Construction & development1.6218%59
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1132%1,031
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1132%1,011
Percentage Net Loans Charged-off: Commercial and industrial2.3544%452
Percentage Net Loans Charged-off: Loans to individuals2.4073%455
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3684%372
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3814%231
Percentage Net Loans Charged-off: Total real estate loans0.4728%238
Percentage Net Loans Charged-off:Construction & development3.0539%26
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1471%753
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1471%715
Percentage Net Loans Charged-off: Commercial and industrial2.1723%423
Percentage Net Loans Charged-off: Loans to individuals3.2505%319
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6598%155
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9797%89
Percentage Net Loans Charged-off: Total real estate loans0.2718%680
Percentage Net Loans Charged-off:Construction & development0.0765%540
Percentage Net Loans Charged-off: Commercial real estate-0.0619%8,433
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.5437%337
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.5437%348
Percentage Net Loans Charged-off: Commercial and industrial8.5980%91
Percentage Net Loans Charged-off: Loans to individuals1.4117%1,320
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.3086%113
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6329%105
Percentage Net Loans Charged-off: Total real estate loans0.3377%453
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0840%8,505
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.7023%228
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.7023%237
Percentage Net Loans Charged-off: Commercial and industrial6.3407%138
Percentage Net Loans Charged-off: Loans to individuals1.0712%1,706
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.6529%101
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9587%100
Percentage Net Loans Charged-off: Total real estate loans0.2239%696
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.1267%8,604
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.4909%342
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.4909%352
Percentage Net Loans Charged-off: Commercial and industrial5.5384%169
Percentage Net Loans Charged-off: Loans to individuals0.5591%3,024
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease12.9520%68
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1530%2,312
Percentage Net Loans Charged-off: Total real estate loans0.1327%852
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2636%550
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2636%533
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.9442%1,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2211%3,184
Percentage Net Loans Charged-off: Total real estate loans0.0339%2,883
Percentage Net Loans Charged-off:Construction & development0.0693%646
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0459%2,420
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0459%2,333
Percentage Net Loans Charged-off: Commercial and industrial1.1448%1,528
Percentage Net Loans Charged-off: Loans to individuals0.1846%5,981
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2893%2,202
Percentage Net Loans Charged-off: Total real estate loans0.0461%2,204
Percentage Net Loans Charged-off:Construction & development0.0937%478
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0612%1,821
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0612%1,774
Percentage Net Loans Charged-off: Commercial and industrial1.5819%974
Percentage Net Loans Charged-off: Loans to individuals0.1327%5,807
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1934%2,841
Percentage Net Loans Charged-off: Total real estate loans0.0199%2,348
Percentage Net Loans Charged-off:Construction & development0.1396%361
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial1.1322%1,197
Percentage Net Loans Charged-off: Loans to individuals0.0659%5,770
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0613%3,962
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.5655%1,362
Percentage Net Loans Charged-off: Loans to individuals-0.2626%8,363
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2226%3,426
Percentage Net Loans Charged-off: Total real estate loans0.0358%2,870
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0654%2,096
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0660%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.1075%4,222
Percentage Net Loans Charged-off: Loans to individuals1.8271%1,019
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2249%3,338
Percentage Net Loans Charged-off: Total real estate loans0.1176%1,481
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.2225%862
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.2262%839
Percentage Net Loans Charged-off: Commercial and industrial0.1204%4,063
Percentage Net Loans Charged-off: Loans to individuals1.2035%1,779
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0974%4,678
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0209%7,033
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0299%6,991
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,512
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA