Home > Southern Missouri Bank of Marshfield > Income and Expense
Southern Missouri Bank of Marshfield, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 4,304 |
| Total interest expense | $475,000 | 3,755 |
| Net interest income | $3,182,000 | 4,331 |
| Provision for loan and lease losses | $-85,000 | 5,359 |
| Total noninterest income | $592,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $214,000 | 3,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,519 |
| Total noninterest expense | $2,946,000 | 4,145 |
| Salaries and employee benefits | $1,680,000 | 4,079 |
| Premises and equipment expense | $366,000 | 3,824 |
| Additional noninterest expense | $900,000 | 4,190 |
| Pre-tax net operating income | $913,000 | 4,178 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $129,000 | 3,180 |
| Income before extraordinary items | $784,000 | 4,031 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $784,000 | 4,031 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $784,000 | 4,031 |
| Net charge-offs | $46,000 | 3,013 |
| Cash dividends | $612,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $784,000 | 4,017 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 4,351 |
| Total interest expense | $357,000 | 3,765 |
| Net interest income | $2,380,000 | 4,372 |
| Provision for loan and lease losses | $-90,000 | 5,517 |
| Total noninterest income | $442,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $159,000 | 3,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 3,554 |
| Total noninterest expense | $2,241,000 | 4,149 |
| Salaries and employee benefits | $1,268,000 | 4,092 |
| Premises and equipment expense | $276,000 | 3,831 |
| Additional noninterest expense | $697,000 | 4,155 |
| Pre-tax net operating income | $671,000 | 4,269 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $86,000 | 3,233 |
| Income before extraordinary items | $585,000 | 4,239 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $585,000 | 4,238 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $585,000 | 4,239 |
| Net charge-offs | $44,000 | 2,551 |
| Cash dividends | $612,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $585,000 | 4,223 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 4,365 |
| Total interest expense | $235,000 | 3,764 |
| Net interest income | $1,583,000 | 4,385 |
| Provision for loan and lease losses | $-90,000 | 5,610 |
| Total noninterest income | $301,000 | 3,719 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $106,000 | 3,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 3,507 |
| Total noninterest expense | $1,501,000 | 4,152 |
| Salaries and employee benefits | $867,000 | 4,073 |
| Premises and equipment expense | $185,000 | 3,846 |
| Additional noninterest expense | $449,000 | 4,233 |
| Pre-tax net operating income | $473,000 | 4,194 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $73,000 | 3,115 |
| Income before extraordinary items | $400,000 | 4,162 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $400,000 | 4,161 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $400,000 | 4,162 |
| Net charge-offs | $10,000 | 2,893 |
| Cash dividends | $612,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $400,000 | 4,144 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 4,387 |
| Total interest expense | $112,000 | 3,841 |
| Net interest income | $788,000 | 4,412 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $151,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $50,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,459 |
| Total noninterest expense | $764,000 | 4,165 |
| Salaries and employee benefits | $426,000 | 4,149 |
| Premises and equipment expense | $108,000 | 3,605 |
| Additional noninterest expense | $230,000 | 4,224 |
| Pre-tax net operating income | $175,000 | 4,492 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $13,000 | 3,506 |
| Income before extraordinary items | $162,000 | 4,414 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $162,000 | 4,414 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $162,000 | 4,414 |
| Net charge-offs | $9,000 | 2,245 |
| Cash dividends | $612,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $162,000 | 4,396 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 4,342 |
| Total interest expense | $462,000 | 3,787 |
| Net interest income | $3,258,000 | 4,373 |
| Provision for loan and lease losses | $-189,000 | 5,633 |
| Total noninterest income | $709,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $186,000 | 3,677 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $523,000 | 3,202 |
| Total noninterest expense | $3,087,000 | 4,179 |
| Salaries and employee benefits | $1,719,000 | 4,119 |
| Premises and equipment expense | $388,000 | 3,829 |
| Additional noninterest expense | $980,000 | 4,188 |
| Pre-tax net operating income | $1,069,000 | 3,984 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $43,000 | 3,652 |
| Income before extraordinary items | $1,026,000 | 3,847 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,026,000 | 3,845 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,026,000 | 3,846 |
| Net charge-offs | $-8,000 | 4,943 |
| Cash dividends | $946,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,026,000 | 3,802 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 4,372 |
| Total interest expense | $349,000 | 3,797 |
| Net interest income | $2,450,000 | 4,393 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $482,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $138,000 | 3,725 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $344,000 | 3,389 |
| Total noninterest expense | $2,350,000 | 4,150 |
| Salaries and employee benefits | $1,305,000 | 4,099 |
| Premises and equipment expense | $310,000 | 3,737 |
| Additional noninterest expense | $735,000 | 4,212 |
| Pre-tax net operating income | $582,000 | 4,467 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $10,000 | 4,020 |
| Income before extraordinary items | $572,000 | 4,323 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $572,000 | 4,322 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $572,000 | 4,323 |
| Net charge-offs | $-49,000 | 5,361 |
| Cash dividends | $946,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $572,000 | 4,247 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 4,409 |
| Total interest expense | $232,000 | 3,819 |
| Net interest income | $1,624,000 | 4,441 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $328,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $91,000 | 3,724 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $237,000 | 3,353 |
| Total noninterest expense | $1,567,000 | 4,180 |
| Salaries and employee benefits | $866,000 | 4,145 |
| Premises and equipment expense | $206,000 | 3,766 |
| Additional noninterest expense | $495,000 | 4,252 |
| Pre-tax net operating income | $385,000 | 4,481 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $8,000 | 4,010 |
| Income before extraordinary items | $377,000 | 4,348 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $377,000 | 4,345 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $377,000 | 4,346 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $916,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $377,000 | 4,278 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 4,441 |
| Total interest expense | $115,000 | 3,859 |
| Net interest income | $814,000 | 4,477 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $175,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $47,000 | 3,684 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $128,000 | 3,197 |
| Total noninterest expense | $799,000 | 4,186 |
| Salaries and employee benefits | $434,000 | 4,185 |
| Premises and equipment expense | $105,000 | 3,775 |
| Additional noninterest expense | $260,000 | 4,181 |
| Pre-tax net operating income | $190,000 | 4,497 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $4,000 | 3,979 |
| Income before extraordinary items | $186,000 | 4,341 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $186,000 | 4,338 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $186,000 | 4,340 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $916,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $186,000 | 4,293 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 4,357 |
| Total interest expense | $530,000 | 3,611 |
| Net interest income | $3,358,000 | 4,415 |
| Provision for loan and lease losses | $-200,000 | 5,815 |
| Total noninterest income | $843,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $224,000 | 3,544 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $619,000 | 2,999 |
| Total noninterest expense | $3,120,000 | 4,250 |
| Salaries and employee benefits | $1,637,000 | 4,308 |
| Premises and equipment expense | $400,000 | 3,897 |
| Additional noninterest expense | $1,083,000 | 4,138 |
| Pre-tax net operating income | $1,281,000 | 3,751 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $113,000 | 3,259 |
| Income before extraordinary items | $1,168,000 | 3,674 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,168,000 | 3,673 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,168,000 | 3,675 |
| Net charge-offs | $110,000 | 2,560 |
| Cash dividends | $640,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,168,000 | 3,625 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 4,394 |
| Total interest expense | $410,000 | 3,616 |
| Net interest income | $2,519,000 | 4,466 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $599,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $170,000 | 3,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $429,000 | 3,114 |
| Total noninterest expense | $2,364,000 | 4,249 |
| Salaries and employee benefits | $1,204,000 | 4,366 |
| Premises and equipment expense | $319,000 | 3,844 |
| Additional noninterest expense | $841,000 | 4,081 |
| Pre-tax net operating income | $754,000 | 4,173 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $65,000 | 3,512 |
| Income before extraordinary items | $689,000 | 4,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $689,000 | 4,140 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $689,000 | 4,143 |
| Net charge-offs | $123,000 | 1,973 |
| Cash dividends | $88,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $689,000 | 4,090 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 4,419 |
| Total interest expense | $281,000 | 3,589 |
| Net interest income | $1,683,000 | 4,492 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $408,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $115,000 | 3,493 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $293,000 | 3,089 |
| Total noninterest expense | $1,598,000 | 4,261 |
| Salaries and employee benefits | $805,000 | 4,399 |
| Premises and equipment expense | $230,000 | 3,719 |
| Additional noninterest expense | $563,000 | 4,105 |
| Pre-tax net operating income | $493,000 | 4,185 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $39,000 | 3,581 |
| Income before extraordinary items | $454,000 | 4,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $454,000 | 4,129 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $454,000 | 4,131 |
| Net charge-offs | $91,000 | 1,807 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $454,000 | 4,069 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 4,413 |
| Total interest expense | $141,000 | 3,605 |
| Net interest income | $855,000 | 4,474 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $210,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $152,000 | 3,001 |
| Total noninterest expense | $828,000 | 4,222 |
| Salaries and employee benefits | $399,000 | 4,467 |
| Premises and equipment expense | $122,000 | 3,622 |
| Additional noninterest expense | $307,000 | 3,917 |
| Pre-tax net operating income | $237,000 | 4,221 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $17,000 | 3,603 |
| Income before extraordinary items | $220,000 | 4,136 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $220,000 | 4,138 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $220,000 | 4,139 |
| Net charge-offs | $18,000 | 2,186 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $220,000 | 4,067 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 4,411 |
| Total interest expense | $651,000 | 3,440 |
| Net interest income | $3,464,000 | 4,500 |
| Provision for loan and lease losses | $2,000 | 4,570 |
| Total noninterest income | $970,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $280,000 | 3,339 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $690,000 | 2,844 |
| Total noninterest expense | $3,625,000 | 4,054 |
| Salaries and employee benefits | $1,984,000 | 4,003 |
| Premises and equipment expense | $472,000 | 3,775 |
| Additional noninterest expense | $1,169,000 | 4,100 |
| Pre-tax net operating income | $807,000 | 4,468 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $16,000 | 4,092 |
| Income before extraordinary items | $791,000 | 4,316 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $791,000 | 4,315 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $791,000 | 4,316 |
| Net charge-offs | $30,000 | 4,096 |
| Cash dividends | $1,280,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $791,000 | 4,269 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 4,457 |
| Total interest expense | $499,000 | 3,454 |
| Net interest income | $2,581,000 | 4,554 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $756,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $207,000 | 3,400 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $549,000 | 2,780 |
| Total noninterest expense | $2,797,000 | 4,006 |
| Salaries and employee benefits | $1,518,000 | 3,971 |
| Premises and equipment expense | $368,000 | 3,732 |
| Additional noninterest expense | $911,000 | 4,047 |
| Pre-tax net operating income | $540,000 | 4,698 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $540,000 | 4,499 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $540,000 | 4,499 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $540,000 | 4,500 |
| Net charge-offs | $5,000 | 4,372 |
| Cash dividends | $1,280,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $540,000 | 4,456 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 4,477 |
| Total interest expense | $339,000 | 3,452 |
| Net interest income | $1,703,000 | 4,591 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $544,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $133,000 | 3,454 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $411,000 | 2,589 |
| Total noninterest expense | $1,944,000 | 3,940 |
| Salaries and employee benefits | $1,076,000 | 3,869 |
| Premises and equipment expense | $236,000 | 3,845 |
| Additional noninterest expense | $632,000 | 3,977 |
| Pre-tax net operating income | $303,000 | 4,888 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $303,000 | 4,719 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $303,000 | 4,721 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $303,000 | 4,722 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $688,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $303,000 | 4,668 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 4,472 |
| Total interest expense | $166,000 | 3,551 |
| Net interest income | $873,000 | 4,559 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $243,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $62,000 | 3,563 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $181,000 | 2,708 |
| Total noninterest expense | $976,000 | 3,960 |
| Salaries and employee benefits | $554,000 | 3,848 |
| Premises and equipment expense | $118,000 | 3,868 |
| Additional noninterest expense | $304,000 | 4,070 |
| Pre-tax net operating income | $140,000 | 4,940 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $140,000 | 4,774 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $140,000 | 4,776 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $140,000 | 4,775 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $188,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $140,000 | 4,721 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 4,326 |
| Total interest expense | $816,000 | 3,411 |
| Net interest income | $3,725,000 | 4,446 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $1,593,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $290,000 | 3,419 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,303,000 | 2,023 |
| Total noninterest expense | $4,206,000 | 3,804 |
| Salaries and employee benefits | $2,389,000 | 3,653 |
| Premises and equipment expense | $515,000 | 3,669 |
| Additional noninterest expense | $1,302,000 | 4,005 |
| Pre-tax net operating income | $1,022,000 | 4,047 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $83,000 | 3,514 |
| Income before extraordinary items | $939,000 | 4,011 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $939,000 | 4,014 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $939,000 | 4,014 |
| Net charge-offs | $-35,000 | 6,363 |
| Cash dividends | $888,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $939,000 | 3,960 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,455,000 | 4,345 |
| Total interest expense | $625,000 | 3,440 |
| Net interest income | $2,830,000 | 4,441 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $1,268,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $219,000 | 3,429 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,049,000 | 1,979 |
| Total noninterest expense | $3,216,000 | 3,775 |
| Salaries and employee benefits | $1,819,000 | 3,644 |
| Premises and equipment expense | $398,000 | 3,630 |
| Additional noninterest expense | $999,000 | 3,942 |
| Pre-tax net operating income | $792,000 | 4,071 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $69,000 | 3,532 |
| Income before extraordinary items | $723,000 | 4,011 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $723,000 | 4,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $723,000 | 4,014 |
| Net charge-offs | $-33,000 | 6,369 |
| Cash dividends | $716,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $723,000 | 3,944 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 4,335 |
| Total interest expense | $431,000 | 3,426 |
| Net interest income | $1,887,000 | 4,453 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $877,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $141,000 | 3,459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $736,000 | 1,942 |
| Total noninterest expense | $2,197,000 | 3,734 |
| Salaries and employee benefits | $1,218,000 | 3,642 |
| Premises and equipment expense | $270,000 | 3,594 |
| Additional noninterest expense | $709,000 | 3,794 |
| Pre-tax net operating income | $477,000 | 4,225 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $35,000 | 3,684 |
| Income before extraordinary items | $442,000 | 4,151 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $442,000 | 4,153 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $442,000 | 4,154 |
| Net charge-offs | $-30,000 | 6,424 |
| Cash dividends | $416,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $442,000 | 4,049 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 4,337 |
| Total interest expense | $220,000 | 3,465 |
| Net interest income | $945,000 | 4,471 |
| Provision for loan and lease losses | $37,000 | 3,082 |
| Total noninterest income | $401,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $69,000 | 3,493 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $332,000 | 2,090 |
| Total noninterest expense | $1,140,000 | 3,681 |
| Salaries and employee benefits | $634,000 | 3,581 |
| Premises and equipment expense | $141,000 | 3,529 |
| Additional noninterest expense | $365,000 | 3,738 |
| Pre-tax net operating income | $169,000 | 4,712 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $162,000 | 4,623 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $162,000 | 4,624 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $162,000 | 4,625 |
| Net charge-offs | $-18,000 | 6,405 |
| Cash dividends | $261,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $162,000 | 4,516 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,960,000 | 4,317 |
| Total interest expense | $1,073,000 | 3,458 |
| Net interest income | $3,887,000 | 4,483 |
| Provision for loan and lease losses | $319,000 | 3,295 |
| Total noninterest income | $2,338,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $331,000 | 3,302 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,007,000 | 1,520 |
| Total noninterest expense | $4,810,000 | 3,572 |
| Salaries and employee benefits | $2,674,000 | 3,395 |
| Premises and equipment expense | $516,000 | 3,745 |
| Additional noninterest expense | $1,620,000 | 3,596 |
| Pre-tax net operating income | $1,096,000 | 3,868 |
| Securities gains (losses) | $10,000 | 3,374 |
| Applicable income taxes | $-103,000 | 6,705 |
| Income before extraordinary items | $1,209,000 | 3,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,209,000 | 3,529 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,209,000 | 3,530 |
| Net charge-offs | $663,000 | 2,285 |
| Cash dividends | $517,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,199,000 | 3,393 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 4,359 |
| Total interest expense | $826,000 | 3,509 |
| Net interest income | $2,941,000 | 4,525 |
| Provision for loan and lease losses | $316,000 | 2,901 |
| Total noninterest income | $1,704,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $245,000 | 3,365 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,459,000 | 1,552 |
| Total noninterest expense | $3,572,000 | 3,625 |
| Salaries and employee benefits | $1,979,000 | 3,450 |
| Premises and equipment expense | $393,000 | 3,752 |
| Additional noninterest expense | $1,200,000 | 3,662 |
| Pre-tax net operating income | $757,000 | 4,110 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $26,000 | 4,074 |
| Income before extraordinary items | $741,000 | 3,997 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $741,000 | 3,996 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $741,000 | 3,998 |
| Net charge-offs | $614,000 | 1,955 |
| Cash dividends | $517,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $731,300 | 3,851 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 4,365 |
| Total interest expense | $570,000 | 3,521 |
| Net interest income | $1,970,000 | 4,539 |
| Provision for loan and lease losses | $234,000 | 2,800 |
| Total noninterest income | $1,171,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $165,000 | 3,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,006,000 | 1,515 |
| Total noninterest expense | $2,352,000 | 3,675 |
| Salaries and employee benefits | $1,301,000 | 3,502 |
| Premises and equipment expense | $254,000 | 3,821 |
| Additional noninterest expense | $797,000 | 3,675 |
| Pre-tax net operating income | $555,000 | 3,946 |
| Securities gains (losses) | $10,000 | 2,721 |
| Applicable income taxes | $16,000 | 4,076 |
| Income before extraordinary items | $549,000 | 3,805 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $549,000 | 3,807 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $549,000 | 3,808 |
| Net charge-offs | $346,000 | 2,166 |
| Cash dividends | $317,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $539,300 | 3,653 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 4,395 |
| Total interest expense | $288,000 | 3,602 |
| Net interest income | $995,000 | 4,546 |
| Provision for loan and lease losses | $126,000 | 2,598 |
| Total noninterest income | $489,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $78,000 | 3,429 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $411,000 | 1,721 |
| Total noninterest expense | $1,171,000 | 3,697 |
| Salaries and employee benefits | $652,000 | 3,526 |
| Premises and equipment expense | $127,000 | 3,851 |
| Additional noninterest expense | $392,000 | 3,686 |
| Pre-tax net operating income | $187,000 | 4,617 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $182,000 | 4,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $182,000 | 4,529 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $182,000 | 4,529 |
| Net charge-offs | $42,000 | 3,150 |
| Cash dividends | $317,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $182,000 | 4,391 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 4,311 |
| Total interest expense | $1,259,000 | 3,851 |
| Net interest income | $4,243,000 | 4,380 |
| Provision for loan and lease losses | $496,000 | 3,471 |
| Total noninterest income | $1,555,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $327,000 | 3,425 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,228,000 | 1,876 |
| Total noninterest expense | $4,428,000 | 3,842 |
| Salaries and employee benefits | $2,497,000 | 3,563 |
| Premises and equipment expense | $485,000 | 4,120 |
| Additional noninterest expense | $1,446,000 | 3,953 |
| Pre-tax net operating income | $874,000 | 3,969 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $54,000 | 3,727 |
| Income before extraordinary items | $820,000 | 3,902 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $820,000 | 3,907 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $820,000 | 3,906 |
| Net charge-offs | $476,000 | 3,242 |
| Cash dividends | $138,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $820,000 | 3,779 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 4,338 |
| Total interest expense | $963,000 | 3,912 |
| Net interest income | $3,194,000 | 4,399 |
| Provision for loan and lease losses | $410,000 | 3,174 |
| Total noninterest income | $1,036,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $236,000 | 3,511 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $800,000 | 2,037 |
| Total noninterest expense | $3,200,000 | 3,951 |
| Salaries and employee benefits | $1,792,000 | 3,689 |
| Premises and equipment expense | $364,000 | 4,160 |
| Additional noninterest expense | $1,044,000 | 4,059 |
| Pre-tax net operating income | $620,000 | 4,162 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $87,000 | 3,306 |
| Income before extraordinary items | $533,000 | 4,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $533,000 | 4,202 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $533,000 | 4,202 |
| Net charge-offs | $412,000 | 2,874 |
| Cash dividends | $138,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $533,000 | 4,075 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 4,377 |
| Total interest expense | $657,000 | 3,967 |
| Net interest income | $2,113,000 | 4,427 |
| Provision for loan and lease losses | $288,000 | 3,088 |
| Total noninterest income | $611,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $153,000 | 3,553 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $458,000 | 2,232 |
| Total noninterest expense | $2,031,000 | 4,121 |
| Salaries and employee benefits | $1,161,000 | 3,808 |
| Premises and equipment expense | $242,000 | 4,202 |
| Additional noninterest expense | $628,000 | 4,403 |
| Pre-tax net operating income | $405,000 | 4,182 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $95,000 | 2,899 |
| Income before extraordinary items | $310,000 | 4,392 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $310,000 | 4,391 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $310,000 | 4,393 |
| Net charge-offs | $327,000 | 2,596 |
| Cash dividends | $138,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $310,000 | 4,311 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 4,414 |
| Total interest expense | $338,000 | 4,005 |
| Net interest income | $1,038,000 | 4,465 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $328,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $73,000 | 3,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $255,000 | 2,117 |
| Total noninterest expense | $1,024,000 | 4,116 |
| Salaries and employee benefits | $599,000 | 3,733 |
| Premises and equipment expense | $125,000 | 4,165 |
| Additional noninterest expense | $300,000 | 4,528 |
| Pre-tax net operating income | $192,000 | 4,304 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $45,000 | 2,906 |
| Income before extraordinary items | $147,000 | 4,490 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $147,000 | 4,489 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $147,000 | 4,490 |
| Net charge-offs | $200,000 | 2,121 |
| Cash dividends | $138,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $147,000 | 4,427 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 4,440 |
| Total interest expense | $1,657,000 | 4,034 |
| Net interest income | $4,103,000 | 4,513 |
| Provision for loan and lease losses | $494,000 | 4,151 |
| Total noninterest income | $1,770,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $330,000 | 3,449 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,440,000 | 1,743 |
| Total noninterest expense | $3,879,000 | 4,287 |
| Salaries and employee benefits | $2,270,000 | 3,867 |
| Premises and equipment expense | $466,000 | 4,368 |
| Additional noninterest expense | $1,143,000 | 4,732 |
| Pre-tax net operating income | $1,500,000 | 2,720 |
| Securities gains (losses) | $16,000 | 3,184 |
| Applicable income taxes | $439,000 | 2,015 |
| Income before extraordinary items | $1,077,000 | 3,091 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,077,000 | 3,087 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,077,000 | 3,090 |
| Net charge-offs | $342,000 | 4,151 |
| Cash dividends | $766,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,065,640 | 2,989 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 4,501 |
| Total interest expense | $1,279,000 | 4,104 |
| Net interest income | $3,068,000 | 4,578 |
| Provision for loan and lease losses | $367,000 | 4,038 |
| Total noninterest income | $1,302,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $242,000 | 3,557 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,060,000 | 1,741 |
| Total noninterest expense | $2,822,000 | 4,399 |
| Salaries and employee benefits | $1,629,000 | 4,037 |
| Premises and equipment expense | $355,000 | 4,394 |
| Additional noninterest expense | $838,000 | 4,790 |
| Pre-tax net operating income | $1,181,000 | 2,807 |
| Securities gains (losses) | $16,000 | 2,975 |
| Applicable income taxes | $349,000 | 2,004 |
| Income before extraordinary items | $848,000 | 3,180 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $848,000 | 3,178 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $848,000 | 3,180 |
| Net charge-offs | $65,000 | 5,312 |
| Cash dividends | $766,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $836,640 | 3,085 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 4,573 |
| Total interest expense | $879,000 | 4,126 |
| Net interest income | $1,985,000 | 4,681 |
| Provision for loan and lease losses | $292,000 | 3,694 |
| Total noninterest income | $882,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $153,000 | 3,658 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $729,000 | 1,629 |
| Total noninterest expense | $1,841,000 | 4,480 |
| Salaries and employee benefits | $1,044,000 | 4,177 |
| Premises and equipment expense | $236,000 | 4,419 |
| Additional noninterest expense | $561,000 | 4,773 |
| Pre-tax net operating income | $734,000 | 2,947 |
| Securities gains (losses) | $15,000 | 2,470 |
| Applicable income taxes | $216,000 | 2,055 |
| Income before extraordinary items | $533,000 | 3,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $533,000 | 3,293 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $533,000 | 3,296 |
| Net charge-offs | $32,000 | 5,227 |
| Cash dividends | $766,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $522,350 | 3,224 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 4,683 |
| Total interest expense | $448,000 | 4,201 |
| Net interest income | $956,000 | 4,799 |
| Provision for loan and lease losses | $253,000 | 2,653 |
| Total noninterest income | $584,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $74,000 | 3,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $510,000 | 1,277 |
| Total noninterest expense | $917,000 | 4,525 |
| Salaries and employee benefits | $515,000 | 4,267 |
| Premises and equipment expense | $129,000 | 4,282 |
| Additional noninterest expense | $273,000 | 4,857 |
| Pre-tax net operating income | $370,000 | 2,966 |
| Securities gains (losses) | $16,000 | 1,584 |
| Applicable income taxes | $98,000 | 2,145 |
| Income before extraordinary items | $288,000 | 3,211 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $288,000 | 3,207 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $288,000 | 3,211 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $766,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $276,000 | 3,190 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 4,833 |
| Total interest expense | $2,092,000 | 4,322 |
| Net interest income | $3,465,000 | 4,991 |
| Provision for loan and lease losses | $172,000 | 5,946 |
| Total noninterest income | $974,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $338,000 | 3,656 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $636,000 | 2,812 |
| Total noninterest expense | $3,423,000 | 4,791 |
| Salaries and employee benefits | $1,907,000 | 4,518 |
| Premises and equipment expense | $449,000 | 4,688 |
| Additional noninterest expense | $1,067,000 | 5,059 |
| Pre-tax net operating income | $844,000 | 3,257 |
| Securities gains (losses) | $28,000 | 2,908 |
| Applicable income taxes | $239,000 | 2,234 |
| Income before extraordinary items | $633,000 | 3,524 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $633,000 | 3,524 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $633,000 | 3,523 |
| Net charge-offs | $-28,000 | 7,924 |
| Cash dividends | $380,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $612,560 | 3,496 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 4,967 |
| Total interest expense | $1,618,000 | 4,376 |
| Net interest income | $2,451,000 | 5,161 |
| Provision for loan and lease losses | $147,000 | 5,533 |
| Total noninterest income | $754,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $256,000 | 3,647 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $498,000 | 2,819 |
| Total noninterest expense | $2,533,000 | 4,839 |
| Salaries and employee benefits | $1,374,000 | 4,654 |
| Premises and equipment expense | $337,000 | 4,724 |
| Additional noninterest expense | $822,000 | 4,992 |
| Pre-tax net operating income | $525,000 | 3,827 |
| Securities gains (losses) | $28,000 | 2,601 |
| Applicable income taxes | $148,000 | 2,586 |
| Income before extraordinary items | $405,000 | 4,029 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $405,000 | 4,025 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $405,000 | 4,028 |
| Net charge-offs | $172,000 | 4,437 |
| Cash dividends | $380,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $384,560 | 4,019 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 5,058 |
| Total interest expense | $1,116,000 | 4,424 |
| Net interest income | $1,544,000 | 5,337 |
| Provision for loan and lease losses | $52,000 | 6,039 |
| Total noninterest income | $491,000 | 3,455 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $167,000 | 3,668 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $324,000 | 2,871 |
| Total noninterest expense | $1,706,000 | 4,846 |
| Salaries and employee benefits | $922,000 | 4,678 |
| Premises and equipment expense | $227,000 | 4,718 |
| Additional noninterest expense | $557,000 | 4,945 |
| Pre-tax net operating income | $277,000 | 4,243 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $73,000 | 2,875 |
| Income before extraordinary items | $204,000 | 4,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $204,000 | 4,517 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $204,000 | 4,517 |
| Net charge-offs | $75,000 | 4,536 |
| Cash dividends | $380,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $204,000 | 4,415 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 5,125 |
| Total interest expense | $568,000 | 4,481 |
| Net interest income | $750,000 | 5,404 |
| Provision for loan and lease losses | $29,000 | 5,632 |
| Total noninterest income | $256,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $81,000 | 3,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $175,000 | 2,695 |
| Total noninterest expense | $841,000 | 4,805 |
| Salaries and employee benefits | $460,000 | 4,727 |
| Premises and equipment expense | $114,000 | 4,767 |
| Additional noninterest expense | $267,000 | 4,771 |
| Pre-tax net operating income | $136,000 | 4,646 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $36,000 | 3,153 |
| Income before extraordinary items | $100,000 | 4,965 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $100,000 | 4,968 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $100,000 | 4,967 |
| Net charge-offs | $31,000 | 3,989 |
| Cash dividends | $380,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $100,000 | 4,800 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,542,000 | 5,164 |
| Total interest expense | $2,577,000 | 4,661 |
| Net interest income | $2,965,000 | 5,447 |
| Provision for loan and lease losses | $35,000 | 6,787 |
| Total noninterest income | $1,236,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $394,000 | 3,482 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $842,000 | 2,394 |
| Total noninterest expense | $3,464,000 | 4,676 |
| Salaries and employee benefits | $1,979,000 | 4,493 |
| Premises and equipment expense | $453,000 | 4,745 |
| Additional noninterest expense | $1,032,000 | 4,732 |
| Pre-tax net operating income | $702,000 | 4,387 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $200,000 | 2,817 |
| Income before extraordinary items | $502,000 | 4,443 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $502,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 3,634 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $502,000 | 4,600 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 5,210 |
| Total interest expense | $2,010,000 | 4,695 |
| Net interest income | $2,200,000 | 5,517 |
| Provision for loan and lease losses | $8,000 | 6,813 |
| Total noninterest income | $958,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $302,000 | 3,475 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $656,000 | 2,406 |
| Total noninterest expense | $2,581,000 | 4,679 |
| Salaries and employee benefits | $1,489,000 | 4,506 |
| Premises and equipment expense | $321,000 | 4,917 |
| Additional noninterest expense | $771,000 | 4,655 |
| Pre-tax net operating income | $569,000 | 4,726 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $165,000 | 3,121 |
| Income before extraordinary items | $404,000 | 4,775 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $404,000 | 4,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,803 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $404,000 | 4,935 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 5,220 |
| Total interest expense | $1,430,000 | 4,646 |
| Net interest income | $1,433,000 | 5,583 |
| Provision for loan and lease losses | $3,000 | 6,580 |
| Total noninterest income | $617,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $194,000 | 3,546 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $423,000 | 2,497 |
| Total noninterest expense | $1,732,000 | 4,687 |
| Salaries and employee benefits | $983,000 | 4,585 |
| Premises and equipment expense | $217,000 | 4,912 |
| Additional noninterest expense | $532,000 | 4,558 |
| Pre-tax net operating income | $315,000 | 5,205 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $88,000 | 3,583 |
| Income before extraordinary items | $227,000 | 5,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 5,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,536 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $227,000 | 5,357 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 5,300 |
| Total interest expense | $751,000 | 4,687 |
| Net interest income | $692,000 | 5,728 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $299,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $199,000 | 2,584 |
| Total noninterest expense | $880,000 | 4,650 |
| Salaries and employee benefits | $486,000 | 4,655 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $281,000 | 4,319 |
| Pre-tax net operating income | $109,000 | 5,910 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $28,000 | 4,112 |
| Income before extraordinary items | $81,000 | 6,109 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $81,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,284 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $81,000 | 6,013 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 5,067 |
| Total interest expense | $3,168,000 | 4,636 |
| Net interest income | $3,110,000 | 5,407 |
| Provision for loan and lease losses | $13,000 | 6,495 |
| Total noninterest income | $1,366,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $411,000 | 3,476 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $955,000 | 2,281 |
| Total noninterest expense | $3,438,000 | 4,587 |
| Salaries and employee benefits | $1,933,000 | 4,500 |
| Premises and equipment expense | $356,000 | 5,358 |
| Additional noninterest expense | $1,149,000 | 4,202 |
| Pre-tax net operating income | $1,025,000 | 4,697 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $312,000 | 3,344 |
| Income before extraordinary items | $713,000 | 5,017 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $713,000 | 5,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 2,054 |
| Cash dividends | $1,128,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $713,000 | 5,001 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 5,083 |
| Total interest expense | $2,354,000 | 4,671 |
| Net interest income | $2,357,000 | 5,404 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $1,051,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $300,000 | 3,517 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $751,000 | 2,206 |
| Total noninterest expense | $2,562,000 | 4,580 |
| Salaries and employee benefits | $1,421,000 | 4,542 |
| Premises and equipment expense | $259,000 | 5,442 |
| Additional noninterest expense | $882,000 | 4,078 |
| Pre-tax net operating income | $836,000 | 4,745 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $257,000 | 3,396 |
| Income before extraordinary items | $579,000 | 5,071 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $579,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,694 |
| Cash dividends | $1,128,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $579,000 | 5,067 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 5,130 |
| Total interest expense | $1,524,000 | 4,748 |
| Net interest income | $1,593,000 | 5,397 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $696,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $200,000 | 3,521 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $496,000 | 2,252 |
| Total noninterest expense | $1,705,000 | 4,600 |
| Salaries and employee benefits | $953,000 | 4,564 |
| Premises and equipment expense | $171,000 | 5,493 |
| Additional noninterest expense | $581,000 | 4,116 |
| Pre-tax net operating income | $578,000 | 4,757 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $179,000 | 3,408 |
| Income before extraordinary items | $399,000 | 5,086 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $399,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $1,053,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $399,000 | 5,077 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 5,159 |
| Total interest expense | $744,000 | 4,799 |
| Net interest income | $796,000 | 5,394 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $361,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $105,000 | 3,344 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $256,000 | 2,186 |
| Total noninterest expense | $852,000 | 4,600 |
| Salaries and employee benefits | $483,000 | 4,552 |
| Premises and equipment expense | $89,000 | 5,403 |
| Additional noninterest expense | $280,000 | 4,164 |
| Pre-tax net operating income | $299,000 | 4,657 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $93,000 | 3,366 |
| Income before extraordinary items | $206,000 | 4,990 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $206,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $206,000 | 4,978 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 5,163 |
| Total interest expense | $2,613,000 | 4,700 |
| Net interest income | $3,120,000 | 5,400 |
| Provision for loan and lease losses | $26,000 | 6,122 |
| Total noninterest income | $1,276,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $437,000 | 3,357 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $839,000 | 2,504 |
| Total noninterest expense | $3,378,000 | 4,507 |
| Salaries and employee benefits | $1,921,000 | 4,404 |
| Premises and equipment expense | $325,000 | 5,530 |
| Additional noninterest expense | $1,132,000 | 4,116 |
| Pre-tax net operating income | $992,000 | 5,217 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $301,000 | 3,798 |
| Income before extraordinary items | $691,000 | 5,542 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $691,000 | 5,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,004 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $691,000 | 5,531 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 5,199 |
| Total interest expense | $1,934,000 | 4,648 |
| Net interest income | $2,292,000 | 5,512 |
| Provision for loan and lease losses | $19,000 | 6,039 |
| Total noninterest income | $988,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $327,000 | 3,379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $661,000 | 2,409 |
| Total noninterest expense | $2,520,000 | 4,510 |
| Salaries and employee benefits | $1,428,000 | 4,407 |
| Premises and equipment expense | $241,000 | 5,591 |
| Additional noninterest expense | $851,000 | 4,083 |
| Pre-tax net operating income | $741,000 | 5,386 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $225,000 | 3,980 |
| Income before extraordinary items | $516,000 | 5,688 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $516,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,563 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $516,000 | 5,683 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 5,210 |
| Total interest expense | $1,272,000 | 4,544 |
| Net interest income | $1,508,000 | 5,572 |
| Provision for loan and lease losses | $17,000 | 5,691 |
| Total noninterest income | $624,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $211,000 | 3,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $413,000 | 2,510 |
| Total noninterest expense | $1,696,000 | 4,499 |
| Salaries and employee benefits | $955,000 | 4,408 |
| Premises and equipment expense | $159,000 | 5,628 |
| Additional noninterest expense | $582,000 | 4,002 |
| Pre-tax net operating income | $419,000 | 5,797 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $125,000 | 4,252 |
| Income before extraordinary items | $294,000 | 6,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $294,000 | 6,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 1,520 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $294,000 | 6,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 5,282 |
| Total interest expense | $602,000 | 4,569 |
| Net interest income | $732,000 | 5,666 |
| Provision for loan and lease losses | $11,000 | 5,192 |
| Total noninterest income | $314,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $98,000 | 3,520 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $216,000 | 2,382 |
| Total noninterest expense | $851,000 | 4,497 |
| Salaries and employee benefits | $474,000 | 4,450 |
| Premises and equipment expense | $81,000 | 5,603 |
| Additional noninterest expense | $296,000 | 3,939 |
| Pre-tax net operating income | $184,000 | 6,004 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $54,000 | 4,401 |
| Income before extraordinary items | $130,000 | 6,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 849 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $130,000 | 6,252 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 4,975 |
| Total interest expense | $2,000,000 | 4,431 |
| Net interest income | $3,291,000 | 5,197 |
| Provision for loan and lease losses | $992,000 | 1,049 |
| Total noninterest income | $1,268,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $453,000 | 3,262 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $815,000 | 2,506 |
| Total noninterest expense | $3,314,000 | 4,474 |
| Salaries and employee benefits | $1,829,000 | 4,422 |
| Premises and equipment expense | $318,000 | 5,572 |
| Additional noninterest expense | $1,167,000 | 3,932 |
| Pre-tax net operating income | $253,000 | 7,543 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $51,000 | 5,854 |
| Income before extraordinary items | $202,000 | 7,572 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $202,000 | 7,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,382 |
| Cash dividends | $220,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $202,000 | 7,541 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 4,964 |
| Total interest expense | $1,444,000 | 4,402 |
| Net interest income | $2,496,000 | 5,182 |
| Provision for loan and lease losses | $980,000 | 774 |
| Total noninterest income | $982,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $335,000 | 3,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $647,000 | 2,437 |
| Total noninterest expense | $2,429,000 | 4,516 |
| Salaries and employee benefits | $1,336,000 | 4,479 |
| Premises and equipment expense | $239,000 | 5,570 |
| Additional noninterest expense | $854,000 | 3,978 |
| Pre-tax net operating income | $69,000 | 8,120 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $67,000 | 8,118 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $67,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,028 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $67,000 | 8,085 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 4,908 |
| Total interest expense | $918,000 | 4,390 |
| Net interest income | $1,699,000 | 5,113 |
| Provision for loan and lease losses | $875,000 | 592 |
| Total noninterest income | $648,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $211,000 | 3,380 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $437,000 | 2,393 |
| Total noninterest expense | $1,611,000 | 4,511 |
| Salaries and employee benefits | $868,000 | 4,535 |
| Premises and equipment expense | $160,000 | 5,527 |
| Additional noninterest expense | $583,000 | 3,890 |
| Pre-tax net operating income | $-139,000 | 8,514 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-64,000 | 8,721 |
| Income before extraordinary items | $-75,000 | 8,494 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-75,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 875 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-75,000 | 8,467 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 4,925 |
| Total interest expense | $440,000 | 4,393 |
| Net interest income | $858,000 | 5,108 |
| Provision for loan and lease losses | $525,000 | 448 |
| Total noninterest income | $255,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $87,000 | 3,754 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $168,000 | 2,780 |
| Total noninterest expense | $793,000 | 4,583 |
| Salaries and employee benefits | $406,000 | 4,785 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $307,000 | 3,736 |
| Pre-tax net operating income | $-205,000 | 8,729 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-78,000 | 8,824 |
| Income before extraordinary items | $-127,000 | 8,697 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-127,000 | 8,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 619 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-127,000 | 8,678 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 4,573 |
| Total interest expense | $1,736,000 | 4,074 |
| Net interest income | $3,713,000 | 4,714 |
| Provision for loan and lease losses | $2,740,000 | 416 |
| Total noninterest income | $1,022,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $468,000 | 3,291 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $554,000 | 3,118 |
| Total noninterest expense | $2,893,000 | 4,780 |
| Salaries and employee benefits | $1,543,000 | 4,846 |
| Premises and equipment expense | $305,000 | 5,646 |
| Additional noninterest expense | $1,045,000 | 4,191 |
| Pre-tax net operating income | $-898,000 | 8,782 |
| Securities gains (losses) | $55,000 | 1,669 |
| Applicable income taxes | $-332,000 | 8,872 |
| Income before extraordinary items | $-511,000 | 8,723 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-511,000 | 8,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,143,000 | 441 |
| Cash dividends | $305,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-546,200 | 8,709 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 4,513 |
| Total interest expense | $1,309,000 | 4,026 |
| Net interest income | $2,823,000 | 4,675 |
| Provision for loan and lease losses | $2,110,000 | 400 |
| Total noninterest income | $925,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $349,000 | 3,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $576,000 | 2,568 |
| Total noninterest expense | $2,088,000 | 4,873 |
| Salaries and employee benefits | $1,146,000 | 4,833 |
| Premises and equipment expense | $221,000 | 5,691 |
| Additional noninterest expense | $721,000 | 4,421 |
| Pre-tax net operating income | $-450,000 | 8,757 |
| Securities gains (losses) | $43,000 | 1,778 |
| Applicable income taxes | $-174,000 | 8,898 |
| Income before extraordinary items | $-233,000 | 8,706 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-233,000 | 8,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,435,000 | 439 |
| Cash dividends | $305,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-260,520 | 8,695 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 4,456 |
| Total interest expense | $886,000 | 3,976 |
| Net interest income | $1,919,000 | 4,601 |
| Provision for loan and lease losses | $1,378,000 | 409 |
| Total noninterest income | $606,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $224,000 | 3,386 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $382,000 | 2,583 |
| Total noninterest expense | $1,388,000 | 4,912 |
| Salaries and employee benefits | $786,000 | 4,779 |
| Premises and equipment expense | $148,000 | 5,701 |
| Additional noninterest expense | $454,000 | 4,648 |
| Pre-tax net operating income | $-241,000 | 8,788 |
| Securities gains (losses) | $27,000 | 1,860 |
| Applicable income taxes | $-95,000 | 8,936 |
| Income before extraordinary items | $-119,000 | 8,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-119,000 | 8,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,080,000 | 403 |
| Cash dividends | $280,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-136,280 | 8,719 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 4,363 |
| Total interest expense | $454,000 | 3,947 |
| Net interest income | $1,001,000 | 4,477 |
| Provision for loan and lease losses | $163,000 | 1,349 |
| Total noninterest income | $292,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $98,000 | 3,637 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $194,000 | 2,516 |
| Total noninterest expense | $700,000 | 4,921 |
| Salaries and employee benefits | $404,000 | 4,706 |
| Premises and equipment expense | $75,000 | 5,696 |
| Additional noninterest expense | $221,000 | 4,708 |
| Pre-tax net operating income | $430,000 | 3,900 |
| Securities gains (losses) | $15,000 | 1,841 |
| Applicable income taxes | $140,000 | 3,209 |
| Income before extraordinary items | $305,000 | 4,228 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $305,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $180,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $294,650 | 4,195 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 4,552 |
| Total interest expense | $1,999,000 | 4,031 |
| Net interest income | $3,527,000 | 4,766 |
| Provision for loan and lease losses | $350,000 | 2,851 |
| Total noninterest income | $1,236,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $332,000 | 4,074 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $904,000 | 2,538 |
| Total noninterest expense | $2,756,000 | 4,881 |
| Salaries and employee benefits | $1,578,000 | 4,690 |
| Premises and equipment expense | $240,000 | 6,296 |
| Additional noninterest expense | $938,000 | 4,484 |
| Pre-tax net operating income | $1,657,000 | 3,854 |
| Securities gains (losses) | $96,000 | 1,933 |
| Applicable income taxes | $555,000 | 3,207 |
| Income before extraordinary items | $1,198,000 | 4,148 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,198,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,366 |
| Cash dividends | $81,000 | 5,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,132,720 | 4,118 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 4,634 |
| Total interest expense | $1,537,000 | 4,061 |
| Net interest income | $2,575,000 | 4,867 |
| Provision for loan and lease losses | $287,000 | 2,603 |
| Total noninterest income | $974,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $243,000 | 4,151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $731,000 | 2,492 |
| Total noninterest expense | $2,016,000 | 4,951 |
| Salaries and employee benefits | $1,157,000 | 4,754 |
| Premises and equipment expense | $185,000 | 6,208 |
| Additional noninterest expense | $674,000 | 4,591 |
| Pre-tax net operating income | $1,246,000 | 3,976 |
| Securities gains (losses) | $94,000 | 1,810 |
| Applicable income taxes | $420,000 | 3,330 |
| Income before extraordinary items | $920,000 | 4,225 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $920,000 | 4,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,652 |
| Cash dividends | $81,000 | 4,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $855,140 | 4,258 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 4,703 |
| Total interest expense | $1,041,000 | 4,113 |
| Net interest income | $1,677,000 | 4,942 |
| Provision for loan and lease losses | $202,000 | 2,495 |
| Total noninterest income | $635,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $161,000 | 4,135 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $474,000 | 2,519 |
| Total noninterest expense | $1,344,000 | 4,948 |
| Salaries and employee benefits | $769,000 | 4,759 |
| Premises and equipment expense | $120,000 | 6,262 |
| Additional noninterest expense | $455,000 | 4,559 |
| Pre-tax net operating income | $766,000 | 4,175 |
| Securities gains (losses) | $93,000 | 1,565 |
| Applicable income taxes | $267,000 | 3,437 |
| Income before extraordinary items | $592,000 | 4,341 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $592,000 | 4,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,091 |
| Cash dividends | $81,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $527,830 | 4,451 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 4,713 |
| Total interest expense | $524,000 | 4,191 |
| Net interest income | $837,000 | 4,929 |
| Provision for loan and lease losses | $108,000 | 2,240 |
| Total noninterest income | $336,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $254,000 | 2,342 |
| Total noninterest expense | $680,000 | 4,895 |
| Salaries and employee benefits | $387,000 | 4,725 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $235,000 | 4,421 |
| Pre-tax net operating income | $385,000 | 4,123 |
| Securities gains (losses) | $45,000 | 1,448 |
| Applicable income taxes | $146,000 | 3,270 |
| Income before extraordinary items | $284,000 | 4,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $81,000 | 3,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $254,300 | 4,471 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 5,158 |
| Total interest expense | $2,159,000 | 4,573 |
| Net interest income | $2,858,000 | 5,437 |
| Provision for loan and lease losses | $250,000 | 3,856 |
| Total noninterest income | $917,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $306,000 | 4,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $611,000 | 2,932 |
| Total noninterest expense | $2,298,000 | 5,384 |
| Salaries and employee benefits | $1,241,000 | 5,368 |
| Premises and equipment expense | $162,000 | 7,283 |
| Additional noninterest expense | $895,000 | 4,561 |
| Pre-tax net operating income | $1,227,000 | 4,644 |
| Securities gains (losses) | $76,000 | 2,019 |
| Applicable income taxes | $421,000 | 3,786 |
| Income before extraordinary items | $882,000 | 4,931 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $882,000 | 4,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,848 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $830,320 | 4,969 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 5,841 |
| Total interest expense | $2,676,000 | 5,151 |
| Net interest income | $2,000,000 | 6,439 |
| Provision for loan and lease losses | $166,000 | 4,582 |
| Total noninterest income | $677,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $303,000 | 4,142 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $374,000 | 3,680 |
| Total noninterest expense | $1,608,000 | 6,560 |
| Salaries and employee benefits | $839,000 | 6,620 |
| Premises and equipment expense | $138,000 | 7,719 |
| Additional noninterest expense | $631,000 | 5,655 |
| Pre-tax net operating income | $903,000 | 5,186 |
| Securities gains (losses) | $29,000 | 2,852 |
| Applicable income taxes | $331,000 | 4,080 |
| Income before extraordinary items | $601,000 | 5,622 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $601,000 | 5,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,122 |
| Cash dividends | $10,000 | 6,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $582,440 | 5,571 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 6,880 |
| Total interest expense | $2,003,000 | 6,272 |
| Net interest income | $1,538,000 | 7,408 |
| Provision for loan and lease losses | $159,000 | 4,289 |
| Total noninterest income | $336,000 | 6,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,123 |
| Total noninterest expense | $1,252,000 | 7,367 |
| Salaries and employee benefits | $688,000 | 7,254 |
| Premises and equipment expense | $132,000 | 7,888 |
| Additional noninterest expense | $432,000 | 6,905 |
| Pre-tax net operating income | $463,000 | 7,184 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $161,000 | 5,793 |
| Income before extraordinary items | $302,000 | 7,456 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $302,000 | 7,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,446 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $302,000 | 7,466 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 8,349 |
| Total interest expense | $1,102,000 | 7,900 |
| Net interest income | $1,035,000 | 8,547 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $184,000 | 7,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,428 |
| Total noninterest expense | $923,000 | 8,357 |
| Salaries and employee benefits | $520,000 | 8,227 |
| Premises and equipment expense | $116,000 | 8,318 |
| Additional noninterest expense | $287,000 | 8,229 |
| Pre-tax net operating income | $188,000 | 8,638 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,000 | 8,654 |
| Income before extraordinary items | $185,000 | 8,399 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $185,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $185,000 | 8,370 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 9,983 |
| Total interest expense | $386,000 | 9,916 |
| Net interest income | $468,000 | 9,979 |
| Provision for loan and lease losses | $133,000 | 4,421 |
| Total noninterest income | $108,000 | 8,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 8,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $613,000 | 9,383 |
| Salaries and employee benefits | $320,000 | 9,498 |
| Premises and equipment expense | $96,000 | 8,805 |
| Additional noninterest expense | $197,000 | 9,154 |
| Pre-tax net operating income | $-170,000 | 9,979 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $5,000 | 9,206 |
| Income before extraordinary items | $-175,000 | 10,028 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-175,000 | 10,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-175,000 | 9,994 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,000 | 10,916 |
| Total interest expense | $1,000 | 10,893 |
| Net interest income | $10,000 | 10,914 |
| Provision for loan and lease losses | $1,000 | 8,801 |
| Total noninterest income | $3,000 | 10,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $63,000 | 10,905 |
| Salaries and employee benefits | $30,000 | 10,894 |
| Premises and equipment expense | $5,000 | 10,876 |
| Additional noninterest expense | $28,000 | 10,891 |
| Pre-tax net operating income | $-51,000 | 10,444 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-51,000 | 10,470 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-51,000 | 10,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,065,000 | 306 |
| Net operating income | $-51,000 | 10,431 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.